THE ASHBtJRTOK &UABBIAJ s TUESDAY, JANUARY Si, 1899

fWSBAV, JAHUABY Jl, mj



CONUNDRUM. T^n-HY IS BENJAMIN GUM like a Hard-boiled Egg?— Because it is HARD TO BEAT THAT precisely expresses the opinion of all who havejued Benjamin Gum. There is no Gough Medicine like it. In troduced into Canterbury only last winter its success was immediate. Thousands of bottles were sold m a few months, and hundreds of sufferers wrote gratefully to the proprietor of their Speedy Cure. It is not a catchpenny Quack Medicines It is made by a fully qualified Chemist, who knows his business; It contains the tame Ingredients as Fbiars' Balsam, which was first made by the Monks and Friars of Europe m the days of old. Friars' Balsam has been used for six hundred years for healing cuts and wounds. Hpenoer Vincent's Benjamin Gum is a Compound of this Balaam, with other Ingredients, prepared by a special] process for internal use. Are you troubled with your Chest? BENJAMIN GUM Will heal the Lungs. It will not heal them at once. It must be used for some time, and used regularly m old-standing cases. i Have you a Cold m the Head or a Harsh Cough ' BENJAMIN GUM,, .,.,. ' . ' .. ,-.-.-■■'* Will Heal the inflammation of the threat and passages of the nose as Friars' Balsam heals cuts. Coughs disappear with thi inflammation which cans m them. BENJAMIN GUM Is not a chewing gum, bat a very palatable liquid. The bottle contains almost twine as much an any other Cough Mixture m the market. It is the KING OF ALL. PRICE: Is 6d and 2s 60 Chemists and Stores. Spencer Vincent, CHEMIST, OHRISTQHURGH, PROPRIETOR



A VICTIM OF Functional Disease. A laviitYi NEVER, fails anyone m rVIdAUin sac h » predicament. To sufferers from Sick Headache, Dyspepsia, Biliousness and Constipation it is "A friend in«need and a friend indeed." Assist Nature by Alaxum, and you will avoid a multitude of distressing functional derangement* and diseases. Of all known medicines for renew ing the energy Alaxum is the beat. Its secondary effects are marvellous. Many peraonß afflicted with constipation have testt* fied not only to its immediate relieving properties bat to the fact that the oure latti. No care is required while using it. It does not interfere with the diet, habits or open* pation, and produces no inconvemenoe m its action. It is at once a laxative, an appetiser, and a stimulating tonic, prepared scientifically, and endorsed by the Press as the most valuable medicine that has ever been offered to to the publio In a popular form. ALAXUM ™ Biliousness, Bilious Headache, Dizziness Gostiveness, Sour Stomach, Loss of Appetite, Coated Tongue, Indigestion, Dyspepsia, Flatulence, Heartburn, Fains and Distress after Eating, and all functional derangements of the system of nutrition. NOTES THIS WELXj.-- The whole system of a human being may be perfectly/ sound, and yet through derange* ment or weakness the organs of the boay may perform their functions or their work sluggishly, thus giving rise to want of appetite, and a consequent) general impover ishment of the whole being. Such a con dition causes thousands of people to fancy that they are consumptive, while they arc really only m need of a remedy to sen the ■organs of the body working harmoniously. Reason points to two essential qualities m a remedy for this purpose. It must create an appetite for food, and at the same time assimilate its nutriment. With either of these qualities alone the remedy would be worse than useless, but with both it becomes a power with incalculable good. Alaxtjm is the only medicine which combines these two qualities. It is a natural appetiser, and its first action is to create hunger. After the appetite iB satisfied it acts directly on the stomach, liver and kidneys, clearing away all effete matter and exciting them to activity. The system then receives nutri tion and new life from the proper assimila tion of the food; and where there is no organic disease health must followi This is common sense and cannob be gainsaid. Accept no substitute that may be recom mended to be " just as good.' ;It may be better—for the dealer —because of its better profit, but m such an Instance the dealer is not the one who needs help. FROM ALL CHEMISTS * STORE KEEPERS, PRICE 2 S 6d



ALL CUSTOMEES OWING ACCOUNTS TO W. H. COLLIER, DRAPER AND CLOTHIER, "THE COB-NEB." Ashburton and Rakaia, A RE RESPECTFULLY REQUESTED TO SETTLE SAME BEFORE JAKUABY 3INt 5 1899. a D. H. HEFFOBD, Manager,



