catastrophic health plans are available to people under the age of 30 or those older than who qualify for a financial hardship exemption or cannot find another affordable insurance option. but shop your options because given your financial situation you're likely to find another plan that may cover more of your medical expenses at a reasonable price. all the plans - bronze silver gold and platinum - are required to cover 10 essential health benefits which includes hospitalization.
i am laid off and collecting unemployment. i have no health insurance and don't go to the doctor for prescriptions. can i get catastrophic insurance? does the bronze level plan cover hospitalization?