Like banks, all these financial institutions are subject to liquidity or rollover risk – the risk of going belly up if their creditors do not rollover their short-term credit lines. But, unlike banks, they do not have the safety net implied by central banks’ role as lender of last resort.
像银行一样，所有这些金融机构都面临着流动性或资金周转的风险，如果它们的债权人无法周转它们的短期贷款额度，它们就会垮掉。但是，与银行不同，它们没有中央银行作为出借方最后的救命稻草为它们提供的安全网。