《管子·山权数》
国家不能防备天时水旱之变，民间只好互相借贷以求自备，等于使人民私相奴役。
不备天权，下相求备，准下阴相隶。
If the state cannot prepare for changes in the weather and droughts, the people can only borrow from each other to prepare themselves, which is equivalent to making the people enslave each other privately.