It follows from the considerations set out at paragraph 235 above that the compensation system constituted by the RES is wholly independent of the receipts and profits achieved by the PMI insurers in that it is based exclusively on the costs occasioned by the claims honoured by the PMI insurers during a certain period and in that its sole objective is to equalise the burdens that result from the differential between the individual and actual risk profile of a PMI insurer and the average market risk profile.
Eespool punktis 235 esitatud kaalutlustest tuleneb, et RES-iga kehtestatud hüvitiste süsteem on täiesti sõltumatu ERK kindlustusandjate saadud tuludest ja kasumist, kuna esiteks see tugineb üksnes ERK kindlustusandjate poolt teatud perioodil hüvitistaotluste täitmisest tekkinud kuludele ja teiseks on selle eesmärk üksnes tasakaalustada kulud, mis tulenevad ERK kindlustusandja individuaalse ja tegeliku riskiprofiili ja turu keskmise riskiprofiili erinevusest.