text: Another reason and perhaps a more tangible reason to ban the usage of cell phones while driving, is to prevent car insurance from rising. In society, money is tight when it comes to doing different things with the way the economy is now. you can, try being careful because the money you put towards careless accident that can be prevented can be put toward a light bill, etc. The more the number of tickets you attract against your name, the higher the insurance will be. In recent studies companies are paying close attention to the link between cell phone use and car accidents and many auto insurance websites warn of distracted driving.   There are many reasons I can think of why people need more than one persons advice and some are life changing. In the next few paragraphs I will explain the reasons I can think of why you need multiple peoples advice. Although I feel I need to clarify why we need advice in general. Advice is mainly helpful for learning, also it can help those who don't see what they should do, but if you got bad advice it might effect your whole life. Now that I've clarified that, time to continue with the question.