THE NEW PARLIAMENT.

Biographies of Members.

©TAG©.

Hugh Su_he_i__id ValiStikb, member for Waikaia, was born in Aberdeenshire and educated at Aberdeen. He represented Warwick constituency in the Sydenham Parliamentary Union of 800 members, and in which a number of members of the Eng lish House of Commons take a leading part. He is Captain of the Gore Rifles, and has shown alivelyinterest in the Volunteer move ment. His commercial career commenced in 1867, and his connection wifch the colo nies two or three years later—first in Lon don in the office of Messrs McGulloch, Sellar, and Co., from which firm he went into the New Zealand Loan Company s London Office in a minor capacity. By dint of perseverance and close attention to the interests of the Com pany, lie improved his position until ulti mately he took first place next to the mana ger as accountant in the London office. From here he entered the service as Secre tary to the New Zealand Agricultural Com pany, and afterwards became manager, then managing director, and finally general manager in the colony. Mr Valentine is under 40 years of age, an energetic, shrewd and far-seeing man of business. His elec tion is an extremely popular one, particu larly in Gore and Waikaia. He was fche prime mover in starting fche Gore Dairy Fac tory, one of the mostcompletelysuccessfulin the colony. He has shown great prudence in dealing with the position of settlers on the Company's estate, and in view of the de pressed times reduced the value of their farms and rents, which has, in many in stances, enabled them to combat success fully with the commercial stagnation and place them on a firm footing.

ANGLICAN HOME MISSION.

Annual Meeting.

The fourth annual meeting of the Anglican Home Mission was held at St. Matthew's School-room, Hobson-street, last evening. There was not a large attendance, probably owing to the inclemency of the weather. The Right Rev. Bishop Cowie, President o f the Society, occupied the chair, and there were also present: Archdeacon Dudley, Rev. Dr. O'Callaghan, Revs. A. G. Purchas, F. A.' Gould, W. Beatty, W. Tebbs, C. M. Nelson, T. H. Sprottand J. Haselden. Proceedings were opened with prayer, after which St. Paul's choir rendered " flow Lovely are Thy Dwellings," Mrs Raynes taking the solo. The minutes of the previous meeting were read and confirmed.

Report.—The report and balance sheet were presented as follows :—" Report of the Home Mission Society for the year end ing June 30th, 1887:—This report is the fourth annual report that the Committee has had to present to the members of the Society. Members. — Twenty-four new members have joined the Society during the year. It now numbers 324 members. Rather more than half of these are resi dent in tho country districts of the diocese. Finance. — The sum of £153 17s 5d has been received during the past year, and £140 has been paid to the Standing Committee as a contribution to the Home Mission Fund. The financial depression that has prevailed throughout the whole diocese has affected the receipts of the Society. Some of the members have lessened the amount of their subscriptions, and a few have not yet paid their subscrip tions. This, it is thought, has been caused by forgetfulncss rather than a lack of interest in the work or the effect of reduced incomes. There must be more than 324 persons in the diocese who are willing to assist in this most important work, and if parochial branches of the Society were formed in each parish, and regular house-to-house subscriptions col lected from the parishioners, then the re ceipts might be considerably increased. The Committee would urge upon the sub scribers the great necessity there exists for increasing the usefulness of the Society. If the members will ask their friends to be come subscribers the work may be very much assisted thereby. From the reports of the Standing Committee and tho Organis ing Clergyman it will be seen what has been done during the past year in supplying min istrations of clergymen to the out districts. Many new settlements are being visited and resident ministers ap pointed, while some of the older districts, which have been for years receiving help from the fund, are now endeavouring to be self-supporting. Committee.— Tho Com mittee has consisted of the following mem bers of the Society: The Bishop, the Venerable Archdeacons Clarke, Dudley, Govet-i, 'Maunsell, and Willis; the Revs. J. Bates, W. Calder, F. Gould, J. Hazel den, C. M. Nelson, E. J. Phillips, VV. Tebbs, and G". H. S. Walpole ; and Messrs R. Maris Clark, W. McCulidugh, E. B. Hammond, W. C. Kensington, S. Luke, F. Larkins, M. Rawlings, V. E. Rice, Percy Smith, and H. G. Seth Smith.—(Signed) John Haseeden, Hon. Secretary.

Statement of Accounts for the Yeah Ending June 30th, 1887.—Receipts: To balance July Ist, 1886, 6s lOd ; subscrip tions, £127 14s 6d ; donations, £11; collec tion at annual meeting, £6 6s 9d ; concert (Mrs Ckyton's pupils), £4 4s 6d ; box in Diocesan Office, 5s 8d; subscriptions in advance, 1888, £4 6s : total, £154 4s 3d. Expenditure : By Standing_ Committee, £140 ; expenses annual meeting, £2 12s ; office expenses, £3 6s lid ; printing reports, etc., £119s ; maps and frames, £2 13s 2d; advertisement in " Church Gazette," £2 ; balance in hand, £1 13s 2d : total, £154 4s 3d. Examined and found correct, R. Cameron, auditor.—John Haseldex, Hon. Treasurer.

