if you have specific prescription drugs that you take you do want to check with the individual health plan to see if it's covered on the plan's formulary. prescription drugs are one of the 10 categories of essential health benefits so all plans will cover drugs but plans can have their own formularies. there is a maximum out-of-pocket cost for prescription drugs of $6 350 so any drug costs after that will be covered.
i need to read the entire health insurance plan when i get the time. . but is there a clause about the prescription coverage and cost?