وارتفعت نسبة مشاركة الفئة العمرية 18 - 24 سنة في معاهد التعليم العالي من 205.1 لكل ألف عام 1990 إلى 283.4 لكل ألف عام 1998.
Groups with traditionally lower participation rates in tertiary education, such as Maori and Pacific Island people, tend to have higher uptake rates of student loans than other groups, suggesting that the loan scheme is particularly assisting under-represented groups to undertake tertiary study.