in most cases insurers that are doing this are offering people already insured with them the chance to sign up again for another year generally at a lower price. you can keep a non-aca compliant plan through 2014. but that option goes away in 2014 -- and it's not an option for consumers living in some states because the marketplaces have not allowed it. if you've been given the chance to buy or renew a non-aca plan for another year then i'm guessing you already know the difference in price -- likely the companies are offering a less expensive option with a plan non-compliant with the law. the plans also typically offer benefits that are not as rich. however this option for most people goes away.
i've heard aetna cigna et al. are still underwriting plans until dec. 31 2013. is this true?