-* In the financial sector : ( a ) ( b ) ( c ) Directive 2004/39 / EC of the European Parliament and of the Council of 21 April 2004 on markets in financial instruments ( MiFID ) Oversight standards for euro retail payment systems adopted in June 2003 by the Governing Council of the European Central Bank ( ECB ) Directive 2006/48 / EC of the European Parliament and of the Council of 14 June 2006 on the taking up and pursuit of the business of credit institutions Directive 2006/49 / EC of the European Parliament and of the Council of 14 June 2006 on the capital adequacy of investment firms and of credit institutions Proposal for a Directive on payment services in the internal market amending Directive 97/7 / EC , 2000/12 / EC and 2002/65 / EC ( COM ( 2005 ) 603 ) ( d )
-* Rahandusvaldkonnas : ( a ) ( b ) ( c ) ( d ) Euroopa Parlamendi ja nõukogu direktiiv 2004/39 / EÜ , 21 . aprill 2004 , finantsinstrumentide turgude kohta ;