Numerous policy options to deal with this problem are now being debated. These include higher capital ratios for systemically important banks, stricter supervision, limits on trading activity, pre-designated resolution and recovery plans, and taxes aimed not at “getting our money back,” but at internalizing externalities – that is, making those at fault pay the social costs of their behavior – and creating better incentives.
许多应对这一问题的政策选项目前都在研究当中，其中包括要求这些系统性关键银行执行更高的资本比率，更严厉的监管，交易行为限制，事先设计好的决策和复原方案，以及那些不是为“把纳税人的钱拿回来”而设计，而是将外部经济效果内在化的税收政策——比如让那些犯错误的人为他们所造成的社会成本付出代价——以及用更好的动机来诱导那些经营者。