your experience is not unique. some people are finding that premiums as well as out-of-pocket costs are higher in the new coverage. the reasons really have to do with the fact that insurers are faced with several new requirements. they have to enroll anyone who wants coverage. there are limits on how much they can charge even for people with pre-existing illnesses. they have to cover a series of mandated benefits. what this means is that many people who may not have been able to get coverage before or who had to pay very high premiums for less-than-comprehensive coverage are being helped. for some who had coverage before they may find they are faced with higher costs -- either premiums or out-of-pocket costs or both. i hope this provides at least some of the factual reasons for what you are experiencing.
why are the premiums and deductibles so much higher than my old health insurance which i liked? . why am i forced to buy something i do not want or can't afford?