you will not need to pay the penalty. unfortunately your options are limited to buying a private plan. you will not be eligible for subsidies to buy insurance under the affordable care act.
i am 62 unemployed since january 2013 and have no income. i also do not qualify for medicaid according to florida regulations as they have not expanded medicaid. since i cannot get insurance under aca will i have to pay the penalty? is there any other option for me?