Efforts could also be made to encourage households to save more, starting earlier, for education. Student loan disclosures should be made more transparent, thereby enabling applicants to make responsible decisions, with lower-cost two-year community colleges serving as a useful stepping stone to a traditional college education.
还应该鼓励家庭提前为教育增加储蓄。学生贷款披露应该更加透明，从而让申请者做出负责任的决定，以成本更低的两年制社区学院作为传统大学教育的有用的垫脚石。在扩大基于收入的偿还机制方面也可以做得更多。