In fact, there was a remarkable contrast in savings behavior across age groups in China and the US in the period 1992-2009. For young Americans (those under 25), the borrowing rate rose by ten percentage pointsmore than the borrowing rate of young Chinese, while the savings rate of the Chinese working-age population (ages 35-54) rose by about 17 percentage points more than the savings rate of their American counterparts.
事实上，中美两国在1992至2009年间不同年龄段的储蓄行为之间存在着显著差异。年轻美国人（25岁以下）比年轻中国人的贷款率高出10%，而参加工作后的中国人（35-54岁）在储蓄率方面比同龄的美国人高出17%。