you probably don't want to drop your employer's insurance. if your portion of the premium doesn't cost more than 9. 5% of your income you won't be eligible for a subsidy if you buy insurance on the marketplace. if you haven't already received a letter from your employer explaining that its health plan is considered affordable under the aca ask at work to make sure. you'll need to look for a plan for your parents separately on the marketplace. they may qualify for a subsidy. i would consult with one of the helpers available by phone at healthcare. gov.
i have employer insurance which includes my wife. . can i do away with that and apply on the marketplace and include my parents who are under 65 and do not qualify for medicare or medicaid (florida) and are dependent on me as they had no income in 2013?