The rating of a ‘stand-alone’ NEC cannot be calculated as it necessarily has to be attached to a credit institution able to draw on significant financial resources, and therefore in all likelihood a major French bank.
Seega ei saa kindlaks teha uue krediidiasutuse individuaalset reitingut, kuivõrd maapanka peaks toetama märkimisväärseid rahastamisallikaid omav krediidiasutus, kelleks on ilmselt mõni Prantsuse suurpank.