Had the loan been granted on market terms, a higher base rate would have been charged and a risk premium would have been added considering the limited security that the collateral for the loan offered.
Kui laen oleks antud turutingimustel, oleks nõutud kõrgemat baasmäära ja arvestades laenutagatisena pakutavat piiratud tagatist, oleks lisandunud riskipreemia.