the health plans sold through the marketplaces will cover many services required by people with critical illnesses such as cancer or chronic diseases such as diabetes. it's important to carefully evaluate the specific services provided by each plan you're considering to make sure it will cover what you need. you can buy a separate critical illness plan which is a supplemental insurance policy that can be added onto a major medical insurance policy. but these plans have not been impacted by the affordable care act and they can't be purchased on the marketplaces. long term care insurance is also a separate product and something you'd need to apply for and purchase outside of the marketplaces.
it seems most health insurance options on the marketplace are focused on primary care with vision and screenings. . do they have options with long term care or critical illness riders?