( 38 ) It is necessary to lay down more detailed rules concerning the fraudulent use of payment cards , an area currently covered by Directive 97/7 / EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts25 and Directive 2002/65 / EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619 / EEC and Directives 97/7 / EC and 98/27 / EC26 .
septembri 2002 . aasta direktiivi 2002/65 / EÜ ( milles käsitletakse tarbijale suunatud finantsteenuste kaugturustust ja millega muudetakse nõukogu direktiivi 90/619 / EMÜ ning direktiive 97/7 / EÜ ja 98/27 / EÜ ) 26 rakendusalasse .