Third, we could adopt an alternative approach that directly reduces the value of underwater mortgages. At this point, any improvement in consumer balance sheets would directly stimulate the economy and create jobs.
第三，他们可以采取直接减记资不抵债抵押贷款价值的替代方案。这样一来，消费者的资产负债表就能得到改善，从而直接刺激经济、创造就业岗位。