as discussed herein in particular the computer programs when executed enable the processor 4 to perform the features of the present invention accordingly such computer programs represent controllers of the computer system 1 in an embodiment where the invention is implemented using software the software may be stored in a computer program product and loaded into computer system 1 using removable storage drive 14 hard drive 12 or communications interface 24 the control logic software when executed by the processor 4 causes the processor 4 to perform the functions of the invention as described herein in another embodiment the invention is implemented primarily in hardware using for example hardware components such as application specific integrated circuits asics implementation of the hardware state machine so as to perform the functions described herein will be apparent to persons skilled in the relevant art s in yet another embodiment the invention is implemented using a combination of both hardware and software now referring to fig2 which is a communication system for use with the computer system of fig1 in accordance with one embodiment of the present invention the communication system 30 includes an accessor 31 also referred to interchangeably herein as a u201c user u201d and a terminal 32 in one embodiment data for use in the computer system 1 is for example input and or accessed by the accessor 31 via the terminal 32 such as a personal computer pc minicomputer mainframe computer microcomputer telephonic device or wireless device such as a hand held wireless device coupled to a server 33 such as a pc minicomputer.