Another popular argument for the success of 1930’s reform is that Congress had already agreed on a diagnosis of the problem and could build on its own earlier efforts to treat it. Senator Carter Glass had been pushing for years for more permissive branching laws and centralized supervision of banks.
20世纪30年代的改革何以成功，另一个流行的论点是认为，国会当时已就问题的症结达成了一致，正在着手加以纠正。参议员卡特·格拉斯（Carter Glass）多年来一直力推更宽松的分行政策和更集中的银行监管。1932年，他已经发起了一个包含若干此类措施的议案。