most likely your current insurance policy will have to follow the new rules under the affordable care act or "health reform. " so it is most likely that your policy will have to follow rules like no denials for pre-existing conditions improved coverage for preventive care etc. the one exception to this rule is if you have coverage through an employer some employer plans may be "grandfathered" and not have to make major changes.
will my current insurance policy be required to follow the new health reform guidelines?