Miss Champion sang «.! A Winter's Story " ▼cry nicely. The Key. Mr Sprott followed with his promised paper on " Work in a South Lon don Parish." The rev. gentleman gave a brief outline of the good work carried on in that corner of the kingdom, especially by many refined and cultured Christian women. Concerning charitable relief he stated that assistance was rendered by the parish to persons who were really deserving of help, and who were not otherwise provided for. Mrs Coates gave a nice rendering of " Thej Kingdom Called Home," with 'cello obligato by Mr Winsor. The Rev. Mr Haselden spoke on "TUe Progress of the Home Mission Work," and went over a space of 24 years. In 1864 the entire funds' raised amounted to £175, which went towards payment of three clergymen. In the following years the work was carried on with the greatest difficulty, and in some of the i out districts the people in some cases did not know when it was Sunday. Mr Haselden then referred to the gradual increase, in the number of the resident country clevgy, the number at the end of June 30 last being 20. He regretted that the receipts had gone down during the last year, and made a special appeal for increased assistance to the Mission. He was surprised at the progress made by the Home Mission work. There was much in the work that, was cheering, there was much that was trying, and patience was required to work on, but the reward was great. . St. Paul's choir sang " The Lord is My Shepherd," and the duet "When Thou Passest Through the Waters" was contri buted by Mesfycs QUxam and jSjoaia.-

The committee, as named above were re elected and votes of thanks were passed to SS Sprotfc and Harden fche choir of St. Paul's, the Rev. W, 1 ebbs and church officers for the use of _ the school room, and proceedings terminated with prayer. -

DEVELOPMENT OF THE MINING INDUSTRY.

Proposed Appeal for Government Assistance.

!_IIE meeting of gentlemen interested in the mining industry, and of members of Parliament, which was about to commonc c at the Chamber of Commerce Rooms when we went to press yesterday afternoon, was largely attended. Mr A. H. Nathan (President of the Chamber of Commerce) occupied the chair, and there were also present: Prof. Brown, Messrs R, Monk, M.H.R., T. Peacock, M.H.R., E. Withy, M.H.R., T. Thomp son, M.H.R., and A. Porter, C. C. Mc- Millan, A. Saunders, F. A. White, D. H. Lusk, J. R. Green, D. G. MacDonnell, J. Jackson, Jas. Russell, I). J. McLcod, C. H. Osmond, J. H. Keep, John Reid, A. Dewar, J. H. Witheford, Graves Aickin, and many ofchers. The Chairman explained thafc the meet ing had been called afc the instance of the Brokers' Association, and stated that apologies for non-attendance had been re ceived from Messrs F. Lawry, E. Mitchel son .and J. B. Whytc, M.H.R.'s. He went on to say that Auckland's- prosperity was bound up with the welfare of the goldfields, and at the present time, when trade was so deprcssed,all eyes wero turned wifch anxiety to fche prospect of a revival of the long-dor mant mining industry. He concluded by calling upon Mr Saunders to open the dis cussion. Mr Saunders, in order to set forth the objects of the meeting, read the resolutions of the Brokers' Association, as published in our last issue. In order to_ show that the mines were nofc depending entirely upon extraneous help, Mr Saunders also read oub a list of contributions from various mines to the maintenance of the puma Ifc showed that the total con tributions "of fche mines for this purpose amounted to £358 monthly. Mr D. G. MacDonnell mentioned thatthe Government;, through Mr Larnach, had promised a sum of £2,000 towards the alteration of the motive power of the pumps from steam to water, providing the mines interested found a like sum. It was found, however, thafc there was scarcely sufficient water power available, and the idea therefore had been abandoned. Since then a further application had been made for Government assistance, irrespec tive of conditions. The Minister of Justice had promised to do what he could in the matter, and thero tho matter stood. If help wero not forthcoming, the Drainage Board would have to cease operations.

Mr Morpeth pointed out that this meant that 600 men would be thrown out of em ployment, and in consequence about 2,000 people would bo obliged to leave the district.

Mr McMillan also urged the necessity of support to the mining industry, which he contended was the backbone of Auckland. Tho Thames might be the salvation of the whole colon y,f or there were millions of pounds worth of gold lying there unutilised. The value of tracks could not be over-estimated, as the recent chance discoveries of pro specting parties had demonstrated. Auck land people could not be accused of being reluctant in putting their hands in their pockets for the advancement of tho goldfields, as an association had just been formed to provide funds for thoroughly prospecting the Thames goldfields.^ He urged the AuckkmLjgj^jgJa to unite to secure assistance for «l_ell fi'ther develop ment of the field. - r i

Mr Hull spoke on the "importance of thoroughly testing the lower levels, which might afford a lucrative revenue for hun dreds of years. Mr A. Porter regarded the proposal to place the Government grant in the hands of an Auckland Committee for disbursement as a deliberate insult to the Thames local bodies. The Ohinemuri County Council, too, had been unfairly ignored. The charge had been made that the Auckland members bad been instrumental in defeating a grant for the Auckland goldfields, and that those Auckland members were led by Mr Peacock. Now, Mr Peacock would be fully able to justify himself, for that vote was intended for ornamental instead of useful purposes. (Mr Peacock: " Hear, hear.") Itwouldhave been a good thing if the Big Pump had been stopped 10 or 15 years ago, for then matters now would be on a sounder footing, and wo should have got rid of this annual scare. It was no use of the Auckland members asking for the proposed grant unless they could advance sound and legi timate reasons for the claim. He therefore urged that a committee should meet to provide them with data. It should be shown that £270,000 had been spent on the Big Pump,, of which sum the share holders found no less a proportion than £220,000. The Government supplied the remaining £50,000, but received full value for it. The cutting of tracks had never led to the discovery of a goldfleld. Far better would it be to use this money in offering rewards for gold discoveries. Mr John, Brown thought Mr Hull had struck the. key note of what should bo their action. They had no right to ask the Government to spend money merely for the charitable purpose of keeping people at the Thames. But he had tho greatest faith in the lower levels, and he be lieved that there was more gold to be found there than on any new goldfleld. The ricH leads found in such a small area near tbe surface should be met with again at the lower levels. He coincided with Mr Porter's views re the uselessness of cutting tracks.

