THE JUBILEE.

Hobs^n\Kifles' -Bail?' On the nigljt oir"-Mbriday last the Hobson Rifle Compg-lyf 4 ,liekl-#eir. i Jubilee Ball in the Foresters-Hall. The: hall and supper room were tastefully decorated with flags and" evergreens,-'-and' the .Company's new be-Fwas .piaoed'r-jn-a,,prominent place on the stage,, an&'jwag [greatly admired/by'all present. ...Nearly all. the companies in the gsrYi§M'""*ef6' ,iW'well 'represented, and among those" present were Colonels' Dignan and Matto-V- MajoVs Isaacs and Clifton, Little, Lieut.-Dignan-and several officers of the other companies..-.,M1-oMcComish's string band supplied the music in their usual satisfactory .manner, and Mr Condon, of-Hobsoi^S-reety gave every satisfaction as caterer. The Committee and M.C.'s have every-reason to be congratulated for making tiie" affair' a success. At twelve o'clock Captain Little requested all to stand, up while' the band "played the National Anthem in honour of Her Most Gracious- Majesty's' Jubil-'e.H a'asmnb .k«

A. GjL*ace|ul Jubilee Gift '"ivlr R! IL Beattie, manager of the* Ameri can, Wa^ch,-Repairing Company near the City] Market, entrance, has ■ emphasised the Company's '10ya1., : feelings towards Queen Victoria and 'their ability to do cheap and efficient- watch-repairs, in., a particularly graceful ■ manner.;,, A., -large number of copies of J. L. Kelly's prize Jubilee song hayebeen printed on whito satin, and fchesa.,will.be presented; to the company's Jubilee customers, with, Mr Beattie's com pliments.',, The .printing is very beauti fully "executed, and these will* form very nleasant n and .permanent memorials of the Jubilee. ■„,..., -ti

?> ..o.Wesleyan Thanksgiving. -Th&'Wesleyaris of Auckland: united ma Thanksgiving Service, which took place in the'Pitt-stl-eet Church'on Tuesday. The Rev H. Bull presided, and a yery large congrega tion* was present. A combined choir from Pitt-street, Ponsonby, and Grafton churches perforated*' various selections very "effectively under'the conduct of Professor, Lambert. The" thanksgiving prayer for Her Majesty was offered by the, Rev.. C. H. Garland and the 33fd'Ps:alm was read by Mr T. Buddie. R%.* H. H;u Lawry 'read tiie second lesson, choosing the 11th.chapter of Romans, and an.*-hvocat<.ry;.'prayer 'for' the Queen and Royal-Family, and the Empire, was given by the Rev. R. Bavin. An eloquent address was delivered by Rev. J.A. Taylor, and Rev.'-C.'H. Garland gave a short address. Rev. H; R." Dewsbury of the North Shore, and.Rev. T. G. Carr of Parnell, were also present.''';""' 9 '• " ; ' . ;" '".' \

'Celebrations in the South.

* Our' telegrams show that bad weather has [.marred the Jubilee rejoicings in most of, the Southern cities and towns. AtOreyinouth, Hokitika and Invercargill, 1-criyever,, ..there Twas; .exceptionally < fine weather..,. , JThe celebration was held on Mpnday at/Wellington, and does not ap pear to Tiave been particularly enthusiastic. Government, (Hpnse.Avas, illuminated by electricity, and the rest .of the city by gas. At^Ghristchurch, Lyttelton, and Kaiapoi celebrations,took;', place on tho same day, but "were spoiled by wretched weather. Yesterday.' there was; a grand proces sfojti-' -to, ,£Ho Jubilee Park;, at Dunedin, vi_here; ___ the, Mayor . planted a Queen's 0ak,,.;. ancl .._.; at , ,nighc, the ' city .-was ffraridiy" illuminated. At Christchurch _hejr,e-were briliiajit illuminations and suc cess^ul.processions ? at; Timaru a Jubilee Stqur^taip its foundation laid and fire-; •v^rts. were let off;' at; Invercargill bonfires were lit arid,a,Jubilee,Avenue planted; Nelson .was-a^ornedjyith flags and bunting, a Ibanl^giying , sei;yice.was held; in the cathedral,.^.and ."old;,identities" dined in tfip' r ~Cha.mbpry a, bullock ; was roasted whole at Blenheim, and memorial trees; revere; f .!.planted,..:in the.: Hospital grounds,) the,chief feature at Greymouth •was a procession of school children ;, the " c young-colonials " r i played an equally im portant part, at, .Napier; and at Wanganui tKere^Yerey-lluiriii-fttion^ and a fire brigade pjoCj3-^j6i 3 j!'Eyer-ywhere the observances have" neen 'hearty and spontaneous, ,no public jjnpney whatevei-|be-ing spent. . . ;; Jo *-.!.',vr !>'- i Ecmuera. : . '*o\vmg!'tb' the,!'fa.ct of not being able to get°-i 'suffifciericy'of fireworks to make a suitable 'display, the Remuera School Com mittee have ■'■abandoned 'the idea and will retttrn- the subscription's to the donors. j-The.Kindergarten and pieche were inaugur ated on Tuesday afternoon with a children's; fijee.dinner of roast beef and*plum pudding, aijd,parsed; off with...great ,success,'.-. 120 children j,were..present/atfd discussed .with, evident ;gu&tp.and'pronOuhced j isatisfaotioh, theibount'eous meal-so generously provided them. ..'The, halli.was: decorated with ferns byxMessra R..G,i,Qwen:and .McLean (libra rain of Supreme Court). At the end-of the room-art afßqu&re. tableti'was; the words ".welcome," in blueon a.white ground, ,sur. rounded by-ferns and*camellias,.and over it thfe,jlegend-. " ; Feed. My. Lambs." There were various other -mottoes about the walls festooned iin , camelias, • : also a' portrait of Hfeiv-Majesty.' Among those, present were Sir^Georgel.Grey.vSir.'iW.' Fox, Rev. ; C. Worboys, Mr Justice /Ward, > Messrs LOly.TifiJ-.-::i.>iT.r [I,Garlick,, -and., others. IJr jioEidd .riopened ; /the' (.proceedings with/prayer,-, after, rwhich grace' was said,: and the meal began.-.;:Afc the ..close,each child":-was presented with >a packet of bon bpns,, and; before, separating; three ■, Cheers were.-given for; the. Queen , and -three each for.jMr..:}Wa.sd; ~-Mr. .Jariies' Di-\Vorth;( : and tiie ladies who. had supervised the arrange ments..r [The* .proceedings closed*with the Doxolgy. and.,the.'Natipnal Anthem.. Thanks w^re._reJ_urned',tp.Mrs ]_)ayis of .parnell,..for a^arcel^of "kindergarten toys, "and to Mr Cohen for two '.packets?.of lollies which were-distributedby Miss Cohen, to-the dplightnqf __; p i ZA. Hth A.V.. Concert in StV.Jtavid's Scliool .l2 Z'nJU 7^VOQ^ii7A~~'i'' '.TT "TJ'i A very-successful cpricert in,honour of the' Qgeen'sUub'ilee. ivas;given 'in,,'St.David's I Schoolroom Symoridi St.—the! proceedings beingf b'p'eneid .by ;-Mr .1 John. Lamb, iwho gave a brief address on -the subject of Her Majfes'ty's reign. 'The following was the p'rb gfamfue'.—^'" Jubilee National Anthem," by r tl_e;:cfi^i^luridei*;"f he.'cbriductprshipdf Mr' John Belljipiariist,'fMiss Young ; pianoforte duet, Misses Beedell;. glee,.choir ; reading, "Betsys-arid"l " -.(earletpn); Mr Knight; soiig,;'>.-TKe 'King "of.|tHe'. Air,;,',,Mr;-B.ell-; quartette.V"iDame Durdenj'?,' Misses Angus and Bell, and Messrs' 'Taylor and 'Angus? ""Qufe-ri -'Wc'tbria r" (ii 'p6eri_);' Mr Black-' mttri ;-.gle^-'^Vietbria," choir ■;;'■'' My Heart i^'Sair' for "Sb'iriebbdy,"''Miss Millar' (en-' «c«-ed); '/jvyillage^Blacksmith," four voices, ISisF.es/*M/H's;,; aijet/,'8e11," and Messrs Bell^--and,"l.aylor;' a'humorous reading, «VBiddy--McQuillan-s- Courtship," by-Mr Wright (frequently applauded); sacred S^,M.<H6TOEfeg>the- Tear^:.etc:;, .Mi_lMc| Gregor; song, Mother is the Besu_ Friend," Mr R. AtigM '^Several other glees and choruse_r..Wei_o- given, Clfollowed by a loyal address -by Mr. Jas.- McGregor, senr. The whole „clpsed.~with^the.,National An them. _*' „ Va^'-ka^'* - ■ - ' ■ -- aA * »-'-Faricy' Dress 'Bali The Fancy -ml the City Halljjrjon--,/, Tuesday ;; nightr (ii was ; -.■ overshadowed''by the__omriipoterit' counter attraction of the street illumination and the Fvotaries- of Terpsichore 'for'once chose^thSbubdoor-promenade 'in- preference to the mazes of the dance. "The: fact is'"re grettable, as Mr. Lachlan McGowan had rf^deCcarefatprepavatipnfor the entertain rflent-bf-h.s 1 expected gu'e^tsV'' There were six instrumentalists _in! 'attendance, viz.^ ¥ e?f.!_S r .)^5 cQP,mis} l- r,|9or,ne,t),,,and.,,a .second cornestist, -O-Beinie .(clai-ion'c-te), Adams BrosJ->Hpiano,"JahdiMolih;)(*'and --L i JBady .-btl.l 1-f.ful, ,<.- -y.-MU Zl.i '■ -HT.rg^OM .a ._

