    Sentence t: and i look back on that and i bought  shoes i went shopping i did not need that  money i did not need it i didn't need it i  shouldn't have even qualified to get iti didn't  need it and it would have been a little rough i  might have eaten some bologna instead of  roast beef out of the deli but i did not need it  and as.i look back now now we're paying that  back i told my son if you have to live'in the  Ghetto to go to college do it but don't take out  ten thousand dollars in loans don't do it and i  don't i hope don’t think he'll have to do that but  i just so like we might if we didn't have those.  loans we could have saved in the last five years  the money for that and i believe we would have  because God's really put it in-our heart not to  get in debt you know but we have friends at