Credit institution : refers in this document to an institution covered by the definition contained in Article 1 ( 1 ) of Directive 2000/12 / EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions , as amended by Directive 2000/28 / EC of the European Parliament and of the Council of 18 September 2000 .
EMP ( Euroopa Majanduspiirkonna ) riigid : Euroopa Liidu liikmesriigid , Island , Liechtenstein ja Norra .