if you get a policy through the marketplace you can still deduct the cost of insurance from your taxes. if you qualify for a subsidy that lowers your insurance costs the amount would be offset by the amount of the subsidy you receive. regarding the changing policies many existing insurance plans don't meet the requirements of the law. in that case you would be required to switch policies. and you would be best served to shop all of your options and not just move to the plan bcbs pushes you toward.
my husband is self-employed and we have a high deductible bcbs policy. . we are able to deduct cost of health insurance on taxes. if we were to get a policy through the marketplace would we lose that deduction? also i had a brief conversation with someone from bcbs who lead me to think that we will have to change policies. i was very confused.