Even before the guarantor liability for public banks was discontinued, it was likely that the solvency ratios of Land banks/saving banks would gradually be aligned on the higher ratios of private banks.
Juba enne riigi omandis olevate pankade eest vastutuskohustuste äralangemist ühtlustuksid tõenäoliselt aegamisi Landesbank-pankade ja hoiukassade likviidsusmäärad erapankade kõrgema tasemega.