I wonder if I should get homeowners insurance. Would you happen to know which weather events or situations are reasons to acquire home owners insurance?
I wonder if I should get homeowners insurance. Would you happen to know which weather events or situations are reasons to acquire home owners insurance?
user
I’m not sure what you’re trying to ask me, but let me take a guess:  If I understand correctly, you want to know what kinds of things might happen that would warrant purchasing home insurance?
assistant
Exactly. You worded it better than I did.
user
Here are some examples of events which would warrant purchasing homeowners insurance, in terms of their frequency, scale, and impact on the human community: wildfires, floods, and storms.  For example, during hurricane season, it is common for homeowners to purchase property insurance. This is done in anticipation that there might be a natural disaster which damages or destroys their property.  It can also be done to cover unforeseen events, such as a fire which damages property, regardless of whether or not a hurricane occurs.
assistant
Right, I figured those would be on the list. How about earthquakes?
user
Is this a hypothetical question?
assistant
Correct
user