mental health services must be a covered benefit in all new health plans sold on the individual insurance market for plans that start january 1 2014. that's a requirement of the affordable care act. if you're currently not working i recommend you begin shopping for health plans through your state's health insurance marketplace which opened for business on october 1st. without an income you'll no doubt qualify for subsidies that are likely to lower the cost of your health insurance coverage and lower deductibles and other out-of-pocket costs. just keep in mind these plans won't take effect until january 1 2014.
does the new insurance cover psychotherapy and diagnosis for asperger's syndrome? . i am currently a female individual health net ppo member in san mateo county of ca and must pay out of pocket $104. 00 per session for my therapy. health net ppo will not start to cover my expenses until i have paid a $4500. 00 deductible for the calendar year. since i am currently unemployed this places a financial hardship on me. please advise. thank you.