She serves as bond counsel, underwriter’s counsel, borrower’s counsel and bank counsel in financings for cities, towns, counties, authorities, private schools, colleges and universities and other non-profit institutions across the state of North Carolina. Ms. Joyner received her JD, magna cum laude, from Fordham University, her MPA from Columbia University and her BA, with honors, from the University of North Carolina at Chapel Hill. In addition to her legal experience, Ms. Joyner has extensive experience in municipal bond financings after six years as state lead for local credits with Moody’s Investors Service.