text: To begin  this argument im going to point out that over 77% of American people are in debt in their car bill, ALONE. That's over 3/4 of our population in the U.S. You cannot tell me people are not stressed from this over whelming statement! "When I had a car I was always tense. I'm much happier this way.", said by a former car owner Heidrun Walter. She now rides bicycles with her two children and now a car bill is one less thing she has to worry about in her hectic life.