most helpful answer under the law you can go without health insurance for up to three consecutive months without facing a penalty. since you're not eligible for medicare until may you will exceed that limit. the penalty is applied to each month you're uninsured. for 2014 the clock doesn't start until april 1. in your case therefore you're only skipping coverage for one month that is subject to the penalty. the penalty is the greater of $95 or 1% of your annual income. so you'll pay 1/12 of the yearly penalty -- it's likely to be a very small amount and no doubt much less expensive than buying insurance. however going without health insurance is a huge risk. if you're injured or diagnosed with an illness between now and may you're completely on your own with regard to the medical bills you'll incur.
i am eligible for medicare in may 2014. i currently have no health insurance. am i required to sign up for the aca?