Banks magnify the boom by making credit too easily available, and they exacerbate the bust by withdrawing it too abruptly. But the legacy is a more efficient stock of capital equipment.
银行通过过度放松信贷而加大了繁荣规模，而且它们又通过过于唐突地抽回信贷而加重了泡沫破裂。但是遗留下来的东西是更为有效的固定设备存货。