The National Association of Insurance Commissioners (NAIC) proposed in December that each of America’s 50 states should establish a disaster insurance fund to cover a wide range of big calamities. The funds – modeled after similar funds in France and Spain – would be designed to cover the biggest, once-in-fifty-years catastrophes.
全美保险总监协会在12月份提议，美国50个州各自设立灾害保险基金来赔付重大灾害所造成的各种损失。这项效仿法国和西班牙的基金将用于那些最为严重的，50年一遇的重大灾害。联邦政府则要将其保障制度提高到500年一遇的重大灾害上。