Cheap Money.

Q1 lift Colonial T»« M-unr'n fUlieni*.

Wellington, September 8 The Government Advances to Settlers Bill provides for the creation of a special office under charge of an official, to bo known as the Government Advances to Settlers Office Superintendent, who shall have a clerical staff. The General Board is to consist of & superintendent, who is ex officio chnirmon, the Colonial Teaim-er, the Public Trusteei the Government lusumnce Commissions* the Surveyor-General, the Solicitor-Genera and the Commissioner of Taxes. Pktrior Boards are also to be set np throughout the colony, in districts defined by the Governor in Council, each Board to consist of not less than three Government officers. Where practicable, moneys are lobe advance! on first mortgages on (1) freehold land, (2) Crown land on perpetual lease, (3) Crown land oh lease in perpetuity, (4) Native land on lease in perpetuity. Advances are to be not leas than £50, or more th-ua £5000 Advances on freeholds shall not exceed two thirds cf the value of the security, and on leaseholds shall not exceed one-half the value of the lessee's interest. Advances ehall be made for a term of thirty-six and a half years, repayable in half-yearly instal ments, with interest at 5 per cent. The moneys from which these advances are to be made are to be raised and managed by two or more agents appointed by the Governor in-Conncil, and the amount of loan shall not exceed one million and a half in any year. An assurance fund is to be created by one tenth of the moneys received as interest, and 1 per cent, per annum on the amount of loan being paid over to the Public Trustee. Principal moneys repaid are to be held by the Public Trustee as a debenture sinking ftrad. District solicitors and valuers are to be appointed in each district, and shall give their services exclusively to this and other Government departments. The valuation fees and solicitors' fees to be paid by the borrower are the lowest known anywhere. Other provisions of the Bill introduced by the Colonial Treasurer- In'-addition to those formerly sent, are as follows:—The Superin-, tendent of Adyances;'/office, is constituted a corporation sole, with perpetual succession. He and every member of the staff whose fidelity is not!' guaranteed under the Act of 1883 shall enter into such security as may be required. $h3 Chairman of the General Board shall have a deliberative and a casting vote, ami three members of the Board shall form a quorum. The duty of the General Board is to co-operate with and advise the Superintendent in all matters connected with carrying out the objects of the Act. District Boards, which are to be under the control of the General Board, will receive and consider all applications for advances in their several districts, report thereon to the General Board and generally co-operate with the latter and the Superintendent. There are two separate funds proposed to be estab lished from which advances may be made to settlers. The first, already described, is designated ihe Debenture Fund. The agents authorised to raise loans tor this fund have power to arrange for the conversion of debentures into stock, and may delegate any of their powers to other agents. The power of the Governor-in-Council to appoint loan agents is declared to be a continuing power, and may be exercised until that part of the Act is repealed. The second fund, called the Land Board Fund, is to be raised by the issue of land bonds for such sums as the Superintendent may from time to time re quest, provided that the total aggregate raised and outstanding tinder both funds shall not exceed the aggregate of a million and a half per annum. Every la«d bond shail be for £10 or a multiple of £10, shall bear interest at the rate of 3£ per cent per annum, payable half-yearly, shall have the same currency as the mortgage for the pur pose of which it was delivered, shall be pay able to bearer, and shall iass by delivery without assignment or endorsement. Trust funds may be invested in these bonds as though they were Government, securities, and it is believed this alternative method of raising money will be popular withthe public Before advances will be made on leasehold security, all conditions of the lease must be complied with by the