RAILWAY REFORM.

Address by Hou. Mr Rlc&ardson

(BY TEUSCBAPU-PBESS ASSOCIATION-.)

Kaiax-oi, Friday

M.r Richabdsos addressed his constituents at Kaiapoi to-night. There was only a moderate attendance. The Mayor, Mr R. _loore, was in the chair.

Mr Richardson, who was well received, said: During the 'recess the Government nave devoted their attention to the question ot retrenchment, forced upon them as ifc has been, by a generally expressed wish throughout the colony, and by the revenue Laving so largely fallen off. When the Colonial Treasurer makes his financial state ment, it will be found that very largo sav ings have been made in many directions ; and in the department over which I have control ifc will be found that although there are practically some 200 miles moreYailway so be worked, I shall be able to show that -such economies have been introduced that, with lowering salaries or pay, the expendi ture has been very little increased. "When yon did me the honour of electing me, I ex pressed my opinion that the railways in this colony should be placed in the hands of a Board similar to that in Victoria, and when I joined the present Government I spoke very strongly in this direction ; but on fur fcher consideration and close study of the question, I became convinced that a Board similar to that in Victoria would be very objectionable, and have still greater ten dency to centralise everything in Welling ton than the system at present in force. In 1885 I prepared a bill, by which it was pro posed to create two Boards, .one for this island and one for the Auckland district, leaving the lines m the neighbourhood of Wellington to be managed by the Minister. There was so much adverse criticism to this Bill that I did not press it, and I have not clone so since, as, on carefully watching the operations of the Victorian Board. I tee! sure that onu on the same lines would not meet the requirements of Hie colony. I now have a bill prepared which I think wiil probably bust- meet thy wishes of the colonists. It is framed to carry oufc the principle which obtains in Germany. The railways are almost en tirely owned by the Government, as they are here, and after all sorts of devices have been tried in that country to meet the com plaints of the users of the railways and consumers \of the country, it has been found that what ara there call d conciliation court's provide a suffi cient remedy, The bill, as now drawn, provides for three Board?—one for the Auckland district, one for Napier, Welling ton, and Tciranaki, and ono for the South Island. The members are to bo elected by Mie Chambers of Commerce, Mayors of Boroughs.and Chairmen of County Councils. Bach Board will meet during the recess — that for the Auckland- district in Auck land twice a year, and oftenor if re quired ; that for the central district, \Vel lington, Wanganui, and Napier, or such other places as may be found desirable, three times a year ; that for the South Island, at least once at Christchurch, Dunedin, and Invorcargill. A small sum is. to be paid to each member for each sitting of. the Board and actual travelling ex penses. The Minister for Public Works, or, in his absence, the general manager, or such officer on the railway staff hs the Minister may decree, will direct each meeting and afford all information possible. The Boards will hear all com plaints as to rates, or against the conduct af ollicers on the railways, and make such recommendations to Ministers as they may chink tit. The Minister may act upon any such recommendation as he thinks best, but every recommendation must be laid oa the table of the House at the next session, and if not acted upon,-the Minister shall give reasons for not doing so. This Board will not be expensive, it will give everyone a chance to be heard. The presence of the Minister for Public Works or a railway expert will cause a great saving of time, by showing the Board where the points brought forward may have been discussed and settled previously. This is my answer to the foul charges which have emanated from Auckland, and been disseminated by a paper supposed to bo largely owned by a gentleman who recently hold the office I now occupy, wherein it is stated that the Boards Bill that I am going to bring forward is one simply to find 'per manent appointments for myself and the present general manager for the railways. I have done my best to fulfil the pledges I gave when taking office, and during two years have made new rates and altered the classification in nearly 300 cases, and all of them in the direction of helping local industries and productions. It is complained that our railways are not worked economically. I have prepared a short statement to enable you to judge whether there is any reasonable cause for such a statement; and in considering these figures you must remember that branch railways and the principal extensions we have made to our railways are pioneer roads for opening up the country and cannot be expected for some years to yield the same amount of revenue as oTder lines through more settled districts, and in reality are more in the shape of suckers than feeders to our revenue. You must also bear in mind that the great depression has seriously itfected traffic, and indeed in some parts Df the colony the principalitemsof traffichave almost erased for the time being. The tables I have prepared are as follows:— Rates of wages grade-Engine drivers, per day : England, us to 7s Od ; France, 4s to is 8d ; Germany, 3s 3d to us ; Belgium, 3s 3d to 3s 8d ; Holland, 3s 4d to 4s 2d ; Vic toria, 10s to 14s ;• New Zealand, 10s to 13s. Firemen, per day ; England, 3s to 4s Gd: France, 3s to 3s 4d ; Germany* 2s <;d to 3s 3d ; Belgium, 2s to 2s 3d ; Hol land 2s _d to 2s 11 d ; Victoria, 7s- to Jt>s ; New Zealand, 0s (3d to 9s. Guards : Eng land (passenger), per week, 21s to 40a. Guards (goods) per week : England, 22s to Ud. Guards : France, '20s to 38x Gd : Germany, 15s to '20s ; Belgium, 18s Gd to 34s • Holland, 13fl to '2ls ; Victoria, 51k to 66s ; Now Zealand, 48s to 60s. Signalmen, per week : England, 18« to 80s ; France, 18s to 32s ; Germany, 16a to 23s ; Belgium, 12s to 17s Gd : Holland, 13s to 21s ; Victoria, '24s to 80s; New Zealand, 42s to Ms. Porters: England (passenger), per week, los to 17s Gd. Porters (goods), per week, 18s to 24s ; France, 14s to 17s ; Germany, IGs to 20s ; Belgium, 13s to 17s fad ; Hol land, 14s to 17s Gd ; Belgium, 15s to 20s ; Holland, 15s to 22s ; Victoria, 42s to 48s , New Zealand, 42a to 51s. Platelayers, per week : England, 15s to 23s ; France, 12s 8d to 20s; Germany, 12s Sd to 14s Gd ; Belgium, 12s to 17s bd ; Holland, p>s to 14s ; Victoria, 39s ; New Zealand, 39s to 45. This table shows that in both this and adjoining colonies we are paying fully double the rates of wages that prevail in Europe. New Zealand llailways, Class E (erain), rates per ton : Canterbury provin cial, 1876 :10 miles, 4,d ;50 miles, lls lid ; 100 miles, ISs 3d ; 150 miles, none earned ; G eueral Government, March, 18/8,4si/d, 12s ]Id 19s 2d,25s Sd ; 9th Feb, 18S1, 3s Gd, lls, 15s 4d, 19s Gel: 2nd April, 1883, 3s ud ,6s 10d, 15s 2d; 17th March, 1384, te4*,™* &LJBB 'W> 18s Cd ; lst May" ISBs', £* Ss 8( ; 1885, Is, 8s Sd, 12s lOd, 17s ; Sfch March 188B* 3s-sd, 8s Sd, 12s lOd, 17s; or, with loading and unloading, added for compari son with other colonies, 4s sd, 9s Sd, los iod 18s Victoria, on the same conditions, 10 'miles 5s 50 miles, 7s 6d ; 100 miles, same conditions, 4s, 7s, IU-W, If 6d. South Australia, same conditions 4s 10» 4d, 15s 9d, 19s 9d. A very important ele ment is the difference in the distance that each ton of grain is carried :— In \ lotoria 130 miles, in New South Wales 132 miles,m South Australia 40 miles, in New Zealand

