you can stay with your existing plan as long as it meets with the new requirements of the law (many existing private market plans do not). however you won't see your prices drop with an existing plan. it's a good idea to at least take a look at the marketplaces to see if you can find another plan - even with the same insurer - that will cost less and whether you qualify for a tax credit.
will i be able to save on my health insurance premiums i currently pay blue cross & blue shield of florida? . can i switch to a new plan with the same coverage i have now with blue cross & blue shield of florida since i am eligible for medicare in august 2014 and you can't get the new plans until january 2014?