['ue', 'CIGARETTE', 'COMPANIES', '(continued)', 'R.', 'J.', 'Reynolds.', '-', 'The', 'Winston-Salem', 'Health:', 'Care', 'Plan,', 'run', 'by', 'R.', 'J.', 'Reynolds', 'for', 'employees', 'and', 'their', 'families,', 'came', 'into', 'being', 'in', 'the', 'early', "1970's", 'when', 'Reynolds', 'found', 'their', 'insurance', 'premiums', 'were', 'increasing', '20%', 'per', 'year.', 'Employees', 'pay', 'nothing', 'to', 'belong', 'to', 'the', 'plan.', 'Their', 'families', 'canbe', 'included', 'for', '$3', 'a', 'month.', 'Reynolds', 'also', 'found', 'that', 'there', "waS'no.", 'incentive', 'for', 'preventive', 'maintenance', 'under', 'the', 'old', 'insurance', 'plan.', 'They', 'opened', 'their', 'present', 'facilities:', 'in', 'July', '1976.', 'Savings', 'have', 'been', 'astronomical)"', 'and', 'the', 'company', 'has', 'already', "recovered'the", '32.7', 'million', 'starting', 'costs.', 'One', 'Savings', 'has', 'been', 'in', 'hospital', 'costs.', 'Inthe', 'first', 'nine', 'months', 'of', 'the', 'plan,', 'hospital', 'days.', 'were', 'cut', 'from', '900:', 'per', '1,000', 'employees', 'to', '436', 'per', '1i,000:', 'per', 'employee', 'per', 'year', 'for', 'the', 'employees', 'then', 'in', 'the', 'plan.', 'About', '6,000', 'to', '7,000:', 'persons', 'per', 'monthiuse', 'the', 'plan', 'for', 'medical', 'care.', 'Almost', "all'", 'basic', 'care', 'is', 'provided', 'in', 'the', 'health', 'care', 'building,', 'and', 'the', 'in-house', 'diagnostic', 'lab', 'takes', 'care', 'of', '10%', 'of', 'the', 'necessary', 'work.', 'The', 'plan,', 'however,', 'lacks', 'direct', 'specialty', 'care', 'at', 'this', 'time.', '[Richmond', 'T-D]', 'CIGARETTE.', 'COMPANY', 'PERSONNEL', 'Philip', 'Morris', '-', 'Jack', 'Landry,', 'vice', 'president', 'and', 'director', 'of', 'marketing,', 'Philip', 'Morris', 'Inc.,', 'will', 'receive', 'the', 'Saratoga', 'Ambassador', 'Award', 'of', 'the', 'Greater', 'Chamber', 'of', 'Commerce,', 'Saratoga:', 'Springs,', 'New', 'York,', 'his', 'home', 'town,', 'on', 'October', '22.', 'The', 'award', 'is', 'given', 'for', 'a', 'native', 'who', 'has', 'moved', 'and', 'done', 'a', 'great', 'deal', 'for', 'his:', 'home', 'community.', 'Landry', 'brought.the', 'New.', 'York', 'Professional!', 'Golf', 'Tournament', 'to', 'Saratoga', 'Springs', 'twice.', 'In', '1974', 'he', 'and', 'Philip', 'Morris', 'introduced', 'the', 'SARATOGA', 'cigarette', 'and', 'since', 'then', 'the', 'Saratoga', 'area', 'has', 'received', 'national', 'coverage', 'and', 'has', 'been', 'included', 'in', 'a', 'multi-million', 'dolar', 'ad', 'campaign.', 'Landry', 'developed', "'the", '$300,', '000', 'prize:', 'money', 'for', 'the', 'Marlboro', 'Cup', 'at', 'Belmont', 'Race', 'Track,', 'which', 'benefits', 'thoroughbred', 'racing,', 'an', 'important', 'factor', 'in', 'Saratoga', 'County.', 'Hehas', 'supported', 'the', 'high', 'school', 'athletic', 'program', 'over', 'the', 'years.', '[Schenectady', '(NY)', 'Gazette)', 'Philip', 'Morris', '-', 'Vice-President', 'Mondale,', 'Governor', 'Carey', 'and', 'ateion', 'Koch', 'had', 'a', 'Columbus', 'Day', 'Democratic', 'brunch', 'in', 'New', 'York', 'for', '50', 'people', 'WhO', 'contributed', 'funds', 'for', 'the', 'campaign', 'for', 'Governor.', 'Joseph', 'F.', 'Cullman,', 'I', 'of', 'Philip', 'Morris', 'was', 'among', 'the', 'attendees.', '[WNEW/TV', 'Broadcast', 'Excerpt', 'from.', 'PM', 'Corporate', 'Relations', 'Dept.', 'FYT]', 'Philip', 'Morris.', '-', 'Shepard’', 'Pollock,', 'President,', 'Philip', 'Morris', 'U.S.A.,.', 'says', 'Philip', 'Morris.', 'established’', 'a', 'master', 'trust', 'with', 'Chemical', 'Bank', 'to', 'save', 'manpower', 'and', 'time', 'required', 'to', 'monitor', 'and', 'evaluate', 'its', 'pension', 'plans.', 'This', 'is.a', 'unique', 'role', 'for', 'Chemical,.', 'and', 'is,', 'so', 'far', 'as', 'Pollack', 'knows,', 'the', 'first', 'such:', 'relationship', 'involving', 'a', 'major', 'corporation', "and'a", 'major', 'bank.', '[', 'Fortune', ']', ' ', '822,092000T']