Mr Dewar, as an old mine manager at the Thames, corroborated Mr Hull's and Mi- Brown's remarks. There should be test bcirings, and the strata met with at the lower levels should then be examined. He fully believed that gold would be discovered thiere. In Victoria it had been so,even after the whole field had been abandoned. He suggested that the levels below 640 ft.should bo offered to English capitalists, allowing the present occupants to retain the ground above the 640 feet level. He- felt con vinced that plenty of capital would flow in 'to work the lower levels.

Mr MacDonnell mentioned that the meet ing had been mainly called owing to the fact that tho Drainage Board was in diffi culties. It was especially important to keep the pumps going in view of the expected arrival of English ex perts by the next or ensuing mail. If the pumps stopped, the mines would become Hooded, and inspection by the experts would be rendered impossible. If help were not f orthcoming,the pumps would stop in about a month.

Mr Dewar urged that a sum shouldbe placed on the Estimates for fche procural of a success ful scheme of smelting ores. The Germans were experts in this direction, and they should be induced to come here by the offer of a royalty of Is an ounce on the gold turned out. Mr Peacock promised to give all legiti mate assistance to the development of the goldfields. He had himself been inti mately associated with their develop ment, and be thought tho Government might well render further assistance. With reference to the Minister of Mines' charge that he and other Auckland members had defeated a proposed goldfields' vote, the vote referred to was one of £4,000, of which £600 was intended for the School of Mines. The remaining £3,600 was proposed to be divided among Professor Black and his pupils from Dunedin, who were to deliver

a course of lectures. £1,400 of the money was to be consumed in travelling expenses and hotelbills, and £1,6.00 in salaries for six months. Nov/ ,he certainly opposed this wasteful and vmrposelessexpenditure, seeing that we had equally competent professors m Auckland, and he got the vote reduced by £1,000. He fully recognised the practical value of the suggestion to further test tho field at, the lower levels. At the same time also he agreed with Mr Porter that it would be unfair to pass oyer tho Thames local bodies in order to give the distribution of the money to an Auckland Committee. _ r Mr Witheford expressed pleasure at Mr Peacock's explanation re the goldheids vote Our goldfields industry was SO im portant that, if properly developed, ifc would afford the means of extinguishing our national debt. , „ Mr Green advocated the expenditure of a few thousands on the improvement ot tracks where gold discoveries have been mThe Chairman had no doubt that the newly-elected members, after what they had heard that day, would do their best to facilitate the development of the mining in dustry, and to secure Government as sistance towards its prosecution afc the Thames. , , , Mr A.Porter thought that the people here should not shirk their share of the work. Ho therefore proposed thafc a committee should be formed to collate for and to keep the Auckland members supplied with data in furtherance of the objects ventilated ; that such committee consist of Messrs J. Brown, A. Porter, A. Saunders, A. Dewar, C. C. McMillan, A. H. Nathan, R. Spratt, and J. B. Morpeth. Ifc was suggested that Professor Brown should be a member of the Committee. Professor Brown said he would best serve the objects in view by giving his spare timo to the experimental plant about to be furnished to tho Thames School of Mines. Mr Porter's proposition was duly seconded, put to the meeting and carried nem. con. A vote of thanks to tho chair brought j the proceedings to a close.

CORRESPONDENCE.

Old Soldiers' Claims.

(To fche Editor.)

Sir,— As the new Parliament will soon meet at Wellington, may I crave a small space in your widely-circulated paper, asking all old soldiers who are claimants to land to muster ab the undermentioned address on Monday, 3rd inst., afc 8 o'clock, to take into consideration what steps are best fco be taken in advocating our claims. —Yours, etc., W. H. Clack, hairdresser, Parnell.

Insurance Rates.

(To the Editor.)

