AN INQUIRY ABOUT INSURANCES.

BY MARK TWAIX

Coming down from Sacramento tie otlier night, I found on a oentre-table in the saloon of the steamboat, a pamphlet aoyer f of an Accident Insurance Com fnblH t interested me a good deal with ft I ?»1 accidents, and its naz.-irdoux fa* < and extra-hazardous furniture of th - i 'c description, and I would like to kriva 'oniething more about it. It is a ncr -ig to me. I want to invest if I com e v, hko it- I want to ask merely a few questions of the man who carries on this accident shop. For lam an orphan He publishes this list as accidents he is willing to insure people against:— General accidents include the travelling risk, and also all forms of dislocations, broken bones, ruptures, tendons, sprains, concussions, crushings, bruising, cuts, stabs, gunshot wounds, poisoned wounds, burns and scalds, freezing, bites, unpro roked assaults by burlgars, robbers, or murdereres, the action of lightning, sun stroke, the effects of explosions, chemicals, floods, and earthquakes, suffocation by drowning or choking—where such acci dental injury totally disables the person insured fr'onifollowiiig his usual avoca lion, or causes death within three months from the time of the happening of the injury. I want to address this parly as follows : INow, Smith—l suppose likely your name is Smith—you don't know me and I don't know you,'but lam willing to be friendly. lam acquainted with a good many of your family—l know John as well as I know any man—and I think we can come to an understanding about your little game without any hard feelings. For in>tance: — Do you alow the same money on a dog bite that you do on an earthquake ? Do you take special risk for specific accidents? —rtliafc is to say, could I, by getting a po licy fordog-bitee alone, get it cheaper than if I took a chance in your whole lottery ? And if so, and supposing I got in sured against earthquakes, would you charge anymore for San Francisco earth quakes than for those that prevail in places that are better anchored down ? And if I had a policy on earthquakes alone, I couldn't collect on dog-dites, may be, could I ?

If a man had such a policy, and an earthquake shook him up and loosened his joints a good deal, but not enough to incapacitate him from engaging in pursuits which did not require him to be tight, wouldn't you pay him some of his pension? I notice you do not mention Biles. How about Biles ? Why do you discriminate betwren Pro yoked and Unprovoked Assaults by by Burglars? If a burglar entered my Louse at dead of night, and I, in the excitement natural to such an occasion, shonld forget myself and say something that provoked him, and he should cripple me, wouldn't I get any thing? But if i provoked him by pure accident, I would have you thcie, I judge ; bpcause yon would have to pay for the Accident part of it, anyhow, seeing that insuring against accidents is just your strong suit, you know. IS row, tliat item about protecting a man against freezing is good. It will procure you all the cus tom you want in this country. Because, you understand, thejpeople hereabouts have suffered a good Jpl from just such cliimtic drawbacks as that. Why, three years ago if a man —being a small fish in the matter of money—went over to Washoe and bought into a good silver mine, they would l«?t that man go on and pay assessments till bis purse got down o about thirty-two Fahrenheit, and then the big fish would close in on him and freeze him out. And from that day forth you might consiber that man in the light of ft bnnkrupt community; and you would have him down to a spot, too. But if you are ready to insure against that sort of tiling, and can stand it, you can give Washoe a fair start. You might send me an agency. Business? Why, Smith, I could get you more business than you could attend to. With such an understanding as that, the boys would all take a chance.

You don't appear to make any parti cular mention of taking risks on blighted afiections. But if you should conclude to do a little business in that line, you might piit me down for six or seven chances. I wouldn't mind expense—you might enter it on the extra hazardous, I suppose \ would get ahead of you in the long run anyhow, likely. 1 have been blighted a good deal in my time. But now as to those " Effects of Light ning," Suppose the lightning were to Rtrike out at one of your men and miss him, and fetch another party —could that other party cojieonyou for damages? Or couifi the relatives of the party thus suddenly snaked out the bright world in the bloom of Itis youth come on you in case he was crowded for time? as of course he would be, you know, under such circumstances.

You say you Lave " issued orer sixty thousand policies, forty-five of which have proved fatal and been paid for." JS ow, do you know, Smith, that that looks just a little shaky to me, in a measure? You appear to have it pretty much all your own way, you see. It is all very well for the lucky forty-five that have died " and been paid for," but how about the other fifty-nine thousand nine hundred and fifty-five? You have got their money, haven't you ? but somehow the lightning don't seem to strike them and they don't get any chance at you. Won't their families get fatigued waiting for their dividends? Don't your customers drop off rather slow, so to speak ?

