and a pair of opposed sides substantially nonparallel to the back panel however it is contemplated that a suitable bag body 102 may also be constructed using fewer panels for example the bag body 102 may be constructed from only a back panel configured to lie adjacent to the body of a wearer and a front panel configured opposite the back panel to form an interior cavity the two panels may be sewn or otherwise joined along for instance three sides with the opening positioned at the fourth side alternatively one large panel may be folded to form a pocket where the folded panel may be sewn along two sides conversely additional panels such as 5 or more may be introduced to make a wide array of bag shapes and styles thus a combination bag 100 a should not be limited only to the type of bag body 102 illustrated throughout the figures the bag body 39 s 102 opening provides the wearer with access to the compartment from the exterior of the bag body 102 to reduce the risk of theft and or loss of personal property the opening may be sealed or closed using known methods for example the satchel type bag body 102 of fig1 provides a flap 114 that may fold over the opening.