medicare advantage plans (many of which include part d coverage) are administered by private insurance companies approved by the government to provide medicare benefits. medicare advantage plans are required to offer the same services as both medicare parts a and b. to learn about plan options in your area you can use the plan finder tool on medicare. gov. you can also get personalized assistance by contacting your state health insurance assistance programs (ship). to find the ship near you visit the medicare helpful contacts page on medicare. gov or call (800)medicare or 800-633-4227.
i am eligible to go on medicare due to a disability. . i'm having an issue finding a company to get my part c coverage through. i'm told that i'll most likely have to get an advantage plan. what is the difference in the advantage plan and regular medicare? will i also need part d prescription drug coverage if i go with the advantage plan? are there penalties if i decline medicare completely and stay with my private pay insurance?