You will ruin yourself publishing such damaging statements as that, Smith. J tell you as a friend. If you had said tha' the fifty-nine thousand nine hundred and fifty-live died, and that forty-five lived, youAould have issued about four tons of poises the next week. But people are not going to get insured when you take so much pains to prove that there is such precious little use in it. Good-bye, Smith 1

THEATRE ROYAL.

A VEET pleasing entertainment was giren on Saturday evening at thia theatre, by a number of amateurs, in aid of the Staff Corps Band. The first part consisted of instrumental and Tocal music by tlio members of tlie band, which was exceedingly well performed -, and t'ne subsequent proceedings wera by the mem bers o: a loeu) amateur dramatic company, who performed the farce of "A Martyr to Science " in excellent stylo.

A gentleman whose custom it was to enter tain very often a circle of friends, observed that one of them was in the hiibit of eating some thing before grace was asked, and determined to cure him. Upon a repetition of the offence lie said ; " For what we are about to receive, and for what James Taylor has already received the Lord make us truly thankful." Notice is given that Charles Edward Mad den has filed a declaration of insolvency. The Biunderek's Pakadise.—The Island of Mull.

THE EVENING STAR, AUCKLAND, MONDAY, OCTOBER 16, 1871.



TTTANTEH—A Strong LAD for the Black- IVY smith business.—Apply to X". Mc- Millak, Vulcan Lane. WANTED— A NURSE GIRL about 13 years of age.—Apply at the STAB Office. WANTED —A Smart GIRL to make her self generally useful, one accustomed to children.—Apply to Mks. Millee. Empire Hotel, Victoria-street. WANTED SCULLERYMAN. — Auck land Hotel. WANTED —Persons to Contract for the Collection and Delivery of LOG-S in Mechanics' Bay ; said Logs now lying about in the Waitemata.—For particulars apply to the Union Sash and Doob Company. WANTED— A General SERVANT for Mount Albert,—Apply at the Army and Navy Hotel immediately. WANTED- An Errand BOY.—Apply on Monday, 12 o'clock, at 86, Queen street. WANTED— A Tidy NURSE GIRL.— ■ Apply immediately, T. 11. Smith, ■ Al Cash Palace, Queen street. WANTED, First-class Dress-makers and Mantle Hands. Vacancies for a few apprentices and improvers.—Apply to Mrs. M. Johnstons. Shortland Crescent. WANTED —A MAN COOK.—Apply Prince Arthur Hotel, Hobson-street. WANTED— A General SERVANT imme diately.- Apply to Mrs. Lett, next door to Theatre Royal, Queen-street. WANTED -A Smart LAD. or.c useful" to Clothing prefered. —Apply to Mr. J. I.EVJT, Tailor, Clothier, Queen-street, next Theatre Royal. WANTED TO SELL—About 3 acres of GARDEN and ORCHARD, situated in Ciimpbellville.—Apply to John Kanb, on the premises, or Mr. Slater, freeman's Bay. WANTED— TAILORS, also good Tailor esses ; full employment. Good wages. —Apply to J. Camp, Tailor, 184 Queen.street. WANTED KNOWN—that D. GOLDIE is prepared to Supply all kinds of Timber and other Building Materials includ ing Sashes, Doors, Mouldings, Broad Timber, Houseblocks, Posts, Rjils, Hardwood, Felloe--, Shafts, Iron Bark and Blue Gum Laths, Shingles, &c, &c, at tho lowest market prices, at his Yards, Custom-house-street. WANIKD-500 LADIES or GENTLE MEN to call at Jones and Father's Market Pork Shop, Lower Wakefield-street, where they can get German Sausage, Black Pudding, Collared Pork, Saveloys, Pork Pies, and Real Dairy-fed Pork. All kinds of small goods made to order; goods sent to any part of the town on the shortest notice ; families ■waited on for orders. N.B.—Sucking Pigs always on baud. WANTED, GOOD TAILORS,—AppIy immediately S. Cooatßfca, City Clothing Mart. rjlWO Gentlemen can bo accomodtaed with X BOARD and RESIDENCE iij tho most healthy locality in town ; two minutes' walk from the PostOSice. Terms very reasonable. —Cliff House, corner of Moore and Hobson slreets. FOR PRIVATE SALE, 3 Cottages in Chapel-street, Leasehold, between Victoria-street and Wellesley-stroet.—Apply to £ SOROS SlBBTlf. FO TJ ND — A Half Bredj Brown RETRIEVER in lean 'condition. Owner nay have the same by applying at office of this paper, paying expenses, and producing registration receipt. If not claimed within seven days, will be sold to defray costs. 1 Hi October, 1871. ]OST, on Monday 9th inst.—A larg? brown _i DOG. answers to the name of "Leo." Any one detaining the same after this date will be prosecuted. TXT OLIB'S SCIINA PP S. 150 cases, quarts 150 cases, pints WOLFE'S AROMA 110 SCHIEDAM SCHNAPPS. Warranted genuine, being a direct shipment from Udolpho Wolfe, the patentee. BUCHOLZ & CO., Fort-street. mo BUSHMEN. Tenders are required for Felling and Rafting Timber or tho Saw Mill at Te Kopuru, Wairoa River, Kaipara, not later than noon, on MONDAY, 23rd October, 1871. Specifications may be seen and all nformation obtained, at the office of WILLIAM S- GRAHAMB, Fort-street Auckland, October 3, 1871. QCCIDENTAL RESTAURANT. The Levees having given up possession of this depart ment, the Proprietor will RE-OPEtf it THIS DAY (Monday), 16th instant, under the supervision of Mr. Smith, late Chief Cook Grand Hotel, San Francisco, and steamer ' Xebraska/ 3DWARD PERKIXS, Proprietor. MOUNT EDEN. -pUILDING SITES. ) MARKET GARDENS. SMALL FARMS. An opportunity now offers that cannot occur again, of obtaining VOLCANIC LAND, near to town by a good road. Eighteen Lots from 2^ acres to 4 acres each. Terms Easy. Apply to HENRY PARTINGTON, Queen-street. TO KATE A GOLD MINING- COM PANY (REGISTERED), A Dividend of Seven Shillings per Share will be payable to the Shareholders, at C'orornandel, on MON DAY and TUESDAY, and at the Branch Office, Davis's Buildings, Queen-street, Auckland, on WED NESDAY, the 18ih instant. W. HORNB, Manager. Coroaandel, October 14, 1871.