BELFAST FREEZING WORKS MANURES, ARE THE BEST TjiOß TU IP, RAPE WHEAT, AND ANY OTHER CROP. SPECIAL MANURE can be made for any kind off Soil, or description of crop. | SATISFACTION GIVEN EVERYWHERE LAST SEASON. Orders received by fRXEXH^ABTOiaEt, BROS., Limited., DAVID THOMAS, THE! N.Z.. FARMERS CO-OFJBKATIVE i A SSSOCIATIOIV OE^OANTIfIRBCmY, Limited,, oa AJUBJE«T BOBERTH, AGUfiJNT, OANTEBBUBY FEOZEN MEAT AND DAIRY.PEODUOB EXPORT COMPANY, LIMITED. 8 80 F. WAYMOUTH, Secretary,



= PURE SEEDS. = T HAVE lately erected, regardless of cost, the most COMPLETE SEED-OLEANING PLANT south of the Line, and I now ask intelligent Farmers to inspect the same at work. I am now prepared TO CLEAN for Farmera any description of SEEDS AND GRAIN. and will guarantee to give them satisfaction. I can supply best RYEGEASS, weighing from 261bs to 441ba to the bushel ; and COCKSFOOT, locally grown, H£lbs to 16|lbs to the bushel also, best CLOVERS, dressed by my own machines, the purity o! which must be seen to be appreciated. ALSO—HURST AND SONS BEST ENGLISE CLOVERS TURNIPS RAPE, LUCERNE, TRKlOii* Etc. FENCING WIKJE, BAKB WIRE, & STAPLES. The best quality on Sale, WANTED SHEEP FEED. WANTED^up till March, 1899, good young grass for 300 sheep.—Apply DAVID THOMAS, ASHBURTON



MELLOR'B ZEALANDIA BOOT STORE ALWAYS TO THE FKONT. "TIOR GOOD OHIAP BOOTS AND SHOES WE STAND ALONE] We do the Leading Trade, and we mean to keep it, NOTE OUR PRICES—Men's Good Shooters, 9a 6d; Children's Ankle Sfcrap«, rli \ Ladies' Piftty Shoes, 4s lid and 5s 6d ; Men's Good Blnehers, 4s lid. Thousands of other pairs at the same Gutting Prices. Ml IF You want a GOOD EASY BOOT, one thab will stand the wear, be «nr« you go to MEtLOR'S ZEALANDIA BOOT STORE, TANORED STREET, ASHBUFTjDJ*



J. WILS ON, IMPORTER OF HIGH-CLASS .WALL PAPERS. TTTB Have Juab Landed a Large Variety of the Very Latest Designs m FAJNCTST GUUA.SfcS, including Mureneee, Figured, Rolled, etc- Ordinary WINDOW CB-JLASSS always m Stock ; alao MIBBOtt CrLiA.SS 9 which we out to any size* The following la a lisb of a few Lines kept m Stock at our Warehouie, Corner of Arcade Sc JBurnett Street, MIXED PAINTS WHITE LEAD LINSEED OIL RED LEAD SCRIM HEMATITE RED RADDLE PUTTY TURPENTINE BLUE RADDLE OPALS OAK VARNISHES STAINED v*ABNISHES ENAMEL LAMP BLACK PICTURE MOULDINGS BRUSHES ARTISTS COLOR OILCLOTH FOR DADOES GOLD PAINT MAN



Ik THi&pfty ©f Pdpf@@Ss©i^9 ||^ 8 H^vt y©ui Ts-W i*7 . T©!ba(S(S([Do



SMOKE THE NEW VENUS Dark Aromatic Plug Tobacco. ODHE CELEBRATED & BEST BFAND MANUFACTURED FBOM dffOLCEST VIBGINA LEAF ASHBURTON PERMANENT BUILDING AND INVESTMENT SOCIETY. \ DVANUEB of £25 and upwards made on Freehold Properties, repayable by Monthly, Quarterly, or Half Yearly inotaJ meats. Loans are also granted for Fixed Period at lowest current rateß, Deposits received at highest current rates AH information on application to EDWARD STEPHENS, : Manager When the little boy was saying his cate Chism, they asked him what was the chief end of a man. He said, " the end that's got the hat on." You do get the bald truth from youngsters at times. Ask a child, for instanoe, what's good for oougbs and colds: ' Why, Woods' Great Peppermint Cure of course." They know; all New Zealand youngsters of four years old and upward* know fehftt>| i



