text: Another reason why people should not use their cell phone while driving is because your insurance could rise up. The more accidents you get into the higher your insurance will be. Although cell phones can be a good use with helping with directions,or calling a loved one there also a negative impact that comes with it. One accidents can change someone life instantly. It can leave you or a person with physical injuries that may takes weeks,or months to heel. You can suffer from short term or permanent effects on your body or brain. You can also gain a result of depression or anxiety from the accident. It's very dangerous and people are hurting because one person choose to be on the phone instead of just trying to get home safe.