Intimidation by Envelope

The word "blackmail" is not too hard to use about the "Bad Debt Collecting Agency," the remarkable methods of which are exposed in a special article recently by the London Daily Express. For tha managers of this agency have brought themselves perilously near the limits of the ground covered by the criminal law. and they have certainly deserved the most severe moral condemnation which the puV))ic opinion of the community can pais upon them. Briefly (says the Express) the system of tha agency is to bully a debtor into paying the claim made upon him, whether legally recoverable or no>, by trading upon his natural fear of being held rap to public notice as a defaulter. On payment of the sum of £3 a client of the agency is supplied with 9 book containing a hundred printed notices, which contain a request for payment, coupled with the assurance that if the debt be paid within a week no further trouble need ba apprehended. The gtiag of this document lies in a picture which adorns the top of it, showing a a van stopped outside the door of a private house, the vehicle being painted in big letters with the title of the "Bad Debt Collecting Agency, Limited." The agency, we believe, doea not possess any such vehicle, bub the idea conveyed to the mind of the recipient of a circular is that he is liable to find sneh a glaring advertise ment of his default displayed in front of bis residence before the eyes of his neighbours. To any tradesman or private citizen the idea of such an exposure is more terrible than the annoyance of paying a debt not legally due Should thiß preliminary measure of intimidation fail of its eiect, the agency undertakes to bom bard the debtor, with succes sive demands for payment, posted in envelopes, and emblazoned with the same legend: 'Bad Debt Collecting Agency.' Each fresh missive is posted in an envelope of increased size, until at the fifth application the missive is fourteen inches long, and its ' bad debt' formula in letters an inch deep, printed in glaring red. These letters are sent both to the business and private address of the victim, and the nefarious ingenuity of the inventors arranges to have them wilfully mis directed, so that the next door neigh bour of the debtor receives the comma nication, and, of course, draws the conclusion that be is unable to meet his liabilities

It h needless to say that such a pro ceeding is libel of the grossest kind } and an action for damages is certain of success. But no action for damages fairly meats the case. The scoundrels wSio invented this process of recovering debt by threatening letter want to be put in the dock. They are only a degree removed from the blackmailer In law, and are morally quite as cul pable. We have obtained a legal opi nion on the point of criminality, and our adviser is perfectly certain that the system o? the agency, in the case of debts not legally obtainable, is felony. Where legal process could be employed to recover the debt this precious agency is only guilty of a " mkdemeanor," for which damages can be obtained.

Let us give some particulars about the agency's method of business. If anyone owes you any money, all you have to do is to go to the agency and buy for £3 a book of circulars and a packet of envelopes. The circular boars the picture of a horse and van, prominently labelled " Bad Debt Col lecting Agency, Limited," and standing outside a respectable suburban vil'a. " Dear sir," runs this interesting mis« give," we beg to inform you that Messrs , of , have a claim against you to the amount of £s d, which has been placrd in our hands for collection. If you are able to settle this claim within one week from this date we shall be spared the necessity of proceeding with our system for enforc ing the payment of debts, and you will be at no further trouble, annoyance, or expense in the matter—We are, yotsrs faithfully, Bad Debt Collecting Agency, Limited." The envelopes are of the ordinary foolscap size, and they bear outside, in large black type, the words ; c If not delivered in seven days return to Bad Debt Collecting Agency, Limited, 421 Birbeck Bank Chambers, Chancery lane,'

You fire this missile at your debtor, and go on doing so until you have used up the whole supply. If the result is not satisfactory, the agency takes the matter in band for you, and forthwith proceeds to bombard the unfortunate debtor, post after post, with letters of the same kind, enclosed m envelopes which gradual'y grow from the ordin ary foolscap printed in black to a for* midable packet 14in long, and printed in flaming red. Th« man, and still less the woman, who can stand this bombardment with equanimity must faavb Dervea of steel

Interprovincial.

United Pieis Association—By Electric Telegraph Wellington, Nov 6

Six maxim guns of tho newest pattern have just been landed here for tbo Defence Department).

