This has helped to catalyze the growth of sustainable microfinancing to local women-owned enterprises. Kenya’s “test and learn” approach to regulation has unleashed the potential of mobile-phone-based financial-service delivery through M-PESA, which offers consumers a safe and convenient alternative to cash.
比如，孟加拉国调整了其金融监管以适应微观金融机构。这有助于提振面向本地女性所有企业的可持续微观金融的增长。肯尼亚的“测试和学习”监管方式通过M-PESA解放了基于移动电话的金融服务，向消费者提供安全而方便的现金替代物。