one of the law's major goals is to make health insurance more affordable. if you don't get insurance through your job you will be eligible to buy coverage through state-based insurance marketplaces scheduled to be up and running for open enrollment by fall 2013 for insurance coverage that will start in january 2014. to make insurance affordable for millions of americans tax credits will be available for people with incomes that are between 133% and 400% of the poverty level (up to $92 200 annually for a family of four in 2012). there will also be caps placed on how much people will be required to spend in total out-of-pocket costs including deductibles co-pays and co-insurance. these amounts will also be determined based on a person's income. "the bottom line is there is help to pay for out-of-pocket costs and help to pay for premiums " says mila kofman jd a research professor at georgetown university's health policy institute. in addition the law expands the number of people who qualify for medicaid the state and federal health insurance program for people with low incomes. that means millions of people who don't qualify for medicaid today will in 2014. an individual that makes less than $14 856 or a family of four that earns less than $30 657 will be eligible.
how can i afford to buy health insurance if i am currently uninsured?