THE POLITICAL CAMPAIGN.

Mr J. M. Shera at City West.

Mr J. M. Shera opened the public portion of the political campaign in City West last night by addressing the electors of that constituency in St. James's Hall in further ance of his candidature. There was a crowded attendance.

On the motion of Cr. J. J. Holland, Mr W. Duncan, J.P., was called to the chair.

The Chairman opened the meeting by remarking that City West was the last of the city electorates in entering the political campaign, and by observing that Mr Shera required no introduction to commend him to the electors.

Mr Shei-a was received with a round of applause. He began by reminding the electors that they had been represented in Parliament by such men as the late John Williamson and the Hon. Patrick Dignan, and that they also had had the honour to be the rirst to return the beloved leader of the true Liberals of New Zea land — Sir George Grey. To a con stituency with such grand traditions, it must have been particularly annoying and humiliating'to read in tho papers during a past political ciisis very Similar to the present one that parties were «venly balanced, and that it remained for the member for City West to decide whether the Government should go out or be kept in, and to read that both the Government and the Opposition whips were equally confident of their member's vote. The division was taken, and the following morning they read th&t the member for Auckland West did nob vote, being still un decided. So the Government was kept in office by the casting vote of the Speaker. He trusted that City West would never again allow itself to be placed in such a position, by returning a member of such un settled principles as to be blown about by every Mind of doctrine. The colony was passing through a period of depression, and that through no famine and pesti lence, from no failure of crops, but the values of commodities had fallen considerably in price, and instead of thrift and economy being universal, extravagance had continued, and prevailed in public and private affairs. Many said that the country could not prosper unless the wages of work ing men ware reduced; but the great object of legislation was to restore confidence, so that money might be cheap and employ ment abundant. We had now the opportunity of returning men who would legislate for the removal of the depression and the restoration of confidence and prosperity throughout the colony. Retrenchment. The country demanded retrenchment of a severe character, and sufficient to avoid further taxation. It must take place in all departments of the State, by the reduction of all high salaries, the amalgamation of departments, and the dispensing with all unnecessary officials. But retrenchment of this severe character, amounting to £300,000 off the Estimates, would increase the distress and depression felt by the people, unless it were accompanied by a broad and liberal system of land settlement and by a wise and discriminating protection of local industries. A policy of bold retrenchment would only intensify the evil. We must have land settlement and protection to manufactures so as to give the people profitable employment and pro vide a home market for the produce of the soil. The Party of Reform. If he wereasked to what party he belonged he must tell them that he could not feel that the present Government was worthy of his support and allegiance, neither could he bring himself to vote for the party of the old Continuous -Ministry led by Major Atkinson. It was this Atkinson party ' which heUl, wliilo mTpowar, committed the serious ciomd^tS -destroying the report of a Royal Commission of high civil servants engaged in inquiry into the various departments of State with the view of amalgamating offices, simplifying departmental work, and effecting retrench ment. Such a party could not be entrusted, with great reforms. 