· Money and bond markets are now fully integrated in the euro area, implying a reduction in the cost of capital for large corporate borrowers. Retail banking, however, remains segmented by national borders, so that households and smaller producers have not been much affected.
· 目前欧元区的货币和债券市场已经实现了统一，也就是说大公司借款的资金成本有所下降。而零售银行业仍然条块分割，因此家庭和小生产者的借贷成本没什么变化。