this is a good question but it should be made clear that regulations around supplemental medicare plans known as medigap have nothering to do with the health reform law. medigap plans can be difficult to change over time because when you purhcase one outside of a certain timeframe medigap plans can take the state of your health into consideration when deciding whether or not to sell you a plan and for how much. so you can certainly inquire about changing plans and you should but understand the challenges you may face. i suggest you talk with a medicare counselor for personalized assistance with this matter. contact your state health insurance assistance programs (ship). to find the ship near you visit the medicare helpful contacts page on medicare. gov or call (800)medicare or 800-633-4227.
i am disabled due to a lung transplant. i am 62 years old. i am on social security medicare insurance (a&b) have my part d through humana and i have a supplemental policy through american family. how hard will it be for me to change my supplemental insurance to a different company and when can i change?