JTK^. /)VERLANL> ROUTE fSp&Sly^ TO ENGLAND. agsssm&PP**** Tflß UNITED STATESi NEW ZEALAND, AND AUSTRALIA MAIL STEAM SHIP LINE. FOR HONOLULU, SAN FRANCISCO, NEW YORK, AND LIVERPOOL, Under Contract with the New Zealand ooverkmknt For a Four-weekly Mail Service. The magnificent steamship •NEVADA,' 2,14-3 Tons Register, J. K. Bijethen, Comman der, is appointed to leave Auckland for Honolulu and San Francisco, on THURSDAY, November 2, at noon. For height, passage, and all particulars, apply to HENDERSON & MACFARLANE. _iTK^ TEGULAR MONTH flSsl&ipfCvV -t^ LV STEAM COMMUNICA i Trr'^nilriii lirnw B3TWKHK AUCKLAND, SYDNEY AND MELBOURNE. The Fast and Favourite s. s. « H E R O ,' Captain Logan, may be expected here abovt the 9th of November, and will leave again for Sydney and Melbourne four days after arrival. For freight or passage apply to CRUICKBHANK, SMART k CO., Agents, Auckland; Or, to R. S. LEDGER, Agent. Grahamstown, Thames, rfigh-stroet, Auckland, October 10, 1871. iTK^^ "|7 0E SYDNEY AND MELBOURNE. Transhipping to any Port in the Australian Colonies, by the A.rf.N. Company's Steamers,. The Fino B.s. -balclutha; expected about the 23rd instant. For freight or passage, apply to Agent -w^ TT 0R THE THAMES. 'a. cargo boat every day £%gggmm£ FROM AUCKLAND. The p. a. 'ENTERPRISE No. 2,' Captain Scon, will leave this week as under— Monday, 16th October, at 0 o'clock evening Wednesday, 18th October, at 11 o'clock evening Friday, 20th October, at 5 o'clock evening Also, the p.s. 'LADY BOWENV Captain Adams, willleave as follows:— Tuesday, 17th October, at 10 o'clock evening Thursday, 19th October, at 11 o'clock evening J. MORTON, Cochranu's Buildinps, Fort-street, Auckland. jTK^^ TT 0R TIIE THAMES. &s%&&&&** < COMERANG,' Captain Chrisp, will leave Queen-street Wharf for Tararu and Grahamstown THIS (MONDAY) EVENING, the 16th instant, at 10 o'clock, carrying passengers and cargo. N. B.—This vessel offers special advantages to shippers of stock. W. J. HURST & CO., Agents, Auckland. fW4< T> EGTJ LA R ST EA M 3*SS£flr^v -Lt COMMUNICATION WITH y|||yS2[£^t THE BAY OF ISLANDS. The p.s. 'DUKE OF EDINBURGH' will leave as follows :— From Apckxakd to Rvbski.l. EVERY THURSDAY AFTERNOON, at 4 o clock From Russell to Auckland. EVERY SATURDAY AFTERNOON, at 1 o'clock. For all particulars apply to EDGAR W. WALKER, Agent, No. 8, Insurance Buildings, Auckland ; A. VILCOQ, Agent, Rubml ; Or, to L. C. GOFFE, Agent, "ttaitangl. -:==n^k "FOR LONDON. "JNf 3k*w" ie MaSmficent Iron Clipper Ship 'BETH SHAN,' Al for 20 years, 658 tons register, having the bulk of her cargo on board, will meet Tcith prompt desnatch. Passenpcrs are requested to book at once. Apply to CAPTAIN PEEK, On board ; Or, to OWEN & GRAHAM, Agents. Auckland, October 18, 1871. •=3^ 1?OR LONDON /^^^V JP DIRECT. J*yyli*»To FOLLOW Tfrß 'BETH SHAN. The Al Clipper •COUNTESS OF KINTORE,' 738 tons, C. G. Petheebridok, Esq., Master, will sail early in December, if aot previously full. First-class accommodation for passengers.. For freight or passage apply to L. D. IsA THAN & CO., Agents, Shortland-street. -^T2>^ T?OK NEW YOEK /mS?IV JD DIRECT. xjgjggjjglg^ The Al 16 years Clipper Barque •ALICE,' 62V tons register, O. A. Windbmer, Commander, will leave Auckland, for New York, early in November. Has First-class accommodation for a few Cabin passengers. For particulars, apply to ROLPH, STERRY &CO , Agents. ■^Th-%. TpOB SYDNEY JJ DIRECT. <lj%ft olk~^ Tlie Favourite Regular Trader "^^^ 'NOVELTY' will sail as above on THURSDAY, 19th October. For freight or passage apply to HENDERSON & MACFARLANE. r^k^ T7IOR TAXJEANGA. jf ■>~ ?"JfcA^ The Cutter ;^y||j§sg, ' ire R o,' Captain Mollkb, will leave for the above place on WEDNESDAY EVENING. "J? OE TAUEANGA. /njpx fV&xS^. '^ne favorit° Schooner ;^|jj|S 'TAURANGA,' D Sellaj™, Master, will sail for above port THIS (Monday) EVENING, M. NICCOL, Agent. ~%~T" O T^ T (^ T? zsmammm « golden crowf. i The p.i. 'Golden Crown' will be LAID-UP f«* a, few day*, for painting and cleaning.



