Any attempt by the Fed to impose caps on loan-to-value ratios would also excite Americans’ fears of concentrated financial power – fears that have intensified since the crisis. By seeming to favor one segment of society, such an initiative would merely provide more fodder to those who argue for greater political oversight of the Fed.
如果美联储采取任何贷款-价值比上限政策，还将激起美国人对集中金融权力的担忧——这一担忧自危机以来便有所增强。这一看上去有利于某个社会细分部门的政策，最后只能给要求对美联储加强政治监督的人提供更多的口实。