customer transaction summary information or merchant transaction summary information that summarizes up to all the transaction information gathered or used in the transaction in one embodiment the customer transaction summary information includes but is not limited to the customer identity used in the transaction the merchant identity used in the transaction and the merchant transaction identity in one embodiment the customer transaction summary information also includes a monetary amount in another embodiment the customer transaction summary information includes additional customer related information included in the customer transaction information such as payment information in one embodiment the customer transaction summary information includes additional merchant related information in the merchant transaction information such as payment information product information shipment information schedule information or instruction information in another embodiment the customer is prompted to approve continuation of the transaction in one embodiment the merchant is provided with customer transaction information or merchant transaction summary information that summarizes merchant related information in the customer transaction information and the merchant transaction information in one embodiment the merchant transaction summary information includes but is not limited to the customer identity used in the transaction the merchant identity used in the transaction the merchant transaction identity in another embodiment the merchant transaction summary information also includes the monetary.