for individuals who earn less than about $28 000 per year there are also subsidies that help to lower your costs each time you go to the doctor or fill a prescription. in any event make sure you carefully evaluate all of your plan options and take a close look at items beyond the premium including co-pays deductibles and co-insurance. for example maybe it would pay for you to spend a little more each month for a plan that covers a higher percentage of your costs each time you go for care. you need to do the math. you might want to work with a navigator via healthcare. gov who can help you walk through the various components of the plan to figure out which will be most cost effective for you.
apart from a health insurance premium subsidy is there any help when paying for medications? . if someone is not able to pay the deductible what is the option?