tenant, and lie must be entitled to conpensation for improvements. All Interest moneys received from mortgagors shall be applied—(l) in satisfaction of in terest, payable on loans raised in England or elsewhere: (2) in payment towards an insurance fund ; (3) to th« General expenses of the advances office- All repayments of principal moneys sha'l be paid over to Ihe Public Trustee for investment as a sinking fund ; interest from such fund to be laid to the Superintendent, but the capital to be at the disposal of the Colonial Treasurer for the redemption of debenture bonds. The Colonial Treasurer may; however, direct the VnWic Trustee to piy over the Sinking Fund to t,l«) Superintendent for re-invest ment oo mortgages under this Act as p;irt of the Debentuje Fund. The half-yearly instalmenta repayable on account of advanc s from the Land Board Fund shall he paid over to the Colonial Treasurer to be applied to the redemption of land bonds, the Treasurer meanwhile crediting the Superin tendent with 3£ per cent interest on the amount. In addition to the prescribed instalments, mortgagors may pay off the principal amount in sums of £5 or a multiple of £5, and the sums so received fihali be paid to the Public Trustee to form a sinking fund towards satisfaction of the mortgages in respect of which the repay ments have been made. If any district solicitor or district valuer accepts other than Government business he shall be dis missed from office, and if he accepts fee or reward, beyond "his salary and travelling expenses in connection with 3overnment, business, he shall further be liable to two yews' imprisonment with hard labour. The latter severe penalty U also provided for any person who bribes, attempt* to bribe, tir corruptly influences any perton r>cling under this Act. Jf any person pecuniarily jnierested in an advance acts as valuer or cits on the General or District Board in eoonect-ion with such advance., he shall be dismissed from office and be liable to a fine c.i from £50 to £200 All moneys under this Act shall be paid into a special bank aocount, to bft operated on only by the cheque of the Superintendent, countersigned by trie Audit Office. The Superintendent is to keep a management account and an investment account, the forrmr to be ciedited with all interest and fees, and the Utter with moneys raised for the purposes nf the Debenture Fund and Ihe Land Board Fund, as well as the principal moneys re paid by mortgagors. If at any time the balance in the management account is insuffi cient ro meet charges on it. v'z., interest on debentures and land bonds, salaries, and expenses, etc., the Colonial Treasurer may advance money from the consolidated revenue to meet the deficiency, subject to parliamentary appropriation for such pur pose. The balance-sheet of the advances office is to be made up within sixty days af tpr the close of each financial year, and be subject to audit by the Controller and Auditor-General. The Act contains seventy-eeven clauses and eight schedules. The second schedule ««ts out how half-yearly repayments are to be! made at the rare of £3 for every £100 advanced, £2 10a going to pay interest at the rate of 5 per cent, and 10s towards principal for the first half year, Hnd these pums vary ing until at the seventy-third payment principal and interest cease. Schedules 7 and 8 contain a scale of valuation and mort gage fees as follows :—Oo application fcr a loan not exceeding £200, a valuation fee of S-» is payable; £200 to £500, 10s 61; £500 to £1000, £1 1", and for every additional £1000; 10j 61. These fees are payable in advance. The law costs for preparing a mortgage for a sum not exceeding £ICOO are fixfl'l at 10*, and for sums over £1000, £.1 Is, these siltnsto be deducted from the advance. There art* also fixed charges, payable in j cash, as follows :—Search tee 2s, mortgage form 2s, registration 10s, with an additional 2s for every certificate of title after the first* If mortgages are discharged by Government advances the office charges will be :—Law costs 5«, registration fee ss, with an additional 2s for every certificate of title after the first. The (Jovernor-in-Council is to have power to vary these charge*, to define the duties of officials, and make any ./jther regulations necessary.

