Clearly, the insured risks were a small part of the total risk. Moreover, much of that risk, even if insured, continues to be borne in Japan, rather than being spread effectively to foreign investors, so Japan is still alone in bearing the costs.
在日本运营的各大保险公司赔付了大部分损失。而世界银行所预计的赔付总金额为330亿美元。可见保险风险也只占总风险的极小部分。此外大部分风险（即便购买了保险）依然要由日本来承担，而非有效地分散到了外国投资者手中，因此日本依然要独自承受损失。