Lauren has a wealth of experience in the field of consumer bankruptcy, where she has successfully represented thousands of clients in both Chapter 7 and Chapter 13 proceedings.Ms. Osa earned her B.A. degree from Binghamton University in 2004 and her Juris Doctorate from the University of Florida in 2007. She is admitted to practice in both New York and Florida. She is admitted to the federal courts in the Eastern and Southern Districts of New York, as well as the Middle District of Florida. Prior to joining Cabanillas & Associates, P.C., Lauren was a Senior Associate at the largest consumer bankruptcy firm in the Middle District of Florida, Clark & Washington, P.C. Her memberships include the National Association of Consumer Bankruptcy Attorneys, the Westchester County Bar Association and the Suffolk County Bar Association.