The Union Company's passenger traffics from Wellington to Lyttelton for the carnival week is one third larger than for any similar period in previous years.

The steamer Tarawera when beingberthed at the Queen's wharf to-day ran into the outer Tee, tearing open the planks for a leDgth of 25 feet. The veasol herself is undamaged.

Iho Wellington Hospital Trustees have instructed the house coir mittee to go into the question of erecting a nurses' home. Timaku, Nov 6 Two slight earthquake tremors were felt here at 12,19 p m to-day

Tfl '■< ASfiBOMOS MjyRPM X; WMBISbAf, NOVEMBER f ,;■ 190 C

Printed and publtabed by Aiotbd Jew Iybbellßaxtbb, of Burnett itnet «M», for the Proprietor!* BobWB Bmj, u4 Office, Burn«bt Street, Aihburfeon, WEDNESDAY, NOVBMBBR 7,1900



SANDER AND SONS EUCALYPTI*! EXTRACT Under the distingulahed patrona^ of Hit Majesty the King of Italy, as per oommunioa tion made by the Minister for Foreign Affairs through the Consul-General for Italy, at Melbourne, March 14, 1878. Awarded diploma at the Amsterdam Exhibition, 1883. Acknowledged by Medical Olinice and Universities all over the Globe. There are Imitations of Enoalyptl Extract n the market, produota of aimple distillation forming crude reainoaa oila. In order that these crude oila may not be taken, OUR PURE VOLATILE EUOALYPT EXTRACT, which ia recogaiaed by the medical division of the PruaaianGovernmen to be of perfectly pure origin, m pc ia formation forwarded to ua through th - lonsQl at Melbourne, March 2, 1878, w tata:— ■ ■. ■ ■ ■ ■ It is proved by btmfcs by the Medical Ollen of the Universities at Bonn and Grelfawald i'russia, and reported by Dr. Sahuhs,Prof«Mor of Parmacology, atßon, and Proieasor Dre Direotor *f the Medical Glinioa at (3:eif»w*id, that only product* -that are saturated with oxygen aid fre«d «f acids, resinous and other aabtt»nea*V »dh«r«at to primary distillation/ will dmlop* the sanative qualities proper to the plan, 111 crude oils, or Recalled Bamlypti Sxtmota are to be classed according to the named authorities, among the trorpenslnee, whlsh \t& abandoned long ainoe aa an Internal medicament. These crude oila, or ao oalle Eucalypti Extracts, are discernible :— 1 By their' deficiency in pttngent odour— which our the only- genuine Eaoalypti Extract develops moat freely through Its surplus oxygen. ■" 2 By their alcoholic thin and mobile appear ance being reduced in specific density through tne presence of acids. By their taste, the result of bhe contracting tendency of resin* and tennatea. Xf these crude oils, ao-c tied enoalypli extracts, are applied by mista .c in casea of oroup, bronohitia, diphtheria, internal saflamations, dysentery, etc., the con sequences are moat appalling. For safety lake ask always for SANDER & SON'S EUCALYPTI EXTRACT. — Sandhurst, Victoria, Australia SANDEB & SONS.



