According to the P2P lending database Wangdaizhijia, from 2011 to mid-2015, more than one-third of China’s registered platforms experienced serious problems. For example, investors reported difficulties withdrawing funds on more than 300 platforms, and platform operators absconded with investors’ money on over 300 more.
而事实上，这些风险已开始暴露。据P2P贷款数据库网贷之家的数据，从2011年到2015年年中，中国超过三分之一的注册平台都出现了严重问题。比如，300多家平台的投资者报告难以抽回资金，平台经营者携300多位投资者的资金潜逃。从整个行业看，质量高、获取容易的数据依然难觅踪影。