that's the cost if you use enough services to meet your full deductible. you also need to factor in any other out-of-pocket costs. under the law insurers must cap you total spending at $6 350 per year but that amount does not include your premium which is the amount you pay each month for your health plan.
say i choose a health insurance plan with a high deductible ($3 000) and a moderate premium ($3 300). isn't the true cost of annual coverage approximately $6 300 (not $3 300) as i will have to meet the deductible before any cost sharing begins?