it’s complicated. it depends on what type of coverage you have now how much you earn and your age and sex. if you have coverage through a large employer you probably won’t see major changes. however the requirements for large employers are still being sorted out. if you buy insurance on your own in the so-called “individual market” and qualify for premium subsidies based on your income (see <link> ) then your premiums will probably decrease. if you do not qualify for subsidies and are younger or are a male your premiums will probably increase. the reason is that the health reform law limits the ability of insurers to charge higher premiums to older consumers and females. to make up for these lost revenues insurers will increase premiums for other types of consumers. for employees of small firms the situation is more complicated. the federal government will subsidize coverage for workers in firms with fewer than 25 employees. firms with fewer than 100 employees can buy insurance through the exchange (or marketplace). firms may pass some of the savings on to employees in the form of lower premiums. some small employers will offer more generous health insurance plans to comply with the requirements of the health law. premiums will probably increase for workers in these firms. higher income medicare beneficiaries may see their premiums increase under health reform.
will my premiums go up? i have heard that they will more than double under health reform.