THfi ASHBtJRTON &!)AftDtAN: TUESDAY, SEPTEMBER 11, 1864

Printed wad published by the Aahhurton Publishing Company, Ltd % at their vteanr printing office, Burnett Street, Ashburton September 11, 1894.



SHEARMAN BROS., GROCERS AND IRONMONGERS. Reductions, Reductions- For OASH^ONLT. 701b Bags No. 1 Snowdrop KOLLITT'S Supreme Fldnr, Sugar 16s 251b 2s, 501b 3s IOJd, 561b Bags No. 1 Snowdrop 100lbs7» 6d, 2001bsl4» Sugar 12s 9d Neave's Food lid per tin Caustic Lye, for Soap making, Candles 5Jd per lb, 121bs for lOd per tin, 12 tins for 8s 6d 5s 3d Marmalade in glass jars 8d Corn Flour (Brown's) 3£d lb r Choice Figs 6d per lb 12lbs 3s 3d Bock Salt 5s 6d per cwt Edmond's Baking Powder, large 251b " Blue Bell» Oatmeal 2s 6d tins, lid tin, 12 tins 10s 6d per bag, 4 bags 9s lid Cream of Tartar (pure) Is 2d lb, Finest Sago, Tapioca, and Split 121bs for 12s 3d Peas If d lb, 71bs for Is Baking Soda 3d lb 51bs for Is Sheep Tongues lOd per tin, 9s 31bs of our noted 2s Blended Tea 6d dozen for 5s Lemon Peel 8d lb, 71b tins 3s 6d Essence Coffee, large bottles, la- New Currants (cleaned) 3|d lb Fine Salt 5s per cwt. Eleme Kaisins (cleaned) 4£d lb White Pepper Is 2d lb, 121bs; Dunn and Hewitt's Cocoa 8d lb for 12s Sunlight Soap Is 2d box of six Safety Matches 4d per dozen, 6 Tablets dozen for Is 6d NONE BUT THE BEST BRANDS OF GOODS KEPT IN STOCK. Full Weigkts Guaranteed. Goods delivered Daily. Nimmo and Blair's reliable Vegetable and Flower Seeds always on hand Sole Agents for Tiger Teas and " Blue Bell H Oatmeal. BHEABMAN" BROS., MARKET HOUSE-



Important Announcement —: Retiring from Business, :— ROBERT MURRAY PRACTICAL WATCH AND CLOCK MAKER, rvESIRES to announce to his Customers and the Public generally, that ho has decided to RETIRE from BUSINESS, and in order to more easily dispose of his Business has resolved to REDUCE his large and Costly Stock,by SELLING at a great sacrifice. The WHOLE of the STOCK, comprising OVER £3000 WORTH OF WATCHES, CLOCKS, JEWELLERY, PLATE, ETC. Will be offered AT PRICES NEVER BEFORE OFFERED to the Ashburtott public, many of the lines being reduced as much as 40 and 50 per cent. £10 10s Watches, reduced to £8 8s ) £5 10fl Watches, reduced to £3 15s j Eight Day Clocks to Strike, from 18a 6d Silver Watches from £1 os | Very Strong SERVICEABLE WATCHES in SOLID NICKEL Cases, REDUCED From 21s to 15a. A very large and well selected Stock of HIGH-CLASS DIAMOND, ENGAGE MENT, WEDDING and KEEPER RINGS. GOLD AND SILVER. JEWELLERY OF ALL PRICES AT A TRKMFJ¥I>OIJ« REDUCTION OFF MARKED PRICES. STERLING SILVER AND ELECTRO-PLATED WARE AT MANUFACTURERS' PRICES. Having a VERY HEAVY STOCK of Watch and Clock Repairing Material at present, the PRICE of WATCH and CLOCK REPAIRS will be GREATLY REDUCED. Watches Cleaned ... ... 6s 6d Mainsprings ... ... ... 4s 6d Clocks Repaired and Cleaned from 2s ALL GOODS MARKED IN PLAIN FIGUBES.



SPRING 1894. THIS SPACE IS RESERVED FDR MESSRS C L BEATH AND GO'S SPECIAL ANNOUNCEMENT OF Newest Seasons Novelties, NOW LANDING. TANCRED STREET, ASHBURTON.



£750 - WANTED IMMEDIATELY. mHE TIME HAS COME AND WE ARE NOW COMPELLED TO REALIZE ON THE WHOLE OF OUR WELL ASSORTED STOCK OF General Drapery, Clothing, Boots, Shoes, etc. EVERY LINE WILL BE GREATLY REDUCED IN ORDER TO EFFECT A SPEEDY CLEARANCE. THIS WILL BE A GENUINE AND BONA FIDE SALE. "VTO "DEASONABLE fAFFER DEFUSED. J-v SALB ON Friday, June 29, AND FOLLOWING DAYS, UNTIL FURTHER NOTICE. W. W. SPENCER <SGo, ARCADE HOUSE. 155



