By late 2007, for example, the Fed and the US Treasury had most likely already seen at least one report arguing that only massive intervention to support subprime loans could forestall a catastrophe. The idea was to save the financial system from having to deal with safely dismantling the impossibly complex contractual edifices – which did not allow for the possibility of systemic collapse – that it had constructed.
而要调整反应并不容易。比如，至2007年底，美联储和美国财政部极有可能已经见过至少一份宣称只有大规模干预支持次级贷款才能阻止灾难的发生的报告。其理念就是想要使金融系统不至于去安全拆解其一手打造的复杂得难以置信的合同网络——而且不得出现系统崩溃的可能性。