The bank purchases the claim for an unpaid invoice, making an advance payment to the seller of up to 90% of the value of the invoice. The commission fee is deducted from the payment.
Pank ostab nõudeõiguse veel laekumata arvele, makstes müüjale avansiline makse (kuni 90% arve summast), millest arvestatakse maha komisjonitasu arve käsitlemise eest.