How do you get a mortgage?
How do you get a mortgage?
user
Great question. I think most mortgage lenders will use the common credit score formula to figure out whether or not you are a risk, and decide whether or not they want to give you a loan. I don’t know exactly how they decide who they want to lend to, but I believe some of the factors include credit score, FICO score, income, employment, and payment history.
assistant
So a lot of factors go into it then.
user