Trust and Agency COMPANY OF AUSTRAL* ASIA, Ltd. incorporated 1860. AUTHORISED CAPITAL £2,000,00t>' SUBSCRIBED £1,750,000 RESERVE FUNDS (British Conaols, etc.) £200,000 SOLICITORS AND AGENTS; Messrs Wynn-Williams and Brown, Christchurch. Messrs Chapman and Tripp, Wellington. Messrs Sainsbury and Logan, Napier* Head Office m New Zealand— 211, HEREFORD STREET, CHRIST CHURCH. £30,000~~t0 Lend at 5 per cent. ON FREEHOLD FARM LANDS. Advances can be repaid at six months' notice, and ercn sums up to three-fifths o amount borrowed can be paid off at any time by giving three months' written notice. JAS. NATHL. HAMEE, Manager and Inspector for New Zealand:



ASHBURTOR No. 2 INDUSTRIAL BUILDING SOCIETY To be incorporated under the Provisions of the Building Societies Act, 1880. PROVISIONAL DIRECTORS; Chakles Reid, W. I). V. Peeston, Edward Gates, Francis Sorint, J. H. Pauling, G. R. Anderson, H. Stephbnson. SECRETARY : SOLICITOR: Fbedk. Makeig. E. G. Crisp BANKERS : The Bank of Australasia, Aehburton. OFFICE OF THE SOCIETY: Post Office Buildings, Cameron Street, ' I Aahburton, Office now open to takx Entries. OFFICE HOURS: 9.30 a.m. to 1 p.m., 2.30 to 5 p.m., and from 7 to 8 p.m. on Tuesdays and Saturdays



Henry McElrea CASH BUYEK OF WOOL, SKINS, HIDES, FAT, Etc. WANTED at once—lo,ooo Crossbred or Merino Pelta. Top Price for Fresh and well-saved Pelts ; also 20 ton Clean Dry Caul or Kidney Fab, l£d per lb BAG WOOL A SPECIALTY. I have on Sale— TEA SOAP CANDLES POTATOES FLOUR SHARPS BRAN OATS Chickwheat, Straw and Oat-sheaf Chaff. Best Brands and First Quality, at up-to date prices, for pkompt cash. \ Come up to " Mao" and get quotations. All Goods delivered m Town and Suburbs. Note the Address— H£NBT Mcrai^ECJEA, BARING SQUARE, ASKBURTOK, T. H. UnDRILL.j [E. ONDRIIiL T H. UNDKILL AND CO., TTIURNISHING UNDERTAKERS, JD URNISHING UNDERTAKERS. TANCRED STREET, ASHBURTON EVERY REQUISITE ON HAND. Polished Coffins a Specialty. Private Address, Peter Street, directly behind Oddfellows' Hall; also care of Mr T. Andrews, Easb Belt. I



ART CLASSES. MR JL. W. JMLoAJLUJLiIiN, ARTIST, Fro South Kenßington School of Art, London, England. STUDIO IN SAUNDBRS' BUILDINGS, CENTRAL ENTRANCE. INSTRUCTIONS given m all Branches of ART. Painting from nature a Specialty. For Particulars address the Art Studio, Saunders' Buildings. CHEAP MONEY"! CHEAP MONIY CHEAP MONEY IN SUMS JF £100 »> £10,000, ON 7 COUNTRY, CITY, AND rfUBURBAN FREEHOLD, At exceptionally low rates of interest. FOR FORMS OF APPLICATION AND FULL INFORMATION, Apply to the DISTRICT MANAGER, Christohurch. J. H. RICHARDSON, Government lafiurauoe Gommiistousr. i



DRINK DELICIOUS i PERFECT IN QUALITY, FLAVOR. AND BLEND. Packed *n Tins, the delicate Aroma Absolutely Preserved. OBTAINABLE FROM ALL GROCERS Bazaar Livery Stables. T HAVE PLEASURE m notifying the Public of Ashburton that I have taken over THE BAZAAR ST^ABLES, Burnett Street, from Mb S. Trevurza, and trust that I may receive a fair share of patronage of "the general public. CABS MEET ALL TRAINS Saddle Horses, Traps, and Buggies on hire at all hours, and at reasonable charges. GOOD S ABLING< jambs mccormice:. 6l



"STBATHMOBB PRIVATE HOSPITAL. EXTENSIVE ADDITIONS JUST COMPLETED UNEQUALLED IN THE COLONIES FOR MEDICAL AND "SURGICAL CASES. fiAN Accommodate upwards of FORTI 40) MALE «*nd FEMALE PATIENTS TERMS -. From 2 Gnineaß pei week PATIENTS CAN BE ATTENDED BY TH.F,L< OWN MEDICAL AWTBER Apply to— THE MATRON, Strathmorb Private Hospital, Ferry Road (jusb over East Belt), Christ 155 church.



