While the causes of such risk-taking are many and complex, there is agreement by supervisors and regulatory bodies, including the G-20 and the Committee of European Banking Supervisors (CEBS), that the inappropriate remuneration structures of some financial institutions have been a contributory factor.
Kuigi sääraseid riske võeti mitmesugustel keerukatel põhjustel, on järelevalveasutused ja reguleerivad organid, sealhulgas G20 ning Euroopa Pangandusjärelevalve Komitee, ühiselt veendunud, et oma osa oli ka mõningate finantseerimisasutuste sobimatutel tasustamissüsteemidel.