Sir,—"lnsurer" in his first letter un doubtedly gives greater prominence to " honesty " than to anything else ; in fact, he talks of banding together all the honest men in the place into a sort of protective association. Honesty, or, as it is techni cally called, the moral hazard, is a most im-: portant factor in calculating rates of in surance. lam glad to see-'lnsurer " now! repudiates the idea which his first letter, ' perhaps unintentionally, conveyed—that all the fires have been, in plain English, cases of arson. *' Insurer " asserts rates are too high by one-half. If by that he means they are twice as much as he likes to pay I can quite understand him, for I imagine there are few people who. Would not prefer to buy such articles cj& ther, require at one-half the regular prfee.' If, on tho other hand, he means to imply that rates are twice as high as circumstances justify the/m, I must be permitted to differ from him. In tho latter case he must be drawing very considerably upon his im agination for his facts, seeing that it is a moralimpossibilityforhim to have before him the necessary data whereon to base his conclusion. " Insurer "says rates are not high enough to enable companies to pay a dividend—proof positive they cannot be half as high again as they ought to be. Rates are high at present simply because fires are numerous, just as some years ago they were low because fires were far less frequent. The fact of premiums being high en- low does not, as ** Insurer imagines, necessarily affect dividends. It is the margin between premiums received and losses paid that insurance companies have to look to. Just as " In surer " would find it necessary to increase the price of a suit of clothes, if the mer chant increased the price of the cloth, or the labourer refused to work except at an increased wage, so an insurance company has to regulate its rates in accordance with the extent of the risk it has to run. If " Insurer " were to sell his suits below the cost of production he Avould not be long out*of the Star Chamber (I don't mean your room, Mr Editor, but a room in your build ing much frequented of late); and such alio might be the fate of insurance com panies did they pursue a similar course. Within five miles of your building there is located a population of somo 60,000 people. Allowing the small average of five people to each dwelling, and we have 12,000 houses. Now, during the past twelve months, on that same area, upwards of 200 houses were destroyed by fire, equal to about two per cent, of the whole. Supposing *• Insurer's" association of tradespeople and others to have an exist ence, and that it consists of say 1,000 mem bers, insured each for £200, equal to £200,000 ; assume that they are 1,000 dis tinct risks. Apply thereto the experience of the past twelve months, and twenty pf those risks will be destroyed by lire during the year. Making, however, a tremendous allowance for the Fact that these same mem bers are all "honest men and true," and we will assume that only ten houses are burnt, that would come to £2,000, equal to 20s per cent; but to that would be added work ing expenses and Government license, which would bring the ratio up to 25s per cent. Supposing instead of taking the risk amongst themselves they had insured these ' same buildings with any of the companies doing business in Auckland, at the present rates, their premiums would on the average not have exceeded 20s per cent. I should fancy the experience gained by •'mutual" shareholders a few years ago would be sufficient to deter them from again embarking in a similar venture. " Insurer " appears to labour under the impression that it is the volume of premium income companies look to only, and that any diminution thereof would be to their injury ; but such is not necessarily the re sult. All that companies require is that they shall have an income proportionate to the amount of risk or liability they incur. The fact of a man insuring for only half the value of his building or stock is really in favour of the Company, inasmuch as it gives the assured an interest in attending to the preservation of his property, by adopting such means as are Cailculated to minimise the danger of fire. If last, year the premium was say 20s per cent. and "Insurer" then insured for say £100, and this year on account of the increased tariff he only insures for £80 at 25s per cent., it is evident the reduc tion, instead of being a loss to the Com pany, as " Insurer" thinks, is in reality a positive gain. In the first year it insured for 20s £100, but in the second year for 20s it only insured £80. Ergo, it would, on tho whole, be a most gratifying result of the increased tariff if everybody would bo con tent to insure for, cay only half of the value of his property.—l am, etc., Veritas.

THE AUCKLAND EVENING STAT.. SATURDAY. OCTOBER L 1887.

