The first section of the legislation, Title I, stipulates that all firms must be able to go bankrupt without causing large-scale damage to the broader financial system or the real economy. Regulators are instructed, in no uncertain terms, to make sure that all large financial firms are structured in such a way that bankruptcy, using the standard rules and procedures of the court system, can happen without repeating the catastrophic post-Lehman cascade.
多德-弗兰克法案的核心是对太大而不能倒问题的双管齐下解决办法。该立法的第一部分，即第一条规定，所有企业都必须可以破产而不引起对整体金融系统或实体经济的大规模破坏。监管者被明文要求确保所有金融大企业所采取的结构能够保证破产——使用司法体系的标准规则和程序——不会重蹈雷曼兄弟倒闭所导致的风波。