providing a top view of the arrangement of the panels and the fastening means allowing access to the pocket formed between waterproof panels 16 and 18 this pocket 36 is designed to store clothing removed so as to don a wetsuit and in the reverse is designed to store the damp wet suit when the surfing activity has been completed referring to fig6 7 and 8 there is illustrated the garment 10 of the present invention being utilized by an individual fig6 illustrates the manner in which the garment 10 is worn about the waist of the individual and secured snuggly by drawstrings 28 within waistband 26 in this illustration garment 10 is being worn in the mode illustrated in fig1 and 2 with the absorbent panel 12 facing outwardly in this configuration the individual might have just removed his clothing from the lower torso by reaching through apertures 40 formed in the seam along the opposing side edges where panels 12 14 16 and 18 are joined these apertures 40 are covered by an aperture flap 42 and allows the individual insert his hands and arms under the garment 10 in order to loosen the belt or other securing means to the user 39 s street clothes and allow them to drop to the ground fig7 illustrates the next process in the utilization of garment 10 in.