Her research examines how financial institutions, credit markets, housing markets, and education finance policies influence (1) the distribution of credit and education quality across communities and children, and (2) children’s education outcomes. Her work has been funded by the National Science Foundation and the MacArthur Foundation. Prior to her current appointment, she served as the Fair Lending Officer at IndyMac Bank and as Assistant Vice President of Analysis & Information Management at Bank of America. She received her Ph.D. in Economics of Education (2005) and M.A. in Economics (2003) from Stanford, and a B.A. in Economics (2001) and B.S. in Business Administration (2001) from the University of Southern California.