She received her BA and MS degree in Industrial Engineering from Seoul National University and Ph.D. in Risk Management and Insurance from the Wharton School, University of Pennsylvania in 2009. Before joining Seoul National University, she worked at California State University, Fullerton. She published academic papers in Journal of Risk and Insurance, ASTIN Bulletin, the Geneva Papers on Risk and Insurance - Issues and Practice, Risk Management and Insurance Review, the Asia-Pacific Journal of Risk and Insurance. Her current research interests focus on the areas of cultural effect on insurance demand, risk management in insurance industry, securitized bonds, insurance company rating and market discipline, and insurance economics.