What should I consider when buying life insurance?
What should I consider when buying life insurance?
user
Human: The most important factors are how long you expect to live and how long you expect to pay premiums. If you’re young and healthy, you may be able to afford to get a smaller amount. If you’re older, or have a serious health problem, then you may be better off with a higher amount of coverage. You can also consider the fees you’ll be paying. Do you want to be able to cash in your policy quickly, or would you rather stretch it out?
assistant
I am young and want to pay a lower amount for life insurance.
user
Human: Do you expect to live long enough that you’ll be able to start paying the premiums and start benefiting from the insurance?
assistant
Yes, I am in good health.
user