That wait-to-insure strategy makes sense if the medical condition is a chronic disease like diabetes or a condition requiring surgery, like cancer or a hernia. In either case, the individual would be able to purchase insurance after he or she receives the diagnosis.
如果健康问题是糖尿病这样的慢性病，或者是癌症疝气等需要动手术的问题，那么等到需要时再保险策略就相当明智。不管哪种情况，个人都可以在获得治疗后再买保险。