If that happens, a homeowner with a mortgage would see the real value of his debt rise by 10%. Since price declines would bring with them wage declines, the ratio of monthly mortgage payments to wage income would rise.
如果发生这一幕，贷款买房者就会发现他的债务的实际价值增加了10%。由于价格下降也会导致他们的工资下降，每月贷款所占工资总额的比例就会上升。