'He hoped to belong to a new party, untrammelled by past officialism, aud springing from the jreople at these elections, a party to be called " The Tarty of Reform," and led by Sir George Grey. (Cheers.) Finance. He proposed to invite their attention for a few moments to a comparison of the finances of the present Government and of their predecessors in office. Major Atkin son had declared the other day at Hawera that after making due allowance for natural increases on interest, hospital?, subsidies to local bodies, telegraphs, and working railways, the expenditure of the present Government last year was L 50,000 more than the expenditure of his own Government in 1883-4. The Premier, in his speech the pre vious night,generally dealt with estimatec expenditure for the current year. The sum actually voted for 1886-7 was L 2,195,919, Md the money actually spent was iB,092,180: so that there had been saved on the votes L 103,739, and according to the Financial Statement the estimated expendi ture for the current year was L 2,043,894, showing a saving on last year of 142,286.. This, however, ought to be made up by the estimated natural increase of expense in the working of the railways of L 54,000, a total of L 96,286. Therefore, according to Major Atkinson's own figures the Govern ment's estimated expenditure for this year was 142,286 less than his Govern ment apent in 1883-4. Major Atkinson's Government spent in 1883-4 L2,040,360,and the present Government spent last year 1<2,106,018, being an increase of L 66,200. But the education vote in 1883-4 was L 312.979, and last year it was L371,603,an increase in this item alone of L 60,000; this accounts for all the increased expenditure by the present Govern ment excepting L 6,000. The Esti mates gave an expenditure for the present year of L 2,043,894, being only L 3,534 more than Major Atkinson spent' in his last yeir of office, that expenditure being L 2,040,360. He had ejccluded from this comparison interest and permanent charges. It was evident, therefore, that while with one ac cord the finance of the present Government was rejected because a vigorous policy of retrenchment was not instituted to meet a falling revenue, thore was no disposition nor intention on the part of the country to accept Major Atkinson's regime as being more provident; and unless he was greatly mistaken in the people of New Zealand they would have neither of them, but would say, ''A plague on both your houses." (Loud applause.) In addition to the estimated 1 saving for the current year of L 48,286, the Premier had stated he could retrench to the extent of LIOO,OOO. It was unfortunate for his Government, and for the. country, that ; the Treasurer did not bring down the es timates that amount less, for then,probably the country would have been saved the serious' injury of this prolonged general ilection. (Applause.)

Protection,

It was unnecessary to discuss at any length the relative merits of protection and free-trade in City West, unless a free trader encered thecontesb,and then he would feel it his.duty to examine the whole ques tion at length. If a man had sufficient wealth to give him a good income with out working with his capital, brains, or hands, by all means let him choose a free - trade country if he pleased; but for those who desire the highest price for the labour of their head and hands a protection country was the heat (Applause.) We should legislate to keep the money in the country, and to give

profitable employment) to the people. (Applause.) In skilfully adjusting the tariff so as to meet the necessities of our industries, the industrial associations of the colony would have his hearty co-operation and support. Land Laws. On this question he felt bound to say he considered Mr Ballance's Village Settle ment scheme an honest and patriotic at tempt to settle the people on the land, and he heartily Avished these settlements the utmost success. (Applause.) He would, however, endeavour to get the regulations altered so as to enable the selectors to have the option of turning their lease holds into' freeholds, and also to fix the rent without advance. (Applause.) Ho considered Sir George Greys Land Bill one of the most beneficial measures that had been conceived, and calculated to remove the depression, restore confidence and prosperity, and cover the country with contented homes. The difficult problem had to be solved of cutting down the Education vote without impairing the system. He was not in favour of turning out of schools into the streets the'2l,ooo children under 7 years of age, for he did not believe it cost L 4 per head, as represented, to teach children of such tender years. Be sides, it was to be feared that in the large towns many of these children would con tract vicious habits, and in future years might cost the State far more than the ex pense now of subjecting them to the care and discipline of our schools. (Applause). He considered that Training Col lages should be made self-supporting, and the primary schools rendered more closely connected with our system of secondary