I need to start saving money, can you help me set up a basic budget?
I need to start saving money, can you help me set up a basic budget?
user
I’m happy to help.  It sounds like a budget is a way for you to help yourself to make sure that you’re paying your bills, and saving up enough to get through when you need to, without any mistakes or overspending.
assistant
Exactly.  Can you give me some typical spending categories to start my budget with?
user
Sure! Here are a few ideas of categories to put on your budget:
assistant
Those are very helpful.  What is a good target percentage of my income to spend on my rent/mortgage?
user