It is hard to argue that the British system performed any more effectively than the American, so the single-regulator movement has suffered reputational damage. And the continuing travails of the Dutch banking system – another bank was nationalized last month – suggest that it is easy to fall into the gap between twin peaks.
不幸的是，这些好处并没有成为现实，或并非在所有国家都成为了现实。很难说英国制度比美国制度表现更好，因此单一监管者运动算不上声誉卓著。而荷兰银行系统的持续阵痛——上个月又有一家银行被国有化——表明掉入双峰之间的深谷可能性也是很高的。