blood oxygen blood pressure weight and the like can thus be captured by the mobile device the present invention can use the existing data capture display and kinetic measurement devices inherent to the modern mobile communication devices such as smartphones to utilize the enrollee 39 s visual auditory and tactile senses in order to determine general physical and mental health status and alertness which may all be used in order to calculate a general wellness status and derive a risk profile not only a health risk profile but in another embodiment discussed below in conjunction with fig4 a and 4b to determine and control access to vehicular assets ease of use and frequency of use is vital thus the ubiquitous mobile device with all of its built in data capture and display devices or a similar device is important to the invention in a particular embodiment the camera microphone and lcd screen accelerometers and vibration device can be used to test the alertness of the enrollee this can be done by testing various senses visual auditory tactile in conjunction with measuring the reaction time to each requested operation by the enrollee this process and the instructions should be language neutral that is either in the language of the enrollee 39 s preference or in a pictographical i e non text form for example it is well known in the art of neurological evaluation that eye movement and tracking is indicative of alertness and neurological well being the smartphone can be used as a tool to track eye movement and reaction time in response to certain stimuli typically in the reverse camera mode shown in fig4 a the enrollee 39 s 401 image 124 of himself and.