if your employer-sponsored insurance costs more than 9. 5% of your income or covers less than 60% of your medical expenses you may qualify for financial assistance through the marketplace depending on your income. even if your employer plan does meet these tests you can still shop on the marketplace but you cannot get a subsidy. you would also lose any contribution your employer makes toward your insurance.
if i have health insurance through work but the premium is very high can i still apply for this new health insurance? . can i see if i can get better coverage at a lower rate? the coverage i have has a $3 000 deductible that i can't afford.