s time square location then he would get limited access also if john smith comes to know that his bank account details are stolen he can immediately change it and or reduce radius and or cut down on locations allowed security system made using proposed method allows user to restrict allow limit usage of his retirement investment account from one or more geographical locations that are configured by him for e g john smith wants to do account maintenance tasks such as link retirement investment account with bank accounts change plans do internal or external account transfers to from his retirement investment account from home area main street old bridge n j only and review account balances account history or view pending transactions from home as well as office area located at times square new york city using computing devices like pc or laptop or any other or using wireless devices and mobile payment platforms or any other means of access he wants this access from within say 2 mile radius from office location 39 s centre and 5 miles radius from home location 39 s centre as well as the route that he is using to commute to office he doesn 39 t want to allow his retirement investment account to be accessed from any other location based on this requirement when ever john accesses his retirement investment account our system will check his credentials and current geographical location against locations configured in system by himself when match found account features are enabled or disabled as per location now even if.