text: Last one, it's more important to me in my opinion and is similar to the last one but with one more thing added to it. If you do get in that car crash for being on your phone and you have someone else in the car with you like a friend. You are going to have full responsibilities not only for yourself, but for your friend as well. Your friend's parents are going to have a lot to say not only to you but to your parents too. From there, you are going to cover the medical bills for yourself and for your friend too. Imagine all that money over a poor decision you made by texting someone back. That money could have been used for something good like for college, a new car, or new house.