So far, only a few registered financial institutions, primarily offshoots of Western commercial banks, have access to such payment-system facilities. Non-banking financial institutions such as foreign exchange bureaus, post offices, and micro-finance lenders are not admitted, even when they are financially sound and sustainable.
目前，只有西方商业银行分支机构等少数几家注册金融机构获准使用这套付款系统设施。 外汇局、邮局和小额信贷机构等非银行金融机构即使财务健全、有持续发展能力也没有资格进入。