30 miles. Percentage of expenses on re ceipts :—United Kingdom, 52-77 : France, 65*45 ; Germany, 54.-31 ; Belgium, 59 "7- : Holland, 54-49; Victoria, "015--0 ; Now Zealand for 1885, 65-91. The productions which have been made have affected the railway revenue to the extent of fully £50,000 per annum. It will be pleasing to observe that the receipts arc now largety ! increasing, and there is every promise of I much better results for the current year. • There is no doubt that a very great amount | of misconception exists throughout the colony on the subject of the railway rate.-; no*' j imposed. Owing to the great success of t.'ie j penny post, and to the experience of the advantages of one uniform rate for all distances, there waa a belief in some minds that, with certain modifications, the dame | principle might be applied to rates for good, j Ingenious schemes were devised for cqualis- j ing within certain zones; or, as proposed by Mr Vaile, rates irrespective of distance and other circumstances. .Such schomes are now little heard of. In, all recent discussions of rates much was heard of those who were dis- j contented, but very little of those who,being j satisfied, were silent. JMost errors in poli tical economy, it has beet; said, come from not taking into account what is not specially true. This question of railway rates, _of j traders, and interests which arc dissatisfied i with the existing arrangements, people see and hear much, unfortunately ; but they appear to take little heed of other interests j equally important, which are contented or I comparatively so. Such has been the j practice in this colony, and till some better j mode of fixing rates is adopted in other countries, it would be very unwise to change the system here : and if I succeed I in carrying th* bill, of which I have this | evening given you an outline, I am liopo ful that the opportunity given by it for all grievances being' openly discussed will result in much of the'irrita tion which from time to time exists, and the misconception regarding the present arrangement being thereby removed. II is the intention of the < Jovernniunt to press-I this bill through as soon as possible. A vote of thanks and confidence was carried.

THE GLOBE READERS.

Condemned by the Koard of

Jiiil3w;«'s.ii(_a

Ax the Board of Education yesterday, the discussion was resumed upon the following motions which were proposed by ISJ i- Cooper on Friday, March 11, 1887 : -" 1. That tho Globe Readers now used in the public schools in this education district, and espe cially Nos. 1, 2, and 3, arc, in the opinion of this Board, unsuitable for such pur pose, and their use ought to be discon tinued ; but, in view of the fact that an immediate discontinuance of the use ot these books will cause considerable expense to parents of scholars, such discontinuance shall not take eficct until the beginning of the school year in ISBB. 2. That Nelson's Readers, third series, be adopted in place of the said Globe Readers ; such adoption to take effect as from the beginning1 of the school year in 18SS. 3. That, in the opinion of this Board, a uniform series of school readers should be adopted and used in the public schools of the colony. 4. That it will tend to the advancement of education throughout the colony if a sevtcs of rchool readers is prepared by the Educa tion Department, adapted Lo the circum stances of the colony, for use as aforesaid in tho public schools. 5. That a copy of these resolutions be submitted to the Minis ter of Education, and his opinion thereon be asked. (>. That a copy of these resolu tions be forwarded to each of the Education Boards throughout the colony, and their suggestions and opinions be asked thereon.'' Mr Goldie was prepared to support all but the second resolution. - Mr Can1 referred to the fact that tlic'press had considerably assisted in getting these readers adopted. At that time, he remembered that their worthy chairman, himself, and others, were referred to as mere " hewers of wood and drawers of water,'' while the pro fessors were pointed out as specially adapted for selecting; reading books. He was slad to noto that they had still more of these hewers of wood and drawers of water amongst them. He would support the motion provided certain altera tions were made. He would favour offering a prize for the best series. — Mr Lennox favoured the motion, but thought they should take great care in their future selections. Mr Udy said he would be prepared to move that the matte:- be discussed that day twelve months. Mr Upton said that he would vote agninut all the resolutions submitted by Mr Cooper. It would be very expensive to change the books, and probably they would not then be auy better oil". —Mr Luke said that he had gone carefully through the Globe Readevs, and thought that they were quite suitable, and the sth and 6th books were really excellent. He was quite sure that they would make a p^reat mistake by changing. Hs thought that in these times they should give the children some light residing. - Mr Cooper then replied at some length. He con tended that throughout tho whole of the district there was a strong- fci.-lin;^ against these books. Because they had made a mistake in the past it wan no reason that they should not now alter it. In deference to the wishes of the Board he would withdraw resolution No. 2. The clauses were then put seriatim, when clause 1 was adopted by 4to 3. Clause 2 was withdrawn ; Clause 3 was adopted by 5 to 2; clause 4 was adopted by 4 to 3 ; and clauses 5 and ti were adopted unanimously.

ATHLETIC CARNIVAL.

Pbofessob Cahbojulo announces one of his refined athletic carnivals, under the diwlin giiishetl patroimgu of His Excellency tho Governor, to be given in the Opera House, on Monday, April _ith. Thoscs who have seen one of those psvfoi-ratuiciM always look forward for tho next,. One of tho features of the entertainment will be the presenta tion of prizes to the succe«aful winners at, the sports of tho Auckland Auiatoui1 Athletic Club, held in the Domain on March the sth. The prizes will bo presented by the President ot" the Club, Mr W. R. Wutldol, Esq., e.\-.Mayor. Impey's B;uid haw been engaged, and this will ensure good music. The Proi'osaor will give his wonderful performance <>v three bars, only to be seen at hi.s displays, and those who have not seen one ot' tho above entertainments will be surprised when the curtain rises. The programme will be an attractive one, and will conclude with a boxing melee in fancy costumes.

A LIFE SAVED.

tjmst

Mr Fjoijx Tomney, farmer, near To woomba, Queensland, says :—I am 40 years of age, and for two years have been ill, caused by stoppage of the water. The only means of relief was forcing a gutia percha wire, which I had to do daily. Isine months ago I heard of the wonders wrought, by Warner's safe cure, and purchased a bottle from W. H. Noble, chemist, Towoomba, which gave me instant relief. I continued until four bottles of the safe cure were taken with the safe pills. I have had to resort to use of the wire only once in t'nree months. Warner's safe cure has saved my life.— Felix Tomney. Witness :D. A. JOHXSTOXB.

An American claims to have inven ted a machine after tho style of a type-miter which writes words instead of letters.

CORRESPONDENCE.