Pnblio Kotlees ' Cheap Drapery. Cheap Drapery. SALE OF EDWARDS, BENNETT and Go's DRAPERY STOCK* BARGAINS IN TWEEDS. HEAVY TWEED at Is o|d per yard BAKGAINS IN DRESS GOODS. DOUBLE-WIDTH CASHMERES fy& per yard BARGAINS IN BLANKETS. HEAVY WHITE BLANKETS from 8s lid BARGAINS IN FLANNELLETTES. FLANNELLETTES from 3d per yard BARGAINS IN ULSTERS. STILISH ULSTERS from 2s lid BARGAINS IN BOYS' SUITS. BEST COLONIAL SUITS HALF COST BARGAINS IN HOSIERY. GOOD CASHMERE HOSE Is per pair YOU MAY EXPECT BARGAINS AND YOU WILL GET THEM W. H. COLLIER, "THE CORNER'



X Anderson, BOOT WAREHOUSE, EAST STREET. BOOTS- BOOTS. BOOTS rpHE Largest' and Best Assorted Stock in the District to Select from ALL BEST ENGLISH AND CONTINENTAL MAKES IN STOCK. Our COLONIAL GOODS are made at Our Own Factory, so that we are able to GUARANTEE SATISFACTION AND SELL AT LOWEST POSSIBLE PRICES. Every Description of Boots and Shoes made to order. Material and Workmanship GUARANTEED. r Be sure to Call and Inspect G«>ods before Buying elsewhere. S. ANDERSON, BOOT| MANUFACTURER AND IMPORTER/1 J. NICHOLAS, Manager, East street. Repaibs Donb Same Day as Brought



■teYolution, Revolution. Use Black Ball Coal 0 mHE CLEANEST, CHEAPEST, and BEST GOAL in the Market. BEATS ALL OTHERS BY A SAVING OF S5 PER CENT. Is Equal to Westport for Heat, but does not consume so quickly. ONCE USED, ALWAYS USED. W. H. COLLINS & CO SOLE AGENT, BLACK BALL COAL COMPANY, Limited. (Royal Insurance Company Grey Valley Coal Company AftFTSTT^ wit? i Springfield Pottery Company AUJiiN ib bUK Corben and Co g Celebrated Enamelled Mantelpiece I MoKenzies Furniture Renovator



DIRECT FiM THE SEAT OF WAR A Large Consignment of China Matting, B|d, lOd, Is, Is 8d ; Is 6d Carpet Squares, 12s 6d to 6 guineas Dutch, Tapestry, Brussels, and Pile Carpets in New Designs Door Mats from 2s 6d to 12s 6d Hearth Rugs from 5s 6d to 23s 6d Oilcloths and Linoleums. A VERY CHOICE SELECTION OF NEW PATTERNS 18 Inches to 4 Yards Wide. MITCHELL & TIMER



Special Attractive Sale OF Drapery, Clothing and Boots. COMMENCING, SATURDAY JUNE 23, FOR ONE MONTH. 73 pair Blankets reduced to 10a 6d and 12a 6d 87 Men's Kaiapoi Suits at 25s 6d worth 32s 6d TAPESTRY AND BRUSSELS CARPETS. GREATLY REDUCE! 32 dozen Ladies' Cashmere Gloves 9d and Is per pair High Class Dross Goods, double width, from Colonial Flannel 8d per yurd ! Flannels, good quality, from 3£d Ladies' Boots from 2s per p* Ladies' Slippers from Is 3d pet pair threat Reductions in Every Department.



IS MARRIAGE A FAILURE? "NO." rf SPECIALLY when you Furnia"at" the ASHBURTON FURNITUR WAREHOUSE, for there you get Value for Your Money, ani there ia no cause for after regrats and disappointments, as your Furniture lasts a Life Time J^SaSSS&SKfe^. (THE OLDKST ESTABLISHMENT MlwWuiMWluW^n WICKER CHAIRS-Just the thing for <(StiH^V^MnO^/AM^ n •l«st; Landed—a splendid line of BRASS WnSmmm&^Mm^mi q RAIL BEDSTEADS, to be sold Cheap r M**i^l^^^^^gHkjJi) TO THOSE WBIS SUFFER FROM —T. H. Undrill & Co's, CABIKE! MiKm OTHOJ^BERS^^ANOEED STREET NEXT



