After the financial crisis erupted with full force in 2008, former US Federal Reserve Chairman Paul Volcker claimed that the only worthwhile financial innovation in recent decades was the ATM. And, as the Oscar-winning documentary Inside Job rightly points out, no one whose other, less useful innovations helped cause the financial crisis – politicians, financiers, and many others – has really paid a price.
2008年金融危机全面爆发以后，美联储前主席沃克尔（Paul Volcker）曾说，近几十年最有价值的金融创新是——ATM机。而奥斯卡获奖纪录片《圈内勾当》（Inside Job）说得很对：有那么一伙儿人，他们的创新还不如ATM机有用，却共同导致了金融危机，这伙人——政客、金融家等等等等，至今还没有真正付出什么代价。