How many times can you spot the letter "m" in:
Heath Whetsel, Vice President, Financial Advisor, is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds the Chartered Financial Consultant designation. He also holds the FINRA Series 7 and 66 registrations as well as the life and health insurance licenses.
Heath’s Wealth Advisory practice focuses on assisting high-net-worth clients with estate planning services, retirement planning, risk management and as a Senior Portfolio Advisor developing customized investment strategies. He helps clients grow, preserve and distribute wealth using a disciplined wealth management process.
Heath has worked in the financial services industry since 2000. Prior to that, he served 5 years in the U.S. Army with the Armored Cavalry in Germany and California – along with 2 deployments to former Yugoslavia. Heath also has a deep understanding of military and Veterans Affairs benefits and how to apply the wealth management planning process.
Heath received his Bachelor’s degree in Business Finance from Western International University. He is also a lifetime member of Disabled Veterans of America.
Heath resides in Phoenix and in his spare time he enjoys traveling and spending time with his wife Theresa, son Christian, daughter Sarah and son-in-law Peter.
Mary Jo Otto is a Registered Senior Client Associate and has a wealth of knowledge and industry experience. Prior to transferring to Arizona, she was the lead CA with a large Merrill Lynch Wealth Management team in the Rochester NY office from 2004 (when she joined Merrill) until 2017. Mary Jo worked at Morgan Stanley prior to joining Merrill in New York from 2001 – 2004.
Mary Jo graduated from Boston College in Chestnut Hill, MA with a Bachelor’s degree in Political Science. She lives in Rio Verde AZ with her partner Ray Chapman and their Westie Tucker. Her hobbies include working out, hiking, cooking and spending time with family and friends.

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In the text, there are thirty-nine "m"s.
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