Public Notices 1 ■J< welljßß Owen, PIANOFORTE, SINGES G, HARMONY THK Third Term will commence, September 10. Intending pupils' kindly communicate as early as possible. ARCADE CHAMBERS, Ashburton. N.B—An experienced Pianoforte Tuner always &t hand. A CARD MR J. ELLIS'E SHORTHAND CLASS will meet Every FRIDAY EVENING, at 8 o'clock, at Gatea" School of Music. Terms moderate. 5 118 ~~~~~ "oTTwaßy," "™~" IN thanking his old friends and the public for thftir support in the past, begs to notify that he intends resuming his former huciness as a BUTCHER, and trusts by supplying Meat of the Best Quality at reasonable prices to merit their further favors and support. 0. DIGBY, i (Next H. Zander's) East Street, Ashbmton. __ Good News, Messrs Carson and Co, TTTAVING ENLARGED THEIR O_ PREMISES to make room for their Increasing Trade, and having bought oat the beat lines in Messrs Hunter and Son's Stock at considerably less than cost they will hold AN EXTENSIVE SALE FOR A FEW WEEKS, when they will sell at the following price, FOR GASH ONLY. Flake Tapioca l|d per lb Eleme Raisins 4|-d Whole Ginger Is Sugar 2|d to 3d j Currants 3|d Golden Syrup, 21b tins, 7d Pure Indian Tea Is 9d lb Monarch Tea 31bs for 5s 6d Best Flax Rope 4|d lb I Bluestone 3d lb ! Best Rein Cord lid i Vegetable Seeds 3d Flower Seeds Id We have the Newest and Neatest Stock of Householdlronmongery, Crockery, and Glassware, which will aleo be sacrificed during Sale. WANTED—Good Dairy Produce of every description. CA^MOIV A CO., WHOLESALE & RETAIL GROCERS & IRONMONGERS, i OPPOSITE UtflON BANK. [ __ : : _ Drawing & Painting I Classes. M R WTH. T AIT A TTENDS on TUESDAYS at Mr J_JL Gates' Dresden School of Music to gi\e lessons in the above subjects. All information can be obtained from Mr I Gates or from W. H. T*it, Titnaru. Old ! Paintings renovated and repaired. Por r aits painted. 8 3 DULL TIMES. GREAT (DASH SALE OF BOOKS, STATIONFRY, FANCY GOODS, MUSIC, &c, Ac FOR ONE MONTH ONLY AT L. P. ANDREWES & COS. TTUNDREDS OF POUND? WORTH MUST BE SOLD AT A GREAT SACRIFICE FOH CASH. ALE NOW 08. h, F. AEDREWES & CO., STATIONERS' HALL. Encourage Cwenuine Itoc^l Industry. IN order to keep our large staff of ■*■ tailors fullj employed during the winter, wo are now offering EXTRA ORDINARY INDUCEMENTS to our Ctatttomers Compare our New Patterns in New Zealand Tweeds — Good, Heavy and Durable for winter wear MEN'S SUITS to MEASURE FROM £2 15* to £3 10s. TROUSERS to Measure from 15s to 21s Men's Waterproof Tweed Uvercoacs made to measure. £33* Every Coat guaranteed thoroughly Waterproof Ladies' Waterproof Mantles made to Measure in the Latent styles BOOTS and SHOES in all best makes. JSU- Every pair warranted to wear well. New Winter Shirts, Hats, Ties, and Men's Underclothing, etc, Good and Cheap. —— CBAIGHEAD & BEREYMAN, THE LE DING TAILORS AND OUT FITTERS, A3HBURTQN HYDROPATHIC ESTABLISHMENT ASHBUETOK. w. jn7~RiTjbii T3EGS TO INTIMATE to the resi -13 dents of Canterbury that he has O^nbd at Ashburton an Establishment for tIK treatment of all ailments by the system of Hydropathy. To insure the adoption of the mcst recent improvements in the system, W H.R. has procured the services of Mb Herbert Holmes, a practical bathman, who has learned his business at Smedley's Celebrated Hydropathic Establishment; at Matlock in Derbyshire. This gentleman having spent almost all his life at Smedley's has a thorough acquaintance with all the details of the Hydropathic Treatment, Massage, Etc. Consulting Physician—Dr T. A. Leahy. Arrangements will be made whereby a female attendant will wait upon Lady patients. Rheumatism, Bronchitis, and Sciatica a Specialty. iv. nTiiujLJE, MATLOCK HOUSE, Tancrad Street, Ashburtou. DOLLAR CIGARETTES — 3^. N olders or photos —H» inby Zander Whk\ U ag«ut



