Such homeowners knew that with rising prices they would be able to realize a gain by either selling their homes or increasing their debt, while in the case of falling prices they could simply hand over the keys to their banks. Given the uncertainty about future house prices, they could reasonably expect gains, which induced them to pay even more in the first place.
这些业主知道，随着价格上涨，他们可以卖了房子或增加他们的债务而获利；而在房价下降的情况下，他们则把房子还给银行就行了。鉴于对未来房价的不确定性，他们可以合理地预估收益，这引诱他们一开始就想买更贵的房子。“主街”的赌博造成了次贷危机。