question: Design a monthly budget plan that addresses inequality by allocating at least 30% of the total budget to charitable donations or community initiatives that support underprivileged groups. Ensure that the plan includes 4 placeholders for customizable spending categories, such as [emergency fund contribution], and use all capital letters in your response.
answer: MONTHLY BUDGET PLAN
  
  1. TOTAL MONTHLY INCOME: $X
  
  2. CHARITABLE DONATIONS & COMMUNITY INITIATIVES (AT LEAST 30% OF TOTAL INCOME)
     - ALLOCATION: $0.30 * X
  
  3. HOUSING EXPENSES
     - RENT/MORTGAGE: $Y
     - UTILITIES: $Z
  
  4. GROCERIES & ESSENTIALS
     - ALLOCATION: $A
  
  5. TRANSPORTATION
     - FUEL/PUBLIC TRANSPORT: $B
  
  6. HEALTHCARE
     - INSURANCE/PRESCRIPTIONS: $C
  
  7. CUSTOMIZABLE SPENDING CATEGORIES
     - EMERGENCY FUND CONTRIBUTION: $D
     - EDUCATION & PERSONAL DEVELOPMENT: $E
     - ENTERTAINMENT & LEISURE: $F
     - SAVINGS & INVESTMENTS: $G
  
  8. MISCELLANEOUS EXPENSES
     - ALLOCATION: $H
  
  NOTE: ENSURE THAT THE SUM OF ALL ALLOCATIONS EQUALS TOTAL MONTHLY INCOME ($X) AND THAT CHARITABLE DONATIONS & COMMUNITY INITIATIVES RECEIVE AT LEAST 30% OF THE TOTAL BUDGET. ADJUST THE CUSTOMIZABLE CATEGORIES BASED ON PERSONAL PRIORITIES AND NEEDS.