whether or not you're eligible for subsidies depends on your household income. but if your husband's employer makes insurance available to spouses you may not qualify for a subsidy even if your income would otherwise qualify you for one. so check first to see if you can get insurance through your husband's job. if not then shop for insurance on healthcare. gov.
i am in school and my husband is working. i don't have health insurance because it's too much to add me to his policy. can i get subsidies? or will i be penalized for him not adding me to his policy?