The Price of Bread

(To the Editor). Sir:,—ln your "Table Talk" of the loth inst. I objservo mention of a case that was hoard in the Resident Magistrate.! Court at Paeroa, in which a baker sues a defaulting customer for bread supplied, and loses the 1 case on the legal ground that he should have sued for pounds of bread instead of loaves. Commenting on the case, the writer appears to justify the customer in refusing to pay the baker, on the ground that while flour is lid per lb. the people pay _d per lb. for their bread, which includes the weight of water. I wish to correct this statement in some degree. Sir, there is only ono master baker in the city or suburbs of Auckland that gets 2d per lb for his bread. The average number gel; only IJd for their bread, after paying From ijd t" 1'• per lb for the dear, and from that have to be deducted expenses for working and delivering the same, to say nothing of bad. debts, of which just now there "are nob a few. Hoping, sir, that you will g-ive this letter fair representa tion in the columns uf your worthy paper in justice to all, as such statements cause a deal of discontent among the public,—l am, etc., Expkiuknc!.;.

Faith Healing.

(To the Editor.)

Sir,—Wo, the public of Auckland, have heard a great deal of curing by faith by Mr Dowia before lie came to Auckland. Now, sir. we have many sick amonpyfc us outside of the Hospital and in the Hospital, that would like to bo cured, and I am sure many of them have just as good faith as any with whom Mr and Mia Bowie have come in contact. I do not say all of them, lmb lob Mr Dowie give up tell ing us what they have done elsewhere, and show the public hero some cases of straight forward open curingl, us that wan 'lie way our Lord did it (openly), and the public of .Auckland will then be ready enough to believe, and be g!:i<! to avail themselves of this power.—your.--, etc., Stinks.

CORRESPONDENCE.

Dausv, Q., August 10, 188(5.—For the past 15 years I have been jtlllicted with in flammation of the kidneys, often being laid ill) si': weeks at a time. All tho doctors and their medicine did not do me a.-; much good as '.:.vo bottles of Warner's Mii'e cure, f have every contidoiico in it.— Jljw J.\s. Clauki-:.

A WONDERFUL WATCH.

THE CORRECT TIME FOR THIRTEEN

AND SIXPENCE

One of tho chief signs of tho progress of the ng-c in which we" live is the rapid im provement, of machinery, and its tendency to cheapen tho tequiremonts ot modern life. Fifty ycawi ago, for instance, only n rich man could own n watch, and cho majority ol mankind were obliged to cal culate the time by the sun's tilr.ifcude, the village dial in >ao old churchyard, or a generation t'lirfchov back, by the hour-glas«. Today, however, the importance of lime obtains a wider recognition—not only as-i convenience or it luxury, but as tlie abso lute cs.-enee ot business, and fi reliable timel-eopcr is a primary requisite nliUo of the merchant and Iris clerk, the employer and i!ie employee, the schooliwwtor him! the pupil, the young and the olrj. the rich and the poor. A timepiece ot some; -orb is positively iudisponaablo Only *» jewelled wati':h Limed to spH. t ho seconds is a. luxury. A good, serviceable, icliahlo watch is a necessity—the first requisite, of social and business life—and such <v one is tho Watorbary, the cheapest, and mosh reliable wal':h"in the world. The Water bury is so cheap that everybody can afford to own one. and its cheapness arises trom tlm suprcnu; simplicity ot its construction. Because it is cheap, however, don't v O . o-urd it ;i ? ii toy or children'- watch. It is cci ii.-il in appearance, finish, and nccu racy, to the most oxtHVi sivc oi'l-idc. -uperior in strength and durability, and will cost less to repair than any other The Water bury is in every respect, essentially tho watch for Mio mechanic. Uio clerk, the miner, the bush man, the working man—in a word, the watch for the people, am) is within tho reach of all Descriptively the VVatorbury is similar in Dppcnrauco untl MO in the WalMiam - has -,\ white dial, bev-ollod crystal ula-s. and is l;cyles-, or n. stem winder : no tear ot losing tho key or !e;i vin^r it, in >oinc other poc.Uot. As nn evidence ol tho value mid reliability ot tlici-e Kjilondid watches, we mi-o now niaiiufactui'iiiif nvoi three hnndicfl bhou sand yearly, all ot which ,no ri^ularca and tested before leaving l.ho tactory. MrooMyn. N.V., October 10, ISSI. Watcrfcany Watch Company.' r.'eiitlemen,- One; of your watches was presented to :mc at the be^iimtnj,' of the past season by one of the oflicers of this road. I was responsible for the time used, and started all! trains by your watch. Mr (Junther, our President, .stated that he never knew thorn run as regularly as they were the pastj season, and 1 .showed tho Waterbury wal eh I ran them by. I stopped every morningl during tho season and com pared it with the chronometer at the Long Island Depot, iind found it did not vary half a minute Olio entire season. This statemDiii, is truthfully correct. Wji. S. BbVDKNJiijiu;, Depot-master, Brooklyn, Barth, and Coney Island Railroad. Tho Waterbury Watch, packed in satin lined case, run now be obtained through any storekeeper, price Thirteen Shillings and Sixpence Do not be gulled by spurious advertisements requiring you to send your money 10,000 miles away; and wait six monthes for tho {return ;' or pay exorbitant, prices and ratten' of interest for ordinary watches on the> fcimo payment or club prin cipled. <iefc your storekeeper or jeweller to obtain one for you, and see what you arc buying before parting with your cash, and never be persuaded by the Kellers to buy any other on which he gets larger profits. We are mauuxacturinK three hundred and ten thousand annually, all good time keepers, handiiome, accurate, and durable.

ALL JEWELLERS AND STORE KEEPERS.

REPAIR DEPARTMENT. The Waterbury is not only the cheapest watch in the world to buy, but the cheap est to repair as well. With tho same care bestowed upon ifc as upon an ordinary watch, it will outlast its most expensive rivals, and should it get out of order Messrs. E. Porter and Co. have arranged with a first-class watchmaker to repair at a price which will not exceed half-a-crown. Watches can be mailed for repair in tho satin-lined cases in which they are packed, and in this case ninepence for return pos tage and registration should be added.

