But one can take another view, which is that demand for credit, rather than supply, is the crucial economic driver. After all, banks are bound to lend on adequate collateral; and, in the run-up to the crisis, rising house prices provided it.
但你也可以从另一个角度看问题，即信用需求而不是供给才是关键性经济驱动力。毕竟，银行一定会在抵押品充足的情况下发放贷款；而在危机酝酿过程中，上涨的房价提供了抵押品。换句话说，信用供给是信用需求的结果。