(violin cello) while Mr Thos. McEwm catered in ! capital style. The attend ance, however, was so small that the ball opened with only two sets Mr Herty acting as M.C. Amongst the gentlemen volun teer -uniforms were'in the ascendant, and of the more strictly "fancy" costumes, the best were-a Greek sailor and a French Re publican of the last century. Amongst tho ladies "a" Jack-Tar,' with life-buoy affixed, to the back was tbe most notable. At the' conclusion of the Opera perform ance severai.of the ladies of the chorus made their appearance, and lent additional diver sity to the scene. 'The'number of specta tors in the dress circle was not largo. ' ,-" Burps Club Social. The social gathering in connection with the Burns Club which took place on Mon , day Ve'voning in the' Masonic Hall,"'Newton, was an unqualified success in every respect. The capacity of the hall was'taxed to the uttermost to accommodate1 the large number who attended, the excellent' arrangements of the committee were i (jarried out without a hitch, and a genuine jubilee i spirit pervaded every one present. Messrs W. K. Waddel and D. B. Macdonald occupied the platform and the- latter gentleman, in opening'; the proceedings, made 'a; few remarks^ on the Jubilee rejoicings' and the appropriateness of such an organisation 'as'tlid Burns Club celebrating tho auspicious evGht. . The speaker, wont on to give a brief sketch of the ascension, marriage, and widowhood of Queen Victoria, and of the wonderful moral aiid' material progress made by the world during the last fifty years.. After allusions to the greatness, prosperity, and progress of Great Britian" under Elizabeth, and Anne, ancl Victoria. Mr Macdonald concluded by relating on anecdote of the reigning queen-, illustrative of her innate goodness of heart, and warmly sympathetic nature, In the earlier part of the evening a very interesting musical an(l literaryspro gramme was presented, opening with the singing of a Jubilee song written for the occasion by Mrs Peace and sung very effectively by Mrs Heighway. The other items embraced songs by.Misses McMillan, McDermott, Gldvei arid Smith, Mrs Wright, MrD. Menzios and others, while recitations . wore given by Miss M. A, Moncur, Messrs Robertson, Stewart, &c. A well-arranged dance programme in which the Scotch element largely precloininatecl, was attacked with vigour, ami reels, High land schottisches and contre-danses were danced with great relish, the latter em bracing such well-known favourites as "The Flower of Edinburgh," "Triumph" ahd " Petronella." A lady and gentleman gave a performance1 of an Irish jig with groat success. It should be mentioned, that the hall was tastefully . decorated with national flags, portrait of Burns and printed mottoes—" Burns—Hogg-Tanna iiill," while ' tho legend "God Save tho Queen" was placed conspicuously over the platform. A number of ladies and gentle men displayed Jubilco medals, while Vic toria tartan appropriately figured among the dresses:' The orijoymeiit was kept up with unflagging interest till early on Tuesday morning, "when each took off his separate way,: resolved to meet somo other day." Mr James Stewart acted as M.C. Avith much acceptance, ancl Mr and Mrs Leslie deserve mention for the preat.ure comforts, which did not include.tiie "barley bree." Social Gathering at Tamalu West " On Monday evening, a largely-attended social meeting was held in the hall of St. John's College., kindly granted forthe occa sion by'Rev.'T. F. King. After tea, Mr William limes Taylor (one-of the oldest resi dents present)..took:the chair, and read a letter from the. Rev. T. F. King, who was most unfortunately absent through illness. The, chief features .of the programme were the "tableaux vivahts," Britannia and Her Daughters," "Nightand Morning," "The Gypsies," and "The Seven Sisters. Glees, songs, readings, and'a violin solo by little Master Harold King, rendered ,the amuse ments varied and -interesting. The whole closed with the singing of the National Anthem, ~-■ Becliab^e%ddrcss to the Queen. On behalf of the District Council of Rechabites:, Mr H. Rotherhnm has neatly engrossed the following address, which has been forwarded to the Governor of the colony for transmission to thoQueen :— :-" Toller Most Gracious Majesty Queen Victoria, &c.: May it please your Majesty, —We, the officers and representatives of the New Zealand District, No. 84, of the Independent. Order, of Rechabites, Salford Unity, in Council assembled, in forwarding the accompanying resolution, desire to con vey the congratulations of pur,membership on this, the Jubilee of your Majesty's reign. Fifty years since these beautiful islands were riot included in* the dependencies of Great Britain, now they form one of the most loyal portionsTof.ybiir Majesty's >possei_Libris—are self-governing, and contain a large popu lation, of . which your. Majesty, has none more devoted to your person "arid interest, and who are justly proud of their position in the' British Empire. ' > We,'as Reehabites, hold distinctive principles, the object of which is to lessen intemperance, and by the establishment, if ] possible,.! of complete sobriety to add to the happiness of each and all of your Majesty's subjects,' in every por tion of your Majesty's Empire, .in which such principles may be established and ap proved,* and we feel sure.that-your Majesty will wish success to us in our endeavours to Eromote objects which mflgfr-bd'sd dear tb a cart which has so long laboured for the good of all, who are subject, we believe, to as great, and ;j good ..a. .Queen-ias. ever, ruled over any portion of the Angio-Saxon race. The earnest desire of the Rechabite C.ouncilis_J;hat-.during..the_continuance. of. your Most Gracious Majesty's reign, tem perance in all things may so increase -hat throughout the Empire, in addition to the adyantages.which would spring from .such jiicreased temperance, its varied peoples may be protected' 'froni the sad personal and national evils inseparably connected with ."the.'traffic" in intoxicating -drinks. I With -'• the sincere prayer that God's blessing, health, happiness, and joy may be vouchsafed -to your Most Gracious Majesty, '—- We beg to subscribe ourselves, on behalf of .the I District' Council,' your Majesty's loyal subject's, "John ,W. Foster,^ "District Chief; Ruler; John Nodder, District De puty Ruler; J. G. Carr, District Secre tary.".. . ... '';".'' "V, ~' ~. ,_ '

