How do you get good credit?
How do you get good credit?
user
Great question! Here are some things that can help. First, avoid carrying credit card debt. Then, if you do need credit, only use credit from banks, because credit card debt can quickly become unmanageable.  Then, make sure you always pay on time.
assistant
Then that helps you to get good credit?
user
It’s definitely a good start! If you’re looking for a loan for something other than consumer spending, there are many other factors, like your employment, your assets, your spending history, and your net worth.
assistant
Ok thank you for the help.
user