your question raises a real dilemma for many families. if you are not age 65 and over and not disabled you will not qualify for medicare. and if your current income is too high for medicaid you will not be eligible for that program. but there is good news for families under health reform. first medicaid will be expanded in most states for people with incomes up to 133 percent of poverty (about $15 000 for an individual and $31 000 for a family of 4). and for those above that income threshold who have incomes up to 400 percent of poverty you are likely going to be able to receive some kind of tax subsidy to help offset the cost of your health coverage beginning in 2014. this is about $89 000 in income for a family of 4. hope that helps.
what about families who do not have the money to afford obamacare and do not qualify for medicaid and medicare?