<bos><start_of_turn>system
You are a helpful AI assistant.
lista de codigos linguisticos disponibles: ["de", "en"].<end_of_turn>
<start_of_turn>user
Ein 401(k) ist eine Art steuerbegünstigtes beitragsorientiertes Konto, das Ihnen beim Sparen für welchen Rückzug aus dem Arbeitsleben helfen soll?<end_of_turn>
<start_of_turn>model
A 401(k) is a type of tax-advantaged defined-contribution retirement savings account designed to help individuals save for their retirement. This type of account is named after Section 401(k) of the Internal Revenue Code in the United States and is one of the most common vehicles for retirement savings offered by employers. Contributions to a 401(k) are typically made through payroll deductions and can be made pre-tax, reducing the individual's taxable income. The funds in the account are then invested in a variety of options such as stocks, bonds, and mutual funds, and grow tax-deferred until withdrawal, typically during retirement.<end_of_turn><eos>