The systemic risks in this case do not necessarily lie with an individual firm; rather, the issue is the way in which a particular market has come to operate. Stein has some detailed and credible ideas about how to make such operations less risky for the system as a whole.
这种情形下，系统风险并不一定来自个别企业；相反，问题在于特定市场如何操作。斯坦提出了一些关于如何降低操作对整个体系的风险的详细而可信的观点。