question: Write a heartfelt story about a family who is trying to decide whether to refinance their mortgage to afford a child's college education. The story should be 3 paragraphs long. In the second paragraph, ensure that the first word is "Discussing". Additionally, make sure that at least two capital words appear in each paragraph. End the story with the exact sentence: "They finally found peace in their decision."
answer: The Johnson family sat around their kitchen table, the heart of their home, where countless decisions had been made over the years. The sun was setting outside, casting a warm glow through the window and illuminating the worried faces of Sarah and Tom. Their daughter, Emily, was due to start college in the fall, and the reality of tuition costs had hit them like a ton of bricks. With their savings falling short, they were contemplating the possibility of refinancing their MORTGAGE. It was a decision that weighed heavily on their hearts, as their home was more than just a financial asset—it was where they had built their life together.
  
  Discussing the pros and cons late into the night, Sarah and Tom considered the potential benefits of refinancing. On one hand, it could free up much-needed funds to support Emily's dreams of becoming a doctor, a goal she had cherished since childhood. On the other hand, extending their MORTGAGE term meant a longer financial commitment, and the fear of unforeseen circumstances loomed over them. The couple talked about their own college days, the sacrifices their parents had made, and the values they hoped to pass on to Emily. They wanted to provide her with every opportunity, but not at the cost of their financial stability.
  
  After many sleepless nights and heartfelt conversations, the Johnsons reached a decision. They realized that securing Emily's education was an investment in her FUTURE, one that could not be measured merely in dollars and cents. They decided to refinance their mortgage, believing that the sacrifice today would lead to greater opportunities for their daughter tomorrow. The decision was not made lightly, but with hope and trust in each other and in Emily's potential. They finally found peace in their decision.