The lesson is clear: even high-class businesses are only as professional as the existing institutional infrastructure permits them to be. The ultimate reason for their lack of preparation is that our insurance industry was not covering their tsunami risks, and hence not offering up-to-date disaster-prevention guidance.
这些都是保险公司的常规项目。事实上，此次海啸灾难最触目惊心的是，某些高级度假胜地全无准备。这个教训发人深省：即使是高级产业，其专业程度也只能在现有机制下的基础设施允许范围内。而他们被攻其不备的最根本的原因是，我们的保险业没有开发海啸风险项目，未能提供最新的防灾指导。