under the affordable care act insurers are allowed to charge smokers a 50% surcharge. some states (though unfortunately pa isn't one of them) have chosen not to allow this extra charge. the good news however is that if you agree to participate in a smoking cessation program you can offset higher costs. so there is an opportunity to quit and to avoid higher costs if you agree to try.
is it true that in pennsylvania smokers will be charged an additional 50% on their premiums? . why isn't it considered a pre-existing condition the first year to give the smoker time to quit the terrible addiction?