portion 44 and the right neck portion 46 have been fastened in the front of the person 39 s neck at their respective ends the chest portion 20 of the scarf 10 has the middle chest portion 22 placed across the shoulders of the person the next step shown in fig4 is the person holding the left chest portion 24 and right chest portion 26 at their respective ends and in the process of bringing the left chest portion 24 and right chest portion 26 at their respective ends forward across the shoulders in preparation for fastening around the person 39 s upper chest fig5 is a continuation from fig4 of the fastening process of the scarf 10 of the present invention to the person 39 s body as clearly shown in fig5 the scarf 10 of the present invention has been completely fastened on the person 39 s body the neck portion 40 of the scarf 10 has the middle neck portion 42 placed against the back of the person 39 s neck the left neck portion 44 and the right neck portion 46 have been fastened at their respective ends in the front of the person 39 s neck the chest portion 20 of the scarf 10 has the middle chest portion 22 placed across the shoulders of the person the left chest portion 24 and right chest portion 26 have been fastened at their respective ends in the front of the person to cover.