There are also inconsistencies between the US and the EU in derivatives-market reform, which the Financial Stability Board has warned could undermine the objectives, set out by the G-20, of greater standardization of contracts and enhanced transparency. And, whereas the Basel standards continue to refer extensively to credit ratings as the basis for assessing the creditworthiness of borrowers, the Dodd-Frank Act in the US moves away from reliance on ratings.
美国和欧盟的衍生品市场改革也不一致，金融稳定委员会（Financial Stability Board）警告这可能不利于G-20提出的加强衍生品合约标准程度和透明度的目标。此外，巴塞尔标准仍然广泛地将信用评级作为评估借款人信誉的基础，但美国的多德-弗兰克法（Dodd-Frank Act）已不再依赖评级。