talk to someone who is in charge at the insurance company. if you don't have the money they are not going to get anything unless they sued you. you are willing to work out a payment plan and i think they would be fools not to accept your offer. don't take the first "no" for an answer. i suggest that you find the name of the head-honcho. the supervisor. and direct a letter to them with your proposal. this is an expensive lesson on the importance of not missing payments.
my insurance was cancelled due to not able to pay and i now own the insurance co $2000. is there anyway to reduce this. i am a student and missed two payments for my insurance. if i don't have $600 by the end of the month which i probably won't i will have to pay the insurance for the prescriptions it paid for. this will be over $2000 and is an enormous amount for anyone especially a college student. i called the insurance company to see if i could pay the $600 in installments but they said i couldn't. any advice?