if the insurance plan you have is one you buy on your own it's worth taking a look at what the marketplace has to offer -- especially if your income qualifies you for a tax credit. if you are a couple for example earning $62 000 or less you may be able to lower your costs by purchasing a new health plan through your state's marketplace. in addition some older plans don't meet the requirements of the law. if that's the case with your plan you will eventually have no choice but to select a new plan. however if you get insurance at work the marketplace is likely not for you.
we already have health insurance. what are the benefits of changing to a marketplace option?