text: Anything can distract a driver and cause them to lose focus from the road. A number of road accidents are caused by people using cell phones we see this on the television and hear about these distracted accidents on the radio daily. There are many penalties if you are caught using a cell phone while driving in states or countries which have banned drivers from using phones while operating motor vehicles, you can be pulled over by police officer and be ticketed to pay fines this can also cause your insurance agency to raise the price of your monthly insurance.