the soonest new health plans under the affordable care act can take effect is january 1 2014. if you want your plan to start at the beginning of next year you'll need to buy it by no later than december 15 2013. as far as which plan you should buy you might want to consult a navigator who has been trained to help consumers buying insurance to discuss your options so you can make an informed decision about the best plan for your medical and financial needs.
we haven't had health insurance in 5 years. once i enroll how soon can i start going to the doctor and getting tests? . i need a mammogram and some other things looked at. since it has been so long and we are 50 i think i should invest in a platinum plan. do you think i am right?