He received a Ph.D. in Personal Financial Planning from Texas Tech University. While at Texas Tech, Benjamin led a team of graduate students in a retirement planning competition focused on addressing the lack of adequate retirement preparation of the Millennial generation. Upon winning the competition, Benjamin and his team went to Washington, D.C., to share their ideas with policymakers. His research interests include the use and value of financial advice and regulation within the financial planning industry. Previously, Benjamin was the Scholar in Residence at CFP Board, and he also worked briefly for a fee-only financial planning firm in Northern Virginia.