Mr. Coale has previously worked for a mortgage foreclosure plaintiffs’ firm, where he concentrated his practice in foreclosure mediations. He has been a presenter on the mortgagee’s perspective of foreclosure mediations and mortgage modifications from the lender’s perspective. He is a member of the Decatur and Illinois State Bar Associations as well as the Defense Research Institute. Mr. Coale earned undergraduate degrees in economics and in humanities from the University of Illinois and his J.D. from Rutgers University School of Law-Camden.