         Sentence 1: For a review of the literature, see William  Gale and John Sabelhaus, Perspectives on the Household  Saving Rate, Brookings Papets on Economic. Actwit  ii:ig99). pp. 181-224    Sentence 2 References used. in. this. instance «include  Gale/Sobelhaus, Perspectives on. the. Household. Saving  Rate, which is avaiable for review.         