you can always purchase insurance on your own - either through your state's exchange/marketplace or on the individual market. whether or not you qualify for a federal subsidy depends on whether your insurance was considered "affordable. " affordable insurance is defined as insurance that costs no more than 9. 5% of your income and covers at least 60% of your medical expenses. if your employer insurance meets those standards even though it may seem expensive to you you would not qualify for federal assistance. again though this does not prevent you from buying insurance and paying for the full cost yourself.
can i purchase health insurance from a private insurance company? . my job offers health insurance but i cancelled it earlier this year because it was too costly. now i am uninsured.