THE AUCKLAND EVENING STAR, SATURDAY, APRIL 16, 1887

2



Price 13s. 6d. Wholesale Agents : E. POETE R & C 0., KARANGAHAPE ROAD, SYMONDS ST. | NEWMARKET QUEEN ST.,"AUCKLAND.



l*«Wf« Kotfcc?.. RAKKsO SMOKED FISH, wlolosale, in Is parcels, at.the Boat, on Thursdays, Fridays, aud. Saturdays. Fish delivered to fteamers and railway free. EDDING CARDS.—Latest Style at the Star Lithographic Works, Short land-street, Auckland. A SK your Grocers for Royal Romy's «L Starch,lib and Alb hoxes,nofc weight. It. is the best: wholesale— Apply to Mr Arthur Masy. lligh-stroet. Sole Agent for the Manu facturers, mHE BIGUEST Literary Shilling's Worth H i v Australasia—Brett's AuoUland Almanac. Illustrated. ——— RIGHTON HOUSE (late St. James's Manse), Upper Union-street. First plnss nccominodntion for Boarders. Double and sin gle beds. Plunge and shower baths. /^ROSHEP.'S Coffee Room, No. 2, Vie- V/ toria-street East, two doors from Queen street^ >EST Cup of Tea. in Auckland, made J> fresh for each customer.—No 2, Victoria s'.rent. Kast.—Croslicr's Coffee Roorru 4OEST Cup of Coffee in Auckland, made -O by the patent Rotaloorcp process.—No 2, Victoria-street East.—Crosher's Uoll'ee Room. R G. OS WALD, Teacher of Elocution, gives Lossons by arrangement. Also accepts engnsrements for public or private en tc.rUiinments." Special terms to churches and charities.—All lcttevs care of Champtaloup & Cooper, Queen-street. "TUBILEiriJMi3RELLAS ! JUBILEE *JI UMBRELLA 8!! A new feature in Um brellas with unique Handle, Sword, Crown, and H.I. Majesty's bust, Tho only new styie of Umbrella in Auckland, forming a handsome present, for a lady, for 20s only, at T. SHOIII S Great Clearance Sale. By ovdoJ of the Execu tors. _______ mHE Biggest Literary Shilling's Worth JL in Anstrulasia- Brett's Auckland Almanac, 111 ÜBtrnted. VT'H AS. WILLIAMSO N, \J Houso. Land and Es'ate Agent,B3, Quoeu- Rtroct, opposite Fort-street, has always ior Sale, and 10 Let, large ami Kinall Houses m the City, Suburbs, nnd Country Districts; also, Fiii'ina. improved and unimproved, in various purls of th ?. province. Several J_liKU>le BuildiTiK AilotmcnU ior Halo in tlu> City and Suburbs, tor cash or on deferred payments. '"£> OAR D AKD RESIDENCE in a J_P private) family for 2 or 3 gontlemon. Largo rooms, grand view of harbour and Nprtn eotu. 15 minutes from town, one minute from l'ona:;nby tram car: f?ood bath and c very homo comfori. Terms Modernto. Cose to Western Pnrk—Dulnieh House, Pieton-atrect, Ponsonby KoikL nn'HE Best ("lift for Home friends is i_ Brett's Auckland Almanac, containing a Pictorial Keprc.'.sentition of Qucen-Htruet, De scription of the Provincial District, New Guido 10 Hot Lake, fee, &c. "O U B LIC NOTICE. All Accounts against Mr Joseph Gallagher, must be veiKlnred on or before MONUA\,tlie cightecntli (ISlb) for payniont, or they will not Uu recognised. JOSEPH GALLAGHKR. TaltcrsaH'fi. Auckland. April 13,1857. TO CONTRACTORS AND OTHERS. ON APPLICATION TO E. PORTER AND CO., AGENTS FOR NOBEL'S EXPLOSIVES COMPANY, The services of the Company's Travelling In structor can bo obtained, without charge, to ad\ise in the use of Nobel's Dynamite, Gulatlne Dynamite, and Blasting Gelatine, and Superin tend Blasting Operations. It is requested that applications be scut In as early as possible to E. PORTER & CD., Queen-street. C. E. PAGET.] [A. M. D. RALI3XON. ijf O T I C E. MESSRB PAGET & RALSTON having leased the premises lately occupied by R. J. Carbines, Auctioned1, otc., will commence busircss as Auctioneers, Land, Estate, and General Comm ission Agents, at the abovomentioned premises j on ihe loth instant. Parlies having Furniture, Produce, or Goods iof any description for vale, are requested to | send them in not later than 10 o'clock on 15th i inst., when their h'rst unction sale will bo held. I Account sales promptly furnished. ! . April IS, lb»7. ; HAT ' S IN A N-AME? Try "The Economy Boot Shop." There you will rind own-made Boots, suitable (these times) for all pockets. It's true to its name. ,-C s. d. Women's Leather Slippers 0 2 11 Women's Kid Walking Boots .. ..0 0!) Men's E.S. Boots 0 9 (i Boys' Strong Nailed Boots 0 6 0 (Children's School Boots to size 13 ..010 Children's Copper Toe Balmorals, fi to (i 0 3 11 GROUND LI M JE. GROUND LIME FOR SALE : S 0 U T H GATE'S MAHURANGI HYDRAULIC GROUND ItOCJIE LIME, In any quantity. tor Concrete Paths, Floor, Cellars, &c, (next to stone flagging is mi rivalledim1 uuiuouny iiiul hard-setting qualiiics). For tanks and other wet work it U a lirstclsßS material. B. KEA NX. SOL E AGENT CUSTOMS-STREET. PAT meets SANDY on the QUEEN i STREET WHARF, just arrived "frae the Hiolanris "by tho Doric. " An' is id yerself that's in it? Bednd, I'm moiprhty prlad intoirely to see you at the other side of the wather! An' how are yo at. all, at all Y "Brawler, nion, brawley! An'how is your am scl'. tho noo'f 11 AUve an' kiekinK, me darlint. But, I say, Sandy, what ilo you bo after wearing that pctti c):it for.'" Petticoat! Petticoat! By all the bluid of tho McGregors' I'll Why, nion, it's a kilt!" '•Och.inurtherand Irish, I'm kilt inliroly! But. man alive, its moiphty ondacent! Why don't you wear something else, nio honey?" E—h, Patsy, mon, the times Is unco bad, ye ken, an' I eanna spare the siller to buy a pair o trews." "That's the short name for trousers, I suppose?" " Arrah, mavournocn, all you have to do is to go up to J. H. Daltoii, Victoria-street Kast, an' he'll give you a pair of trousers for nothing!" "Hootava, mon, iiootava; an1 none o' your clishmaclavering. I dinna believe ye !" " Faith and troth, it's as true as the nose on yer face" "Eh mon, but I'll gang my gate to Daltou's! Whore did ye say 1 could spier anent him V "Go straight round the corner Victoria street, and next door to the Blue Post, Dining Rooms, at the opposito side of tho street, yell find him. Go at once and got a suit for the coming winter, and yo won't be cowld with the kilt, or kilt with the cowld." [Exeunt separately (together). ATE R SON'S 'BUS E S START From Victoria-street I o Mount Roskill —8. 8.45, O.io (via Stoneyhurst), 10.30, 11.15 (via Stoney liurat), 12, 1 (via Stoneyhurst), 1.45, 2.:!0 (via Btoncyhurst). .".15, J, 1.30 (via Stoneyhurst), 5 (via Stonuyhurat), 5.15,5.30 (via Stonoyhurst), 5 15 (via Stonryhurst), G.S, 7 (via, Stoncyhurst), 8.30, 10 (via Stonoyliurat). Saturday— 12.30, 1.13, 8, S, 9, 11. From Mount Roskill—7 (via Stoneyhurst), 7.20, 8 (via Stoneyhurst), 8.25, 8.d5 (via Stoneyhurst), !) 30, 10.30 (via Stoneyhurst), 11.15, 12.15 (via Ktoneyhurst), 1, 1.15 (via Stoneyhurst), _.."!0, 3.15 (via Stoneyhurst), i, 4.15 (via Stoneyhurst), 5.30 (via Stoneyhurst), G. 15, 7, 9.15. Saturday— 1.15, 2, 0.30, 845. From Quoon-stvect (opposito Wyndham-street) to Mount Edcn-8, 8.30, <J, 9.30, 10.15, 11. 11.30. lioO, 1.15 (omitted on Saturday), 2, 2.45, 3.15, 4.15,1.30, 5, 5.7 (omitted on Saturdayl, 5.30, 0.5, 9, 10. Saturday—l, 1.30, 7, 8.15, 9, 10, after opera. From Mount Eden-7.30, 8, 8.30, 8.45, 9,9.30,10.15, 11 11.30, 12.10, 1.15, 2, 2.10, 3.30,1,4.15,5,5.30, 5.15, 7, 9.30. Saturday—G, 8, 9, 9.30. From Unioii Bank to Mount Albert and Avon dale—-9.15,10.15, 12.15, 2 (omitted on Saturday), 3 (omitted on Saturday), 1.15 (omitted on Saturday), 5.15,' 6.15 (omitted on Saturday), 6 (Mount Albert only), 10.15 (omitted on Satur day). Saturday—l.ls, 2.30, 3.45, <J, 10, 11. From Avoudalo and Mount Albert—7,B, 9,10.15, 11.30, 1.30, 3, 1, 5.30, 9 (Mount Albert only). Saturday—2.3o. a, 6.30. From National Bank to New Ls'nn—lo.3o (from Avondale only), 1.30, 5.30. Saturday—lo.3o. Sundays, weather permitting—lo.ls, C. From New Lynn — 8.15, 12.15 (from Avondale only), 3.15 (omitted on Saturday). Saturday— 5 30. Sundays, weather permitting—9 a.m.,, 4.30. Special 'Buses put on should sufficient induce ment otter. ATEK SO N AND C~oT, GRAIN MERCHANTS. LIVERY AND BAIT STABLES. Omnibuses, Brakes, Cabs, and Saddle Horses for Hire at lowest rates. Special arrangements made with Evening and Picnic Parties. Stores and Stables:—Lorne-stroet, Mr, RosWll, and Avondale, Auckland, N.Z.