LAWES' Dips & Manures. rp RLE Public Dips at the Aefaburbon and JL Tinwald Sale Yards are now open for the SEASON. For terms and particulars apply to Care taker. Lawes' Superphosphate — Best Turnip Manure m the world. Also poisonous and non-poisonous Sheep Dip m stock. EDWARD SAUNDERS, LOCAL AGENT. 11 116



LOOK CHEAP WINTER FIRING. NEW MOUNT SOMERS COAL. OUTPUT has Trebled during the laat twelve months. IT IS USED EVERYWHERE. This Coal is the Beat and Cheapest Sfreaim uad Household Coal m the market. Used m the Woollen Factory and Canter bury Flour Mills. GIVES SPLENDID RESULTS WRITE FOR PRICES TO 0. T. PARK, MOU NID SOMERS.



WOOL. WOOL._WOOL. WE have pleasure m notifying Clients that we have made arrange ments with MESSRS DALGETY & CO., LTD. to sell at the Christchurch Sales any Woo which may be entrusted to us, and we are prepared to make LIBERAL CASH ADVANCES against Wool placed m our hands for sale. The Wool should be consigned to Dalgely &Co., Ltd., Christchurch, account Nicoll Bkos.-, with advice to us. We can also arrange to dispose of clips privately if so desired. FREEZERS. FREEZERS. TT^ARMERS wishing to consign Sheop on their own account can book space at any ime to suit their own convenience, by com municating with us. NICOLL BROS., i DISTBICT AGENTS, CHRISTCHURCH MEAT COMPANY. Limited. 8 39 THE CHRISTCHURCH MEAT CO. Limited* ISLINGTON ■ MANURES Especially prepared for Wheat, Turnips, Rape, and any other crop, and to suit any description of soil. GREATLY INCREASED PRODUCTION WHEREVER USED. SATISFACTION GIVEN EVERYWHERE Nicoll Bbos. store five varieties of this jelebrated fertiliser. Price on application. Allowance made for quantities. Letters will receive prompt attention. .NICOLL BROS., DISTRICT AGENTS



Nicoll Bros JMicoll Brothers, [H. F. Nicoll.] [L. A, Nicoll. ACCOUNTANTS. SHAREBROKERS, VALUATORS, LAND ESTATE, AND GENERAL AGENTS. OifINTBAL AUCTION ROOMS EAST STREET, ASHBURTON. WEEKLY SALES OF CATTLE, PIGS & POULTRY Every Saturday, at 12 o'clock noon, In Yards adjoining the Arcade. Entrance by right-of-way, rear of Union Bank, Also of MERCHANDISE, FURNITURE, and PRODUCE, m our Rooms EVERY SATURDAY, commencing immediately on conclusion of our live stock sale. CLEARING SALES conducted m any part of the District at lowest current rates. ADVANCES made on goods placed m our hands for absolute sale. GRAIN BOUGHT AND SOLD ON COM MISSION. We shall be pleased to receive s&mplea from farmers who have parcels for disposal. STATION BOOKS KEPT AND AUDITED We have various sums of Trust Monies, ranging from £300 to £5000, to lend on Freehold Securities, at 4£ and 5 per cent. Farms, House Properties, and Building Sections for Sale, Particulars on application. We invite those wishing to dispose of their properties to communicate with us.



TO LET, AT A LOW RENTAL, Premises m Moore Street, next Hitching and "Milsom. Apply to T. BULLOCK TO LET, AT a low rental, viz. 6s 61 per week, email shop or office iv the Arcade. Apply t T. BULLOCK, COTTAGE and SECTION at a very I much Reduced Price. No 79, Kermode Street, £-acre, with Cottage OFFERS are invited for the purchase of this property, as the owner is desirous of realising at once. Very eaßy terms of payment. Inspection invited. Apply to T. BULLOCK FOB SALE. GOOD BUILDING SITE, Level and Good Land, lOs Price required for T.S. 795, quarter of an acre, well Bituated m Cox Street. Very easy (Derms, viz:—Small cash deposit, balance by monthly or quarterly instalments. T. BULLOCK, Agent



