text: Not only is there a wide range of dangers when using your phone and driving, there's also a long list of punishments that follow close behind. One of the main punishments for driving and using your phone is a fine. These fines can range anywhere from $150 to $500 or more depending on how many offenses you have. With such pricey fines, you'd think one would think twice before using their phone while operating a vehicle, but this isn't always the case. To counter this, those who repeat such actions can have their driver's license suspended for up to 90 days. Washington was the first to ban texting and driving state-wide with 38 other states following soon after. Some fines received in these states range from the minimum of $20 to a maximum of $10,000 and one year in prison. The average fine being around $150 to $375 in a handful of states. Insurance is another issue when it comes to using your phone while driving, with the coverage cost on your vehicle being affected. You see, the more of a risk you are on the road, the more you must pay on your insurance, so please drive safely.