Jubilee Relief Fund.

VVi :(To the Editor.)':1'::! ; "A cause .that needs assistance."

Sir,—Since biir last letter of appeal to your paper, some very .distressing cases of want have come .under our notice. This morning apersori'c&n-dUfpon .us; evidently a. Itidy who. had seen better 'circflmswmc«S 4 .rSne said/t'hat^er husband was unable p'o obtain employment, consequently they were in the utmost distress';" all' they • had > for their Jubilee 'dinner:"' .was': some rice a neighbour* had given them. These are;/the • kind of '(1 cases/ we desire to release; and to advise them the necessity of availing themselves of the Vill-ige Settle ment Scheme. Already a number of friends have'feerit their, donations', ;.but to grapple With the prevailing' distress "we want more support. I Contributions will be thankfully received" :arid,acknowledged, by-fYours, F. W'/BpYNTois'', Duncan M.tiPiiEiisok' '/ //

CORRESPONDENCE.

Mount Roskill Road.

(To the Editor.)

Sir,—Will you kindly allow me space for a word or two re the dangerous state of the Mount. Roskill Road near S. and J. Reid's corner. Surely it is high time the Mount Roskill Board did something to this part near the railway bridge. There have'been two very nasty accidents there within the last ten days-caused by, the holes in the road, and the Board are laying themselves open to an action for damages. And another tiring I think the Board might "very well do is to erect a good gas lamp on the bridge, as it is the darkest and most dangerous part of the whole road from Auckland to Mount Roskill.- Yours, &c. Traveller.

A Costly Parcel.

(To the Editor.)

Sir, —As showing the extravagant charges levied upon people receiving small parcels from England, I may instance the following :—A gentleman in this town re ceived notice a few days ago of the' arrival of'a parcel per Rimutaka, addressed to him. On applying at the New Zealand Shipping Company's office, be'found it was a crayon drawing on thick paper, in size about 2 feet x 18 inches. The freight had beon paid in.England, but yet he had to pay upon this little parcel charges to the amount of seven shillings, as per the following ac count :-Storage and wharfage, Is 6d ; opening, examining, and cartage, 2s ; entry, &c, 3s 6d. 'Surely there is something wrong when the public are liable to charges so'ridiculously disproportioned to the value of: the article on which they are thus taxed and the service rendered in receiving and handling over delivery of the same.—Yours, &c, .; -, '"; ',";.-.''," ' ; " Arous.

Correction.

(To the Editor.)

Sir,—Regarding my pay as postmaster at Parnell, Mr Moss made a mysterious mis take in his political speech at the Parnell Hall on Friday. Star report:— "He re membered that his friend, Mr Sadler, who had been receiving the magnificent salary of £(. a'year as postmaster in" Parnell, told him that at the end of the year ho' had had 12s deducted from his salary." This is wholly wrong. lam very sorry that such was said. Post authorities will notice the error with the books before them. During the twelve years I was postmaster my pay was, first, £10 a year, and an increase of business, £11 ; and then several pounds extra for fetching postbag from town, 8 o'clock a.m. And I was never docked any 12s. I suppose the pay not being reckoned salary, but only honorarium, it did riot c6mo under tho order for reduction. Mr Moss was most likely informed by some letter-carrier whose pay had been reduced 10 per cent., and who, perhaps, guessed the rest; otherwise tho error is inscrutable. — I am., otc.,' " W. E. Sadler.

The Retrenchment unknonw.

(Tothe'Editor.)

Sir,—Many are now bo entirely engrossed with the idea of retrenchment that they seem to forget that it is quite possible to go too fast even in that direction, and create such a disastrous financial panic as Would ruin tlio colony by suddenly checking tho circulation of money. I trust that such reformers will carefully study your usoful leader of Friday last. Under the influence of panic, people are very apt to rush liko a Hock of sheep from one danger into another, perhaps ten times worse, and Liberals and Radicals should be carefully on their guard 16st, during tho coming elections, they mistake for friends "their bitter enemies craftily disguised in the ill-litting cloak of retrenchment. Judicious economy is, of course, absolutely essential, and no doubt every candidate will; solemnly pro mise that; but wo ..jilQst not for get to -pledge them: ,- ,to sacredly maintain our system of national education, and support other Liberal.ideas now agitat ing the'country, such as female suiirage, abolition of plural voting, tho Eight Hours Labour and Legal Practitioners' Bills, the settlement of, our waste lands, encourage lhent of local industries; the establishment of a Stato bank, and the investigation of the currency question.— Yours, etc., ; ' Via Media. (To the Editor.) Sir, —After the great flourish of trumpets with which our "Political Financial Reform Association " Started, I think that the plat form "suggested by its committee for the coming elections is most cruelly dis appointing. ,Our- settlers and producers know from bitter experience that the malady from which wo are chiefly suffering is the continuous fall of prices since the demonitisation" of silver ih ' 1873 —' the market value of wheat/, oats, wool, timber and all our other exports, from which our income is derived, having now fallen so low, that their production does not afford a fair remunerationfor " the capital and labour invested. At the-same time, the burden of all fixed financial liabilities has vastly increased*..for as.our exports have fallen from 25 to 50 per cent, in price, just so niuch more produce must bo sold to pay a given sum of principal or interest. But as. if *all that "was not sufficient to Cripple bin- industries', •' the late fall 'in the exchange value of silver has. so augmented the severity of competition from India and Other silyeiSuSirig 'countries'by reducing t-19-cost ofproduction there as, measured in, pai' gold corii, tliat w*e are told upon the best. authority. that" \ when .the railways, how ; in" course 'of, cbnstructi6.i 'are com pleted they < wni.jbe-.able-.to deliver, their grain arid' other products of every descrip tion at our door, far'che-lp^r than we can possibly'1 produce them on the spot,' and thus drive our labour Tarid' our harvests out of our.own' niai-ketss. 'And how does our Financial League propose to' grapple, .with this impending ruin,■; brought upon us by the bungling legislation of European states lneii? Do'they boldly demand, as people have done in England, a searching investi gation into the whole currency question, that we may-realise,our true position as speedily as possible, and take prompt measures in self-defence? No. They simply suggest a little, cheese-paring which might possibly save us £30,000, or about Is per head per annum. Can they possibly imagine that such shallow, claptrap, .retrenchment as that is sufficient to arouse the enthusiasm of elector's? ' Tfthey dp, they are miserably mistaken. .', Have t,hey, yjjb.'.to'. learn that sbrriething more than that is required. to flpat-'uß;safely pveiythat financial revolution through, which, the world, is now.passing? [Unless our volunteer financiers keep,an eye to our.industries: ahd'.om*' revenues, as well as our local.. expenditure, they ; may,' grope along in the dark'like blind leaders of the bliridi arid dd'hiore-harrii than, good. Every intelligent elector must at' once perceive that theit suggested platform for the coming elections is' palpably "childish and simply, a delusion and a snare. —Yours,! &c.,' IAjyiEMBER OF THE LEAGUE. "

