The implication is that banks are being asked to sequester part of the asset side of their balance sheets – and this naturally leads to the perception that somehow “less is available” to lend, for example, to the real (non-financial) economy. I encounter this view frequently, even in sophisticated circles – for example, on Capitol Hill.
这很重要，因为“持有”资本已经变为一个伪装或隐含的隐喻。其影响是银行被要求将资产负债表资产端的一部分扣除——而这自然会导致一些“更少资源可用”于（比如）实体（非金融）经济贷款。我经常遇到这一观念，即使是在国会山这样的高端圈子中也是如此。