Property or capital-gains taxes could help curb demand for housing as an investment vehicle. In addition, a comprehensive nationwide housing policy is urgently needed to ensure that housing remains affordable, particularly for those on limited incomes.
改善金融体系也是相关的一環。 发展私人养老金、商业医保和年金 (annuities) 市场将有助政府扩大社会保障范围，并减少预防性高储蓄的诱因。