Female Waiters.

Sir,—We, a«, a .small, body of ihe un employed of Auckland, viz., cooks and waiters,_wish.to.express our.feelings.as to the employment of _ females', especially at banquets We depend chiefly on our livelihood from hotel proprietors, and we think it is rather hard that we should not have a c'hanooat our prpfessionV ij,s most of usliave wfves arid childreri : to' support, w^hereas the majority of single females .have more, chance of other' labour mbre.,,suitable to' them. —Yours respectfully,.VVAiiiiß...,.,,,:

The Cost of Royalty.

(To the Editor.)

S tß) —Would you'kindly enlighten me on the following in your "Answers to Cor respondents :"—Are the hereditary sources of revenue mentioned in your-leader on Monday the private property of the sovereign,' or national property '! That IS, if monarchy were abolished in England, would the ex-king or queen conserve the revenues, or forfeit them :' Would not the country get tho revenues minus the expense of Royalty, if Royalty was done away with ? —I am, etc., Patriqt.

(To the Editor.) Sir, — You say the ,Royal expenditure amounts to L808,31(i. Now, very nearly half of this expenditure is met by revenue accruing from property absolutely'belong ing to the Crown, but ceded to the coun try some years ago, as you show (though lam puzzled to understand your figures as given in connection with the revenues surrendered in the time of George IV. and William IV., and I doubt the fact you state, that they' were over three millions a-year in - the latter reign.) But taking the Royal Family expenditure at your own figures—Lßoß,3lb'and dividing it among the 38 millions of the population, we get the result that the so-called " royal costliness " amounts to about 5d per head— a little over the price of one "pot" of porter in England. If we deduct the revenue, derived from Crown, properties this 3d is reduced to about 3d per head.' Compare this with New Zealand,' arid you will discover the further fact that Our own Governor costs us precisely the same sum, per head of the population, as tiie whole of the Royal Family cost the Britishers. But if we go a step further — as' we are fairly entitled to do—and con sider the cost of our two so-called " Houses of [Parliament," wo, find the .united salaries of the members divided among the popula tion amounts to about one shilling a head —-just.four times the sum entailed on the British unit.of population by that " extra vagant and. costly Royal Family" the Empire is so proud of. I am often amused to hear and read the clap trap of some demagogues decrying and howling at the crushing burden of the Home National Debt; and the interest pay able annually by the poor taxpayer. Here, again, figures —which' these individuals don't trouble themselves in any way about— show us that the debt amounts, per head of population, to about L2O capital, and lis interest; whilst ours in New Zealand are respectively L 65 and L 3 3s. Thus, it will be seen that this paltry little tin-pot colony in those matters'is a long way ahead of the slow Old Country; andT am forcibly re minded of two of j-Esop's fables—the hare and the tortoise, and the frog trying to blow himself out to the size of the ox. The former in each'cas'o, you remember, " bust himself" in the end.—l am, etc., J.H.C.

;[A note upon these letters appears among our sub-leaders elsewhere.—Ed. E.S.J

Vaile's Railway System.

(To the Editor.)

Sir, —A wise man (I cannot at the moment remember exactly who), once said some thing to the following, effect: — That every improvement or discovery which proved an ultimatesuccesspassed through threostages. Tho first, in which we all said "It is ab surd and impracticable ;" the second, in which we conclude that "we must look into it;" and the third, in which we find "we all knew it before." lam almost ashamed to say that up to within a few days ago I had not arrived even at the second stage with regard to Mr Vaile's scheme of rail way reform, bub Iris admirablo persistence ut last determined me to at least carefully examine the figures, and so far as it wa* possible, tp verify or otherwise his calcul ations. I have carefully perused the whole of the evidence tuken before the Committee in Wellington .and .the returns of passen ger trailic with comparisons under Vaile's system compiled for the information of the (Jommitteeby the Railway Department, and, to my own not inconsiderable surprise, I havo been forced to the conclusion that so far from- Mr Vaile's scheme being impracti cable, oi, regards lhe pasmmjer IraJJic it is most probable that it could be brought into immediate operation .-with the fairest pro spect of yielding at oiice a revenue equal to that derived. under the existing system. The ouly ; point in the calculation in which ! would be inclined to disagree with Mr Vaile (leaving out of account the matter of expectation of increase of traffic) would be in fixing .his ,"average fare." This I do not think could safely be counted upon to exceed tenpence, although Mr -Vaiio and liis witnesses think a shilling could be reckoned on with safety. That is to say, the average fare would be found to bo that of the second stage, the numbers.of Ist and 2nd class passengers travelling under his sys tem being likely tobe, on.the most reason able estimate, about equal. The advan tages which Mr Vaile's system confers upon the travelling:publio, and the indirect bene fits tb the colony, are so great that no time should, I think, be lost in giving his system a fair trial. If brought into operation for a year on the Auckland sec tion, and on the supposition that not one single-additional person travelled over the lines, the loss for twelve months could not exceed .1.22,205 .even on the basis of lOd average fare. It would, require 2.f- persons to travel, instead of one, .as at present,, to yield a.revenue equal to .the present revenue, and whon we.consider,that the highest fare North (to Helensville) is 2s Gd first-class arid Is'Bd second-class, and South (to Te Awamut'u) 3s first-class and 2s second-class, it seems to me not improbablcthat the,traffic will increase to the required extent. This, however, must necessarily be matter.of mere conjecture until proved or, disproved by ac tual experihnent.' Taking the gloomiest view with a shadow of .prqbability in It, the ex periment could certainly be tried on the Auckland railways' for a year without en tailing; a risk'of losing more than a very insig nificaritsum, say certairilyat the outside not ihqre than £iO,OOO, and the scheme has npw, thanks to Mr- Vaile's able advocacy, taken so strong a hold of the public mind that'a trial it 'must have. If, when tried, it [is found a . financial success, I have no hesitation in saying that the colony of New Zealand-will owe Mr-Vaile a heavier debt of gratitude than cari rightfully be claimed'by any other mfin in the colony.—l am, etc., J. Aitken Connell.

