If this view is correct, the kind of policy prescription recommended by Ron Paul is less appealing. Unless you think that a modern financial sector really can operate with absolutely no regulation of any kind (including, presumably, the rules for banks that come with deposit insurance), the real problem is not government officials’ policy preferences, but what financial-sector lobbyists are able to persuade officials to do.
如果这一观点正确，那么罗恩·保罗提出的政策药方就没什么吸引力了。除非你认为现代金融部门真的可以在完全没有任何形式监管（包括银行不必对存款提供保险）的情况下运转，否则，真正的问题就不在于官员的政策偏好，而在于金融部门游说集团有能力说服官员出台这样的政策。