I A PECULIAR CASE UNDER TREATMENT In the Blenheim Hospital, i BUT IT TAKES ""• PLANTEKOA ! TO EFFECT A CURE. Read the following. It will interest you :— Beavar Road, Blenheim. ! Jane 21st, 1900. To Proprietor of Plantekoa. ' De»r Sir,—Kindly permit me to add i my grateful testimony to the value of | year Great Remedy Plantekoa. My wife j was suffering from a decayed jaw and I povjsett of slood, and was treated for | a month in the Blenheim Hospital. : Your Representative recommended me to get Plantekoa for her. Almost from the fibst dose she commenced to mend, and is now quite herself' again, I consider it the best Medicine I have ever known, and shall recommend it to all who suffer. Believe me, yours sincerely, W. Day, Junb. If yoa are sick cr suffering, TRY PLANTEKOA. It will care yon. Does your Chemist or Grocer kerp it If not, call on j CARSON AND CO., i Or Anstral Botanic Company, Piantekoa Proprietary, Wellington. KERNARD & WHITE, City Pork Shop, Havelock Street, HAVE juat opened New Business in the Pork Line. Small goods of all descriptions always on band. The public are specially invited to call aod Inspect Pork Sausages, (fresh.) Daily cash buyers of dairy fed Pork. Old Harness Machine Belting, Etc, SET with a Hammer. From all Iron mongers and Storekeepers. BIFURCATED RIVET CO., Lid., London, England. Full particulars from Harrison & Webb Auckland. (Cut thia out and show yonr Ironmonger.) 6 33 woi»]»«sitFUJL MiSiciSSP* BEECHAM'S PILLS For Billions and Nervous Disorders, such as Wind and Pain in the Stomach, Sick Headache, Giddiness, Fulness and Swelling after Meals, Dizziness and Drowsiness, Cold, Chills, Flashings of Heat, Loss of Appetite, Shortness of Breath, Oebiveneoi, Blotches on the Skin, Disturbed Sleep, Frightful Dreams, and all Nervous and Trembling Sensations, eta. The First Doss wild give Relief in Twenty Minutes. This is no Fiction. 15very sufferer is earnestly invited to cry one Box of these Pills, and they will be acknowledged to be WortH a CHJI3IEA » BOX BEEOHAM'S PILLS, taken as directed, will quickly restore Females to complete health They promptly remove any obifcruc* tion or irregularity in the system For a WEAK STOMACH, IMPAIRED DIGESTION, DISORDERED MVER, They aefc like m»gic~a fn'w doses will work wonders upon the Organs % strengthening the Muscular System, restor ing the longlost complexior,, bringing b»ck the best of appetite, and arousing with the robust health the whole physic*! energy of the human frame For throwing off fevers in hot climates they are specially renowned These are * facts' admitted by thousands, in ! all classes of Society, and one of the best guarantees to the Nervous and Debilitated is that BEECHAM'3 PILLS have thai Largest Sale of any Patent Medicine in the j World ! Have for many years been the popular family medicine throughout the British Colonies,' and they now stand WITHOUD A RIVAL. PREP/tBEB ONLY TSt «.'II©MA» BESCHAdr, ST. HELEN'S, EKG Sold everywhere in bottles—S&d, Is lid, and la QdeacV- WAITED KNOWN—That, we have exceptional facilities foe display ing our large Stock of Oilcloths and , Linoleums, and Intending purchasers are specially invited to make an In<Bpection of New Patterns now landing ex S.S. Gothic —Mitcheix & Tusner; ALL Luasby's Preparations—-Cinnamon Cure, Koolibah, Wahoo,, and Benjaman Gum— at J BJOooch Storekeeper! Smoke Now Y«nas



A VERY REMARKABLE REMBDY 'It is with a good deal of pleasure and satisfaction thai I recommend Chamberlain's Oolio, Cholera and Diarrhce* Remedy,' says Druggist A W Sawtello, of Hartford, Conn. "A lady customer, seeing the remedy exposed for sale on my show case, said to me; • I really believe that medicine paved my life the past summer while at the shore,' and she beoame so enthusiastic over its merits that 1 at onoe made up my mind to recommend it in the future. Recently a gentleman oame into my store bo overcome with colic paius that he sank at once to the floor. I gave him a dose of this remedy, which helped him 1 repeated tho dose, and in fifteen minutes he left my store, smilingly informing me that he felt as well as ever For sale by Ashburton Drug Company Smoke New Venus The reliable Family Remedy Woods' Great Peppermint Oure for oougha and colds— ia od And 2s 6d