Whiteside and the Rugby Union.

(To the Editor.)

Sir, —The absence of R. Whiteside from the Auckland team in tbG late contest with Taranaki, has occasioned considerable in quiry ,as.to the c.ause, especially since the defeat of our team, as it is thought by many experts"iri_ihe"gamelh'aFwlth'hirii we could have won:' It seems there is some friction between the R. A. and our crack half-back, and stated by the latter's friends it is in this wise :— ** When the Wellington team were here last season they held out certain pecuniary .inducements 'to Whiteside to return with them to Wellington, which he thought of accepting. To prevent this, the R.A., through one of its officers, made Whiteside an offer, part of which' was that he, should receive a certain sum for every intev-provincial match in which he played, which it is alleged has not been carried out. ; ,Now, if this be true, the Rugby, . Association are bound in honour to discharge their obligation to that player, arid we shall then, if required, have his much-needed servicesiri the forth-coming matches with/Canterbury.and Otago. I have it on the very best authority that Whiteside does riot wish to be on any other footing , than other players, arid does not expect; pay for the matches in which, he may how play.—Hoping some compromise may be etfectedy.'llamj&c.,'' -..- / ;.."':;;,':. "

C.B.K.

2

I*i™ iTT/iirT.ivn wfeviKfl* ctat.._ THURSDAY. JUNE 23, 1-87.



r The executors of the .late Thomas Short finding that >a number of their, customers have misunderstood the; days; on -which Jubilee; gift;, .were, , being, :givetv have decided/• bpf,cpntinue donating, the; special pr^septs during the,- whole- of:,Ju.bileei weelt."ending Saturday, 25th inst.-r^(ADva;:.) | I ,y;;..it'va;i .jia.-ia'S



Public Notices. ROSPECTUS OF THE KAMO COAL COMPANY (LIMITED). c.'- : : CAPITAL ; ... A~~7 j!'' £50,000- In 50,000 Shares of £1 Each. > 2s 6cl per Share to be paid on application; 2s Gd on allotment; in three months alter allotment. Is 3d; in six months after allotment, «*U in 12 months after allotment, 2s (»d; thereafter as required, but no Call to exceed 2s Od per Share, • Provisional Directors: THOMAS MORRIN I EDWIN MITCHELSON R..W. MOODY" I PIERCE .tAMOA*., '.Manager: , ■ Bankers :.i ..*.,- R. W. MOODY I BANK OF NEW SOUTH WALES Solicitors: ■ MESSRS. JACKSON AND RUSSELI- Brokers: . ■ , ■;; . > BROKERS ASSOCIATION. ! Secretary, pro tern.: c. w. MOODY. This Company is to be-formed to fflWhwe from the Kamo Colliery Company, Limitea, their Works, Machinery,- Plant, Lands, ana Royalties, situate in the 'District of ■Whangarei, New Zealand, and to work the present valuable seams o£ Coal, Fire Clay, and.other minenim which have been already opened up, and other scams of Coal of very superior quality recent), discovered on the same lands. - - *: • ■ _ ■ The Property to be acquired consists, of I,W. acres of-freohold-COO acres of which .j* forest land, affording an unlimited supply of timber for Mining purposes; and 571 acres of leasehoiu -250 acres of which arc held for a period .of ninety (00) years on payment of ti, royalty or sixpence per ton, and the remainder _foi li years, in all 2,318 acres valuable Mineral Lands. Manager's House. Houses for Miners, and Offices are erected on tho freehold; ' ',' . , The Machinery and Plant (fully particularised in the Schedule attached) is all in good working order, and is,a complete working plant for im mediate operations, and adequate to .present requirements. .... ~, . • ~ .*, . The hulk Senator will carry 750 tons coal from Whangarei to Auckland, is in good order, and cost the Company years ago, £3,200. Iwo barges, each with a capacity of R>o tons, cost each.Bsso. , <".-"*',.•.■ .-.,. „ ,„. Coal Wharf at Auckland with storage for 500 tons coal, leased from the Harbour; Board at rental of 30s per week. .'■'■.•" - . , Railway siding at Kamo connecting the pit, through the Railway, with deep-water con structed by the .Company at cost of £1,000. This extensive and valuable property is ofl'ered to the proposed new Company for the sum of thirtv-nve thousand pounds (£35,000)— lcsslthan half tho cost to tho present owners. . The Kamo Coal Co. (Limited) *to. nay Kamo Colliery Co. (Limited), £35,000: ./w..-15,000 shares paid-up to 10s, £7,500: to take existing: mortgages as under—Bank of N c w South Wales, C per cent., £10,000; Meredith, G per cent., £1,300; Farmer, 8 per cent., £1,750: Morrin and Co.. "Senator," 8 per cent.. £1,000; Bank of.New Zealand, C per cent., £4,780-£24,830;. balance in cash. £2,670—£35,000; capital (nominal), £50,000; less 10s per share on 15,000 shares, £7,500 ---£12,500: amount- to be paid> or to represent mortgages, as above, £-.'4,530; to-be paid in cash, £2,070—£27,500; surplus available as working capital; £15,'000i " '■■'■ ■••'-■ .'»