He works on a variety of consumer credit and financial services issues, including debt collection, mortgage advertising, and automobile sales and financing. Mr. Dwyer was a primary contributor to the FTC report The Structure and Practices of the Debt Buying Industry (2013). He is currently litigating several debt collection matters and speaks frequently on consumer protection issues in debt collection. Mr. Dwyer is a graduate of Duke University and the University of California, Berkeley School of Law.