Public Notices. E~L L S B R O S, • ■ CONVEYANCES ON HIRE. Office: Victoria Wharf. General Carters, Receiving and Forwarding Agents. AVnggon for Furniture Removal. Coal Coke, and Firewood Deulers, General ' Carters, &c. TEr-EPnoxE: Dkvoxport Bureau. abTn oc kb rothers, [Kstablished ISG2] SO _P AND CANDLE MANUFACTURERS, COX'S CREEK, AUCKLAND. Manufacturers of the Celebrated Extract of Soap Disinfectant Powder, First Prize \ellow Blue Mottled, Double Crown, Economic and Household, Carbolic, and other Medicinal and Toilet Soaps, made from the purest of 'lollows, &OfHccs-DURHAM-STREET, Auckland. N.B. - Cash Purchasers of Tallow, Wool, Sheepskins, and Bones. GO TO BAT H to ROTH'S PUBLIC HOT. COLD, AND SHOW Eli BATHS, VICTOniA-STKEET IiAST. Chargo-ONIS SHILLING. Open. all week days from G a.m. to 9 p.m., and bUNIJA MORNINGS from 6 till 10 a.m. The bath room-arc all private, and supplied with every convenience. Turkish towels, flesh and hair brushes, combs, respirators, soaps, &c. Select Bath-rooms (private) for ladies every day, at all hours with female attendance, ono Shilling and Sixpence. Please noto the Address— Victoria street East, above the Greyhound Hotel, and next the Cheap Bedding and Furniture Mart, Auckland. N.B.—Barber in attendance. TO TRAVELLERS AND TOURISTS. PRESENTS FOR HOME. Very beaiitiful Inlaid Table-toi'S.CabiNETS, Fancy Boxes, etc., all made from the pick of >\Z. rich Native Timbers. Other Collections carefully packed and shipped for Home. W. NORRIE, Cais i net wo rice it, In New Zealand Timbers only, TOP OF SHOIITLAND-STRKET. w. l" c y Si BOOKBINDER, PAPER RULER, ACCOUNT BOOK MANUFACTURER, WYNDHAM-STREKT. MERCHANTS1 ACCOUNT BOOKS, Insurance and Mining Register Books Specially- Ruled and Bound. Music, Magazines, Public Libraries, and Sunday School Books Well Bound. BAKERS1 SPECIAL RULED DAY BOOKS. Bibles, Prayer and Hymn Books - ile-bonnd. BAND AND CHOIR MUSIC BOOKS RULKD. . 171 I S H E R & CO., JJ WHOLESALE SHIPPING AND FAMILY BUTCHERS, Established 1864. By Special Appointment to Ilia Excellency the Governor, Sir W. F. Jervois; His Excellency Sir James Ferguson ; and H.R.H. the Duko of Edinburgh ; also, Kosha Butchers to tho J°QUEEX-STREET, AUCKLAND, N.Z. Families waited on in Town or Suburbs. POULTRY of all kinds DRESSED to ORDER. Dealers in Game Home-cured Hams and Bacon Corned Beef in Largo Quantity. Imports of Sausage Casings The Trade Supplied X.B.—-Calves' Rennets, ta, Customers Supplied with Ice. fVEALANDIA SHEEP DIP. This DIP, prepared by Ourselves, is an entirely difloront article to anything now offered to Sheep Owners, and all we ask Is A TRIAL TO PROVE ITS VAST SUPE RIORITY OVER OTHER DIPS. AVc guarantee it to absolutely DESTROY all INSECTS infesting sheep, to Improve the con dition ot" the Wool, and to bo quite harmless to persons using it. KEMIjTHORNE, PROSSER, AND CO.'S New Zealand Drug Company, Limited. CIACKS ! SACKS ! SACKS ! J$ Tho Undersigned is a Cash Buyer of Good Secondhand Grain Sacks. GEO. V. JAKINS, Custonis-streot. HACK S. SAC KS. SACK S. We are Buyers of Good Second-hand Grain BMk*' STONE BROS. ■\y ILLIAM ERRINGTON, M. Inst. C.E., M. Inst. M.E., CONSULTING E N GIN EE R, AUCKLAND. P. aiKHAPATH, X.X.1.8.A.] [S. M. HEKAPATH }> HEKAI'ATH ASD SO N, - • ARCHITECTS, Colonial Bank Buildings. 1 EDWARD MAHONEY AND SON, A R CHITEC TS, Queen-street, Auckland, I[3 I C H M O N D HOUSE, JLV PONSONBY ROAD, AUCKLAND. W. COCHRA N, SUSP.., FAMILY BUTCHER. Tp DWA R D BARILEY, ARCHITECT, STICHBURY'S BUILDINGS. QUEEN-STREET. EDGAR AND CO., DYERS, Established 1861. Still Dyeing to Live, and Living to Dyo. Ladies' and Gentlemen's Wearing Apparol Cleaned, Renewed, or Dyed any colour. Damask Curtains or Table Covers Cleaned, Renewed, or Dyed. Feathers and Gloves Cleaned and Dyod any shade. Lace or other Curtains Bleached or Dyed. EDGA R, DYER, WELLESLEY-STREET EAST, AND RICH MOND, COX'S CREEK. nn p i J. c o c k^ JL c OPTICIAN. MATHEMATICAL AND NAUTICAL INSTRUMENT MAKER, SHORTLAND-STRKET. ALWAYS IN STOCK- Spectaoles and Eye-glasses o£ every kind; an accurate lit guaranteed I Opera Glasses of superior quality Tolescopcs, Binocular Field Glasses, and Micro scopes ; powerful and cheap Theodolites, Mining Compasses, Abnoy Levels Drainage Levels, Prismatic Compasses Drawing Instruments, Scales, Parallel Rulers Ships' Logs, Sextants, Compasses, Binnacles Barometers, Thermometers, Hydrometers Electric Bells, Batteries, and Fittings Magnetic and Galvanic Medical Machines Ma"ic Lanternii and Slides, Hand Magnifiers Sterooscopes and Slides, Graphoscopes Steam Guages and Tubing, Salinometers JUST RECEIVED— Settlers' Telescopes—powerful, portable, and Settlers' Aneroid Barometers—strong and good, Settlers' Miscroscopes, magnifying 1,750 times, " ' '/o s od Also.'Steam and Electro Motor Working Models and Steamers. ' INSTRUMENTS DF KVJEBY KIND REPAIRED, OPPOS1T1! THE I'OST-OFFICE.



