text: The final way in which driving while distracted may negatively affect a person is financially. According to the website big AZ BIG Media, there are six types of costs that may happen following a car accident. The first two immediate financial costs involve the repair of personal property and the costs with healthcare and medical treatment. The second two financial costs involve possible legal fees and an increase to car insurance. Finally, the last two costs involve the loss of employment (income and benefits) and the possible cost of a career change if the person cannot return to their job.