text: There are serious repercussions for texting while driving. It is important to know the penalties one could go up against. It can cause a bad driving record since it is a serious offense. Many people receive higher rates and increases on insurance after receiving citations and being involved in accidents. When a ticket is received for not paying attention to the road, some places give jail time or suspensions of licenses. Also, some have to pay a generous amount of money for fines and violations of the law. Let's move on to lifetime injuries.