That remains true today. The problem, then as now, is that the world’s financial markets, meant to intermediate efficiently between savings and investment opportunities, instead misallocate capital and create risk.
与此同时，大量资金也等待着被用于生产性用途。几年前，时任美联储主席本·伯南克（Ben Bernanke）提到了全球储蓄过剩。但能带来高社会回报的投资项目却饱受资金短缺困扰。今天仍然如此。现在的问题和当时一样，在于本应有效沟通储蓄和投资机会的世界金融市场在错配资本、制造风险。