Experience in recent decades has shown that a balanced and “moderate” approach is needed on these matters. Electoral cycles (and the accompanying political pressures) are such that monetary policy, banking, and many other areas of policy and economic activity must be overseen by those with professional competence and a much longer time horizon than that of politicians.
近几十年来的经验表明人们处理这些事情需要平衡且“稳健”的方法。选举周期（及随之而来的政治压力）的性质注定了货币政策、银行业和很多其它领域的政策和经济活动必须由那些具备专业能力的人用比政客在位时间更长的时间尺度来进行监管。