used to enable a system to incorporate responses to a crowd sourcing signal into an automatic assessment and analytic expert capability including ais the responses may then be used to allow a subsequent assessment to proceed without a need for input e g human input fig4 illustrates a flow diagram of an exemplary method in accordance with one or more aspects of this disclosure the method may be operative in connection with one or more systems or entities such as those described herein the method may be used to provide for a securitization of an item such as an asset a liability a cash flow etc in block 402 a graph e g a financial graph such as the graph 200 may be constructed for an item to be securitized the graph may be constructed so as to represent relationships from which value and risk for the item may be derived or calculated in some embodiments a computing device or processor may be used to construct the graph in block 404 value and or risk may be assigned to the item based on the graph and or relationships associated with block 402 in block 406 one or more weights may be assigned or determined for nodes of the graph in block 408 the weights of block 406 may be compared to one or more thresholds as part of block 408 one or more partitioned graphs may be generated in block 410 a confidence level may be computed or generated for the graph of block 402 and or the partitioned graph s of block 408 in some embodiments the computation.