you will not be required to drop your employer's insurance coverage to buy a plan on your own. though you can buy a plan through the marketplace it would likely be a mistake for you to do so. and your company may not be required to make changes either. if your company's health plan has grandfathered status it does not have to offer insurance covering the 10 essential health benefits. companies that pay medical claims out of their own funds (called self-insured plans) do not have to comply with this part of the law either. check with your hr department about these two details of your insurance.
i have health insurance through my employer. . if the insurance doesn't meet the 10 requirements of the insurance offered on the exchange will i be required to purchase other insurance or will it be up to my employer to make changes?