At the same time , the cost of financing for enterprises has declined and the sector as a whole has continued to make extensive use of market-based financing as a substitute for bank financing .
Samas on ettevõtete rahastamiskulud alanenud ja sektoris tervikuna on pankadepoolse rahastamise asemel jätkuvalt ulatuslikult kasutatud turupõhist rahastamist .