The second view is that the financial sector lobbied long and hard for deregulation in recent decades, and spent a great deal of time and money persuading politicians that it constituted the safe and modern approach to banking. According to this view, government policies did not fail; on the contrary, they operated exactly as intended – and as bought and paid for.
第二种观点是，近几十年来，金融部门一直在努力游说去监管化，花了大量的时间和金钱说服政客这才是安全而现代化的银行业方式。根据这一观点，政府政策并没有失灵，相反，起到了预期的效果——游说团体花钱收买所要达到的效果。