financial assistance is available based on income and the size of your family. if you qualify for a tax credit to lower the cost of your insurance premium you have a few choices about how to take advantage of it. first you can have the money sent directly to your insurer so you pay the lowest possible cost for your coverage. the second option is to pay the full amount of your premium throughout the year and take the tax credit at tax time. or you can take some of the cost reduction during the year to lower your premium by a bit and take the rest at tax time. you would just have to specify what you want to your marketplace when you sign up for coverage.
please explain what financial assistance is available for health insurance. . is it available to the individual or is it paid to the insurance company to keep rates down?