without using health insurance to cover the cost of diagnostic tests your only option is to pay for the services directly. but i'm not sure why there would be a concern. one of the most important changes the affordable care act makes is to no longer allow insurance companies to deny anyone coverage or charge them more because of a pre-existing medical condition. prior to the law a diagnosis on one's record could make it difficult or in some cases impossible to obtain health insurance outside of a work setting. but starting january 1 2014 that's no longer the case. you might want to explain this to your parents so that you can get the help you need and insurance coverage to help pay for it.
how do i get diagnosed with hfa without using my parents' insurance? i use their plan and they do not want a diagnosis. i recently started college after being homeschooled my whole life. i have always had problems socializing unlike my (also homeschooled) siblings but after this semester my problems have become much more prominent. i don't "get" many of the basic social rules and only through imitation have i been able to interact at all. eye contact bothers me as do some noises textures etc. i also experience extreme obsessive interests and "stim" when overwhelmed (rocking hand flapping and tip-toeing).