text: In several cases, drivers have been in a lot of accidents and it's been, because of their cell phone and people sue either you or your insurance company depending on the accident and what happens. People also have been held liable for the accidents involving their phone, because they were the one that wasn't paying attention and was distracted. Cells are convenient for people, but they don't know how to properly use them. Begin on your phone is so dangerous and people need to understand it's not really that important to be on your phone while you're driving unless something is really wrong then you need to pull over and find out what's going on.