So the ICB concluded that its reform package for the UK would achieve the main aims of full separation at a lower cost, and without creating the risk to financial stability that could come from having undiversified, correlated, stand-alone domestic retail banking. To be sure, the success of this approach depends on the fence staying strong.
这样的危机是有可能发生的。因此ICB认为其英国改革方案能够以较低的成本达到完全分离的主要目标，同时还不会产生来自因孤立的国内零售银行变得多样化不足和相互关联导致的金融稳定风险。