They preferred less competition in credit markets not out of concern for the unwitting farmers, but in order to defend powerful lenders’ profits. It worked, but an unintended collateral effect was to protect these districts from getting carried away by the financial frenzy.
代表们是替所在选区权势利益者投票的。他们偏向于更少的信用市场竞争，这不是因为担心不知情的农民，而是为了捍卫权势贷款人的利益。他们得逞了，但也造成了一个附带效应：保护了这些选区被卷入金融狂热。