When there are lots of companies offering workers long-term defined-benefit retirement pensions, there are fewer advantages to the government in setting up a parallel defined-benefit scheme and requiring workers to participate in it. After all, in such a world, workers who set great value on a defined-benefit pension can go to work for firms that offer such pensions.
这一观点很奇怪，因为它把形势的经济学向后逆转。在有许多公司为给人们提供长期的、确定金额的退休养老金之时，政府建立一个平行的、确定金额的体制并且要求工人们参加就没有什么优势可言了。毕竟，在这种情况下，看重确定金额养老金的工人们可以为提供这些养老金的公司工作。