MFEEAY'S G R EAT WOK Ll> CIRCUS. THIS (MONDAY) EVENING, October 16. Positively the Last night of this Talented Troupe. Grand Programme for This Evening, and FAREWELL BENEFIT TO MR. MURRAY, On which occassion Mademoiselle La Rosiere has kindly given her valuable services, and will appear for the last time in Auckland. Stalls, 2s; Pit, Is. Doors open 7.30, performance commences at 8 o'clock sharp. EAELY CLOSING ASSO CIATION. A General Meeting will be held on TUESDAY, October 17th, at 8 p.m., in the Rooms of the Young Men's Christian Association. The whole of the Assistants engaged in the various Retail Trades throughout the city and suburbs are earnestly requested to attend. CLQONANj Secretaiy. "VOCNG MEN'S CHRISTIAN X ASSOCIATION. ANNUAL COURSE OF LECT JRES. The Committee of the above Association have great pleasure in announcing the following series of Lec tures :— October 27: Rev. Warlow Daviks, M.A.— "Love, Courtship, and Marriage.'' Tickets for the course, 3s each (to admit bearer and lady), may be had of Messrs. Chapman, Wayte, Upton, Tnrrell, R. B. Shaldcrs, the Librarian at the Rooms of the Association, or any of the Committee. Tho Lectures will commence at 7.30 o'clock, Admission to single Lecture. Gd. each person PHRENOLOGY! PHRENOLOGY! \/Tb. T. WRIGHT, Phrenologist, may IVI be consulted daily, for a short time, in the Youthl Men's Christian Association Kooms, Wrl'.eslev-street, from 10 a.m. to 5 p.m., and on THURSDAY and SATURDAY Evenings. Full written delineations, 10s. A Lecture and Entertainment every MONDAY Evening in tlie Lecture -room, at. half-past, seven. Subject, Monday, Oct. 16: "Pride, Vanity, Fear, and Attention." Blind fold test examinations after the Lecture. Admission : Front Seats, Is.; Back Seats, 6d. A UCKLAND BIFLI3 ASSOCIA- J\. TION. Principal object—The Encouragement of Rifle Shoot ing amongst the Volunteers. Subscription- Not less than One Guinea per annum. Members are now bnin^ enrolled, and a Meeting will shortly be called for forming tlie Association. Gentlemen desirous of joining will please to send their names to any officer commanding n company of Volunteers in the Auckland District to the otlice of the daily papers, or to the undersigned. J. M. CLARK. Sec. pro. tcin. Auckland, lGth Octobrr, 1871. "VT O V E L T I J«: S, Ex ' Hero.' J. HOWD EN, WATCHMAKER, JEWELLER, AND SILVERSMITH, 86, QpflßX-STRMK T, wishes an inspection of his New and Varied Stock of WATCHES, Brooches, Earrings, Pina, Locketp, Chains, &c. Also, a fetv very choice ALBUMS, in Pearl and Ptiper-machie. Jet Crosses, Jet Chiiius, Jet Lockets, &?., &c. FIHST-OLASS TOBACCO AND CIGARS, ON SALE BY THE UNDERSIGNED, BY the box (in b.wi), 12's, 12£ d par lb. In package?, 6 lbs. or upwards (duty paid), 3s 7|d per lb. First quality Navy Leaf, in bond or duty paid, at equally low prices. C I G- A RS. M'ttnillaa, Cheroots, and other celebrated brands at equally low prices. WILLIA M ADA MS, TOBACCONIST, QUKEN-STREET, AUCKLAND. TH E LYCEUM, "WELLESIyEY-STRBBT EAIJT. Terms per month, including statisnery ... 10«. Crl. EVENING CLASSES. No charge for the Holidays. WILLIAM D. LYSNAR. TDOOK-KEEPING. A Class of Adults for teaching tho abovd, by single and double entry, is about to bo established in tho Preparatory School, Hobson-street. There are vacan cies for two or three pupils.—For particulars apply to Mr. R. J. Morressv, principal, or the undersigned. M. S. LEERS, Accountant, 49 Queea-street. DRAWING SCHOOL. — The Drawing School opposite St. Matthew's Church, .Hobson-street, is now open. Classes meet on Tuesdays and Fridays, at 7 p.m. For terms, etc., apply to the undersigned, at the school.-J. SYMON.i, CHARLES PALMER. FOR HIRE—A Large Round MARQUEE 33 feet in diameter, with Pole, Rope, Pegs, &c, complete, sufficiently large to accom modate 150 persons. Parties requiring the above, can have it erected for thi^m.—For further particulars enquire of Williams and Co., Tent Makers, Queen and Fort-streets. —October 13, 1871. FOR SALE—A Large English-mad© NET, New Tanned, Corked and Leaded, com plete. — Apply to Williams & Co, Ship- Chandlera, Queen and Fort-sireete. —October i 3, 1871. nnO LET—In Victoria-street, the sl>cp nnd J_ preniiseß lately occupied by F. Lee, Grocer. —Apply to T. Cooke, 3 Wyndliam street. i aa a DOZEN BOTTLES WANTED.— JLI/U!/ Williams & Co , Victoria Brewery, I Queen-street. FOR SALE—A Fishing Boat (3 tons), and several Watermen's and Sailing Boats, cheap.—Apply to J. Clabe, Boat-builder, Cuitom-house-etreet