education. For this purpose, he would sup port any bill drafted with the object of colonialising the endowments for secondary education, and for applying a great portion of that revenue to give free education in Grammar and High Schools for young people who pass the Fourth Standard with certificates, or who take scholar ships. Sir Robert Stout told them the previous night that Otago was far better off in the matter of higher education than Auckland; but he did not seem to perceive that this fact was a gross injustice to Auckland. No district should be treated with special indulgence iv the matter ol education for its children. (Applause.) By colonialising the endowments he had referred to, the wealthy classes might have to pay higher rates in the Grammar Schools, but at the same time the primary school would be relieved of the enormous cost ol the higher standards, probably about L 70,000 a year, for there were in out schools 13,000 children in the highei standards-viz., sth Standard, 7,524 ; 6th, 3,809 ; above 6th, 1,667. Total, 13.00 C exactly. The education of these children cost the State about L 70,000. He was no! in favour of abolishing Education Boards ; he would enlarge their powers by putting the grammar schools under them. At thi same time the committees should be careful to elect fairly-educated men, and avoid those who were narrow-minded and bigoted, for it was a pity to see our great system oi national education the theatre for partj strife. Railway Reform. The estimated revenue from the railways for the current year was £1,100,000, and the estimated expenditure was £748,000, surplus £352,000, so that in approaching t subject with figures of such magnitude th< greatest caution should be observed. The estimated surplus for the current yeai over working expenses was L 352.000. Mi Vaile's scheme, which he considered righi in principle, dealt principally with passen ger tratiic, but an approach to the postal principle in the freight charged for produce and supplies would enrich our distant sti*ug gling settlers, multiply settlement.and pro mote the general prosperity of the country, The advantage to all would more than com pensate for the temporary loss of railwaj revenue. Property Tax. If personal property and all improve' ments were exempted, then the tax would be only levied on the unimproved value of the land, less the mortgages. The injustice oi the old land tax consisted in taxing the • mortgagor on the sum he had borrowed as ■ well as the equity of redemption. A halfpenny on the L the last year of the i land tax amounted to Ll 30,000. At i 7-Bths of a penny, the present property tax rate, it would have amounted to L 227,000 ; but the property tax, which includes the land, all improvements, , and personal property of all kinds, only yielded last year L 310,897, so that it must •be evident to all men that there had been enormous leakage. The honest man paid, and the dishonest man evaded payment. (Applause.) ■ Land and Income Tax. ■He considered the property tax drove away capital, crushed our industries, and '■ sapped the life-blood of the community. He would vote for its repeal, and for a land and income tax to take its place. (Ap plause.) Some of them would remem ber a public meeting at the Lome street Hall to resist the imposition of the 1 property tax. That meeting was got up Iby himself in conjunction with a few mem s bers of the Liberal party, but they were ' unable to arouse the people. He did what Ihe could by addressing the meeting and pointing out the evil effect of that tax. 'Ho asked those recent converts to a land '. and income tax why they were silent then \ \ (Applause.) Mining Industry. j He had stated in. his published addreßS .to the electors that he would insist on a j special vote for the purpose of developing [ the mining interests of the North, because •he believed that much of our future pros perity would largely depend on the de i velop'ment of our goldfields, until our lands i were more widely settled. (Applause.) ; They might say " Very good, but why the i North ?" He answered : Because the South . required no assistance from him to look . after its goldfield interests. He believed i that bonuses should be offered for cheap and i effectual methods of saving gold from re • fractory ores, and that Prospecting Boards should be established in New Zealand as in Victoria. (Applause.) i Local Option. Without discussing the principle of com ! pensation as applied universally, he main tained