وإذا ما اختار ذلك، يطبق عامل تخفيض اكتواري قدره نصف واحد في المائة شهريا على المعاش التقاعدي الذي كان سيُدفع له عند بلوغه الستين.
Should he or she so elect, an actuarial reduction factor of one half of one per cent per month should be applied on the retirement pension which would have been paid to him or her at the age of 60.