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more than 65 families will be one step closer to owning a home with help from an $907,500 grant awarded to habitat for humanity michigan by the michigan state housing development authority, including 11 families being assisted by the local habitat's based in kent and ottawa counties. photo of lakeshore habitat for humanity volunteers work on a house in holland at 216 hope ave.
grand rapids, mi - families in kent and ottawa counties are among 65 statewide who are closer to owning a home thanks to a $907,500 grant awarded to habitat for humanity michigan by the michigan housing development authority (mshda).
brianne mckee, executive director of habitat for humanity of kent county, said the group has six homes, all in the pipeline at various stages of construction, that will benefit from a share of the grant dollars. she said each approved homeowner can receive up to $12,000.
don wilkinson, executive director of lakeshore habitat for humanity, which serves families in ottawa and allegan counties, said they expect to assist five families - three in ottawa. he said estimates are the organization will receive funding totaling $61,750.
along with stability, he said there is a dignity that their families receive from having a place of their own. families interested in purchasing a habitat home must commit to a minimum of 200 sweat equity hours toward their future house or with another project.
"partnering with an organization like habitat for humanity michigan spurs the development of more quality affordable housing in michigan and it has the positive impact of helping low-income families become homeowners," said brian mills, mshda's acting executive director.
habitat partner families are selected based on need, ability to pay and willingness to partner with the organization.
"thanks to strong community partners like mshda, we are better able to build strength, stability and self-reliance for families struggling to find affordable housing in michigan," said sandra pearson, president and ceo of habitat for humanity of michigan.
"over the last five years alone, the home grant has served more than 1,500 individuals, over half of which are children. building a solid foundation for the next generation helps guarantee a vibrant future for our communities."
the funds qualified families receive can be used for principal reduction and assistance with prepaid costs. a reimbursement of $350 per family is also available for pre-purchase counseling administered by a mshda or hud certified counselor.
mshda is able to provide this financial support to hfhm through a home grant, a housing and urban development program, designed to increase homeownership and affordable housing opportunities for low- and very low-income americans.
eligible families must have a total household income between 30 and 60 percent-not to exceed 80 percent-of area median income as determined by hud. since 2013 mshda has invested $47 million in home funds statewide.
long-term affordability to create a stable, sustainable living situation is habitat's ultimate objective, with an impressive foreclosure rate of less than one percent.
"the program starts with educating families about their budgets and credit scores, which leads to setting financial goals such as home ownership," pearson said.
"all of our families must pay on a mortgage, pay property taxes, and have skin in the game through their sweat equity labor contributions to the house that becomes their home."
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The total number of "l"s in that passage is 107.
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