Pumic Notices. s A CARD Mrs A. G. Claridge, TEACHER OP .lANObORTE, ORGAN, akd SINGING. C'JX STREET, ASHUaRTON. TERMS ON APPLICATION. I^JTOJNItY TO LICND on approved Freehold Security, ab Lowest Current Rate.*. fl. C, URBELL, Solicitor, Ashburton. Bamptojs's furnituk <: warehouse EAST STREET. . (Near Patching's) i RY HAMPTON'S FOR Perambulators for 22a 6d, Perambulators, Reversible Hoods, from 35s (patent rubber tyres), Basketware, Chest of Drawers, Bedsteads, Cheap Furni ture, All Repairs, Colonial Couches, Wir<j Spring Mattresses £1, Best Quality 25a. EAST STREET, Below Patching's. Great Assortment of Crockery and Fancy Goods Cheap. Second-hand Furniture Bought or Exchanged. 8 J99 LANDELM AND PEESTON Burnett Street, next Ashburton Club, ENGINEERS & CYCLE EXPERTS, OUR Mr Landells having worked for the last twelve years as Locomotive .Fitter in the Addington Workshops, and Mr Preston having served bis apprentice ship with Charles Hurrell and Sons, England, Traction Engine Manufacturers, is a sufficient guarantee that satisfactiou will be given to whoever may place their engines n their hands. Pumps, Lawn Mowers, Sewing machires, and Engines of every description REPAIRED Stencil Plates, Nanw Plates, and En graving done TO THE ASHBUKTON COUNTBY SETTLEKS. MR E. G. STAVP.LEY (in conjunction with the National Mortgage and Agency Company of N.Z., Limited) has the pleasure to announce co friends and clients that he has decided to extend operations, and will regularly attend ASHBURTON AND TINWALD SALE YARDS, CONDUCT CLEARING SALES WHEN REQUIRED. MAKE LIBERAL ADVANCES ON WOOL CLIPS, And Carry on A GENERAL STOCK AND STATION AGENCY BUSINESS In all its Branches. ]?I R EDWARD JSJAUNDSRS Has b*en appointed LOCAL REPRESENTATIVE And all Business entrusted to him WILL RECEIVE PROMPT ND CAREFUL ATTENTION. Being well known throughout the dis trict), Mr Saunders' many friends will no doubt show iheir practical appreciation of this arrangement. Sales each TUESDAY at Ashburton and Tinwald alternately. E. G. hTAVELEY In conjunction with the National Mortgage & Agency Company, Limited. PATENT GERMAN YEAST NOTICE TO THE PUBLIC. A REVOLUTION IN MAKING BREAD, CAKES, ETC- Letters Patent by the New Zealand Government. rPHIS is an article hitherto never seem { nor heard of in New Zealand. It has, however, by expending a large sum of money and a great deal of trouble, found its way to the colonies, and will, without doubt, be a great benefit to those who bake their own brsa^, etc. It super sedes all Self-raising Flour, Baking Soda, Baking Powder, etc. BREAD made this way will keep Moist and Soft for a week, and will be a great Saving in a large family, TO BE HAD FROM Henry Zander, SOLE AGENT FOR THE COUNTY. 8 147 DOLLAR GIGABETTEB 3d per pachet I 1 \*» Ll» jtf ll| mm FW \J I Him I\r , THE PREMIER TEA~~ OF THE WORLD. Blcheßtand loveliest flavom 1. More economical than any other iinS. Recommended by the Medical Faculty. All Injurious Ingredients removed. Promotes digestion—strengthen* the con stitution. It'e numerous competitors are falling away like magic. A BLESSING TO MANKIND. Prices, 2s 6d and 2s per lb Aek yoor Grocer for il * HENRY ZANDER Wholesale Agent