piTT, SUBURBAN, AND OOUN- V TKY PROPERTIES, for sale by the Under signod — CITY. QUEEN-STREET.—The " Waitemata Hotel," corner of Queen and Custom-house-streets, with the freehold allotment on which it is erected. The Allotment adjoining, with the two substan tial brick stores erected thereon. CUSTOM-HOUSE-STREET.—That large brick and stone Store, recently occupied by Messrs. Harris and Laurie. UPPER QUEEN-STREET.- Four Allotments, imme diately above the Army and Navy Hotel, running through to Grey-street. FORT-sTttE IST.— Allotment situated close to the Breakwater Road. SHORTLAAD-STREET.—Allotment and two Shops corner of Shortland-street and Field's Lane. SHORTLVND-STREEr.—Shop and Allotment, run ning through to Chancery-street. JERMYN-STREET.-Allotment fronting Jermyn street and Eden-street, with t^rno houses erected thereon, adjoining Dr. Campbell's property. VICTORIA QUADRANT.—Allotment immediately below tho Northern Club, fronting b:ith "Victoria Quadrant and Chancery-street WYNDHAM-STREET.—Allotment having a large frontage, with several shops and dwelling-houses thereon. DURHAM-STREET.—Allotment close to the Sale Yards lately occupied by Messrs. Hunter and Nolan. EDWARDES-STREET. ■ Cottage and Allotment. HOBSON-STREKT.—Two comfortable Houses and Allotments adjoining the property of Mr. A. Craig. COOK-STREET.—Cottage of six rooms, two doors from Hobson-street. SALE-STREET. Three Allotments corner of Welles loy-street. BRKWER-STREET.-Cottage and Allotment (off Grey-street). SUBURBS. ST. GEORGE'S BAY.-Three largo, comfortable Family Residences, with the ground on which they are erected, having an extensive frontage to St. George's Bay. REMUjcsß\.—House and about eight acres on the Rerruera Road, tho property of the late R. New dick. DEVON PORT, NORTH SHORE. - Comfortable House of six rooms, situated in thp centre of the district COTELE.—House of four rooms and two Allotments. SYMONI )S-STREET.—Allotment held under lease, at aground rent of £10 per annum. PONNON BY ROAD.-House of five rooms, and three Allotments, fronting Spring Road. EDEN SOB..—Seven-roomed two-story House, stable, cowshed, fowl-house, and Allotment fronting the Mount Eden Road. ONEHUNGA,—A desirable family residence of ten rooms, with stable, coach-house, cowshed, fowl hoaae, and all necessary out-buildings attached, and three acres of rich ground, all fenced, and partly laid down in grass, and partly as vegetable and flower garden. On the same property is also a four-roomed Cottage. ONEUUNGA. House and Acre in Church-street. ONEHUNGA.—Three Allotments in Maria-street. COUNTRY PROPERTIES. EPSOM. — Eleven acres and Cottage on the Onehunga Road, adjoining Messrs. Oleghorn and Donovan's properties. 110V/IGK. -House and 19 acres in tha centre of the village. OTAHUUU.—The Farm of the late Samuel Mullins, > ■ faining about 30 acres, all fenced and suli dividod into six paddocks, and House of four rooms, two-stall Stable, Dairy, &c., thereon. WIIAU.—2I acres, near the Whan Bridge. GREAT SOUTH ROaD. —Farm of 63 acres. U UNIT A.—l 4 acres, contiguous to Mr, W. Hay's property. WANGAREI.- -Farm of 96 acres, 50 acres in grass, partly fenced, and House thereon. WANGAREI TOWNSHIP.