She represents lenders, arrangers, agents and borrowers in commercial lending and banking transactions as well as financial restructuring transactions. Ms. Royko has experience with large syndicated credit facilities, single lender and club credit facilities, multi-currency and cross-border transactions, secured and unsecured debt financings, acquisition financings, asset-based financings, cash flow financings, mezzanine financings, first and second lien financings, debtor-in-possession financings and exit financings.