Jill invests $10000 in an account that pays an annual rate of 3.96%, compounding semi-annually. Approximately how much Q does she have in her account after two years?  Choose the correct option:
A) $10079.44
B) Q=$10815.83
C) $12652.61
D) $14232.14
E) $20598.11
PS. I guess one can use simple interest to solve cause the answer choices are quite spread between you can easily arrive at something near 8%   Hence Q=$10815.83 the answer
<result>B</result>
Jill invests $10000 in an account that pays an annual rate of 3.96%, compounding semi-annually. Approximately how much Q does she have in her account after two years?