_>■ The present company after having expended a large sum of money in acquiring and opening up this property, has recently been reluctantly compelled to suspend operations Owing to want of capital to meet the requirements of the Go vernment Inspector of Mines, the resources of the few on wbom the burden has fallen not being equal to any further strain. A sum Of from £_,000 to £0,000 will provide funds to sink the shaft, etc., as indicated by Mr Moody, and for a working capital, and -will at once place the mine on a dividend-payingfooting. The present condition of the miiie and workings, and an estimate of its immeniate prospects, may be gathered from the report of Mr R. W. Moody, mining engineer, who has recently inspected and thoroughly examined the property at the desire of the promoters of the now company. His report is appended to this prospectus, and is of value as the report of an independant expert in coal raining, ' ' The present working is from two seams, the first being at a depth of about 230 ft., and 7ft. Jin. thick, giving a first-class household coal, and the second at a depth of 275 ft. and 11ft.; thick, from which the coal is highly esteemed for steam purposes, and is oxtcnsivelyiused by sea-going and coastal steamers, and'the local Government railway. : • - The demand for both household and steam coals, widely known •as "Kamo" coal, has always, been greatlf in exepss of the supply, tho output not having exceed 2,000 tons per months This output can be immediately doubled with the facilities which tho small outlay before referred-to will afford, and can be placed in a ready market at a coat to compete with any, ■other coals. '•"•■ -.'" ■ ' • In addition to the vast stores of coal proved to exist in this property, there are valuable clays, iron ore, and other1 minerals which will in time prove sources of profit, but in the stores of.coal alone, which are proved both as to quantity and quality, there is the assurance o£a profitable in vestment, -~,*• The greater part of tho Company's freehold, consists of good agricultural land,;and may be; leased in small areas for farms. Several lots' have been already go leased, and-it is estimated a rental of from £100 to £500 per annum will be received from this source '■'■-' •' ' The M-chinery and other Plant consists of Winding, Pumping*.' and other Steam Engines, Steam Boilers, Coal Skips, a large'quantity of Tramway Rails, Coal Screens, Blacksmiths' and. Carpenter's Shops, with Tools, Timber, Iron, etc., also -Agent's and "Workmen's Houses, etc., etc., as per'lnventory to be seen at the Com pany's oiiice, i, Marine Chambers. AUCKLAND, 15th June, 1887. To the CHAIRM.- N and DIRECTORS of the KAMO COLLIERY COMPANY, LTD» Gentlemen. , ~.- _ .... In accordance with your instructions I have been over, and have thoroughly cxariuned, the' whole of the mineral properties and plant of the Kamo Co*l Company at Whangarei, and now? beg to hand you my report, as follows:— 1 find that on referring to the plans of your surface properties they Consist of 1,717 acres of freehold and 571 acre 6of leasehold lands, in all about 2,318 acres; the leaseholds being all sec ured to tbo Company for long periods at very moderate rentals. .*.,_>.) n i The whole of these properties have already been prored beyond all doubt to contain two, very valuable seams of coal;-the top seam, 230 feet from the surface, being 7ft 4in. in thickness of clean coal; and the lower.scam, 275 ft. froVa the surface, is lift.'thick'of clean coal, there being no bands or refuse whatever in either seam, which is a- great advantage in securing the marketable coal in a perfectly-clean; con dition. And, by a careful examination of tho underground workings, 1 find that the quantity of coal extracted from both s_aihS up-to the pre sent time is not more than 12ff acres, thus leaving about 2,220 acres of both seamsof coal untouched " for future operations,-*which will.' I consider, yield (exclusive of faults aiid'sm'all coal) some- thing liko 33,000,00.0 tons of marketable coal; audi am certainly disposed to believe that from good indications other seams '.of coal' will be found on this property fit lower levels, and at,no, groat depth below your present bottom -geain.'-' ' : The permanent wirianig'find primping machi nery, with all tho other, plant and appliances now on the Company's property are good, sub stantial, and in first-class working order, and quito sufficient for an output of coal of from 300 tp 100 tons per day. Also''the*winding and pumping shafts, with all their necessary fittings, and all the underground drives arid tram roads necessary for the conveyance of coal to the bottom of the shaft, are all in perfect working order,'and ready for work at a moment's notice.' The only outlay required to commence working operations on a satisfactory basis is tho sinking ot a new and larger ventilating shaft, which can be done at a very moderate cost, and whicli is rendered necessary by the-Mining-Act recently passed by tlio New Zealand Legislature, with somo other minor improvements found to bo absolutely required to increase the output of coal, which is necessary to meet the greatly increased demand for tlio Coinpariy.s coal. The coal can be produced and loaded into tiie radway waggons., alongside the Company's screens at the colliery at a. very, moderate cost and tbe daily increasing demand for both house and steam consumption.is satisfactory- proof that a very prosperous future is in store for the Kamo Coal Company. Aiid, in conclusion;! believe tliat lam per fectly safe in stating that, the Kamo Colliery speculation will prove to be one of the safest in vestments of the kind in the Australasian .Colonies. • '■-' * ■ .* -,_ , ,-.; *.' •'' - o-l I am, Gentlemen, ;: -. ■■' .-..i-..* ~;. .'. : ■':; Yours faithfully,' '•' •■*■ " R. W. MOODY, .-';.. -1;....1 Mining, Civil, and Mechanical Engineer. ,;, J. -BUTCHER.] : ".". ; ';;., [j. GRO.OM. WE HAVE' FOR . 'S,A LE;_ ' Rod and Bar Iron, Wire Nails, Fencing Barb Wire, Roofing Iron, Sash Weights, • Buckets Tubs, Springs, and Patent Axles, j Coarse and Fine Salt. . _ it.'--'.'.':,. ■■•• :; '7, GRo:b:-.,rß:D;T;C:fl'EE;v&:;co.,: L : FORT-STREET. :, i'„, '•; ■;.'.'' Telephone 2H j i ■■•/ ■■-■•',:' '.*.' :-.„,'--l : ~<,' Q>K COSTUMES in Cashmere . and ■ f&vJV jCurclqth, trimfned-nlush and braided; the very latest styles; all cost -own* -J. M. McLachlan,-222 Queen Street. --•■"• J