NICHOLAS & PICKFORD TTAVE Just Landed, ex s.i. Waimate,' their first shipment of SUMMER GOODS, IKOLODING Ladiei' Oroqnet and Tennis Shoes. Gentlemen* Tennis, Bowling, wad Cricketing SHOES & BOOTS, In] OanrM, Parramatt*, Glace Kid, Back Skid, and Knisian Otlf. The Beit Aisortment ever Shown in Ashburton. Xnipeobion Invited* NICHOLAS & PICKFORD, EAST STREET. ABHBURTON PERMANENT BUILDING AND INVESTMENT SOCIETY. T OANB GRANTED FJROM X2C and upward!, at current rates. { Full Particulars on application. Office —TftDored Btreet» Office Hours—9.3o a m till 4pm First Tuesday in Month—9,3o *m till' ; om; and? till 9pm ALBERT BOBBRTS, Manager FOR~SALi: ~SB Sabnrban Property 31 ACRES ftl 2 ACRES 4i 2 Good Bite for a Dwelling Home ALLENTON BEING Lots 33, 54, 35, and 36 fronting Middle Road and Lot 30 fronting Cavendish Road. First olaii for gar* den purposes Liberal terras of payment Apply ta |T BULLOCK. SUBURBAN RESIDENCE. Nicely Sitaated at the Corner of Eton Street nnd Wakanui Road 3 ROODS 1 PEROB Q ROODS 1 PERUH O BEING Lota 42 and 43 on the original Sale Plan, on which is erected a Dwell* iog of 6 Room* and Pantry, detached Wash house, Coal shed and other conveniences, surrounded by garden and Orchard at the back well stocked with fruit tree-, the Pro* perty of Mb Ward. As he has removed into town, he is desirous of effecting a quick Sale on very easy ternu of payment Particulars on application T BULLOCK. ______ _ Centrally Situated, HP WO Upstairs Rooms, in the new Vlctorl L Buildings, adjoining the Arcade Renal, 10» 6d per week T. BULLOCK. TO LIST. Zetland Lodge Stables, situate! >' ri-rner of Racecourse and Belt Road*, Ailenton, together with comfortable Cottage of fire moms Apply to 3D BOLLOCK, Agent TO BAKERS. rpOLET at a reduced rental—Triangle JL Bakery and Shop situated .near Railway Btaiiom Apply to tO BULLOGK. TO LET FOUR Acres of land with comfortable 'dwelling home of five- rooms, etc, thereon, ituated on Racecourse Road, Allenton Apply to T BULLOCK, ■ Agent. tinwalU " TO LTfT. SQUARE Dwelling House of four rooms, with small stable, fronting Archibald Street, near the Railway Station. T BULLOCK Agent 4 Cough Cure, Wahoo, Koolibah and Benjamin Gum go to Ash bton pBPaQ>. ~ TO LET, At a low rental, Shop and Premises at the corner of the Triangle, fronting Cass Street and Wakanni Road, leading to the Post Offioe, at present temporarily occupied by Mr Bryanfc, bake; Possession oan be given in about a week OC BULLOCK FOR SALE, SHEEP COUNTRyTsHEEP COUNTRY Some Distance above Mount Somers, Ashburton Gorge. 3018 ZESZI 3018 BEING R.B, 31832, 31833, 31834 and others all in its native state Inspection Invited Liberal Xerms 1 Fall particulars famished on application? T BULLOCK. SMOKE NOHEGAY TOBAOCOi The Latent and Beet Man-factored by 0 Wl-LI-MS & CO , Rlob'^d, Y.A. ~MKS JOHNSTON npEACHER of the Pianoforte and Sir?lßg. Hayeleek Btree» r Wade's Worm Flg«, the wonderful W«rm worrlsre, never fail for adults and oh|ldND r Prioe Is i



FOB. HALE. (CHEAP. ,/** OODWILL of Lease (Perpetual^ of 640 Acres first class Sheep Country, well fenced &ad watered, with good house of 4 rooms, Stock can be taken over »b valua tion E. W. HANMEB. A. AGER ARCHITECT. ABOADB CHAMBERS A3HBUETON. TM you w»ufc a NKW HOUSE, or;AH»r« j tlo»| o» NewMt.Style of Decoratioiw, CONSULT MR AQBR. Gall and lee the NEW IJBBQSI WiIND ImitaUon^ V»n«tlao, atbalf tbepriot.



