Driver performance is assessed using existing datasets derived from conventional highway travel, such as a datasets from wireless highway toll payment systems. Existing datasets are processed to develop a driver safety rating and/or otherwise assess driver performance to determine a level of driver performance and/or risk, and to determine suitability for insurance discounts, etc. An exemplary system and method for providing a driver risk rating representative of driver performance involves: receiving from a toll transaction system toll trip data, the toll trip data reflecting data recorded as a result of operation of an automobile associated with at least one driver; processing the toll trip data to determine toll trip metrics as a function of the toll trip data; and processing the toll trip metrics in accordance with predefined data processing logic to develop a driver risk rating for each driver as a function of the toll trip data.
SYSTEM AND METHOD FOR DEVELOPING A DRIVER SAFETY RATING