human
Identify broad themes from the given text and write several bullet-points to summarize each theme. Go over the themes and summaries, think about whether they capture everything from the given text or not, and make corrective edits. Generate the final theme-wise summaries. Do not write anything that is not originating from the given text: 
> "welcome to homeowners training just like it says homeowners is about home soon where people live there's our agenda today we're going to look at some of the basic coverages that we have what the various types of homeowners policies are cuz they're a different ones we'll talk a little bit about limits and deductibles some other coverages some things that you need to start a think about when you're doing system projects for homeowners and then some typical Integrations a third parties and then any questions and answers you might have homeowners policies cover where people live individual homes Apartments dwellings co-ops just about any type of a place that people will live in can be covered under some type of a homeowner's policy so here are some of the basics like commercial package policy this is for a homeowner's this is for personal insurance the physical dwelling what we consider the property this is the actual dwelling itself covered from things such as fire when storm hail water damage explosion Riots of many other causes of loss if you look in the policy of talk about them things to do at like 10:30 than cost of maybe you have to live somewhere else while your home is being repaired or rebuilt after claim it will cover that as well finish the liability portion which covers up to a policy limit which typical the insurance really ought to have some sort of a limit on the coverage at stud open ended give me a mouth but so even if your pets the liability would cover even if your pets would enter somebody else sometimes a dog could bite somebody passing by or maybe do damage to somebody else's property something to do with your house so is the liability people coming onto your promises"
gpt
--- Reasoning ---
1. Is the question multiple-choice question?
No
2. Is it implied multiple-choice question?
No
3. If two experts were independently asked the question, will the final answer be exactly the same?
No

--- Answer ---
open