She graduated from the University of Illinois at Urbana Champaign in 2005, and completed her undergraduate education at the University of Ghana. Dr. Dzokoto is a cultural and clinical psychologist whose varied research interests include the cultural aspects of human-money interfaces. So far her research in this domain has focused on Ghana. Of special interest in this area are the predictors of consumer up-take and resistance to new forms of money (including redenominated currency and mobile money); the impact of new forms of money on the poor; psychological processes involved in understanding and habituating to new forms of money, and awareness of and attitudes about AML/CFT.