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__I_-i_£t.i©_s.&!. j "VEWTON GRAMMAR 'SCHOOL.— ___*« Rev. Peter Mason. B.A .-Fourth Quar ter conuimnccson- MONDAY, the 3rd October-; GREYtSTREET, Brighton Road, Par nell.—The Seminary conducted or Miss C. B. Lewis will be re-opened nest Monday, October 3rd, 1887. . "DUCATIONAL. — The Rev. Richard Coatcs, 8.A., Head Master of tho Newton Kast School, is prepared to receive Gentlomen s Sons as Boarders at his residence, " The i-.oo_. Upper Symonds-street, Auckland, lupus oi tho Auckland College and G ram mar bchoo . whoso parents arc resident in tho country, v.ni i find the above a comfortablo borne. Lhe house is large, and is moat conveniently situated Hi one of the healthiest parts of Auckland. a<i vertiscr has had several years' experience in the teaching arid management of boys, bom m England and in the colony. Termsj[node_rate.__ R F. B. W66D HA M, Tracher of the ______ pianoforte and harmonium. Address: Caro of Mi: A. Eady, Auckland Music Warehouse, Queen-street. T-Of~R 0 7 O■SW AL D _3JL Gives Lessons in Elocution, 12 to 2, at Moars's. Entertainments given and attended. Terras in advance. ___ Ao'dress-Champtaloup and Cooper, Queen strcct. W OICTURE-FRAME MANUFAC- M . JL TORY AND MUSICAL INSTRU £jO MENT WAREHOUSE, , _r 88, Victoria-street,-Auckland. E=iO O* T. E. CARTER, &%\ TEACHER OF MUSIC, Sql violust, _^ O I PIANO, CORNET, GUITAR, &c, &c. «Hi—i I W «*" J Musical Instruments Tuned and _H I Repaired. Booksellers, &c /-^HAMPTALOUP AND COOPER'S LIST OF BOOKS ON YACHT AND BOATBUILDING and SAILING. c.d. Adams—From Stem to Storn ... .. •• 6 6 Boats of the World Depicted and Described 4 0 Biddle's Model Yacht-building and Sailing 5 0 Biddle's Amateur Sailing in Open and U-lF decked Boats 4 0 Frazer, D.—Practical Boat-sailing .. ..5 0 Folkard, H. C.-Tho Sailing Boat and its Management 16 0 Kemp, D.—Manual of Yacht and Boat Sailing, new edition 27 6 Kunhardt*3 Yachts, their Design and Con struction 40 0 Neison and Kemp—Practicalßoat-builuing and Sailing 8 6 Neison's Practical Boat-builder, AmateiiM 3 0 Prescott'i-SailingßoatanditsManagcmout 3 0 Rosser, W. H.—Yachtman's Handy Book 4 0 Vaux, C. B.—Ca_oo Handling. American 6 0 Walton's Model Yachts—How to Build, Rig, and Sail 3 0 Woodgnte's Oars and Sculls, and How to Uso Them 4 0 TO ARRIVE- Biddle's Hints on Yachting .. .. ..5 0 Davis, G. C, Practical Boat Sailing for Amateurs ... 6 0 Coyzen's Yachts and Yachting .. ..70 Hints to Beginners and Amateurs in Yacht Designing .. ... .. ... ... 3 0 Kemp, D., Yacht Designing and Archi tecture 45 0 Stanslield-Hick's Yachts.Boats.and Canoes 12 0 76, QUEEN-STREET, AUCKLAND. T> E M O V A L. W. E. MEA ES, BOOKSELLER, STATIONER, AND MUSIC SELLER, 198, QUEEN-STKEET, AUCKLAND, Wishes to inform his customers and the public that he has REMOVED TO NEW & MORE COMMODIOUS PREMISES, Five doors below Wellesley-street, and Opposito W. McArthur & Co.'s Warehouse, Where he will be glad to see all his old cus tomers and as many _ewto_e3 as will favour him with a call. A CHOICE STOCK OF BOOKS, MUSIC, AND STATIONERY KEPT. BOOKS, MUSIC, STATIONERY. Please Remember New Address 216, QUEEN-S TRE ET, Five doors below Wollcsley-street. W. E. ~M EARS, BOOKSELLER, STATIONER, AND MUSIC SELLER. Saddlers and Harnessmakers. OADDLERY. ~~^ Great Reduction in Prices^^^-*'^ Inspection _ - _** t*^W^. _^>*^*^The -■nvited. 81 Bnd J^^CHEAPEST for '''^^^V^'jSIOUGH, DRAY, JL SPRING CART, "*T AND BUGGY HARNESS. (1 F. HILL, Saddler, 175, Queen-st. JA% (next British Hotel), begs to announce to his friends that he has opened up a splendid and well-assorted Stock which he will offer at greatly Reduced Prices, to meet the times. Gents.' Saddles, complete with mounts, from 40s to £7 10s; Ladies' Saddles, complete with mounts, from 70s to £12 12s: Buggy Harness, from £6 to £12; Spring Cart Harness, from £6 5s to £10; Cart Harness, from £410s to £10; Plough Harness, singlo set, from 37s 6d to £2 2s; Cart Collars, all sizes, from 16s 6d to £1; Piped Col lar, from 18s to £1 ss; Pack Saddles, strong and serviceable, with strong leather- flaps and heavy strapping, raw-hide seats, from £2 17s 6d to £4 10s. A large assortment of Bridles, Whips, Spurs, Leggings, Bags, Horse-Covers, fee, &c, at equally low prices. REPAIRS Neatly and Promptly Executed, at the lowest possible rates. N.B.—Full allowance given for Second-band Harness taken in Exchange. Architects. P. HERAPATH, F.K.1.8.A.] [S. M. HEEAPATH PHBBAPATH and SO-1-J, • ARCHITECTS, Colonial Bank Buildings. JJDWARD BART LE V , ARCHITECT, BTICHBURY'S BUILDINGS, QUEEN-STREET. MR. P. F. M. BURROW S. ARCHITECT AND BUILDING SURVEYOR. 317, Victoria ARCADE. TjIDWARD MASoNEY AND SON, ARCHITECTS, Queen-street. Auckland. H. SKINNER AND SON, « Builders, Carpenters, and Joiners, Vulcan Lane. JJlßranehes of the Building Trade executed by Experienced Workmen. Shoplfronts. Office Fittings,_&c. :rfpr_rirfA__ im b.in gton, M. Inst. C.E., M. Inst. M.E., CONSULTING ENGINEER, AUCKLAND. T ESS THAN WHOLESALE PRICES^ One Pound Packet of good China Tea, 6 Pounds good Fiji Sugar, aud 1 Dozen Boxes Swedish Matches for 2s 6d at- EARLE AND MONTGOMERY'S, -K-jt-iANGAHAVE Road.



