John joined the AAP in 2016 His academic life is strongly influenced by over 35 years of professional experience in the financial services industry. John incorporates his myriad industry experiences when teaching risk management and insurance planning. His several research interests include the assessment of financial risk tolerance, Intra-cohort differences among Baby boomers, and Life Insurance Disclosure in a Fiduciary Environment. Most recently he helped to create the Best Interest Initiative at Texas Tech University. John has served on the national board of the Society of Financial Service Professionals, National Chairman of the Society’s University Partners Program and the Illustration Questionnaire committee. He is a Certified Financial Planner™, Chartered Financial Consultant, and Chartered Life Underwriter.