She assists associates and partners on mixed finance transactions, as well as matters dealing with non profits and affordable housing generally. Carmen graduated from the University of Maryland College Park with a dual degree in Sociology and Chinese Language and Literature and is also a Notary Public of the State of Maryland. Prior to joining R&C, Carmen served as the default compliance manager servicing bond-funded loans issued by State and County Housing Authorities. She was also a legal assistant at a law firm representing mortgage banking clients.