i don't know what tests will be required but many insurance companies do require urine and blood tests. some will require a drug screen not just for illegal drugs but for other medications. there are no "routine" tests -- every insurance company is different so you do have the right to know what they will require.
what test are done in a physical? do they do drug screens? . i have to get a physical for my insurance company (bcbsi) and have never had one. i just want to know what they check. i am a 37 yr old female.