But there also are too many people being exploited, which harms them individually and discourages savings more broadly. That is why the law should be amended to eliminate as many potential conflicts of interest as possible, by requiring all retirement advisers to act in their clients' best interests at all times.
但仍有太多的人惨遭利用，这既伤害了他们个人，也不利于整体储蓄。因此，法律应该做出修订，通过要求所有退休金顾问必须时时刻刻根据客户的最佳利益行事来尽可能多地排除利益冲突。