you can buy a plan through the marketplace but if your employer's plan is considered affordable you won't qualify for a tax credit to help pay for coverage. affordable is employer-based insurance that does not cost more than 9. 5% of your annual income and pays for 60% of the medical care covered by your health plan. generally employer-based insurance is a better deal than buying it on your own in large part because you don't pay taxes on those benefits.
would it be less expensive for me to buy health insurance on my own rather than get it through my employer? . i do not make a lot of money and would probably qualify for low income costs.