employers have plenty of incentive to offer health insurance. for one it's a very important tool for attracting top-notch employees a fact the law isn't likely to change. second employers reap significant tax benefits by offering employees health insurance. in addition the health reform law requires employers to continue offering coverage or pay fines for failing to do so. and any changes employers make to their plans will have more to do with controlling costs than anything else -- a trend that's been in place long before the affordable care act became law.
i am employed full time and contribute toward my health care insurance. . what will be the incentive for employers already providing very good health care coverage to maintain the plans they have? it seems to me that this opens that door for everyone to have access to coverage whether they go to work every day or not but for those who do get out of bed every day to go to work (and have had good insurance coverage until now) will most likely get their plans downgraded to be more in line with what everyone will qualify for. what will be my incentive to keep working when my unemployed neighbor gets the same insurance i do for staying home?