He earned his Ph.D. in economics with a specialization in finance from the College of Business and Economics at West Virginia University in 2006. Prior to that, he worked at the Industrial Investment Bank of India and as a research officer in the Department of Economic Analysis and Policy at the Reserve Bank of India. He earned a master's degree in economics from the prestigious Jawaharlal Nehru University in India and an MBA from ICFAI Business School, India. He also holds a Chartered Financial Analyst (CFA) charter from the Institute of Chartered Financial Analysts of India and Financial Risk Manager (FRM) certification from the Global Association of Risk Professionals.