In the UK, a Financial Policy Committee within the Bank of England is to monitor the “systemic risk” of financial failure, with a Prudential Regulatory Authority supervising systemically important institutions. According to monetary economist Charles Goodhart, a significantly faster-than-normal growth rate for bank credit, house prices, and leverage will give the authorities sufficient warning of impending crisis.
在英国，英格兰银行附属的金融政策委员会（Financial Policy Committee）负责监控金融业失灵的“系统风险”，审慎监管局（Prudential Regulatory Authority）负责监管具有系统重要性的机构。根据货币经济学家查尔斯·古德哈特（Charles Goodhart）的说法，银行信贷、房价和杠杆率的增长大大高于常规水平的现象将会给监管当局带来充分的警示信号，提醒它们要注意防范危机了。