In mid-December, the Bank of England (BoE) and the United States Federal Deposit Insurance Corporation (FDIC) announced what seemed like a breakthrough, at least concerning the major banks headquartered in the US or the UK – that is, 12 of the 28 institutions regarded by the Financial Stability Board as globally systemic. In their case, a resolution authority, in London or Washington, would take control of the parent company, remove senior management, and apportion losses to shareholders and unsecured creditors.
监管机构过去几年一直与这一问题搏斗，却未能取得明显成效。11月中旬，英格兰银行和美国联邦存款保险公司公布了一个似乎是突破的举措——至少对总部设在美国和英国的大银行而言，也就是被金融稳定委员会视作28个全球系统性机构中的其中12个。对它们来说，一个在华盛顿或伦敦的解决方案机构将会接管母公司，炒掉高级管理层，把损失摊派给股东和未受保护的债权人。