Where lending by an establishment accessible to the public gives rise to a payment the amount of which does not go beyond what is necessary to cover the operating costs of the establishment, there is no direct or indirect economic or commercial advantage within the meaning of this Directive.
Kui laenutamine toimub laenutamisega üldsusele avatud asutuses tasu eest, mille summa ei ole suurem, kui on vajalik asutuse tegevuskulude katmiseks, ei ole tegemist otsese ega kaudse majandusliku ega kaubandusliku tuluga käesoleva direktiivi tähenduses.