people must be covered by insurance that meets with the law's standards and the law now requires that all health plans cover prescription medications among other things. your husband may qualify for financial assistance to lower the cost of his insurance coverage and he may get better quality coverage. start reviewing your options at healthcare. gov.
my husband is on disability and pays for medicare through disability. i have my own health insurance through work. he didn't take coverage for prescriptions since he only has one and without insurance it costs $4 a month. so it's cheaper to just pay $4. we were told he must get prescription insurance for the medicine or be penalized. is this true? the cost for prescription coverage is over $45 a month and then the deductible still wouldn't be met in the year. this will cost us too much in the long run.