The most prominent example is money-market mutual funds. These entities take money from investors and buy various kinds of assets, some of which may be risky – like short-maturity corporate debt.
第二类影子行为是实际上在银行之外操作的银行行为。最著名的例子是货币市场共同基金。这些实体从投资者手中获得资金，然后购买各种资产，其中一些资产风险很高——比如短期限公司债务。