-Eleven-roomed House and three Allotments, at the junction of two rouds, ab.ut 400 yards from the landing place, MAC LAN.—IB 2 acres AVhaingaroa, fronting the W.ii etuna River. MATaKaKA.— Improved Farm of Go acres, fronting the river. And a largo number of FARMS, varying from 40 to 500 acres, in the Parishes of Takapuna, Hiinua, Wuikato. Kaipara, Mareretu, Mangapai, Ohuroa, Great Barrier island, Kuarangi, Waitara, Waiuku, Waitakerei, Puhoi, Kaiwaka, Opotiki, Maraetai, Raglan, Maungakaramea, Kaurawhero, Manukau, Ruatangata, &c, &c. SUNDRY ALLOTMENTS. Kyber Pass Estate ; Brookville ; Dcrlwood ; Point Chevalier ; Hardingtoii's Padrlock, Onehunga , Kapanga; Townships of Raglan, Newcastle, Opotiki, &c, &c. Full particulars of any of tlip above properties can he. obtained iit the r.ancl Mart, Wort-Street, and, wncre practicable, intending purchasers will have an oppor tunity afforded thorn of personally viewing each pro perty. SAMUEL OUCIIRANE & SON, LAND AND ESTATE AGENTS, FORT-STRKET. m R A M E S II O T E L, QUEEN-STREET WHARF, AUCKLAND. BY APPOINTMENT, PROVEDORE To His Royal Highness the DukeofEwkbukgh. JOHN COPLAND, having made extensive modern improvements in Hotel business, directs the attention of SeUiers, Visitors from the Thames, Coromandel, etc., to tho excellence of the accommodations at the above Hotel. Recently have been added BEDROOMS, SMOKING-ROOM, SHOWER BATH, cte. The TABLES maintain their well-deserved patron age for being supplied with first-class articles, and the usual moderate charges Restaurant meals, Is, from S a.m. till 8 p.m.; Ordi nary, 2s, from 1 till 2 p.m. TyrEDICO-BOTANIC DISPENSARY. H. B H I T T A I N, CHEMIST, DRUGGIST. AND MEDICAL II ERBAL 1S T, 65, VICTORIA-STREET, CORNER OF CHAPEL-STREET. Sole Agent for Dr. Coffin's Composition, Stomach Bitters, Antispasmodic, Diuretic and Female Restora tive Powders, Indian Pills, &c, <tc. A Fresh Supply of BRITISH and AMERICAN HERBS. ! Proprietor of the Far-famed WORM POWDERS, which are acknowledged to be the most marvellous and effectual remedy ever known. XW Country orders, with remittance, will receive mmediate at1 nntion. TOKATEi GOLD MINING COMPANY (REGISTERED), The Transfer Books will be closed on THURSDAY Evening, 12th inst., and will remain closed until WEDNESDAY, 18th inst., when a Dividend will be payable at the branch office of the Company, Davis's Buildings, Queen-street, Auckland. W. HORNE, Manager. QUEBEC GOLD MINING COM PANY (REGISTERED). Notice Is hereby given that n Call (third) of Six pence per Share has This Day been made by the Directors, payable at the office of the Company, Queen-street, Auckland, on or before tho 26th instant. R. HORNE, ■ Auckland, October 9, 1871. Manager. PRIDE OF TOKATEA GOLD MINING COMPANY (REGISTERED). Notice is hereby given that a Call (second) of Six p«:ics per Share 1 a-: This Day been made by tho Directors, payable at the Company's Office, Coruman del, or at the Office of the Company's Agent, Mr. R. Home, Qu«en-street, Auckland, on or before the 20th insiani. Pro O. W. Hall, Manager. R. HORNJE. Auckland, October 9,1871.. BONES! BONES!! BONES !I! BOUGHT hi any quantities, for cash, at the Freeman's Bay Bone Mills.