that in the city of Auckland, where ' magnificent and extensive hotels had been erected at the dictation of the temperance [ committees, it would bo manifest robbery to take away the licenses from them with out compensating both the owners and occupiers. (Applause. )■ These hotels were palaces as compared with any town in England of four times the population of Auckland, and their erection had ' stimulated trade, employed artisans of the [ best class at the highest rate of wages, enriched upholsterers, made the fortunes of 1 timber merchants (laughter and applause), and now, forsooth, aii attempt was being made in this election to beggar the proprietors j and Auckland West was ' asked to return a man who was pledged to do this unfair thing. Would they do it ? (This provoked a per ■ feet tempest of cries of "Yes" and "No." No, he felt sure they would not do it. (Dis sent arid applause.) He had put his hand upon the heart of City West, and he knew it throbbed for justice. (Applause.) In common with the rest of the candidates he had received from the Temperance Al liance a set of questions upon this matter. The first question was whether ho would vote for local option without compensation to publicans. His answer was ftiut he was in favour of local option, but with com pensation to both owners and occupiers. The second question propounded by the Alliance was a more knotty one, viz., if

compensation should be paid to ptsbheans, from what source did he propose tfae> money should be drawn. The answer which he in tended to return to that question was thab those who voted for the closing of the hotels should contribute the compensation (ap plause and counter demonstrations.), or the icense fees mio-ht be placed in the hands of he Public Trustee, and applied to the pay ment of compensation. Criticism of Parts' Leaders. As the electors might wish to know why he did not adopt the Premier as his leader, he proposed to tell them. Sir1 Robert Stoub was a man of courage, ability, Ant patriot ism, but he feared from the peculiar con struction of his mind that he was one who necessarily rushed to ex tremes. For instance, on thd land question lie had gone to the extreme on nationalisation of the land—a system of land tenure might be achieved when we peopled the heavenly planets. In ihe sacred realm of religion he had wandered to the extreme region of doubt. Ift temperance matters he went to the extreme* of adopting as his creed the prohibition of the drink traffic. In these days, when retrenchment was in everyone's mouth, he had, on the education question, gone to the extreme also, for he entered the baitle royal with the cry " Touch not the educa tion vote " — (cheers) — thus leading, in his opinion, the Government party to certain defeat. (Applause and dia sent.) He would gladly ' co-operate with him as a brilliant member of the Liberal party, but ho could not aedept him as his leader, for a man who naturally rushed to extremes must inevitably lead his party into irretrievable difficulties. Sir Robert had declared that he would prefer to retire into private life rather than curtail the education vote. He was sure the colony would deplore his retirement, bub then in these days of retrenchment we could hardly afford to pay L 60.000 or L 70,000 a year for the desirable luxury pf having Sir Robert Stout in Parliament, Mr Bryce had been mentioned as a suitable leader. He considered Mr John Bryce a strong man, possessing many of thequalities of a leader, of great determination bordering on stubbornness, great courage, all bone and sinew ; a man of iron, but narrow minded, without heart, and devoid of flesh and blood. In carrying out the policy of retrenchment he feared Mr Bryce would lop off like a butcher in a slaughter-house (applause), whilst at this critical time it was necessary for the knife to be applied by the hand of a skilful surgeon, and the body politic to be restored to health under the treatment of an experienced physician. Sir Jno. Hall had been mentioned. (A voice: "We don't want him," and laughter.) He felt bound to state that, no matter what his political opinions might be, he could not accept him as his leader. He remem bered that he was the Minister who in 1879 signed the unholy compact which allured the celebrated " four " from the Auckland phalanx, which desertion shattered the Liberal party, and prevented justice being done to Auckland until now. (Loud applause.) Neither could he forget that he was the Premier and Com missioner