<p>From the rules you posted link to.  </p>

<blockquote>
  <p>The player who mortgages property
  retains possession of it and no other player may secure it
  by lifting the mortgage from the Bank.</p>
</blockquote>

<p>If a player <strong>retains</strong> possession, they must <strong>have</strong> possession of it in first place.  So it can't be mortgaged before purchase.</p>

CC BY-SA 4.0
2018-01-05T17:45:12.857Z
2019-01-17T08:34:35.470Z
2019-01-17T08:34:35.470Z
StartPlayer
<p>While discussing <a href="https://boardgames.stackexchange.com/questions/39455/in-monopoly-what-happens-if-the-auction-winner-cannot-pay-his-her-bid">What happens if the auction winner cannot pay his/her bid?</a> I concluded that the winning bidder cannot use the mortgage value of the property being auctioned to fund his bid.<br>
Does the person landing on a property have the right to mortgage this property in order to buy it?<br></p>

<p>The <a href="http://www.tmk.edu.ee/~creature/monopoly/download/official_rules_gathering/official_tournament_kit_tournament_guide.pdf" rel="noreferrer">official rules state</a><br></p>

<blockquote>
  <p>Buying Property Whenever a player lands on an
  unowned property, the player may buy that property from
  the Bank at its printed price. The player receives the Title
  Deed card showing ownership and places it <strong>face up</strong> in
  front of him/her. If he/she does not wish to buy the
  property, it is sold at auction by the Banker to the highest
  bidder. The buyer pays to the Bank the amount of the <strong>bid</strong>
  in cash and receives the Title Deed card for that property.
  Any player, including the one who declined the option of
  buying it at the printed price, may bid. Bidding may start
  at any price.</p>
</blockquote>

<p>The "face up" terminology seems to indicate that the property will not be in a mortgaged state at time of purchase.</p>

CC BY-SA 3.0
2018-01-05T21:35:15.650Z
Excellent! I see you are a quick study.
Forget I was ever here
CC BY-SA 3.0
2018-01-08T16:59:35.603Z
Note this question arose while discussing the related question: https://boardgames.stackexchange.com/questions/39455/in-monopoly-what-happens-if-the-auction-winner-cannot-pay-his-her-bid
Lee
<monopoly>
In Monopoly, Can I mortgage the property I land on in order raise sufficient funds for its purchase?
Lee
# In Monopoly, Can I mortgage the property I land on in order raise sufficient funds for its purchase?

(Asked by: username_0 on 2018-01-05)

While discussing [What happens if the auction winner cannot pay his/her bid?](https://boardgames.stackexchange.com/questions/39455/in-monopoly-what-happens-if-the-auction-winner-cannot-pay-his-her-bid) I concluded that the winning bidder cannot use the mortgage value of the property being auctioned to fund his bid.  
Does the person landing on a property have the right to mortgage this property in order to buy it?

The [official rules state](http://www.tmk.edu.ee/~creature/monopoly/download/official_rules_gathering/official_tournament_kit_tournament_guide.pdf)

> Buying Property Whenever a player lands on an
> unowned property, the player may buy that property from
> the Bank at its printed price. The player receives the Title
> Deed card showing ownership and places it **face up** in
> front of him/her. If he/she does not wish to buy the
> property, it is sold at auction by the Banker to the highest
> bidder. The buyer pays to the Bank the amount of the **bid**
> in cash and receives the Title Deed card for that property.
> Any player, including the one who declined the option of
> buying it at the printed price, may bid. Bidding may start
> at any price.

The "face up" terminology seems to indicate that the property will not be in a mortgaged state at time of purchase.

**Tags:** monopoly

> **Comments:**
> **username_1**: Excellent! I see you are a quick study.  
> **username_0**: Note this question arose while discussing the related question: https://boardgames.stackexchange.com/questions/39455/in-monopoly-what-happens-if-the-auction-winner-cannot-pay-his-her-bid  

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## 1 answers

### Answer by username_2 on 2018-01-05. Score: 12 | Accepted answer

From the rules you posted link to.

> The player who mortgages property
> retains possession of it and no other player may secure it
> by lifting the mortgage from the Bank.

If a player **retains** possession, they must **have** possession of it in first place. So it can't be mortgaged before purchase.


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