NEW ZEALAND HOUSE, W. EATiEAY HAS E E M O YED TNTO THOSE SPACIOUS PREMISES, No. 66, Qfc§en-street, OPPOSITE THE BANK OF NEW ZEALAND, And ■will show a NEW and MAGNIFICENT i STOCK DEAPEET AND CLOTHING, JUST EECEIVED EX LATE AEIiIVALS. A USTEALTA N MUTUAL PHO- XjL VIDENT SOCIETY. Establish kd 1849. FOR MUTUAL LIFE ASSURANCE, &c. NEW ZEALAND BRANCH, Plead Office: Wellington. Local Board of Directors. Hon. C J. Pharazyn.Esq., M. L.C., (Jhatrman Hon. William Fitzherbert, Esq., M.H.K., Deputy Chairman A. de B. Brandon, Esq., M.H.It. The Hon. Morgan S. Grace, Esq., M.D., M.L.C. George .H'inter, Ksq., M.H.R. Auditors : Thomas Buchanan, Esq. Joe Dransfteld, Esq. Medical Officer, Alexander Johnston, Esq. Bankers : The Bank of New Zealand. The New Zealand Branch of the above Society ie now established, and is prepared to carry on business in their branch offices, Grey-street, Wellington. Prospectuses, showing the present state and progress of the Society, and forms of proposal, may be had, or will bo sent, on application to any of the agents, or at the head office as above. JOSEPH DYER, Resident Secretary. Agent for Auckland : Henry Gilfiblan, 7, Queen-streett Medical Referee: T. B. Kknderdine, Surgeon. IMPORTANT NOTICE TO THE PUBLIC OF AUCKLAND AND ITS VICINITY. FOR IMMEDIATE SALE. MUST EEALISE. ' J.. SMI TH, BEING- determined to clear oni". the whole of his NEW SUMMER STOCK, will make a GREAT SACRIFICE. Being obliged to make room for further large ; shipments, now on the \v;iy direct from LONDON AND MANCHESTER. j Customers will see at once, by an inspection, the immense reduction everything lias un dergone. The public, having known J. S.'s-dislike to advertisement or puffs of any description, j will need no further invitation. | ! . a in ii & it 2 H 0, Q U E E N - S T li E E T, NEXT CITY HALL.



