text: I also feel that with the distractions that cell phones cause while driving, which can turn into accidents, end up costing a person money, because of the damage from the car wrecks that may happen. Car Insurances are taking a lot of your money because of damaging other cars while texting and driving. The accidents also make your insurance increase which is more money out of your pocket. There is also the possibility of receiving several tickets as well for using your cell phone while driving, which is more money gone.