jDrapery. Clothings <&«• OHALDER3, & |^0. _ I Have just opened out £_J o a NEW DKESSE3 j-~i °-5 New Mantles oQ H rr r New Visites td i fed gj New Hat 3 * P New Bonnets CO q a <^ New Feathers and Flowers $_. ah r_Q New Hosiery and Gloves Lj New Ribbonb N C_F W pq New Laces -^ tJ_ &c. &c. &c. «j **? 1 _ O I PER AORANGL. I P TVfl-oMASTER, QHALDERS, & JT.O. pETCE | pmcE | pmcE BEAUTIFUL LONG OSTRICH FEATHERS In Cream, Tuscan, Grey, Tan, and Pink. 1r» Just Received, a parcel -1 /• o iTj-ra o£ the above, to be sold I g ¥)___) m SmJ_____^ tbC Vel'y IOW P*-'IOO Ofa!Ms_____U2t_ W. P. OGILVIE, Victoria Street West. EVERY LADY HER OWN DRESSMAKEB.' To secure a Perfect Fit and Newest Style, try jQUTTERICK'S /"NUT DAPER pATTERNS. Metropolitan Fashions, Illustrating Patterns, monthly, Id eaoh ; 2s per annum, post free. AGENT- Wm, P. OGILVIE, DRAPER, VICTORIA-STREET WEST. ft KAEOISOKTHgI v^- -»_ X U>2 iy* jm tf-&V%_. t 7"~\ *-H B 1 __^ £q >h i ® If P"M fc«J MkS"^^. __W fteEjSmm] fj^j r" "i ii ■ ta yfc'-C /N REAT BARGAINS! AT THE BABYLINEN & LADIES' UNDERHNEN WAREHOUSE. 700 Pairs Ladies'Flowcred and Plain Silk Glove 3, in Tan, Browns, Navys, and Greys, at Is; worth Is Gd to 2s 9d. 1,000 Dozen Metal Buttons, all sines and colours, at 3d per Dozen; worth Is 6d to 3s 6d per Dozen. 600 Black Jet Buttons, 2d per Dozen ; worth Is. 200 Dozen Assorted Frilhngs, at Id to Gd per neck length; worth 4.d to Is per neck length; beautiful and new goods. GO Ladies' Crinolines, at 2s lid worth 7s 6d to 12s 6d. 200 Pairs Ladies' and Children's Beaded Cufl_, at 3d and Cd; worth Is to Is 6d per pair. 150 Children's Coloured Dresses, lined, from 2s 6d to 7s 6d; worth 5s Cd to 12s 6d. 55Ladies'Reversible Waterproof Cloaks, os lid; worth 15s 6d. 40 Children's Wool Pcllisscs and Walking Dresses, at 3s lid to 6s lid; worth £s Cdto 12s 6d; bought a great job. 30 Girls' Wool Jackets, 3s lid to os Gd; worth os Gdto.sfid. 36 Dozen Children's Drawers, size, 1, 2, 3,4, 5, very cheap, per Pair, lid, Is, Is id. Is 2d, and Is 3d. The Largest and Cheapest Assortment of Baby linen and Ladies' Underlinen in Auckland. Men's Blue and White, Black and Whito Ties, from 9d and Is. P. DAVISON, No. 9. JUNCTION QUEEN S_ GREY STS, Poultry. "O LV M O U T H ROCKS. EGGS! EGGS! EGGS! Eggs from Pure-bred Prize Plymouth Rocka of the best strains. Thirteen Eggs for 10s; cash, with order. Agents for Devonport—Johnson & Noble, Grocers, Devonport. J. SINCLAIR, Lake Takapuna, Auckland. pURE-BRED DARK BR AII MAS, JL From Prize and Imported Strains. A few choice Young Hens for sale at 7s 6d each, forwarded to Auckland Wharf or Papa kura Railway Station on receint of postal note, addressed to Mrs THOS. HYDE, Clevedon Post-offlce, Wairoa South. FRESH EGGS, 7d per dozen ; Fresh Butter, 10d per lb ; Oamaru Potatoes, 3s per cwt. All goods at lowpst prices for cash.— Gallaughcr and Entrican, Victoria-street GGS HATCHED, in any quantity, at 3s per dozen chicks.—Pelham and Roberts, Incubator Manufacturers, Albert-street. Motels VyHAEF HOTEL, QUEEN-STREET. JOHN LYNCH Desires to inform his friends and the public, that ho is proprietor of the above Hotel. Good accommodation for Travellers; first-class Luncheon Room. Best Brands of Wines and Spirits. Hancock's Sparkling Alo always on draught. A FEW GOOD ARTICLES FOR SALE CHEAP. Best Coffee and Milk, Is per tin, usual price, Is 3d; Best Table Salt, 6d per bottle, usual price, 9d ; Morton's Fruits, lid per bottle, usual price, Is 2d; Best Preserved Ginger, 8d per lb, usual price, lOd; Large Bottle English Sauce. 7*d, usual price, Is; Fry's Eating Chocolate, 4d per packet; Peaches, Plums. Quinces, Pears. lOd per tin, at EARLE AND MONTGOMERY'S, Karangahape Roa<L



