title: JETCO
text: # JETCO
  
  JETCO (Chinese: 銀通), officially Joint Electronic Teller Services Limited (Chinese: 銀聯通寶有限公司) is a network of automatic teller machines in Hong Kong and Macau.
  
  ## History
  
  JETCO was founded by the Hong Kong Branch of the Bank of China (now Bank of China (Hong Kong)) in 1982 along with the Bank of East Asia, Chekiang First Bank, Shanghai Commercial Bank and Wing Lung Bank, and at present covers all banks in Hong Kong and Macau, except for HSBC and Hang Seng Bank, which uses a separate system known as ETC (易通財).
  
  JETCO connects with the UnionPay network in Mainland China: JETCO cardholders can withdraw RMB cash at UnionPay machines in a number of major cities in Mainland China, while UnionPay cardholders can withdraw HK$ cash (no more than HK$5,000 per day) at JETCO machines in Hong Kong. However, after 1 January 2006, JETCO cardholders can no longer withdraw cash at UnionPay ATMs in Mainland since JETCO and UnionPay could not reach an agreement. Bank of East Asia has now linked its mainland ATMs to the JETCO network to allow users of the JETCO network to withdraw RMB cash on the mainland and mainland-based banks and others in Hong Kong have linked their ATMs in Hong Kong to the UnionPay network. Additionally, many banks in Hong Kong now issue UnionPay debit and credit cards for mainland use.
  
  ## Members
  
  JETCO is the primary network of the following banks listed below:
  
  ### Hong Kong
  
  * Bank of China (Hong Kong)
  * Bank of Communications
  * Bank of Communications Hong Kong Branch
  * Bank of East Asia
  * China Construction Bank (Asia)
  * China Merchants Bank
  * Chiyu Banking Corporation
  * Chong Hing Bank
  * Citibank (Hong Kong)
  * CITIC Ka Wah Bank
  * Dah Sing Bank
  * DBS Bank
  * Fubon Bank
  * Industrial and Commercial Bank of China (Asia)
  * Nanyang Commercial Bank
  * Public Bank (Hong Kong)
  * Shanghai Commercial Bank
  * Standard Chartered Hong Kong
  * OCBC Wing Hang Bank
  * Wing Lung Bank
  
  ### Macau
  
  * Banco Comercial de Macau
  * Banco Nacional Ultramarino
  * Banco Weng Hang
  * China Construction Bank
  * Bank of China
  * Luso International Bank
  * Industrial and Commercial Bank of China (Macau)
  * Tai Fung Bank
  