many people are experiencing higher costs associated with their health plans. there are a number of changes brought about by the new law that are causing this. it's not ideal but in my view the reason to bother is that if you face some kind of medical emergency in the gap before you qualify for medicare you're still getting financial protection from endless medical bills. still it's a personal decision and everyone has to make a determination about whether or not the high cost is worth it.
i took my social security early at 62 (only get $1 436/mo. ) to take care of my 92-year-old mother. . i am 64 now and turning 65 in april of 2014. i cannot afford medical insurance so i thought i would sign up for healthcare. gov for 3 months. i did qualify for tax credits but the deductible is so high why bother?