you need to confirm whether your husband's employer sponsored plan meets the law's affordability requirements. if the cost for just your husband's policy is less than 9. 5% of his income and the plan covers on average 60% of medical costs he won't be eligible for a subsidy even if your household income otherwise qualifies you. however if you're willing to pay the full cost of a health plan and wish to shop around for better coverage there's nothing stopping your husband from buying a plan on the marketplace.
this new health care act is so confusing. . is it better to stick with a "bare bones" employer sponsored plan or should my husband try to obtain insurance through the new marketplace?