of the major components of the terminal 101 are illustrated in fig2 a processor circuit 201 is connected to a system bus 203 which may be any host system bus it is noted that the processing methodology disclosed herein will apply to many different bus and or network configurations a cache memory device 205 and a system memory unit are also connected to the bus 203 a modem 209 is arranged for connection 210 to a communication line such as a telephone line through a connector 111 fig1 the modem 209 in the present example selectively enables the computer terminal 101 to establish a communication link and initiate communication with network server such as the internet the system bus 203 is also connected through an input interface circuit 211 to a keyboard 213 and a mouse or pointing device 215 the bus 203 may also be coupled through a hard wired network interface subsystem 217 a diskette drive unit 219 is also shown as being coupled to the bus 203 a video subsystem 220 which may include a graphics subsystem is connected to a display device 221 a storage device 218 which may comprise a hard drive unit is also coupled to the bus 203 the diskette drive unit provides a means by which individual diskette programs may be loaded on to the hard drive or accessed directly for selective execution by the computer terminal 101 as is well known program diskettes containing application programs represented by magnetic indicia on the diskette.