people with incomes too low to file income taxes are not required to carry health insurance. if your daughter has no income she won't be penalized for not buying a health plan. however she may qualify for medicaid if she lives in a state expanding its program. and if you have a policy that covers dependents you might consider adding her to your plan. under the health reform law adult children can stay on their parents' health plan up until the age of 26.
my adult daughter is about to finish school for surgical tech in november and then take her boards to get certified. . she's not working and has no health insurance. is she required to have insurance even though she might not be working yet in january?