Mrs. Garcia pays her insurance quarterly at $378. How much does she pay in a year for her insurance?
Since there are three months in a quarter, then there are 12/3 = 
<gadget id="calculator">12/3</gadget>
<output>4</output>
4 quarters in a year.
So, Mrs. Garcia pays $378 x 4 = $
<gadget id="calculator">378*4</gadget>
<output>1_512</output>
1512 in a year for her insurance.

<result>1_512</result>