you have a three month window during which you can go without insurance. if you don't buy coverage by the end of march 2014 you'll be assessed a tax penalty for every month you are not insured. in year one the penalty is the greater of $95 or 1% of your income. the penalty will increase over the years.
what are the expected repercussions for not having signed up for any health insurance by the jan. 1 deadline?