Certainly, the government must also find better ways to help homeowners and their lenders work out efficient bankruptcy proceedings. It makes no sense for banks to foreclose on homes when there are workout options whereby people could stay in their homes and banks could recover far more money.
当然，政府也必须找到更好的方法来帮助业主和他们的贷款方找出有效的破产程序。当还有可行的其它方案能让人们留在自己的家园而银行可以收回更多的钱时，银行收回房子是毫无道理的。