Indeed, there is a worrying aspect to the new plans: they must tread a narrow path between reckless freedom for financial institutions, which contributed to the recent global financial crisis, and over-caution, which can suffocate innovation and create inefficiencies.
事实上，这些新方案都有一个令人担心的地方：如果对金融机构太过放任，那么金融危机就是前车之鉴，如果监管过度，又会扼杀创新并导致低效率，而这些方案则必须在两者之间寻求一种狭窄的平衡。