He obtained his Ph.D. in Economics at the Massachusetts Institute of Technology. He also has a Masters in Economics from Getulio Vargas Foundation and a B.A. in Economics from IBMEC Business School, both in Rio de Janeiro, Brazil. Prior to joining the Wharton School, he was a Visiting Fellow at the Princeton Economic Theory Center at Princeton University. His research focuses on contracting and behavioral economics. One recent project studies the structure of life insurance policies, and determinants of lapsation. Another project studies optimal contracts in the presence of adverse selection and moral hazard. His teaching focuses on risk management and behavioral economics.