text: Being on your phone while driving can lead to more outcomes than you may know. think about this, texting and diving then getting in a car accident will lead to insurance rates going up, may cause somebody to lose their life or cause permanent damage to your body. Depending on how bad the car accident is, it might lead to brain damage in the article "all types of car injuries by FindLaw" it talks about how some of the long term effects are back problems or spine injuries. a lot of people end up having bad sleep paralysis. Also then you have to worry about hospital bills. Why risk your health over something that can wait?