it is your household income that determines whether or not you're eligible for subsidized health insurance. your husband's medicare coverage has no bearing on premiums for health insurance purchased through the marketplaces. if you file taxes jointly you must include the amount the two of you earn together. and it's important to note that it is your annual household income -- not your assets (home savings investments etc. ) -- that count.
my husband is on medicare. are the premiums based on both our incomes? . since we can't get life insurance we have put up a little money. does that count against us?