. t. BULLOCK. 1 ■ to LET. "~~~* SHOP, centrally situated m brick build ings, fronting East street, and adjoining Messrs Digby and Madden. Apply to T. BULLOCK. TO PRINTERS AND OTHERS. TO LET aba Low Rental—Premises m the Arcade recently occupied by Mb A. J. Baxtkr,and FOR SALE—Quantity of Printer's Type, Frames, etc. Apply T. BULLOCK



HENRY STEPHENSON. I HENRY STEPHENSON, {oucceasor to Alfred Harrison.) Established 20 years. AUCTIONEER, LAND ESTATE AND COMMISSION AGENT AND VALUER WEEKLY SALES of Live Stock Produce, Furniture, etc., EVERY SATURDAY, at 12 o'clock. Clearing Sales of Stock, Household Furni ture, etc., as per arrangement, m. any part o the county. Advances made en Goods placed m my uanda for Sale. CHAFF, OATS, WHEAT, FLOUR, SHARPS, BRAN, ONIONS, POTATOES S SEEDS, etc., Sold Daily m Large or Small Quantities, Agent: Norwich Onion Fire Insurance Company & Dresden Pianoforte Manufacturing and Agency Company. PIANOS and ORGANS on time pay ments from £3O& per month. HENRY STEPHENSON, AUCTIONEER



Established 1880. Telephone No 69 BAKER BROS., FURNISHING TTNDERTAKIRB i URNISHING UNDERTAKERS DIRECT Importers of Best and Latest Designs m FOWERAL FUR3NISHINGS FUNERALS conduced with the greatest care and satisfaction, at most [ reasonable charges. Corner of Wakanui Road and Casa Streets, and Baker and Brown's Coach Factory. TO CYCLISTS, LANDELLS & SON, ARIEL Express Cycle Works, BURNETT STREET, ASHBURTGN Agents for the Leading Machines, viz. WHITE FLYER, (black or white fratneß) RUDGE-WHITWORTH, RALEIGHS, ARIEL EXPRESS, Etc. StatnpiDgs and Forginga made on the premises. Trade supplied. All Repairß by Experts. No slop work. Guns, Lawn Mowers, Pumps, Windmills, | Pewing Machines, etc., a speciality. Steam j Gauges repaired, tested, and regulated. [a card, BENRY~FORD, i CASH BUYER OiT FAT LAMBS ■ jAWD SHEEP FOR EXPORT,



Triad Competitions. rnHIS Month the « Triad ' offers prizes for JL competitions aa under : — £! s d For the photo of the prettiest child " under six years (to be reproduced m the 'Triad.') The prize is not for the besb photo, but for > 2 0 0 the prettiest child. Closed 20th September. Prize won by Lina Jones, Colas Bay, Southland. For besb written and composed "j application of situation m a mer- J chant's office ; youths under 18. ! o Q 0 Closed 20th October. Prizß won f by Robert B Young, Auckland. I Watch, value J For best original conundrum on the "\ 'Triad. 1 Closed 20th November, f. o 0 C Result will be announced m f January issue. J For names of the six greatest and * best songs. Will be decided by competitors themselves. The .2 0 0 one who votes for the six the majority vote for to be the win ner. Closed 20th December. For the beat worked or painted bookmark; to have the words 1 The Triad' m the design. To V 2 0 close 20th January. Gold Bangle, value Entries for the above competitions to be accompanied with a receipt for not less than 5a for goods purchased from one of the advertisers m the * Triad,' or for goods advertised m the ' Triad,' «a per list below. Competitions to be posted to " Manager Triad,' Dunedin." The result of each competition will be given m the ' Triad' m issue following date of closing. Anglo N.Z. Cycle Co. Ashburtoo Drapery Co., Drapers Dr Speer, Wellington Gates, Horace A., Music Warehouse. Griffin's Biscuits (any grocer) Guinea Gold CigareDtes Joshua Bros., Boomerang Brandy Kirkpatrick, fcJ, and Co, X Jams Lochhead, R Neil, Dr J F, Herbaliab N.Z Insurance Co (O JefForeon, manager) N.Z. Express Co, R Cullen, agent N.Z. Clothing Factory Sanderson's Scotch Whisky Somerset Hotei, H. S. Drummond Suratura Tea 1 Three Oaatle and Capstan cigarettes Vanity Fair Cigarettes • Wahoo' Loasby's, • Koolibah' Loaisby's. (Buyers of one bottle of either may enter) Wilson, Balk and Co., French Coffee and Ouvah Tea



