an area 1505 which includes biller specific bill presentment information including the biller name biller address and payor account number with the biller in block 1510 the area 1505 also includes a block 1515 having the biller invoice number and invoice date to the extent applicable a block 1520 presents information which includes the purchase dates product service descriptions and the associated billed amounts along with the total amount due and minimum payment due a block 1525 indicates the payment due date in section 1530 of screen 1500 a check 1535 is shown which includes information similar to that of check 1205 which is described above with reference to fig1 a with the exception that the check 1535 includes an invoice number in block 1540 and a click on indicator for approving the payment in block 1545 as in fig1 a the payment due date and the total payment amount can be modified an area 1550 of the screen 1500 has indicators which can be clicked on to access other information as shown indicator 1555 a can be clicked on to access other terms and conditions as indicated in block 1555 and indicator 1560 a can be clicked on to access advertisements which the biller wishes to include with the bill.