A higher level of equity would indeed have been desirable, but the risk of loss to BNG was limited, thanks to several forms of security, notably a first-rank lien on VAOP’s receivables, which had to amount to 100 % of the loan.
Suurem omakapital oleks küll soovitatav, kuid BNG kahju saamise risk oli piiratud tänu mitmesugustele tagatistele, eelkõige tänu esimese järjekoha pandiõigusele VAOPi saadaolevate maksete suhtes; tagatis kattis 100 % laenust.