Public ftotlces-_________ Tt/TR -P F- M. BURROWS, M ARCHITECT AN^BUILDING A.M.P. Society's Bcnr.pixos. r<OALS, COKE, CHARCOAL, FIRE \j WOOD. Best Rnta, Tit«e.pd Parirmregwd ; aU«>, first-class Taupiri, Newcastle and Kamc^,: Reservoir, and corner of Newton and Raianga hapc Koudß. ■ (SURREY HILLS. SURREY HILLS. CHOICE LOTS. FlNkVlffii/rHY SITUATION. SURREY HILLS. SURREY HI.U^ BBy HILLg< TRAM-CARS PASS~EVERY 10 MINUTES. One-fifth Cash, balance any timo within Five Years. Instalments received. Australian Mutual Provident Society's Build ings, Queen-street. A. BOARDMAN, Agent. TW-BW ZEALAND INSURANCE COM JM PANY (FIRE AND MARINE). Capital -£I' 000:° n C f °; Paid-up and Reserve Funds £43^.000 Protection from FIRE or MARINE LOSS Can be Effected in this Company. CLAIMS MET WITH PROMPTITUDE AND LIBERALITY. JAMES BUTTLE. Manager. mHE STANDARD INSURANCE CO. OF NEW ZEALAND. FIRE, MARINE. AND GUARANTEE. Capital .. ~T. .. £1,000,000 With Unlimited Liability of Shareholders. HEAD OFFICE : PRINCES-St., DUNEDIN. FIRE and MARINE INSURANCE accepted at lowest current rates. FIDELITY of persons in Situations of Trust guaranteed. Prompt Settlements made. Office : COLONIAL MUTUAL BUILDINGS, ' QUEEN-STREET. FREDERICK NUTTXR. Manager, Auckland Branch. PROTECriONandPROFIT. TWO THINGS MOST DESIRABLE LIFE INSURANCE AXE — Ist, The Certainty of PROTECTION to a man's Family in case of hia Early Death, and 2nd, The Certainty of PROFIT to Himself if ho Lives to Old Age. THESE ARE COMBINED IN THE TONTINE and FIVE-YEAR DIVIDEND POLICIES OF THE ■M" EW" yO B X X IF E INSURANCE COMPANY, PURELY MUTUAL. Cash Assets, over £U,000,r00 Surplus 3,000,000 Annual Income, over.. /. .. 3,500.000 Life Insuranco Agent 3 and others are invitod to apply for details of these plans to J. HUGO HARROP, Chief Agent Auckland Province. Hobson's Buildings, Shortland-street. fi REAT TTNRESERVED Be ASSIGNED ESTATE or ROBERT STRONG. VALUED AT £2,749 15s. fi A R R E T T T> R O S., Having Purchased the above Estate for Cash, at a Largo Discount. ARE OFFERING THE WHOLE STOCK AT THEIR AUCKLAND SHOPS. ONE MONTH ONLY, AT TOTALLY UNRESERVED PRICES, 1,200 pairs Infants' Strap Shoes, sizes 2 to 5-6 d 8,200 „ Infants' Strap Shoes, sizes 2to s—9d 6.100 „ Infanta' Strap Shoes—la to 3s 1,250 ~ Children's Lace, sizes 2to s—ls 230 „ Children's E Sides, sizes 2to s—ls lid 1 025 Girls' E Sides, sizes 10 to I—3s lid 271 „ Maids' 2 s-is lid 1,389 ~ Ladies' E.S. Boots, sizes 3to 7 —4s lid 1,721 „ Ladies' E.S. Boots, sizes 3to 7—ss 9d 315 „ Ladies' Levant E.S. Boots—6s 6d 1 220 „ Ladies' Kid E.S.—7s Cd 4,735 ~ Ladies ditto—from 7s Cd to 10s Gd 150 „ Ladies' Real French Kid E.S.—(3a lid 722 „ Ladies' Kid Button, sizes sto 7—Bs 6d 1,109 „ Ladies Kid Walking Shoes, sizes sto 7—is lid 875 „ Ladies' Wulking Shoes, sizes sto 7— Gs Gd 1,260 „ Ladies' Walking Shoes, sizes 3to 7— 7s (3d 3,571 „ Ladies' ditto—from 8s to 10s Gd « l'>o2 „ Ladies' Button Boots, sizes 3to 7— from 9s Gd to 11s 6d 4,342 „ Men'R Watertights—from 7s lid to 10s 2,272 „ Men's K.S.—from 8s 6d to 13s 6d 1,351 „ Men's Balmorals—from s)s Od 3,500 „ Men's Walking Shoes—from 6s 6d 1,060 „ Men's Patent Shoes—Bs 6d 3,520 „ Boys' Boots—from 4s 6d 1,135 „ House Boots, Sown—2s lid Evening Shoes, Klippers, House Boots, &c, in quantities unable to be quoted here. GARRETT BROS., Wakefield-st., and Garrett's Buildings, Karangaiiape Road, Auckland. THIS IS A GENUINE SALE. -VT O TI C E ,0 F REMOVAL. W. B. MELDRUM, TAILOR, Wishes to inform hi 3 numerous friends and cus tomers that he has REMOVED to those more Central and Spacious Premiser adjoining W. Norrie, SHORTLAND-STREET, And begn to solict a continuance of past patron age by all old and new patrons, Suits from £3 15s. All Work done in First-class Stylo. N.B.—ln attendance Wednesday and Satur day Ni|?ht3 till 9 o'clock. QARVJBR, riILDER, Af LOOKING-GLASS £>' PICTURE FRAME^aP <£\^ MANUFACTURER. y^4S\ S*JT Sign Writer <&Sr ALL ANt» sP 4T t&jy Decobatoe^-^)^ $jy KINDS sT $jr MAPS, PRINTS, yZ &'J^f\lL "PAINTINGS &^ MOUNTED. JDELHAM AND ROBERTS'S Patent Self-Regulating INCUBATORS, And Appliances for Rearing Poultry. These Incubators aro thoroughly reliable, and co simple that a child can manage them. Price, from £3 10s. To be soon -working, and all necessary inter* motion obtained from Solo Manufacturers and 1 iitentcGs, Albert-street, opposite i'irobelj, Auckland.



