you can go to your state's exchange or marketplace to shop for a health plan even if you already have non- employer-based insurance. exchanges are designed to make the insurance buying process easier. you can compare benefits and premiums across a range of health plans each of which includes 10 categories of essential health benefits such as maternity care and prescription drugs. you can also find out if you qualify for financial assistance. if you are single and you make less than about $46 000 or if you are a family of four and you make less than about $94 000 you may receive help to pay your premium.
if you already have a non- employer-based health plan can you still go to the exchange? . can you see if you can get a better plan at a lower rate?