Caribbean Splash (Forbes.com) Forbes.com - Jeffrey Prosser, owner and head of Innovative Communication, spent his 48th birthday this September in Washington, D.C. working with  #36;500-an-hour lawyers to stave off a pack of creditors and regulators who are ready to have him tarred and feathered. "Yuck," he says, with an exaggerated shudder. He would have been happier in the U.S. Virgin Islands. That's the base from which he has built a constellation of telephone, newspaper, banking, cellular phone and cable TV assets with cunning, moxie and other people's money. Or in Palm Beach, Fla. ...