- Election Notices. 'tpTo~DN EST Jj LECTION. :.; Gentlemen,— The following are planks in my platform:- s-' *"• ---j The Northern Railway,or ,None^..,_., _ I all Tariffs Should be Protective Retrenchment Should Equal the Fall in the Revenue,r.,,.~.,*:-., .' Free Secular Primary Education Immigration of Small Capitalists ' . *}, Local Option .',. r . - .;.-; .-; Woman's Suffrage I am striotly. independent, and; have, the honour to be,.-' *; '-• ion !".-*'>. iy- n .>■■,-,*.'_ ivr(-._i:;> ;'' ''- Gentlemen, : \ 7. ■■■ - i .:.-.-::n Your obedient servant,.- .:•■■■•' ";' '' (.. ' : JOSIAII,HUDSON.^; fpO THE ELECTORS OF FRANKLYN; r a -SOUTH. Gentlemen,-At the very urgent .request of' a large number of influential electors in your very important district, I have consented; to; allow myself to be nominated.-as your- representative in the coming Reform parliament, and will J positively go to the Poll in >..the interpst of, Retrenchment and Reform, and independent of ill other Political Parties. . :, ! >- "' r.?f--l,*),fi.,J/'c.T!t-i*l ..-•/-, .-I,*?- 111 ' (.;'-' Yours very truly, ---7: \ 4. [|'ifi fi JOHN JENKINS, y Newmarket, June 10th, 1887..;y | ..-;•' \ :i ,»w.oj Kdnc^tip-o^^'•"'.-!' *h-.i A,i. ; ;,.,-, [A card,! M' R.- ,J. * X E L L Y„ TEACHER OF DANCING. JUVENILE,'AIND APULT"CL-_SSES:, ' Address— .-,.', ,■. ... ciL _, ~'. ._ - Ponsonby Road, nearly opposite Franklin Road MR '■ F. B. FOPDHA M, Teacher of,the- '• ..; .' PIANOFORTE AND HARMONIUM., Address: Care of MR A. Eady, Auckland „. :■'■-'■ Music Warehouse, Queen-street. j_ O'S.W ;A' L D gives Lessons in, Elocution- Twelve Lessons . - ..- •• - • •-|J S ;At pupil's residence -v..,,; ... •• ■'«Jf Entertainment- given and attended. Allie.ters —Chamktaloup &.CP.OPER, Queen-street. 1. All fees payable in advance: 1. . ..*•;;- ■ - T, T U ; B IL E E;•;■ GOU P O N. '"^H ' Anyone cutting "dut this Coupon arid ,! .1.1 i.- .- ' takingritto •■ ■O - :..,-,T..E,;.C-.RTp!S.- ;^,, _ . Picture . Frame : :', and Musical , PH , Instrument Depot,-, .;'.',.; . . 88, VICTORIA-^STREET, ;AUCELANp;' r~_ ...,.,... Wili be given for l£3 one of his ; <S'\[ 'B^AUTIFULiPACKETS-P.Fj'SCRAPS \J ■■.; ■ v.., ...•.;_■. .-:-«-Wortho£./ ];: ff r"/ ,J|f,i;!V.! —-, Post free to any part of New Zealand V-P ;-for ls2din-tariips.- /,. ■■■.-'■ -!? 3' jIRAULEIN ' HEISE; . frbm" Hanover, jj Visiting lessons, .Piariolbrte Miisic, Ger man, French.* .Terms low.; - Address :' Near j Pen nail's Store, Epson. Road. , :; /, r . ,-, : i ~_,■. .. fj r' i" Bu§incss}jXoit-cesn ;;"' l jipiJ c ■ R;r;.ri - '0.: ;; p -'.t i _ c.. 1 .'.'., ;*:...." " - ":■■'■;,'■ "!; -i : nf I' ' PEEK,'FREAN..& Col's ' '." ; ; FANCY. BISCUITS, .-, ."_-'' : -:'i :'/ COMpieOSING ';',;' •'.'-;-.-%,'/ - : -. 1 __T$ ,1-I'SS O R"T ME 'Nl T^".1 ■■■■': . v -OF-- OVER- --i- TWO HUNDEED AND FIFTY TINS I*~ ■ ,: -'"' ', : ,:;', i '. :V;'' ; .';' ; ;'!-. '*l,; !7'7~AA_ '„ ''"■'•■ . I CLOSE 'BEOS.I 1-^^pliSlp^Jiva^lSp :.^G 0.. GENERAL GROCERS, IMPORTERS.OF '7)7 Q , ,;TEAanp| CHINESE ; GOpDSv,.; jr.; -r.; pur-_ I teas;-Aspec-^^^;^-.;; (i , \i Wi G. & Co.'are'prepared to supply a flrat 1 class article at lowestfprices.for cash. '. _ jQf j , ,37,' grey-street; '.'".; ~ I -Two Doors jabove.,-.M;arket ■ Hotel.; ' , .._....._. ..-'--*' -'.: ■"-"''■ ■ ■ 7;-;-; I CRATED W^ATE^' AND .CORDIAL -' j ~.,,, r ; ~,.v , , ;" ,-;';;;;;■ VICTORIA-STREET east1 ...: < (Late Sharland's): ~,» ,{~ , >,- ' ' |?iOALS, COKE,''CHARCOAL, FlßE ~\ij '' \l' WOOD. . !; Best Rata, Titree, and.PurirlFirewood ; also, 7, first-class-Taupiri, Newcastle,, and liamo,-Coal,, at Lowest Price for Cash. Furniture carefully Removed, and Godds-delivered, ;fcp *all parts of the city and suburbs, at Lowest Rates,—Note the Address.;: G. PIPER, opposite the Pousonby Reservoir, and'corner of.Newton, and-Karanga-' liape-Roads;' '-' '- l>y-"%' 'iw •uiiion.a.j _a: fj_ A, r ■TA77; i Qz:o7 l vzzz7E\ : R !: s yery Superior Waterproof- Cloth with Eyelets.' Qj 11 '___ -JjAlL,;Sizes.,..'';■;;:.*;;■;": ,;j;"; ; -: ~',.-..., .:.,,E, .&:. A.:, .ISAACS, .■'.'.,,.-. '."'■ ASK; your, Grocers, for Royal,, Remy's Stai*ch, lib..ariiilb boxes.'net weight tt'& ;the' best. —Mr Arthur Masy, High-street,' Agent for the. Mann facturers. Wholesale- Apply to. Mr John Buchanan, Merchant, Cus toms-street. ..J ~,;,,,',../, j !,,,,. ,;:. ~. ■Q-A'C _£&•'_•' SACKS.;- S A CIS.. _;We are Buyers of'Gobd' Second-hand Grain Sack. .-; ■' ,:■..: , rS-.i .!■.'-:•■ ■_.. ■ ; ■""■';■" iSTONE BROS.- r= !^TET ; one,'.of; my,:,4os /Overcoats.. 'They r^i arc very taking with the fair sex.—j. H. Dalton, Tailor, Viotona-strcot East. '_ ~,,',. . ,"*