Auction Sales. WEDNESDAY OCTOBER 18. TRADE SALE. NEW TEAS, OILMEN'S STORES, GROCERIES. % B. TONKS & CO. Will sell, on "Wednesday, at II o'clock, 9 A CASE* PRESERVED MILK /VIZ 10 cases Confectionery,assorted 100 boxes De Eoubaix Candles 20 boxes Assorted Pickles 20 boxes Raisins 10 casks Currants 10 cases Sardines, J's and J's 5 cases B & P's Corn Flour 5 cases Soap Powders 50 boxe3 Light Blue 5 cases Barcelona Nuts" 25 boxes Sultana Raisins 20 cases Salad Oils 10 boxes Jordan Almonds 10 tons Superfine Flour 3 tons Melbourne Soap 50 cases Devoe's Kerosene 10 casks English Crushed Loaf Sugar 5 cases Vestas 15 kegs Dried Apples 10 cases American Sugar Corn 10 cases Preserved Tomatoes NEW SEASON TEAS, 1871-72 5 chests Congou, 'Rachel/ § 3 5 chests Congou, ' Mary Bleir,' § 65 30 half-chests Congou,' Tekei,' §59 30 half-chests Choke Congou, ' Vision,' § 24 40 half-chests Choice Congou/s. s. 'Bernard,' §34 30 half-chests Choice Congou, s. s. 'Bernard,' 30 boxes Choice Congou, s.s. ' Bernard,' § 63 10 boxes Orange Pekoe WEDNESDAY, OCTOBER 18. COMFORTABLE FA 4ILY RESIDENCES, SEAFIELD VIEW AND HOJ33ON STRffiKT, COTTAGE KTBER PASS. The subscribers have received instructions to sell, at the Land Mart, Fort-street, on Wednesday, 18th instant, at 12 o'clock, mHAT Comfortable and Elegant JL FA.MILY RESIDENCE, situated in Seafield View (off the Grafton Koad), as lately occupied by -J. J. Fitzgibbon, Esq., and adjoining the property of E. Wayte, Esq. The House contains six commodious rooms, with a verandah on two sides, part of which is enclosed with glass, for utilising as a conservatory; two detached rooms, outhouses, tanks, water butts. &c; and the allotment on which it is erected has a frontage of 99 feet, and is planted witk fruit and other trees. Also, A Large Two-storied House, situated in Hobson street, containing 9 rooms, all in good repair, com manding a good view of the Harbour, erected on two allotments, having frontage of 20 feet to Hobson street, and 20 feet to Harbour Terrace, fenced in, and having a good well of water and pump thereon. And A Neat 6-roomed Verandah Cottage, situated at Edenderry, Kyber Pass Road, erected on Lots 21 and 22, having a frontage of 66 feet to Eden Plaoe, fenced in and planted as a garden. SAMUEL COCHRANE AND SON, Auctioneers. WEDNESDAY, OCTOBER 18. BY ORDER OF THE REGISTRAR OF THE SUPREME COURT OF NEW ZEA.LAND, NORTHERN DISTRICT. VALUABLE K4JJRI FOREST LAND, AKD HOMESTEADS, MONGONUI. The subscribers have received instructions- fro Laughlin O'Brien, Esq., as Registrar ot \Ji e Supreme Court, on behalf of the Mortgagee, to sell Vy public auction, at the Land Mart, Fort-street, on Wednes day, the 18th day of October, at 12 o'clock, THE FOLLOWING- FREEHOLD PROPEKTIES:- Lot 1.—1649 acres of Land on the Kaeo River, County of Mongonui, originally granted by" the Crown to one William Spickman. Lot 2. —247 acres of Land, being allotment No. 54 of the Parish of Kaeo, also originally' granted to said William Spickman. Some portion of the land comprised in the respec ive lots.is cleaned and under cultivation, while the .-emaind'er is chiefly KaUri forest, ard upon each Allotment is erected a Comfortable Homestead, occu pied by Messrs. Spickman and Nesbit. For further particulars, apply to Thomas S. Weston, Esq., Shortland-street, Solicitor 'to the Mortgagee ; or to SAMUEL COOrtRANK & SON, Auctioneers, THURSDAY, OCTOBER 19. ~\JT IN ING SHAKE S. The subscribers will hold a sale of Mining Stock at their Rooms, on above date, at 12 o'clock.- . SAMUEL COCHRANE & SON, Auctioneers. FRIDAY, OCTOBER 20. 1 - " HOUSEHOLD FURNITURE, SUPERfOR' COTTAGE PIANOFORTE, FANCY GOODS, &c, &c, &c. ~■'-'.■ The subscribers have received instructions to sell, aft their Rooms, Fort-street, on Friday next, 20th inst.y at 11 o'clock. HOUSEHOLD FUENITTJEE, PIANOFORTE, &c,,- &c, &c. SAMUEL COCHRANE & SON, Auctioneers. A FIRST-CLASS INVESTMENT,' >x A HARE OPPORTtTNITr FOR PROCURING A" HOUSE IN THE CITY, PLEASANTLY AND" CO.XVEXIJiKTLY SITUATED. I" TO BE SOLD, The RESIDENCE of the late Mr. C Artetub:, I situated in City Road, near to Symonds-street, con taining Six Rooms and a Kitchen, in which is a good; Leamington Range; ths Drawing and- Dining-rooms^ jvfd fitted with registered grates ; the Pantry, Wash housts, rauV Coal and Wood-houses are detached. There is a n9V6r-failmg Well of ceod water: Tlie ground is well drained, nicely laid out, and planted wLh Shrubs and Fruit Tress. The position of this superior Property is one of the beat in the City, so ne&rtothe busix ess part, yet so retired and quiet : ■ commanding a view which can.: seldom be equalled, extensive, varied, and uninterrupted, wluch: "makes ib a. most desirable place of residence. Apply to E. AKTHUK, Land and General Auctioneer.