As a result, the system as a whole is not yet much safer than it was in September 2008, when Lehman Brothers collapsed. It is still too complex; activities are still too concentrated in large institutions; and the specter of “too big to fail” remains.
结果是与2008年9月雷曼兄弟倒闭时相比，体制的总体安全性并没有明显增加。体制仍然过于复杂，活动仍然过于集中在大型机构；而且“尾大不掉”的阴影仍然没有消除。长期缺乏节制和反复出现的丑闻显示金融文化并没有真正改变过。