    Sentence 1:. However, if.:people ‘can réadily  withdraw -mofey from” tax-pMgferred.~accounts  for: purposes other. than’retiranent; ‘there is  no “assurance “that,” tax.” incentives” would  ultimately. enhance “individvals'. retirenent  security.    Sentence’ 2: If” people. can. readily. withdraw  tioney * from’ tax-preferred.. accounts _ for  purposes ‘other. than retirement,: there isn  assurance that-.tax incentives: would improve  retirement: security:    .    hed    