the short answer for you and other seniors with medicare is that health reform will have little or no impact on medicare customers. if you have medicare drug coverage your part d plans will actually provide greater coverage for the "donut hole" under medicare. but other wise there are no changes. and if you buy a medicare supplement policy (i think what you are referring to with "part f") there will be no impact on those policies.
what is the expected impact of health care reform on medicare customers? . will that impact differ for folks who buy part d and part f policies on top of cms a and b?