sounds like you will qualify for a subsidy if you buy insurance through the marketplace. if your company is closing it's likely that cobra continuation coverage won't be an option. you can begin shopping for a plan for 2014 at healthcare. gov.
i have health insurance from my employer. i won't have a job after dec. 31 because the company is closing the business. can i keep insurance coverage for my wife and myself? my income will be 30k for next year. do i get subsidy for my premium? how do i get a reasonable policy for both of us?