third portions 50 and 51 of the sheet of card stock 42 advantageously the paper insert 60 permits the use of dark printing in conjunction with dark colored card stock i e since without a light colored insert it would be difficult to read dark printing on dark colored card stock the paper insert 60 also adds to the overall aesthetic appearance of the greeting card 40 the tri fold configuration discussed above represents an especially cost effective configuration for manufacturing the greeting card 40 because it uses no more adhesive and paper than is necessary to understand the efficiency of the tri fold configuration it is helpful to consider potential alternative configurations for example a quad fold configuration could be used wherein the sheet of card stock 42 is folded into four equal portions in this configuration however it is necessary to use two separate sheets of adhesive to bond two sets of equal folded portions assuming the sheet of fabric 14 is inserted between a first set of folded portions then the remaining two folded portions are simply glued together consequently the remaining two folded portions represent wasted paper and wasted adhesive i e since the function they serve could be served by a single folded portion which would not require adhesive further the fact that the remaining two folded portions must be glued together adds extra complexity to the manufacturing process in contrast the tri fold configuration does not waste paper and adhesive and is therefore less expensive to manufacture assuming that the tri fold configuration is used embodiments other than that illustrated are.