Eusiuess Notices. WATERBURY Watches for Nothing at J. H. Dalton's, Tailor, Victoria-street East. W~~AR NOCK BROTHERS," Established 1862 SOAP AND CANDLE MANUFACTURERS COX'S CREEK, AUCKLAND. Manufacturers of the Celebrated Extract o£ Soup, Disinfectant Powder, First Prize Yellow i Blue "Mottled, Double Crown, Economic, and Household, Carbolic, and other Medicinal and Toilet Soaps, made from tho purest of Tallows. _c. * Offices-DURHAM-STREET, Auckland. N.B. — Cash Purchasers of Tallow, Wool, Sheepskins, and Bones. ._ . "T^kTO W is your time : A Waterbury Watch, JLai an Extra Pair of Trousers, or 10 per cent., with each Suit, at J. H. Dalton's, Tailor, Vic toria-street East. _ _ 17 m° w D~" WATCHMAKER AND JEWELLER, ! QUEEN-STREET, Has now convenience for making and repair ing of Jewellery and for the repairs of every description of Watches, Chronometers, &0., &c., and to further increase his repairing and manu facturing department, he is disposing of the remainder of his PIANOS at and under cost. Persons having old gold jewellery can have it made un into new and fashionable articles to ordci*, a.cd all the bettor class of watches and chronometers receive his personal supervision. Rotherhams' Genuine English Lever.- in stock. pAPER HANGINGS." W. PHILLIPPS & SON HAVE RECEIVED. EX LATE ARRIVALS 185—PACKAGES—185 CONTAINING 55,000 ROLLS OF PAPERHANGINGS, CONSISTING OF NEW PATTERNS For Drawing, Dining, Bed- Rooms, Hall aa d Staircase, suitable forth Mansion or Cottage. BEAUTIFUL DESIGNS. AND BEST VALUE EVER OFFERED IN A PAPERHANGINGS. 916 —PACKAGES—9I6 SCRIMS AND HESSIANS PLATE AND SHEET GLASS, WHITE LEAD, OILS, TUKPS, VARNISHES, AND ALL TRADE SUNDRIES. W. PHILLItPS & SON, So AND 97, QUEEN-STKEKT. /^lThe American CORN BROOM CO. EXMOUTH STREET. ~ : _ P. 0.8.284] [HIGH-STREET & CUSTOMS-ST. W. A R T H U R TtT A S V, MANUFACTURERS' AGENT AND WHOLESALE GLASS MERCHANT. ORDERS INDENTED. GOODS IMPORTED DHIECT. QUALITY GUARANTEED. Window Glass Plate Glass Wire Nails Portland Cement Chinaware llavanna Cigars, etc. FOR SALE, 1,000 CASES WINDOW GLASS (assorted size "Vr"OW is your time: An Extra Pair of J_% Trousers or a Waterbury Watch with each Suit, at J. H. Dalton's, Tailor, Victoria street East. TBORNE AND LEVOI, CHEAP UMBRELLA REPAIRING DEPOT, 311, Upper Queen-street. All RibSi 9d; Sticks, from Is. China and Glass. neatly rivetted. Cutlery of every description Ground. Saws Sharpened and Set. "TVTO Bankruptcy, no Burglary, no Fire ; _I 3( but the choice of two things —an Extra Pair of Trousers or a Waterbury Watch.—J. H. Dalton, Tailor, Victoria-street East. T~O~TRaVELLERS AND TOURISTS. PRESENTS FOR HOME. Very beautiful Inlaid Table-tops, Cabinets, Fancy Boxes, etc., all made from tho pick of N.Z. rich Native Timbers. Other Collections carefully packed and shipped for Home. W, NORRIE, Cabinet wok eke, In New Zealand Timbers only, TOP OF SHORTLAND-STREET. Ip DW I N JONES.. !_ (Late E. and A. Jones), House. Furnishing, and Genebaii IRONMONGER, Ponsonby Road and Pompallier Terraco, Auckland, N.Z. Agentf or the Phoenix Fire Office. Advertisement Agent for Auckland ..venins Stab. Post Ollico Savings Bank, Money Order Office. Telegraph Station, A'elephone Buaeau. STILL'S Milk Bread, Milk Bread, 8 sweet and nutritious, and Farm House Home-made Bread, Milk Scones and Cakes delivered daily, and can be had atthe'Burlington Victoria Arcade, and at Eden Terrace, or atthe Bakery, Udy"s Farm, Mount Eden. Agents Wanted. ■n I 0 H tt 0 N D HOUSE JX P.NSONBY ROAD, AUCKLAND. W. COCHRAN, Sbnr FAMILY BUTCHER, IV|- ONUMENTS ITALIAN AND VERMONT MARBLES, AND ABERDEEN GKANITE. HEAD STONES IN MARBLE AND STONE. Iron Tomb Railings at Moderate Prices. Prices and Designs sent post-free. Country orders carefully packed. TAIT BROTHERS, Monumental Works, Corner of Rutland and Lome streets (near Queen-street Junction), Auckland. OA' RH_ETONS, BUGGIES, WAGGONETTES AND TWO WHEELERS, AT LOWEST EBICES. The Cheapest and Best ever offered to the Auckland public. COUSINS AND ATKIN, ELLIOTT-STREET. J. BUTCHER.] [J. GROOM. J OCAL INDUSTRY. Everyone interested in the prosperity of Auckland should purchase OCALLY-MADE SHIRTS AND UNDER CLOTHING, And not imported goods. See that your draper supplies you with the best articles, which are mado by THE SHIRT AND UNDERCLOTHING MANUFACTURING CO., GREAT NORTH ROAD CHOOSE for yourself. An Extra Pair of Trousers or a Waterbury Watch with each Suit at J. H. Dalton's, Tailor, Victoria st. East. Suits, 50s, 60s, 70s. ED__NG CARDS.-Latest Style at tho Stab Lithographio Works, Short and-stresc, Auckland,