IVjroNEY ,To~__ENjnr:—|L JJO. sums, upon first cl-Ulf'-^^t mT^ repayable ekeV wSrS-f%^n^ "■ atmnof years<-Apnlvi>„?,th6em!ffibei and 6yMercantile(ffl^».^SS • s^-___^_3u_Ss^ Mo^__fy^f^^^^^ : - WM. READ BLOOMptttt^" -IVJ rate of interest-App^- a *<X%^ -_s^a._tes4- TMTONEY; TO-tf^Tffi^*^''* :'•-": • . __________ueen s_£ i ' JVn^ e Co fe^C^Sp|, :QUE^^^^_^ - _ DISCOUNT BANKING;C6^ V ,':. " DARDY- S TR EE T'f (off'Queen-street),' I,l^ ;,:' HEAD OTFlCE:,Brisbane life AGENCIES AUCkla^,;S^^;jj 6^^ ••MONEY! advanced; from £5 and'unwL'< any amount required, to suit thebo.*r n _, • fo PERSONAL,' FREEHOLD.-.LE_S 5i. Im. l . . any TANGIBLE SECURITY, i r e p aya S-' lt '' way as may be arranged, cither WrnSS^ MONTHLY/ dr. QUARTERLYi_-._Jffi V' , lowest current reites. 1'- ' > xJm^^ ADVANCES iriade on FURNITURE wuT""' removal; also on aU kinds of.MEßCmSS including BOND WARRANT-' * Scl^f V BILLS DISCOUNTED'at current rates. 'Interviews and communications wfflhl-T.. I strictly confidential. . '";.,.. .-,., : °ehel*l 1 Office Hours :, From 10' till 5 o'cl'ok. Bank of England Notes- Chail-'p?"-*sl LONDON MORTGA&E; LOAN ilJn ' ' DISCOUNT BANK* HTy.iT^r, " 50, SHORTLAND-STREET,- AUCKLav't. (Opposite.A.!Clairk and Sons- Warehouse)??'"»• - VA ] And Little CoHlns-st.;iMelbourne, LOANS are' advanced from £10 to £5 m. !._ Upons'•'-'- <"'■') '■ Personal, Freehold,,, and Leasehold TSwiiriK '■ : Repayable by -~..-, ■ vu _ i v '»'" Weekly, Monthly, -or, Quarterly,lnstaWi..? ■;;.-; 1 _, ~_.. At Lowest Current Rites.-'I^W j Advances made on Furniture -without reino^j" [ and allclasses.of Merchandise. -,',' Loans granted upon Life Policies, Legacies anil'1 ' 1.*.. -■- •- Interests under.Wiiis.-,.— ~A-~Z_. '■/-• < -Bills.Discou_sted At' Current Rates,„' Loans upon Ddposit ofiDeeds.' Repaymenfs hv, < ','« 'i ?'n-■,'•';7Easy Instalirients".iy"[--jl-rt^ f y,y', Terms Gratis. - All communications arid! inter-' - - views held strictly confidential, -__* -fS. , MONEY, LENT ON' PROMISSORY notes, houses.-furniture,££* " ■' : 'bill's discounted daily.'" " l :mortsa gjss.:'n; ( e;g-0-tia-T-ed,-..,. John w. hardie, - ' ' .Land, Commission', and Estate Agent.' j • - - HIGH-STREET, .Auckland: ,-~il.:'', ARTHUR 'ifiO'EEI, • j -mo.) -~U •-. n.i'.iii *j. liuut W-.-...,| LAND.AND,MONETARY AGE$gjJ: 24, SHORTLAND ■- -STREET--*^ ; > (Three doors past Star Office);- * '•-■ lam prepared to value land in Aixc}__k_l^ the' Couiiti-y for intending purchasere^Mr^? reasonable terms:;. All land sold bymeiD Aii<:; land I charge 2_ per cent, commission. ' ' ; (* i.ri .-.;- .•'.:■ ■ , ~ ' ' • i> I .am prepared to negotiate Mortgagea in pa from-£2st»r£ls,bW' '';. . ',■';■ Aiv :rr-r77i':AfAirfi'Wi^A' Having at command^ large.snm of money I cail make advances on,Life:Policies. —t~" Havirig Agents in "ali'p'a.rts'of -iustrauV-.--. England,.l can make: Advances npiMl,-- I , in sums Ironi £50 to £15,00 a.> j - \A:" A ' :>\'.^ A: 7\ s.'pf-%t INDUSTRIAL AND PROVIDENT!" 1' PERMANENT; BUILDING,1 LAND AND; r" lIN VESTMENT SOCIETY OF AUCKLAND. J: SCALE OF REPAYMENT EE-ObCI-i EepaJTnentsextehd-I Per" Week SftSS^ ■;. ing oyer... <,_: 1 loT£m.' A ■■-. ''- ,£s.'&.:'"~~ Lizt^77 ■ 1 year -. _A 2-01 0?. ■'>.'-104 o__?_„. : S years :«.-.'-.■"«. " 0 14,7- , r ,:«l-n5~. i 5 years „ .. - 010:0* - -130 o^o^-:* ---"r 7 yearaw .-•'... 0 711 ltf:9tT-«-'i •__. 10 years ~ . ... 06 3 16216 <__ ,r; ; :And;other Periods to suit'-Borrowe-*™?;,"; : ' The Board" has power in "cases,.of SicktoM^. .Want of Employment "to SUSPEND"PA»' I MENTS.-'' •■- - ; ■',:-.■:...'£- BORROWERS SHARE IN.PROFITS.* M ' 1 PART OR.WHOLEiOF THE^YA^!^^ MAY" BE .^REPAID , 'AT :. ANY^.TIJffi ;d INTEREST..CEASES;,,ON' THE' PQETION-; REPAID. " ■"■"' ; ■ 'AA^rA-'-AiAp^A :' 'Amemberwlid hasribtairiedanadvanceisat * liberty to sell his property-at any'tin-epaa'™ pay btt-his mortgage; -or iriay,.'i£;'ne desires, bbu his property 'subject to the inongago totM Society.'; --ir-.i.i .0.) '.-'.Oi Zh;>. V i_Y_, iZaAAAZA' of QUEEN STREET and VULCAN ■AAi! ..*LAN^/A^ci-__AND'. "A. *i-'.i.i-t- J ■. '■'-. -'J-'-^iJOHNiBANdROFT, n7 ' ...,..-,.,, - ■ ~rT —-, -, T WwMP?. f .:A UC^L'A^ND 1 PERMANENT^: tj\. OPERATIVE BUILDING -.INVEjI* : MENT SOOIETY.--v':;'i: >1 . -tat) Af^J^X'-': A .;r' /OFFICE:iI47 QUEENrSTKKET. ~« : ",;LOANi3granted.upon approyedseciirl^.ot i- Freehold or Leasehold Properties m sums oi -~ £20 to £C.oOO,.prihcipal'and int»rOT,tibem?-r?w.-. able in, instalments, at, the-Mpwuw,^K»__;_ sßates fdr.repaynierit of each^lffl.bPj'gg^i-T . fiop-^ritsextei.-.- ■" "'■■__". :7fr^^^r ing oyer, ' Per WeeK ; ""' ';" ''" ' — £ h d . 1 >M£'*is^d-'*- li :'a '-•-, lyear „ ~.-2 0 0 J« J}. ,; 2 years- .. 1 0 10)' W-Mf..f f j w' 3.years...- -, ... L 014/ 7/o ;:i }J?-- 12i-2(' 4 years'.;.' :.'. OMI-8... Jlk«rs~"--" .6:years;.. r -„,.. ,0 ,Ba9.| Jg, S;1 ''" ■ '• 8 yfears' il-' K. '" 0 T^ti "£?*. '10 years. 0.0 3-» _____{_____ ; And in thesameDroportion for smaUe-.',,.- >Z ' ""or larger loans. , r :^._jt : DEPOSITS.-The; Societyreceiyesmoney-« deposit :-For 6 months; 5-per-cent,-Kepaj? ;j . ? at 7rdays"-notice, 4 percent^per amumh^-*-* ~-; - } • •:'- ..v/vvPv,^' a Swretary.:i;,? ! TKfTEW ZE-^AN^6RTO-^;£P»' O ;;-A-ND DIS,QOUNT BANK, , i '"'' ''HIGH-STKEJiI--x- s -_r---r*- ■ '" ■■; j 7, (Next to AtlanJ|, rmbngOfflce) <? (GR.ANTS V LOANS, m'TOom^z t , ...*- - '-"i"PEßsdl^L'SSiCßlliT,o_>_-^ Ire^hold AN^ji^E^p|m^ : FIRST AND SECOND MORTGAGE,. ;.- -H.-.Or.inany wayto^t-aft.'Borrpl^^-v. 1 ,--!■- wee Kin tne 1-ounu. Bills DiscountedlTc^rrent Rates. ■- . This Bank will receiveftepof" 3 th6f°' loff' ing rates of interest;— ; ;, ; . i, '■ B.per.ce.o_,;,-...j, ,12 months' i „....-*, •>!^'|,..-< 7.^ol*ceati.-'- i- V 6 months ~ . ..".'•■ 6 percent,^ _. ~;. , 3 months■. , , u ___v^ l> mfiTGE.,LOAi:f*'. .^ s^xss§sS;:...v. '.: ..„ -"- -.HIGH-STR^^btt)