In 2005 she was appointed a Director of JN Fund Managers Limited. She is also a Director of Jamaica International Insurance Co. Limited. She holds a B.A. degree from Brown University and a J.D. degree from Emory University, both in the United States. Ms. Ladd is qualified to practice in both Jamaica and the USA and is admitted to the Bars of Georgia (1988), Washington D.C. (1989), New York (1990) and Florida (1990). She has served in the USA Foreign Service and has wide experience in international trade and corporate law. Peter Morris