With more than half of these households earning less than they spend every month, household debt has been rising fast, and now stands above 160% of disposable income – one of the highest levels in the OECD. Transferring unused corporate savings to households, while reducing the number of low-wage temporary and part-time workers, would boost domestic demand and reduce income inequality.
在需求领域，韩国必须着手提高每家每户的开销。这就需要扭转中等收入家庭比例急剧下降的趋势，该比例从1990年的75.4％下降到今天的67.5％。因为超过半数的家庭月开销高于月收入，家庭负债因此迅速攀升，现在在可支配收入中占比已达160％以上——这在经合组织国家中名列前茅。实现闲置企业储蓄向家庭转移和削减低工资临时和兼职人员数量能够扩大内需，并减少收入不平等现象。