it's total household income that counts when determining whether someone qualifies for a tax credit in the marketplaces and for how much. so if you and your husband file jointly it's your combined coverage that counts.
in a few years i will be kicked off my husband's policy through opers. . i am self-employed but my income is substantially lower than his. what income is used to determine my status? we do file a joint income tax return. is the joint income used or would it be mine since i would be the only insured?