)٣٧( D. Adams and J. von Pischke, &quot; Microenterprise Credit Programs: Déjà Vu &quot; World Development, Vol. 20, No. 10 (1992).
37/ D. Adams and J. von Pischke, &quot; Microentreprise credit programs: Déjà vu &quot; , World Development, vol. 20, No. 10 (1992).