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Respect The Credit Card

Peter Hoare, AskMen's Men's Lifestyle Correspondent

In my 20s I treated available credit as if it were points in a video game. I had absolutely no respect for my credit score, my income-to-debt ratio or anything else that would wind up being a residual effect of my truly awful youthful credit card habits. But my disregard for credit card responsibility was certainly not a lesson I learned from my parents. In fact, this situation was the polar opposite. Ever since I was old enough to be approved for one, my parents made a point that I should build credit, which is of course important, but that I should never abuse it, which, sadly, I did.

This article is sponsored in part by State Farm.










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