the person who claims another individual as a dependent for federal income tax purposes is responsible for making the payment if the dependent does not have coverage or an exemption. but it sounds like both of you may be exempt based on the description of your income. if you earn too little to file income taxes or can't find a health plan that costs less than 8% of your household income you won't be on the hook for the penalty.
since my daughter has not found a job over the last three plus years i claimed her on my tax refund for the year 2012. however in july 2013 my doctors put me on permanent disability. she is 32 years old. am i responsible for getting and paying for her health insurance? i have not received ssdi since july and cannot afford this. if i am responsible what are my options?