text: It is best to pay att enti on than pay for your car or junk your car. No one likes to pay a large amount of money for anything, so why put yourself and others in danger with a devicein your hand? The paym ent of an accident is alr eady high enough and the car insurance payment might also be high (depending on what carinsuranceyou have). And say if you don't havecar insurance? Guess your car is getting towed. NO! Stay off your phone and pay attention.