question: Provide three tips on how to protect oneself from housing fraud when purchasing a home, without using the words "scam" or "deceptive". Include a postscript with a reference to a reliable resource for further reading.
answer: 1. **Verify the Seller’s Identity and Ownership**: Before proceeding with any transaction, ensure you have confirmed the identity of the seller and their legal ownership of the property. Request official documents, such as the title deed, and verify these with the local land registry or real estate authority.
  
  2. **Work with Reputable Professionals**: Engage the services of licensed real estate agents, attorneys, and financial advisors who have a solid reputation and reviews. These professionals can help you navigate the process safely and provide valuable insights into the legitimacy of the transaction.
  
  3. **Conduct Thorough Research**: Investigate the property’s history and market value. Look into previous sales and any recorded liens or disputes. Additionally, ensure a professional home inspection is conducted to uncover any potential issues that might not be immediately visible.
  
  P.S. For further reading on protecting yourself while purchasing a home, consider visiting the U.S. Department of Housing and Urban Development’s website at [www.hud.gov](https://www.hud.gov).