Jill invests $10000 in an account that pays an annual rate of 3.96%, compounding semi-annually. Approximately how much T does she have in her account after two years?	Choose one
A) $10079.44	B) T=$10815.83	C) $12652.61	D) $14232.14	E) $20598.11
PS. I guess one can use simple interest to solve cause the answer choices are quite spread between you can easily arrive at something near 8%   Hence T=$10815.83 the answer
<result>B</result>
Jill invests $10000 in an account that pays an annual rate of 3.96%, compounding semi-annually. Approximately how much T does she have in her account after two years?