title: Kinecta Federal Credit Union
text: # Kinecta Federal Credit Union
  
  Kinecta Federal Credit Union is a federally chartered credit union based in Manhattan Beach, California. Originally chartered in 1940, Kinecta has 275,000+ Members and assets in excess of $6.5 billion as of 2021. Kinecta has 32 branches in three states: California, New York, and New Jersey. Kinecta offers a diverse array of products and services for businesses and individuals, include checking and savings accounts; auto loans, RV and boat loans, credit cards; mortgage loans; home equity loans, and lines of credit; business accounts, loans, and credit cards.
  
  ## History
  
  Kinecta was originally known as the Hughes Aircraft Employees Federal Credit Union (HAEFCU). HAEFCU was formed in 1940 by twelve Hughes Aircraft engineers with total assets of $60. In 2001, HAEFCU changed its name to Kinecta Federal Credit Union after Raytheon Corporation's 1997 acquisition of Hughes Aircraft Company.
  
  In April 2021 Kinecta and Xceed Financial Credit Union merged.
  
  ## Products and services
  
  Kinecta provides products and services to individuals and businesses. For Individual Members, there are checking accounts, long or short-term savings options including IRAs or HSAs; mortgage, auto, and equity loans; lines of credit for debt consolidation; and investment planning options.
  
  ## Locations
  
  California
  
  * Brea
  * El Segundo
  * Fountain Valley
  * Gardena
  * Goleta
  * Hawthorne
  * Hermosa Beach
  * Huntington Beach
  * Lakewood
  * Malibu
  * Manhattan Beach
  * Menlo Park
  * Newport Beach
  * Redondo Beach
  * Rolling Hills Estates
  * San Jose
  * Santa Monica
  * Torrance
  * Tustin
  * Westchester
  * Westlake Village
  * Woodland Hills
  
  New Jersey
  
  * Parsippany
  
  New York
  
  * Rochester
  * Webster (town)
  