The amount of money at stake is staggering: It is estimated that over the next five years, more than $2.5 trillion will be sent in remittances to developing countries, with almost 40% – coming in the form of payments of $50, $100, or $500 at a time – destined for rural areas. While the majority of family remittances will always be used to meet immediate needs, IFAD’s experience shows that rural families would seize opportunities to save and invest, even small amounts, if they had better options.
IFAD已开始在40多个国家中致力于确保农村家庭能轻松获得侨汇，并更好地将侨汇用于储蓄或流回他们所在社区的投资。相关资金数量惊人：据估计，在未来五年中，超过2.5万亿美元将以侨汇形式流向发展中国家，其中近40%——大多是每次50、100或500美元规模的款项——的目的地是农村地区。尽管家庭侨汇的主要目的永远是满足迫在眉睫的需要，但IFAD的经验表明，只要有更好的选择，农村家庭能够抓住机会储蓄盒投资，即使数量微小。