of Telegraphs who in the same year violated the sanctity of the Telegraph Department, and placed the private tele grams of his opponents on the table of the House for party purposes. This breach of public trust had never been palliated in his opinion. (Applause.) Mr Ormond's name had been mentioned. He knew of nothing: to recommend him as the leader of the Opposition in the present crisis (applause), but in Sir George Grey (cheers) they recognised the trusted leader of the people a man of un flinching courage, vast experience, great caution and moderation, of pure patriot ism, and a good administrator. He was the leader of the Liberal party outside the House (applause), and it rested with the electors of Now Zealand to return, with a great majority, men who would elect Mm within the House the Parliament ary leader of the Reform Party — men pledged to assist and support him in carrying out the great policy of retrench ment in the public service, and of the settle ment of the lands, of the fostering, develop ment, and protection of local industries, and of railway reform, so that the depression which weighs upon New Zealand as a night mare may pass away, and confidence and prosperity be restored throughout the length and breadth of the land. (Loud applause.) Questions. Questions were invited and answered as follows : — (1) He v.'as of opinion that brewers should confine then1 business to brewing. (2) He would tax totalisators. (Applause.) (3) Charitable aid should be borne by the consolidated revenue. (4) In the eventof manufacturers combining, it only remained for artizans to combine. (Applause.) (5) We should do everything we possibly could to protect our seamen in connection with the employment of Kanaka labour. (7) His firm had the whole interest in the sale of Queen-street property to the Go vernment for insurance building purposes, and it was bought after keen competition with other properties. He could have got very nearly as much from an Aus tralian Insurance Company at the time. (8) He considered naif the present number of members would be sufficient. (9)- He was not prepared to interfere with pensions to which officers at present in Go vernment service were entitled by Act of Parliament, because that would be a wrong. These pensions, however, would bo done away with in the case of those now entering the public service. Mr C. S. Wright moved, " That the elec tors of Auckland West, having heard the views of Mr Shera, are of opinion that he is a fit and proper person to represent the constituency, and we pledge ourselves to use every legitimate means to secure his return." Mr Hamilton seconded the motion. The motion was carried almost unani mously, and Mr Shera returned thanks. He also moved a vote of thanks to the Chairman, which was carried. Franklin South. Mr E. Hamlin addressed the electors of Franklin South in the Commercial Hall, Waiuku, on Saturday last. Mr John Hull was voted to the chair. Mr Hamlin ad dressed the meeting for over two hours. Several questions were asked and answered, and on the motion of Mr J. Barr Brown, seconded by Mr Hickloy, a vote of thanks and confidence was unanimously accorded to the speaker. About 170 electors were present. Mr Hamlin addressed the electors on Monday evening in the Mauku Hall, about 50 persona being present. Mr H. Crispe, J.P., was chairman. Mr Hamlin spoke at length. Several questions were asked and answered, and, on the motion of Mr Wright, J.P., a vote of thanks and confi dence was earned by a large majority. At a meeting in Puni (South Mauku) on Monday evening—Mr Wightman in the chair —Major Harris delivered his promised ad dress to a very numerous number of electors considering the bad roads. He went elaborately into figures to show the financial position of the colony. He was opposed to the property tax, as it was a tax on labour and industry, and would support an income tax. He advocated retrenchment in every department. Legislative Councillors to be reduced to 25, with LIOO honorarium; members of the Lower House to bo re duced to 60, with present honorarium in consequence of the larger elector ates, but to be reduced to Ll5O if the present number, 91, is retained. He would reduce expenses in every department, would assist his fellow-settlere with cheap money, and would use every ondeavour to procure land for settlement on terms similar to that obtained by the special eefctlers near i Tuakau, for the success of which he, ia a 1

