Large financial firms benefited from the provision of massive government support in early 2009, and their executives and shareholders received generous terms. Citigroup, in particular, benefited from this approach, which allowed it to carry on with substantially the same business model and management team.
从其第一个任期伊始，奥巴马维持了小布什政府所采取的方针。2009年初，大金融企业从政府所提供的大规模支持中获益，它们的高管和股东得到了慷慨的条件。特别是花旗集团，得益于这一方针，它得以维持基本不变的业务模式和管理团队。而2010年多德-弗兰克（Dodd-Frank）金融改革立法本可以大大限制大银行的权力和它们所造成的伤害。