maintenance menu 232 except for the balance which is provided by the savings function software for the running account the subfunction buttons available in the savings file folder 264 are 34 select 34 34 balance 34 34 print 34 and 34 exit 34 to perform any savings transaction the user points clicks on the bank account in the upper portion 272a as instructed by the message in the instruction box 66 and then points clicks on the 34 select 34 subfunction button activation of the 34 select 34 subfunction causes a savings ledger fig4 screen to be displayed the savings ledger screen fig4 also comprises an upper portion 273a and a lower portion 273b the upper portion 273a displays the account number running balance and a chart of transactions organized chronologically with the most recent being at the top information in the first column concerns the type of transaction that occurred whether it was a deposit withdrawal e g service charge the second column displays the transaction date while the third column displays the amount involved in the transaction the account balance is displayed in the fourth column the lower portion 273b in the savings ledger display fig4 contains information about the type of transaction e g withdraw or deposit and a memo written by the user regarding the transaction for example if a deposit was previously made the lower portion 273b displays information that a deposit was made by mac mail teller interest or other and also includes a memo regarding that deposit if a withdraw was previously.