CHARMING SPRING NOVELTIES. JUST OPENED: 50 CASES NEW GOODS. MBW MILLINERY,| FLOWERS, FEATHERS, RIBBON, 40. New Dmm Fabrics, Serges, Oostama Cloth j will not shrlnk>r spot£with nio. NofslttM t& Zephyrs, Prints, Fancy Fiqon, Spotted Mqslldj, LasbtM, pialn|&|figuredi Special Value in B!aok Dress Goodi of all kindi. Magnificent Assortment of Plain and Figured Silk*, Mantles ; Oorieti, P D>nd.oß, ■od alto Yarlona ether makes; £aoe Cartaim, White Counterpanes! Umbrellas mod Samh»d«, »ll f does. Up-to-date Millinery, very stylish. DRBBSMAKING.—Ludiei leaving their order* are getting jeverv [ifttiefaotlon [in; fit •nd style* - '! AILORING.—A thoroughly up to date Stock of-Suttlngi aedfTrouierlDgt In EogHib, Scotch, Irish, and Colonial Tweeds, Satisfaction Guaranmkd. 10 Oases ;of LINOLEUM and CARPETS jaat opened. ■H«HBaM*fI*IMHWeMP ANDREW ORR, G. MEDDINS, "THE PEOPLE'S IRONMONGER," Opposite Arcade, Burnett Street. BOWLS. BOWLS. BOWLS. TAYLOR'S First Quality and Presentation. Inspection Invited. SHEEP SHEARS. SHEEP SHEARS. BEA, TUS, 11 A, and Shepherd Brands. Oil Stones, Raddle, Lamp Black, Branding Oil, and ail Requisites for. the Shearing Season. LAWN MOWERS~LAWN MOWERS. The Latest Improved—" The Pastime," easiest running Machine made. Also, New JEasy, Orescent, 1" & N, eto. Australian Mutual Proyident Society THE FIFTY-FIRST ANNUAL. REPORT JUST ISSUED, DISCLOSES— 1. An Increase in the JSEW BUSINESS for the year of ... £168.620 2. An Increase In the ACCUMULATED FUND of 895,691 3 An increase in the ANNUAL INCOME of 94,659 4. An increase in the amount ef ANNUAL CASH BONUS of 26,440 5. A net gain In business in foroe of 9013 policies assuring ... 2,102,088 DURING the year 15.23S NEW POLICIES were issued, being the LARGEST .NUMBER yet written by the Society in any one year. The New Aesnranoes issued amounttd to £3,955,685, a sum IS EXCESS cf that granted In any year since 1891.' The Total Assurances in force (Including Bonus addition?) now amount; to £54,343 821. The tteb Increase to the volume of business In foroe Is THE LARGEST in any year since 1891. The Accumulated Fond amounts ti £16,074,740, and the ANNUAL INCOME, to £2,269,357. The Beserre set apart for the possible DEPRECIATION OF SECURITIES now stands at £266,692. The Divisible Surplus for tho year amounts to £506,182, yielding REVER SIONARY BONUSES of about £942,500. The Death Claims for the year were exceptionally favourable, while the EXPENSES of MANAGEMENT were rery moderate. BRANCH DIRECTORS :—The Hon. Morgan S. Grace. M.D , O.M.'G., M.L.C. (Chairman); the Hon. Charles J. Johnston, M.L.O, (Deputy Chairman) j Alfred da Bathe Brandon, Esq., the Hon. Edward Richardson,CM.G,, John Dnno»n. Esq. * EDWARD W, LOWE, Resident Secretary. Branch Office-CUSTOM-HOUSE QUAY, WELLINGTON. JAMES HAIR, District! Secretary. District Office—OHBISTCHURCH. HOLLOWAY'S OINTMENT IS A REAL BOON i To Suffarer* from LUMBAGO, SCIATICA. CLr\NDt;UR SWELLINGS, PILES, FISTULAS, &t Its soothing and healing powers are simply marvellous, and THERE IS MAGIC IN ITS TOUCH When applied to oUftyS, SCALDS, CUTS, POISONED WOUNDS, &b vvOmhctured only at 78, Hew Oxford Streak, London. Sold by all Chemist* and MedtcilW TiMljiH