Public yptlcea __— ——— — -~—~~ — T r < E. City Market. M°?o etVSASS2S y JOHN VV. HARDIE, J^^rlle^ I^^ StMungo Chambers, u Queen-street,and at ,„,.,., W ork undertaken for the Profession. Special \voik g jn Best STyLKS- Potent Drawings and Specifications Carefully Patent at Moderate Charges. :jr^iSiANICS 7 BAY BRICKWORKS. Bricks, 255, 27s 6d, and 30s per thousand, at tho Kiln Ground Hydraulic Lime. Roche Lime white and hydraulic. White Slacked Lime. NATHAN HARKER, Agent for the Port Chalmers Quarry Company. npHE COMMERCIAL HOTEL, I ■*- WHANGAREI. LORAM, PRornisTOK. Commercial Men, Visitors, Families, &c, will find this Hotel replete with every convenience for the comfort of Patrons on the most moderate terms. EC O X & SON, m DENTISTS, Kingsley House, Hobson-street, Auckland. E. Cox. L.D.S., England. H. Cox, D.D.S., Michigan University, U.S-.A. "t GOOD WIN COX, * DENTAL SURGEON, 11S| Queen-street, A.M.P. Society's Buildings, Auckland. _ CJWINNERTON, WOOD TURNER, Wyndham-sthekt. Established 1566. A reduction of 25 per cent, on all common work. Billiard Balls Exchanged. Special care given to Ro-turning and Staining. Pool Pins, Marbles, and Chalk Pockets always on hand. EDWIN JONES (Late E. and A. Jones), House, Furnishing, and General IRONMONGER, Ponsonby Road and Pompallier Terrace, Auckland, N.Z. Agent for the Phoenix Fire Office. Advertisement Agent for Auckland Evening Star. Post Office Savings Bank, Money Order Office. Telegraph Station, Telephone Buaeau. T^HOICE TARANAKI BUTTER, REGULAR SUPPLIES COMING FORWARD WEEKLY. Apply JOHN BUCHANAN. /^HEAP AND GOOD CUTLERY. THOMAS SAMUEL Ha? determined to Clear Out his Stock of Cutlery and Electro-plated Goods in consequence of the dulness of trade, including all kinds of Table Pocket, and Gum Knives, Scissors, and Razors # All the above Selling at very Low Prices. GREAT BARGAINS~IN~TABLE CUTLERY. THOM AS SA MUEL, IC2, Queen-street (Opposite Arthur's Mart). t>ianos ! pianos ! pianos ! haake'T'Tanos THE BEST VALUE IN THE WORLD. ON VIEW and FOR SALE, for a Few Weeks only, in the Shop (late Alexander's) immedi ately opposite the National Bank. Several Samples of the above Beautiful Instruments MUST BE SOLD. Also, HARMONIUMS AND CHURCH ORGANS, With Two Manuals and Pedal. INTERNATIONAL EXHIBITIONS, EDINBURGH AND LIVERPOOL, 18SG. Highest Honours- TWO GOLD MEDALS Awarded Marshall's Preparations of Wheat. FAROLA—Better than tho best Arrowroot GRAN OLA—The Hygienic Whcaten Food OAT FLOUR—Pure, nourishing delicuto TRITOLA-Standard Household Food PTYALOID-An excellent Food for Infants and Invalids; easily digested. The above can bo used for every purpose that Arrowroot, Cornflour, Sago. &c., are put to, but they are altogether superior to those starch foods inasmuch as they arc highly nutritious in themselves, and do not derive their value from the milk used in cooking them. SEE CIRCULARS & ANALYST'S REPORT. Sole Agents— KEL S O AND HARDY, GROCERS, Ul'l'EK SYMONDS-STREIiT. Sporting. ELENSVILLE TURF CLUB. (Registered under the A.R.C. Rules). ANNUAL MEETING, SATURDAY, APRIL 23hd, 1887 PROGRAMME :- MAIDEN PLATE of 30sovs SELLING HURDLE RACE of 30sovs HBLENSVILLE CUP HANDICAP of 4r SO vs PONY NOVEL HANDICAP of 30sovs For ponies 14h. 2in. and under HANDICAP HURDLE RACE of 30sova HANDICAP NOVEL RACE of 30sovs Nominations for all Handicaps close on FRI DAY, April 1. at 8 o'clock, with Mr w W Robinson, Auckland, or the Sec, Helensvill'p ' Weights to be declared on or about FRIDAY otll .April. ' i-tl ccf ptAnccs< and general entries FRIDAY G. HERBERT LUDLOW, Sec. TgOOTS. BOOTS. BOOTS. CALL Ang'Sy^ffiSioHS OUR GOODS ARE MARKED AT. You will find YOU CAN SAVE 20 PER CENT. On the usual price charged. ONE TRIAL WILL PROVE THE FACT. GENT.'a Boots Soled and Heelod o. fld Ladies' do do do • "g {$ At W. WATTB 'S• • • HOBSON-RTBEET, And Kabangajiape Road (next Earl and Montgomery's).