measure, was instrumental In answer to a question, he said he would vote for a want of confidence in the Government. A Vote of confidence in Major Harris was pro posed and carried.

THE AUCKLAND EVENING STAR, THURSDAY, JULY 28 1887.

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Election Notices. A UCKLAND NORTH ELECTION MR SAMUEL V^ILE Will»deliver a PouticaL Address AT THE TEMPERANCE HALL, ALBERT-STREET THIS EVENING, at 8 o'clock, "When he will deal mainly with the RAILWAY AND LAND SETTLEMENT QUESTIONS. N.B.—This address will be illustrated by specially prepared Maps and Diagrams. Supporters and frieDds can obtain tickets to admit at side entracce, from Messrs Kidd and Wildraan, Murray and Spsncer, and Vaile and 1 Douglas. TTfIDEN ELECTORAL DISTRICT. Mr. E. MITCHELSON will address the in the Public Hall, Avondale, on FRIDAY, the 29th dnst., at 8 p.m. mo THE ELECTORS OF EDEN. Gentlhmhx,— I have pleasure in ottering myself as a Candidate for your electdrate, and will, at an early date, do myself the honour of addressing ' you on political matters. EDWIN MITCHELSON. Auckland. 30th June, 1887. mo THE ELECTORS OF MANUKAU. SIR MAURICE O'RORKE wirx MEET THE ELECTORS OF MANUKAU, AT EPSOM HALL, on SATURDAY EVENING, at 8 o'clock. mO THE ELECTORS OF AUCKLAND NORTH. Gentlemen, I respectfully beg to offer myself for Re election to Represent your District in the House of Representatives. Yours faithfully, T. THOMPSON. June 19,1887. mO THE ELECTORS OF NEWTON. Gentlemen', I beg to offer myself for Election as your Representative in Parliament. Many of you have been my constituents for a period of over eleven years past in the late Electoral District of Eden, and if elected I shall serve you as faithfully as heretofore. I will Address you at an early date. I have the honour to be, Gentlemen, Yours faithfully, J. A. TOLE. mO THE ELECTORS OF NEWTON. Gentlemen,— Having received a numerously-signed and representative requisition desiring me to stand as a candidate for your district, I have much pleasure in accepting the invitation. I am., Yours truly, EDWD. WITHY. E. W. Can be seen by any Elector at his Committee Room, St. George's Hall, Great North Road, on Wednesdays and Saturdays from 7 to 7.30 p.m. mo thlTelectors of newton! gentlemen,-I am a candidate for your suf frages at the next General Election. I pledge myself to do my best endeavours as follows :— 1. Protect the industries of the colony. 2. Nationalise the land. I regard the Village Sett ement Scheme as the thin end of the wedge to nationalise the land. 3. To impose a Land Tax, and, if reg uired, an Income Tax, in lieu of a Property Tax. 4. To ke6p our present education system intact, trimmed economically to produce the bost results. 5. And one voto for one man. I am for measures i*d not for men. Yours truly. HENRY R. JURY. im R A N X L I N NORTH. MR I. LAWRY Will Address the Electors of Franklin North on THURSDAY, the 28th, ELLERSLIE SCHOOL; FRIDAY, the 29th, HO WICK, ODDFELLOWS' HALL; At 7.30 p.m. mO THE ELECTORS OF RODNEY. Gentlemen,— Having been requested by a number of Elec tors to contest the above seat, I have consented to do so. I should co as an Independent Member, and should only support a Government that vrbuld go in earnestly for Reform and Retrenchment. Yeuit rwpootf ulljr, ARTHUR OOLBKOK, mO THE ELECTORS OF FRANKLIN SOUTH. Gbntlhmhw,— I have the honour to offer myself ag a Candidate for your suffrages, I shall visit the various settlements in order to place my poli tical programme before you, I have the }f obou* to be, Gentlemen, Yours faithfully, £. HAMLIN.



Civil Service Supply ASSOCIATION OF NEW ZEALAND, LIMITED. HEiD OFFICE - - ■ ■ AUCKLAND. CAPITAL- - - - £50,000 In 50,000 Shares of £1 eaoh fully paid up. Directors : Ohairman-COLONEL LYON, J.P. J. T. CAMPBELL, Esq., Consul United States of America. JAMES E. DUNN, Esq., of Epsom. JONATHAN ELKIN, Esq., of Ponsonby. CAPTAIN THOMAS, J.P. Solicitors : Bankers : MESSRS. WHITAKER & RUSSELL. THE UNION BANK OF AUSTRALIA. Auditors : i Analyst : JOHN MILNE, Esq., H. N. WARNER, Esq. JAMES A. POND, Esq. Manager : GEORGE WHITE, Esq. Temporary Office, 87, Queen Street, Auckland. THE Civil Service Supply Association of New Zealand, Limited, is intended to be worked on co-operative principles, upon the same lines as those upon which the Civil Service Supply Association of London, Limited, and similar institutions there, have been po successfully worked, and aims at the 6ame objects which they have secured. The objects of the Civil Service Supply Association