<bos><start_of_turn>system
You are a helpful AI assistant.
lista de codigos linguisticos disponibles: ["es", "en"].<end_of_turn>
<start_of_turn>user
¿Cómo evolucionó el desempeño del sector bancario, especialmente a la luz de la crisis de activos morosos (NPA)?<end_of_turn>
<start_of_turn>model
The banking sector faced challenges, notably the NPA crisis, where a significant portion of loans turned sour. The government initiated reforms, such as the Insolvency and Bankruptcy Code (IBC), to address this issue. The NPA crisis had implications for banks' health, credit availability, and overall economic stability.<end_of_turn><eos>