In short, unlike the rest of the currencies in the SDR basket, the renminbi is an international currency in the making, just as China is an economic and financial power in the making. Indeed, like most developing countries, China remains an “immature creditor” that lends mainly in dollars; and if it needed to borrow in international markets, it would have to issue most of its debt in dollars, not renminbi.
简言之，和其他几种SDR篮子中的货币不同，人民币还在成为国际货币的路上，正如中国还在成为经济和金融大国的路上。事实上，和大部分发展中国家一样，中国仍然是“不成熟的债权人”，主要用美元贷款；而如果它需要从国际市场上借钱，大部分债务也必须用美元而不是人民币发行。显然，中国在国际金融中的地位与其在国际贸易中的地位不匹配。