of New Zealand, Limited, are to enable ite members to supply their wants direct from producers ; to obtain goods of the best possible quality at the lowest possible prices; to avoid the enormous profits which, under the credit system, have been exacted from those who do pay to compensate for losses sustained from those who do not pay. The Civil Service Supply Association of New Zealand, Limited, will give no ere Jit, but will receive cash for all goods supplied to its members, and members only will be permitted to purchase at the stores of the Association. . The Civil Service Supply Association of London, Limited, has enabled its members to reduce the cost of living by fully 30 per cent., and at the reduced cost to obtain goods superior in quality to those for which they had been accustomed to pay the higher price. For householders and their families these are objects worth attaining. Any profits charged by the Civil Service Supply Association of New Zealand, Limited, on goods dupplied by it, will be sufficient to cover the cost of working the Association ; any further profits would be the property of the Shareholders. The delivery of goods to members residing in Auckland and suburbs will be free of any charge, when orders executed exceed twelve shillings in value. Other special arrangements will be made for the delivery of goods to members residing at a distance from Auckland at the lowest possible cost. No preliminary promotion expenses will be incurred by the Civil Service Supply Association of New Zealand, Limited. Stores will be opened with the least possible delay after the shares have been allotted. All applications for shares must be made on the form annexed, and the allotments will be made subject to the Memorandum and Articles of Association of the Company, now being prepared by the Solicitors to the Association. Payment of ten shillings per shave to be made on application, and the balance of ten shillings oil each share on allotment. Applications for shares and payments thereon to be made to the Union Bank of Australia, Queen Street, Auckland, or any of its Branches. Form of Application tor Shares. To the Directora of THE CIVIL SERVICE SUPPLY ASSOCIATION OF NEW ZEALAND, LIMITED. Gentlemen, —1 beg to apply for Shares in "The Civil Service Supply Association, of New Zealand, Limited," and hand you herewith the sum of £ beiDg a deposit of Ten Shilling per Share, and I agree to accept the said ....Shares, or any lees number that may be allotted to me.—Your obedient servant, Name in fu11........ Occupation Address iv full RECEIPT FORM. THE UNION BANK OF AUSTRALIA, Queen Street, Auckland, ISB7. Received from ► ...on account of " The Civil Service Supply Association of New Zealand, Limited," the sum of pounds .'..shillings, being a deposit of ten shillings per share on shares in the said Association. For the Union Bank of Australia, £ ; ; '. '" "" "** ""■■■■■■■■■" '■" [Copy.] CIVIL SERVICE SUPPLY ASSOCIATION, LIMITED, OF LONDON. Dr. Trading Account for Half Year ending 31$t December, 1886. Cr. £ s. d. £ s. d. £ s. d. £ s. d. To Stock, 30th June, Sales— 1886— Grocery, etc. .. 416,955 4 0 Grocery, etc. .. 114,683 6 6 Hosiery, etc. .. 177,268 iri 6 Hosiery, etc. .. 66,602 8 5 Boots, etc. .. 57.808 19 9 Boots, etc. .. 29,675 19 10 Fancy Goods, etc. 231,63115 11 Fancy Goods, etc. 79,418 9 4 China and Glass 22,916 0 11 China and Glass 13,824 13 6 906,578 17 1 304,204 17 7 Stook, 31st Decem- Pcrohases— her, 1886— Grocery, etc .. 262,68114 2 Grocery, etc. ~ 112,990 11 9 Hosiery, etc. .. 157,047 12 7 . Hosiery, etc. .. 68,212 5 2 Boots, etc. .. 49.864 7 4 Boots, eto. ~ 29,008 1111 Fancy Goods, eto. 201,012 13 0 Fancy Goods, eto. 78.198 7 5 China and Glass 18,300 18 2 China and Glass 13.550 5 3 788,907 5 3 302,709 1 6 Balance, being Gross Profit .. 116,175 15 9 £1,209,287 18 7 £1,209,287 18 7 r^IVIL SERYIOE SUPPLY ASSOCIATION OF NEW ZEALAND, LIMITED. New Zealand Producers and Manufacturers desiring an outlet for their Products in i quantity are requested to communicate with GEORGE WHITE, Manager, 87, Queen-street, Auckland. QIYIL SERVICE SUPPLY ASSOCIATION OF NEW ZEALAND, LIMITED. Bakerg In the various Districts and Suburbs of Auckland who may wish to Supply the Membere of the Association are requested to communicate in writing with bhe under signed, stating their lowest price far Bread of the best quality, The Bread supplied wiil be analysed from time to time to test the quality. GEORGE WHITE, Manager, 87, Queen-street, Auckland.