lUVUCJI ONEY TO LEND, fit currentTatefi?,! lntcreßt.-K. IiAISjILWY, Qticon-i3|j; MONEY TO LEND, at currenTr^fl Interest.—3. Jnckaon, jun,, Quccn-ntm :; Ols EY TO LEND, in large or itrSR sums, upon first-class freehold scciiriti, c repayable either weekly or at thoexplraii., -a term of years.—Apply Burton & KccsW and (5, Mercantile Chambers (3 doors above ]£■ of New Zealand), Queen-street, Auckland. ,;; ONEY TO LEND, on freeh^d^ current rates. ARCH. BUCHANAN, Solicitor, ,1 Queen-st. (opposite Bank of n^i ; ONEY TO LEND on FirstSl^ Freehold Security. W3J. READ BLOOJIFIELD, Solicit<ft||; 103, Victoria Arcade, Queen-street. MONEY TO LEND at a modeJfir - Solicitors, Short! and=Btrtß|K ONEY TO LEND on Mortg^M First-class Freehold Securities. WILLIAM UOLKMAN, Solicitor, National Insurance Buildings, S So, Queen-street TO' LEND in su^ 7^^3\V%J\J not less than £500, on fc ' hold security.—Dcvoro and Cooper, Solicit^' Queen street. ji jfMs<f>»<ffeA T0 LE^J) in sumsi>';:" r&i l j%y\y\r\s from £50 upwards.-Aa>:>. Win. S. Cochranc, Cochrane's Auction Mj 185, Queen-street. __ i _ : • GOVERNMENT LIFE INBDEANOB ffij DEPARTMENT. Loans Bepayable_by Instalments ? mHIS Department is.prepared to make nj ".-]" I vances on Mortgage, cot exceeding on » j half of tlie valuo of tbe property mortgaged -\ in sums of Money from £100 t0.£3,000, repa?.. able by half-yearly instalments extending overl2,ls,or2oyears l ontbeloilowiiiptoriii3s ■:■ Half-yearlyjPaymatf' * for each £100,1 g Period of Loan— | 8- d. Tv:elte years ... ••■ 6 4 7 Wm Fifteen years 6 8 9 Twenty years 4 13 8 fKgffl Loans of this nature, repayarbla byinotal. ments whoroby principal and in teresi areboth liquidated within a given time, and on term « of a most iavourablo character, present '<■ marked advantages to settlors and others. ■;, • The borrower, any time before tue expirji Of the full period (but not sooner than fimw years after the commencement of the loanlflH way redeem thosame, with ortvitnoutnouce,|W ou terms which can be ascertained at tbij|§§ office, or at any of the offices of this Depart K| ment, where also forms of application can b }£> obtained. TTmrrw - B D. fix. IjUC-KIJB, ConimissloßM Jffi February 21st, 1887. : ; /Queensland mortgage, loaß V* AND , . DISCOUNT BANKING COMPANY, : I Darby-street (off Queen-street), AucKiASm HEAD OFFICE : Brisbane. Acencies : Auckland, Sydney, and Mclbouijjj MONEY advanced from £3 and upward f| any amount required, to suit the borrower.npofe* PERSONAL, FREEHOLD, LEASEHOLD,|| any TANGIBLE SECURITY, repayable in q|g way as may be arranged, either WEEKLI|| MONTHLY, or QUARTERLY instalments, «| lowest current rates. ADVANCES made on FURNITURE witojijl removal; also, on all kinds of MERCHANDISE including BOND WARRANTS, &c. : -S| BILLS DISCOUNTED at current rates, fa Interviews and communications will be hdpl strictly confidential. Office Hours : From I*o till 5 o'clock. *| Bank of England Notes Changed. I LONDON MORTGAGE, LOAN, Aim DISCOUNT BANK, 50, SIIORTLAND-STREET, AUCKLATOM (Opposite A. Clark and Sons' Warehouse,}! W And Little Collitis-st., Melbourne. .1 LOANS are advanced from £10 to £5,01jH Upon ■ --IB Personal, Freehold, and Leasehold Secuiiu3| Repayable by . . ."•'- 'B Weekly, Monthly, or Quarterly Instalment! ■ At Lowest Current Rates. Advances made on Furniture without reinov and all classes of Merchandise. : I Loans granted upon Life Policies, LegacieS,M Interests under Wills. Bills Discounted at Current Rates.! Loans upon Deposit of Deeds. Repayments I Easy Instalments. Terms Gratis. All communications and ipie views held strictly confidential. w TNDUST.RIAL AND PROVIDES X PERMANENT BUILDING, LAND AX INVESTMENT SOCIETY OF AUCKLAM SCALE OF REPAYMENT REDUCED.-; Repayments extend- Per Week S^^ffi ing over for £10U. Kepa|i«[ e " FiT"o\ £ s. d. 1 year .. .. 2 0 0 101 OS 3 years .. .. 014 7 113 15 0 5 years .. .. 010 0 130 0 ; 0; 7 years .. ..0 711 144 9' J 10 years .. ■■ 06 3 ICJ 16 ■j_ And other Periods to sxiit Borrowers, i The Board luis power in cases of Sickness' Want of Employment to SUSPEND ?AT MENTS. BORROWERS SHARE IN PROFITS. PART OR WHOLTC OF THE ADVANfI MAY BK REPAID AT ANY TIM INTEREST CISASJiS ON THE POIKCJf REi'AID. DEPOSITS. The Society receives Deposits as under :— 3 months .. .. .. 6 per cent* f! 6 months .. ".. '.. 6J per contft, Special arrangement for longer periods. ' Corner of QUEEN STREET and VULCAN LANK, Auckland. JOHN BANCROFT;; Manaifer. . -~~*im AUCKLAND PERMANENT vQ OPERATIVE BUILDING 8c LNVJ# MENT SOCIETY. Office: 147 Queen-street. LOANS granted upon approved securitta Freehold or Leasehold Properties in sums £20 to £G,OOO, principal and interest beini; reps able in instalments at the following RedCO Ratee for repayment of each £100 borrowed;• Repayments extend-~~ Total Amoffl ing over Per Week. Repayable. £ s. d. £~^T 1 year .. ..200 101 0 0 2 years .. .. 1 010 10S 6 a 3 years .. .. 014 7 11315 0 4 years .. .. 011 8 121 6 I 6 years .. .. OS!) 136 IS 8 8 years .. ..071 147 13 * 10 years .. . 06 3 10216 j And in the same proportion for sniallef ;: or larger loans. DEPOSITS.-Tlie Society receives monoyi deposit:—For 6 months, G4 per cent. Repajw at 7 tlay&' notice, oi per cent, per annum. JOHN BATGEE* SecreUif EEW ZEALAND MORTGAGE, Lo| AND DISCOUNT BANK, . | HIGH-STKEET . (Next to Atkins Printing Office), I GRANTS LOANS OF £5 TO PERSONAIjaECURim. ~JJB FREEHOLD AND LEASEHOLD SffiOUSfflp ON _«"%■ FIRST AND SECOND MORTGAGJpI ANY AVAILABLE S E C URl^B REPAYABLR IN ,r^!t^B WEEKLY OR MONTHLY INSTALMEKW Or in any way to suit the Borrower. I Loans on Furniture without romov'al, B^° jB all kinds of Merchandise. ■ Loans may bo ropaid at tho rato of Sixpott(*flra week in tho Pound. i Bills Discounted at Current Rates. ' Bank of England Notes and Australlanß»^H Notes Bought, ~'V" m Ail oommuntcaUous strlotly connueniis* ffi NEW ZEALAND MORTGAGE, LOA|B AND DISCOUNT DANK, ■.^l HIGH-STJtKKT .„, I (Next to Atkix's Pkixting O>"PK»f:J|