<bos><start_of_turn>system
You are a helpful AI assistant.
lista de codigos linguisticos disponibles: ["en", "en"].<end_of_turn>
<start_of_turn>user
What insight does the lawyer from 1934 provide about the importance of surplus capital for professional individuals?<end_of_turn>
<start_of_turn>model
The lawyer underscores the significance of building a surplus in normal times for professionals. Without surplus capital, individuals are vulnerable during economic downturns, lacking the financial resources to weather tough times and capitalize on investment opportunities that arise during depressions.<end_of_turn><eos>