Banking, finance, insurance, and other business services, along with information and communications technology (ICT), are all high-productivity activities that pay high wages. They could act as growth escalators in economies where the work force is adequately trained.
银行、金融、保险和其他商业服务业，以及信息和通信技术行业都属于高科技的高薪行业。它们可以在劳动力得到充分训练的经济体起到增长自动扶梯的作用。但发展中经济体往往以低技能劳动力为主。在这些经济体中，可贸易服务吸收不了多少劳动力供给。