health plans that were already in place prior to the affordable care act becoming law (march 23 2010) and that haven't made major changes to benefits are considered grandfathered. these plans are exempt from some parts of the health reform law such as making preventive health services available to you at no cost. there are a few good ways to check the status of your plan. you can review your company's health plan materials which must include this information. if you get insurance at work you can also ask a representative from human resource or the plan's benefits administrator. finally you can call the 800 number on the back of your insurance card and ask your plan directly about the status.
how do i find out if my heatlh insurance plan is grandfathered?