Second, China’s central bank still controls interest rates by enforcing a roughly three-percentage-point spread between deposit rates and lending rates. As a result, Chinese commercial banks can operate longer with a higher RRR than their counterparts elsewhere.
其二，中国中央银行规定的存款和贷款利率依然相差3个点左右。因此即便存款准备金率比其他国家更高，但中国商业银行还是可以维持的更久。