Mrs. Burgos’ law practice is devoted to helping people who cannot work because of injury or sickness. Her clients are entitled to disability benefits from insurance companies under an individual/private disability insurance policy or through a long-term disability policy from work. She handles all aspects of long-term disability claims. This includes the initial claim review and appeals of denied disability claims. Mrs. Burgos also litigates wrongful denials of disability benefits by insurance companies in state and federal court. Many of the cases Mrs. Burgos handles fall under the Employee Retirement Income Security Act of 1974 (ERISA), a federal statute that governs most claims for long-term disability benefits.