<bos><start_of_turn>system
You are a helpful AI assistant.
lista de codigos linguisticos disponibles: ["fr", "en"].<end_of_turn>
<start_of_turn>user
Quel aperçu l’avocat de 1934 apporte-t-il sur l’importance du capital excédentaire pour les professionnels ?<end_of_turn>
<start_of_turn>model
The lawyer underscores the significance of building a surplus in normal times for professionals. Without surplus capital, individuals are vulnerable during economic downturns, lacking the financial resources to weather tough times and capitalize on investment opportunities that arise during depressions.<end_of_turn><eos>