What is the highest credit score?
What is the highest credit score?
user
Sorry, I didn’t understand that question.  Can you explain a bit more?
assistant
What is the best credit score you could get?
user
I believe the best credit score possible is a 950.  That score is also the most common score, since most people are close to the maximum possible points for their score.
assistant
So most people have a perfect score?
user
No.  The highest possible score is a 950, which is perfect.  But most people get a 949 or less.  People with a 949, for instance, would get credit for perfect scores, but also points for having a good history of paying their bills on time.  They could have any number of reasons to get a score that low: maybe they have lots of new debt on a bad credit card, or maybe they have a lot of late payments on their credit reports, or maybe they have too much debt on their credit reports.
assistant
Are you sure it is 950? I thought it was 850.
user