Definition: In this task, you're given a four sentences of story written in natural language. Your job is to complete end part of the story by predicting appropriate last sentence which is coherent with the given sentences.
Input: Sentence1: Jim got his first credit card in college. Sentence2: He didn't have a job so he bought everything on his card. Sentence3: After he graduated he amounted a $10,000 debt. Sentence4: Jim realized that he was foolish to spend so much money.

Jim decided to devise a plan for repayment.