__^offlce. year-APPIy MpS*>atr. chasoof"one m- m n J or. Wv--^ent h >l^ Auckland orsubiX 6 *>W_»lS_?ls lings. Scherff'l Sitr^'^^c^r&l ber 28_,, 1887. **-ull(l 'ags, Fort-s^e.*^* Shortland-street W ' Epsoa > Utjl^ M 6ney^ol^nd^i^^ and £150; also £7n_v_! - SSffitfißi may bo required.-^!™"1 §~ ch a^ M™_^onlß-^^ NatioiaallSu^ _**/8:/\4 fe_f_ TO JFVtT"1 —---2L &_%«-£&! opposite Bank of New Zealand ' Queea^t, MONEY TO'LEND^te^trr . __iuterest.-It. I-AISHLbH^* ]Vj[ONEYTOLENB,inIatSS a term ot years.-Apply __£^g_^i ___ssatt»sse I_^P^_?_§_: ,o»SU'£«if»S? : LOANS are advanced from £10 to £5,^ Personal, Freehold, aSdLeaseliold Sec!* Weekly, Monthly, o/ Quarterly _m_^ At Lowest Current Ra es Advances made on Furniture mSut^i and all classes of Merchandise Loans granted upon Life -Poliei* B_« * n,rr_,-n toterosts under Wills.' Baaeß' a5- Bills Discounted at Current Rim Loans upon Depcsit of Deeds. JL%$gL . Lassy Instalments. p I Advances on Lifo Polices MONEY LENT ON iUJjgi NOTES, HOUSES, PURNITuSS'; BILLS DISCOUNTED DAILY < rM.ORTOAGES NEGOTIATE , /JOHN W.HARDIE, QUEENSLAND MORTGAGE, LOAU AND DISCOUNT BANKING POMPANY, Darb.-stheet (off Queen-st), AUCKLAND. Head Office: Brisbane. Agencies: Auckland, Sydney, and Motan Money advanced from. £5 and upwards tt any amount re _uired, to suit the batnnte;, upon Personal. Freehold, Leasehold, or an; Tangible Security, repayable in mrmja maybe arranged, either Wee_!y, Mon_ly,a i Quarterly Instal nents, at lowest cortentata Advances made on Ft___tr_«'without» moral; also on all kinds of aferohan-iL^ including Bond Warrants, etc. Bills Discountedat current rates. Interviews and coinmunicatioii. will lie _i strictly confidential. Oflfoe Hours: FromlOtfflSjsifefe A RTH U R p-QI-l» | LAND AND MONETAB-ASEST. TA, SHOBTLANaVSTa-EC (Three Doors past Star Offisi), I am prepared to value land in AiicUi^l the country for intending pi-chasers^WJ reasonable terms, AE land sold by meiniia landl<_ißxge2ipcrcamtcoii_*a>sioia. I am prepared to negotiate WtiSN&M® froin£2sto£ls,CK». Advances made on Cdorfal and EngM » Policies. Having Agents ina_"^r_of Australia^ England, I can make MjWfJl® Wills in sums irmmo^m^ ■MEW ZEALAND MORTGAGE,^ J3I AND DISCOUNT BANE, HIGH-STKEET (Next to Allan's Mnhj*|Offlcci. GRANTS LOANS, £5 TO £1,000, on' •"'lA.'' • PERSONAL sECjmm. FREEHOLD AND LEAS-HOLD SH/U»" FIBST AND SECOND HOETGAOR ANY AVAILABLE SECURITY, WEEKLY OR ZnTuTy'iNSTAL^' WEE Or J any w to'sult the Borrower. Bills Discounted at Current Bate. This Bank will receive Deposits attbelolW ing rates of interest v- n ucrcw- -12 months .. ,*• « nStcent 6 months ..■ •» •• 6j)er«!>-- tf newTealand mortgag| Wft AND DISCOUNT BAM*, HIGH-STREET _^, (Next to Atkins PBiCTiyoOi^ ■ ' " ~* " "wiywf* Repayments p e r Week. repays!)* extending over • ' ___JA^-^ 7 " _*■ o 0 £M_\ lyear ~ - Sm l»j! SSS: :■ t;|: § HZ?.-: :: \_\ jU 53:: :: if, 10 years.. -_ _ -rr-^^H The Board has VO™*L™£&P^^ WantofEraployinsnttoSuspeßii Borrowers Share in. Pro%- &*& Part or whole of flw aq.va»<? po tf«» at any time. Interest ceasea liblrty to sell his PWWK^ d*«* g pay off his mortage: « may, rtgßge to v* Wi property subject to mo So^ iety' „f cittkEN-TREBT and v Corner or QUJii!<«-»- IJJ'" _~ LANE, Auckiaj n o dHNßANCEO^Tj^ A UCKLANP/BR^gf '* LOANS «S^^xS^Ssfe Freehold or Ug^_ws*g££om in instalments at the iou borroff^j^ tor repaynientofeaen*^_^^ Kepaymentsextend-perWeet. °repa^. ing over ■____— —~~f\ \ lyear .. - *^ o io gfij 2 years .. — 014 7 & 3 years .. •• 0u 8 _%TSJ 4 years .. - 08 9 , 7 | 6 years •• - 07 1 i#l6j> "^^^^^ceiv^^