The immediate causes are well known. They range from subdued bank lending to unusually high risk aversion, and from discredited credit vehicles to the withdrawal of some institutions from credit intermediation altogether.
这种信贷危机产生的直接原因大家都知道。其范围涵盖从银行抑制贷款到异常的高风险规避行为、从信贷工具信誉崩溃再到某些机构完全撤出信用中介机构的举措。