More broadly, we have lost sight of what banking is supposed to do. Banks play an essential role in all modern economies, but that role is not to assume a huge amount of risk, with the downside losses covered by society.
从更广的角度讲，我们已经弄不清楚银行到底应该做什么了。银行在所有现代经济中都有着举足轻重的地位，但其作用并不包括堆积大量风险，然后用社会来为损失买单。