that's because all approved plans selling insurance must cover the same package of benefits called essential health benefits. there can be variations in the details of what's covered in each category but no longer can plans vary to the degree that one covers prescription drugs and another doesn't. so the primary difference among the "metal" levels is price. you can see a list of the 10 essential health benefits all plans must cover here: <link>.
we keep hearing about the different levels of health insurance plans like bronze or silver. . however the only differences mentioned on the website are the premium and co-pay costs and deductibles -- not a word about what is actually covered. am i missing something or is there no difference in actual care coverage?