first make 100% certain that you're getting the full subsidy for which you're eligible. you also need to make sure that the cost of the least expensive plan available to you is not more than 8% of your annual income. if it is you're not required to carry insurance and you won't face a penalty for not having coverage. if the insurance is truly too expensive for you you may wish to not purchase a plan and instead pay the penalty which will no doubt be less expensive than the cost of insurance. you can seek low cost care at a federally qualified health clinic. that would be unfortunate but you can find a clinic by searching the u. s. health resources and services administration website: www. findahealthcenter. hrsa. gov/search_hcc. aspx.
what if you can't afford the health insurance even with what the government is giving you?