She turned her attention last year to assisting those facing foreclosures and losing their homes. Fluker told Workers World some of the horror stories she has heard: “For instance, an individual has a loan under $60,000, yet the adjustable rate allows the payment to go up to a maximum of 18.25 percent interest. This is an actual loan, and to make matters worse, it’s a 40-year loan and not a 30-year loan.