AND ' biscountbak^comp^ Dabb T - STBEET <o ffQll HEAD OFFICE: Bl^ Ackxcies Auckland.B,^^ MONEY advanced t7om £5 »„, any amount required, tosuitth^ PERSONAL, FREEHOLD fc*s any TANGIBLE SECURITY 58EH°lC way as may be arranged e»iR leH MONTHLY, or QUAKTffilffj*«*l{ lowest current rates. ■ ADVANCES made on FURNirnp* removal; also, onallkindsof miu^f^H including BOND WakS? &J H4Nl>? BILLS DISCOUNTED at current^ Interviews and coramuninaH^. ,'"'' strictly confidential. oaHoDS wiUbj Office HoußsTFr^ioaug^^ Bank of Exgland NoTEsfw~~~~^ T ONDON MORTGAGE LoS^nrK JU DISCOUNT BANJC ' ' (Opposite A. Clark and Sons" W"3LASD And LitUe CoiUns-sSelgJ^ LOANS are advanced from £10to£.^fwi Upon w >™) Personal, Frecliold, and Leaselinto c Weekly, Monthly, or Quarterly :mLL. At Lowest Current Rates Advances made on Furniture withontwhi , and all classes of Merchandise m Loans granted upon Life Policies, &*- i . Interests under Wills Bills Discounted at Cukeent Rv». Loans upon Deposit of Deeds. RepaSta Easy Instalments, ™umml Advances on Life Policies, MONEY LENT ON FROlUMflir NOTES, HOUSES.FURNITUH 1 ■ BILLS DISCOUNTED DAILY MOIiTGAGES KE6C►TIATED, JOHN W. HARDIE, Land, Commission, and Kstate Anm. LAND AND MONETARY AGENT, 24, SHORTLAND - STREET (Three doors past Star Offlos). lam prepared to Value land la AncMadM the Country for intending purchaaersstrt reasonable terms. All land sold by me in And' land I charge 2i per cent, commission, I sim prepared to negotiate Mortgages In raj from £25 to £15,003 Advances made on Colonial and English Policies. Having Agents in all parts of AtJStraila uflid England. I can make Advances upon Will in sums from £50 to £15,000. INDUSTRIAL AND PBOVMT PERMANENT BUILDING. LAND A3} INVESTMENT SOCIKTiT OF AUCKLAHL Eepayments 'pA rWeelc Total an* extending over Lev weeKl repajablt 1 year ~ .. £2.0 0 i£lM|J 2 years .. .. 1 010 1D8:| 3 years .... 014 7 11315 J 4 years „ .. 011 8 ty f 5 years .. .. 010.0 130 0 J 6yeara.. .. 0 8,9 'Mfn 7y,ars .. .. 0 711 JBII. 8 years .. .. 07 1 'M®\ 10 years .. .. 06 3 I«JLL The Board has power in cases ofßickiM* Want of Employment to Suspend Paypaqfls. Borrowers Share in Profits. ~ Part or whole of the advance m4yl» f# at any time. . Interest ceases 6n: tuo pmw reT>aH- ; . . I i,memapj %vno has obtained on a4**"!' f itiertVkoseJi his property atany«lK' (f *' B ! pay on ws TWngage; or may, if uedearo ! hi.- Ditjyerty subject to the mortgage ,,w Comer of Q ffi ENS A TR =^ ' JOflN BANCMjt, A OCKLAND PBRMAWW* A OPKRATIVE BUILDING & »«*- MENT SOCIETY. ___ OFPtOTt: I*7 QUEBN-STBKSft £20 to£6, Coo, P«ncipal MdmteraMKigyj, RCPTngove 6r Xte Per Week. W, 1 yeas „ .. «0 0. ,»■ . 2 years- .. 1 010 ; ..g«j 3 years.. .. 0» 7 jj, 4 years- .« 0118 jj, 6 years .. i. 08 » ,«y | 8 years- .. 0-7-1 »U 10 years .. ~ 06 3 —J: Indln the same P»I>«JJj fotsWlle' deposit-.-For 6 months. 5 per cenu at 7 days1 notice, 4 per <*$,Jf gS»]» ANY Loms mw to MjjUf{KSS** 1 ttre".:" :: :: fg 6 months •■ •• .-'Swfd 3 months - M noTGA6«^ 1} owner must leave f ° o f it»j^ and fenced part witni» hoU! o.^j»J balance in bush; oroharoj taWifT and a very }°gJs*ffiiA W* John Sopped House ana j*- Street. ■ ■