James has to buy insurance.  Since he had an accident it was 60% more than normal.  The normal cost is $120 a month.  How much does he pay a year?
The insurance is 120*.6=$
<gadget id="calculator">120*.6</gadget>
<output>72</output>
72 per month more expensive than normal.
So he paid 120+72=$
<gadget id="calculator">120+72</gadget>
<output>192</output>
192 a month.
That means he pays 12*192=$
<gadget id="calculator">12*192</gadget>
<output>2_304</output>
2304.

<result>2_304</result>