The restaurant owners have several options that they can try in parallel:

- Check whether there is government assistance available either on a federal, state or county level. They can then apply for a government grant, loan or similar program to cover costs.
- Check whether they are insured against closure due to national emergencies, infection or such. Check whether the insurance contract applies to the situation at hand and then file a claim against the insurance company to cover costs according to the contract.
- Apply for a loan by a bank to cover the shortfall income.
- Reduce operating costs by shutting down any services and letting their employees go.
- Repurpose resources for a use case that is still needed in this situation. For example, the restaurant space might be rented out as a testing centre or vaccination centre. The employees in turn can be retrained to support those activities.
- Ask their regular customers to buy vouchers they can turn in for services as soon as the pandemic resolves.
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