In the Decision initiating the procedure, three main areas were identified as major weaknesses likely to jeopardise HSH’s long-term viability which had not been properly addressed in the initial restructuring plan: (a) HSH’s dependency on wholesale funding, (b) its reliance on volatile and cyclical activities and (c) the large size of its capital market activities relative to its banking activities.
Menetluse algatamise otsuses tuvastati kolm peamist puudust, mis tõenäoliselt ohustavad HSH pikaajalist elujõulisust ja mida ei võetud esialgses ümberkorralduskavas piisavalt arvesse: a) HSH sõltuvus raha- ja kapitaliturust, b) HSH sõltuvus volatiilsetest ja tsüklilistest tegevusaladest ning c) kapitalituruga seotud tegevusalade suur maht võrreldes pangandustegevusega.