TANORED STREET PAPERHANGING WAREHOUSE. (Established 1876.) G CHAPMAN HOUSE DEOORATOR, SIGIM WRITER, FAPERHaIV'GER, GRADER, GLAZIER, Etc. TUST ARRIVED, ;EX RUAPEHU, BEST SELECTION OF PAPERHANGINGS Ever shown m Ashburton. I Direct from the Manufacturers. I , LATEST^ ENGLISH DESIGNS. Please call and inspect.



81-CHLORIDE GF GOLD CURE. DRINK HAD NEARLY DESTROYED IT I SUFFERED from an Insatiable Appe tite for Liquor. The Bi-Chloridb or Gold Treatment cured me permanently. It Eradicates ALL Desire for Intoxicants, The desire will never return unless you re cultivate it. No cure—no pay. Address : 81-CHLORIDE OF GOLD.INSTITUTE, Ashly House, Rattray Street, Dunedin, 129 FOR SALE. NEW AND SIGOND-HAND GIGS, & OTHEB VEHICLES, Which we can dispose of at reasonable pricea. f & hT'steel Victorian Steam Carriage and Iron Works, West Street, Ashburton.



SA.JSXXE**. Sc »oxu3 Euca lypti Extract . Under the distinguished patronage of His Majesty the King of Italy, as per communica tion made by the Minister for Foreign Affairs through the Conßul-General for Italy, at Melbourne, March 14, 1878. Awarded diploma at the Amsterdam Exhibition, 1833. Acknowledged by Medical Clinics and Uaiveraitiea all over the Globe. There are imitations of Eucalypti Extraot fal the market, products of aitnple distillation forming crude resinous oils. In order that these crude oils may not be taken, OUR PURE VOLATILE EUCALYPTI BXTEACT, which is recognised by the medical division of the Prussian Government to be of perfectly pure origin, as per information forwarded to us through the Consul at Melbourne, March 2, 1878, we ■tate:— It is proved by tests by the Medical Clinics of the Universities at Bonn and Greifswald, Prussia, and reported by Dr. Schulz, Professor of Parmacology, at Bon, and Professor Dr; Mossier, Director of the Medical Clinics at Greifswaid, that only products that are saturated with oxygen and freed of acids, resinous and other substances, adherent to primary distillation, will develope the ■unative qualities proper to the plant All crude oils, or so called Eucalypti Extracts Are to be classed according to the named authorities, among the turpenoinee, which Are abandoned long since as an internal medicament. These crude oila, or so called Eucalypti Extracts, are discernible :— 1 By their deficiency m pungent odour— which our product, the only genuine Eucalypti Extract develops moat freely through its surplus oxygen. 2 By their alcoholic thin and mobile appear ance being reduced m specific density through the presence of acids. 3 By their taste, the result of the contracting tendency of resins and tennates. If these crude oils,, so-called eucalypti! extracts, are applied by mistake m cases of croup, bronchitis, diphtheria,, incernal j Jnflamabkms, dysentery, etc., the con sequences are most appalling. For safety Bake ask always for SANDER & SON'S EUCALYPTI EXTRAOT. — Sandhurst,! Victoria, Australia. . SANDEK & SONS.



