the tax breaks shrink incrementally as you get closer to the top eligible amount. although the law states that families of four earning up to $94 000 may qualify for a tax credit practically speaking if you make somewhat less than that top number you may not qualify for financial assistance and it sounds like that's what's happening in your case. many people who don't qualify for a tax credit are finding their costs going up. changes to the health insurance market and plans themselves as a result of the law are contributing to those higher costs. you can gain a deeper understanding of what's behind higher costs here: <link>
it states on the website that in ny a family of 4 that makes under $94 000 is entitled to a tax credit. but when i asked (we make $85 000) they said i was not eligible and said they didn't know why they just plugged in numbers. why am i not eligible? under this program my health insurance is going to double.