NEW ZEALAND INSURANCE COMPANY. ESTABLISHED ... ... 1859. CAPITAL—ON"! MILLION THE Premier and Wealbhietb Colonial Company, Noted for Promptness and Liberality Paid-up Capital and Reserves, £400,000. Eire and Marine Risks, Alio, -. Bisk* on Growing Crops. Threshing Machine*, etc, accepted at lowest current rates. E. W. Haniner, AGENT MBS ALCORN is now showing a beautiful assortment of new MUlinery new Mantlea, new Dress Goods, new Silka j etc., in the enlarged premises. Indies and ohildrena Pinaforea, Aprons, and Under* othing 1 itook, and made to order WANTED Knows—The rapid lightning Shin Gloss hti bjfMthelaWtßtle in New Zealand—Joi* Obb and Co and Sbubmahßios



WILLIAM PATCHING, BAST & BURNETT STREETS, ASHBURTON, SADDLEK & HARNESS MAKER. " " '**/ TI/TY COMPETENT STAFF now mcludea FIRST GLASS i COLLAR AND SADDLE MAKERS. Fit and Workmanship Guaranteed. Repairs Executed Promptly and at Moderate Rates J. SEALY & CO., THE OLDEST ESTABLISHED SEED FIRM IN ASHBURTON. JCJ J& /^^ ARK IWII bo the ttoat * •nd are P«P«ed to "PPIJ **«!' mtMV •O* Ou \jO» P*trouß with reliable SEEDS, of every deioripbion, THAT WILL GROW, ab loweafa market rates. SEEDS FOR THE FARM, VEGETABLE SEEDS, j FLOWER SEEDS, & ! GARDEN REQUISITES of every description, Direct) from the Gbo webs and Manufaoturebs. Our Stocki|of NEW SEASON'S REEDS are from the Celebrated Firms, James Oarih A Co, London, and Peter Lawbon & Son, Edinburgh, and they are'of the belt quality obtainable. FKUIT. FRUIT. FRUIT. LARGE STOCKS of all Seasonable FRUITS always on hand, at BELFAST AND FAIRFIELD FREEZING WORKS MANURES, ARE THE BEST TjlOß TURNIP, RAPE WHEAT, AND ANY OTHER CROP. SPECIAL MANURE can be mad? for any kind of Soil, or description of crop. SATISFACTION GIVEN EVERYWHERE LAST SEASON. MANURE OAN BE SUPPLIED IN 1 Owt, or 2(owt. SACKS Orders received b/ FKIEIDLAINI^ISR BROM,, Limited./ DAVID THOMAS, OR THIS W.Z.. FABMBBS CO-OPIiIRATIVE <A BISOOIATION OF CAWTKKBURY, I^lmited., CANTERBURY FROZEN MEAT AND DAIRY PRODUCE EXPORT COMPANY. LIMITED. 8 80 F. WAYMOU S«»*i«rjr« NEWS BY FRISCO MAIL. \W PRIZE PARIS EXHIBITION AWARDED U O OEYH€NTEA GARDENS COMPiiNY MAHARAJAH TEA SOLE AGENTB-Honctai-Ijaiiba Tea Company, I>unedlu, N.B.—Thil is one of the Oeylon Packed Teas the Tea Blenders petitioned Parlf»m«nt to Tax »n extro twopence per|lb. ««It is nofc blended for exbra profit at your expense. " "MELLOR'S ~ ZE A LANDIA BOOT STORE T\ tl ir"rl 'I IVJ IsUi* * HTHE only Up-to-date Boot Shop in Ashburton. For veal good Value, Style, and Fitting try the •• ZEALAND! BOOTS Every pair guaranteed- Remember our Price is the CHEAPEST, and oar Stock the LAKGEST in Canterbury. If yon want good Vake for Tery little Money, than be sore you GOTO TtfCpT T A"R'Q ZEALANDIABOODSTORE, ttJANCBED BUREFT, ASHBUFTON SMOKE ONLY NEW VENUS |—(0) A PERFECT TOBACCO.



