text: Using cell phones or mobile devices while driving can negatively impact the vehicle that a driver is driving whether it be a coupe, sedan, crossover, minivan, or truck. Texting while driving can lead to the quality of the vehicle declining due to any damage it may face such as a wreck. On the financial side, the vehicle's interest rate will most likely increase because texting while driving can lead to receiving tickets and/or citations that a driver potentially may receive.