The Austsalian Widows' Fund Life Assoeanob Society, Limited.—The JSew System Policies —To comply with the request of many of our readers who would like to learn something about the business transactions of this well-known Australian office which most successfully commenced business m New Zealand, Mr Otto Wing feldb, the Bpeclal representative of this Company, aapplies the following informa tion:—The Australian Widows' Fund Life Assnranee Society, Limited, com menced business m Australia on November, 1871, upon the mutual system, (Mid ib is the aim of the Directors to conduct ifcs affairs so as to combine liberality with fair dealing and to offer to its constituents every form of benefib and advantage which the progress of actuarial science may render ■afe and desirable. The advantages of the mutual system are well illustrated m the affairs of the Australian Widows' Fund, which, commencing business without any shareholders' capital,has now an accumulated fond of over one million and a quarter sterling, and has allotted at its periodical distributions a caßh surplus among its members amounting to £197,571 10a 7d, representing an addition of £333,321 to its policies. The affairs of the Society have on five occasions been subjected to complete and and searching actuarial investigations,and the Insurance and Banking Recotd for January, 1898, says :—The affairs of the Australian Widows' Fund are conducted with much Ability and caution. The administration of its assets is sound and conservative. The ability, prudence,and energy displayed by the management are unquestionably great. To this areas advantage of a real good atd sound investment this Company issues a new system policy to which they draw the i special attention of tbe public. Certainly the great end of Life Aesuranca ia to relieve families loft destitute by the death of their natural protector, but there are many men, whose incomes depend entirely upon the state of their health permitting them to carry on their occupations, who would gladly effect assurances on thnir lives under con ditions providing for the cessation of the premiums m the. event of their becoming either temporarily or permanently incapaci tated either by accidental bodily it-jury, or by illneßa, or by mental disorder, from con tinuing to earn their livelihood, The Directors of the Australian Widows' Fund are now prepared to issue policies securing this advantage to the assured. Policies wi!l be issued on the lives of males above the age of 20 whose occupations are nob more than usually hazardous, and who after examination by the Society's Medical Officers are found to be assurable at ordinary rates of premium. The Insurance and Bank ing Record regards this new policy as one of the most important brought out for many years past, and this new pystem which is fully explained m the Company's special prospectus, has been the means of securing a very large amount of business for the Company, The continuing success and progress of the Australian Widows' Fund Life Assurance Society m New Zealand is-a most remarkable one, and the development of this Company must be very gratifying to every person having the best interest of the aoloaies at heart. 1 235



To the Deaf and those troubled with Noises m the Head or other Aural Troubles, Dr Nicholson, of uondon, the world famed aural specialist and Inventor of artificial ear drums, has just Issued the 100 th edition of his illustrated and descriptive book on Deaf ness and Aural Troubles. This book may be had from Mr F. Shaw, 160, Adelaide irtoad, Wellington, N.Z., on receipt of stamps. Me Uampbell, of the same address, was greatly relieved of his deafness by Dr Nicholson's system, and takes pleasure m spreading the news of the great specialist m New Zealand. A little book on the cure of Rheumatism, Corpulence; Lumbago &n<? Indigestion by the same author, may be had Irpp $| Shaw so raoelpb ef stomps



SPOETIITCr. TAKAPUNA SUMMER MEETING. SECOND DAY. ■■ United Press Association—By Electric Telegraph. Auckland, January 30 Perfect weather and the attendance large. Rebults as follow : — Subukban Handioap, 60 soys ; 5 furlongs. Partan JeaaDie, 1 ; Firefly, 2 ; St. Innis, 3. Sb. Clements and Cannotigate also stareed. Won easily. Time—l 5. Dividends—£6 13a and £4 17a. Second Handicap Buhdles, of 75 soys; If miie.—Bellman 1, Tim 2, Hiratland 3. | Won by five lengths. Time—3 2£. Divi- j deeds—£3 12s and £4 3a. Posx Race—Lena 1, Littls Wonder 2, Trooper 3. All started. Dividends—£2 lla and £2 15s. JC. Handicap—Miss Aona 1, A cone % Crusade 3. Dividend—£4 3a and £4 9a, Hobson Handicap, of 60 save; 5 furlorigs. —Halberdier 1, Blue Paul 2. Time-1.74 Dividend—£l Is inside and outside. At the Btart the riders of Halbardier and Blue Paul brought their mounts back to the starting post, declaring that the starter called them back. The starter declared the race properly ■carted, bub the stewards met and decided to ran the race ever again. Mr Halstead, the starter, resigned, and Mr Geo. Cutts started fche other events. The first run, m which the disputed start was made, was won m 1.5 i Bees by Blueeap, whose owner, Mr 3, O. Booth, declined to start his horse a second time. The money invested on Biue eap and on Bacchus, who ran second at the first trial, and also refused to start again, was returned. Handicap Steeplechase, 150 boys, 3£ miie.^-Kanaka 1, Nor'-weat 2, The Trifle 3. Time—7 41 f. Dividends—lnside, £3 ; outside, £3 6s. Hack Handicap, 50 soya; 1J miles.— Kegulus 1, Canopus 2, Tamaki 3. Time— 2.14 J. Dividends—lnside, £2 93} outside, £3 3s. Anniversary Handicap, 100 soys ; 7 fur longs.—Lillie 1, Doctor 2. Admiral Hawke 3. Dividends—lnside, £2 lla; outside, £2 17b.