KAYE & GARTER ARE GASH BUYEBSj highest current rates, alt FARM PROBUOI. Agents tor Button's and LAWBOS'i Unrivalled Seeds New Season's Supplies of RAPE, TURNIP, MANGEL GLOVERS. *,o, &o, JUST LANDED, LARGE STORES at LYTTELTON. EXTENSIVE GLEANING MACHINERY. CORNSAOKS always on hand, KAYE & CAKTER, OHRISTOHUROH. 9 67 TINWALD FOB SALE, 90 igiii 90 A short distance Below the t Tinwald Railway tatlof originally part of Graham's farm, i property of Mr tC Hiokmen If desired it can be divided Into IM allotments, making 48 acre* eaoh T. BPLLOOTL TO LET, Joomi in Arcade Cha ben also Office .or Small! Shop in thai Vrca ___ T. BULLOCK What Oh! She Bumps. ifTIHAT's jun where YOU are WRONG. X Our Lawn Mowers Do not batnpt They juit slide over the ! Lawn *b eailly aa you could fall off ft log, and they fairly shavi the gran off* We have all sizes and prices, but only ONE QUALITY: THE BEST. We guarantee all our goods, and if, after ft trial, you are not satisfied, you ctn retort them. WE ALSO STOCK— McCORMICK BINDERS, MOWERS, DAISYS, HAY BAKES, LITTLE WONDERS, &o. Morrow, Bassett d Go. ASHBURTON M, PRIEST, Manager THE DAINTIEST LITTLE WHEEL THAT EVER WAS" * The Bamhler." HAVING cold out of my old stock of theee superior Bicycles, I hart use o enact up a fresh consignment of the LATEST PATTERN " RAMBLER" SPECIAL LIGHT RACERS, ROAD RACERS, A ROADSTERS n all f-fces and all fitted with the (vn BBting G & J detachable Tyre. •• X£U£ UAAIBIiEB,' li AAD INSPEOI THE STOCK. Price Easy, Biding Easy* Machine^ the Strongest Jon Earth. ACCESSORIES IN STOCK. OTHER MAREB FITTRD WITH G & J TTRESt D. THOMAS. NICOLL BEOS. F Niooijc, E F Nicoll, L A NiOOU* Merchants & General Agents, BU¥EBS OF FAT SHEEP & LAMBS. A.GENTS FOR— Chrlstchnreh Meat Cot, Ltd Islington Fertilisers Little's Sheep Dip Ocean, Accident and Guarantee Corpora* tion, Ltd United Insurance Co., Ltd. (Fire and Marine.) GRAIN BOUGHT AND BOLD ON COM MISSION We shall be pleased to receive samples from farmers who have parcels for disposal. Station Books Kept asid Audited. We have received rams of Trust limies. ranging from £100 to £1000, to lend on Freehold Securities at 4^ and 6 per cent* FBUIT. We receive regular Consignments from Auckland, Sydney, and the Islands ,and have in stock Apples, Peari, and Fruit In season all the year round* SEED S. < We stock Clovers, Byegrass, Baps, and Turnip Seed of reliable quality. fTIHE OHRiSTCHUROH iMBAf~OOT J, Limited. ISLINGTON MANURES Especially prepared for WHEAT, TDJBNIP3, RAPE and any other crop, and to^suit any description of soiL Greatly increased production 'wherever used. Satisfaction given everywhere* Niooll Bros, store five varletiee of th celebrated fertiliser. Prloe on appUoaUen Allowance made for quantities. Letters will receive prompt attention. NIOOLL BROS, District Agent*.