text: Furthermore, due to all the costly risks that come with texting and driving, such action has been made illegal in many states. Andrei Zakhareuski, from Driving Tests, proclaims that, "Those who are caught will be issued a citation by a policeman who will most likely be quite perturbed at the driver's ignorance and poor decision after witnessing the devastating effects of texting and driving at accident sites...," and believes that, " ... A text message that reads "ok" isn't worth a couple hundred dollar fine." Not to mention, those involved in a distracted driving related accident risk jail time, and most certainly, an increase in insurance rates. According to, 10 Pragmatic Reasons That Will Make You Stop Texting and Driving Today, "If texting and driving is included in the police report for an accident or wreck for which you are held responsible, you'll notice an even more significant rate increase. In some cases, your policy might be dropped completely." Such a spike in cost or dropping of a policy would severely impact a driver. Hence, texting while driving is not worth the risk.