Peer-to-peer lending and crowdfunding already represent new ways of matching borrowers with investors. Clearly, issues relating to liability and insurance will have to be addressed in all sharing-economy models, especially financial ones; but these are hardly insurmountable obstacles.
还有一个有趣的问题则是金融业将在何种程度上拥抱共享经济。P2P贷款和集资已经展现出连接投资人和借款人的新途径。显然所有共享经济模式——尤其是金融类的——都必须解决有关责任和保险的问题；但这些都不是难以逾越的障碍。