if you're applying for coverage through healthcare. gov the amount of financial assistance for which you're eligible will be determined during the enrollment process. but perhaps you're referring to some other type of assistance -- it's not clear from your question. in order to buy a subsidized plan through your state's insurance exchange you must enroll by no later than march 31 2014. any plan you buy today that is outside of the exchange will be your responsibility to pay for and you will not receive a refund once you sign up for a plan through healthcare. gov.
i need health insurance by jan. 1 but it's going to take longer than that to work out how much assistance i will get. . can i get a policy now and pay the full premium then after i get my assistance set up get a refund or credit for the extra money i paid for the premium to that point?