The sub-prime crisis has exposed serious problems that we must address. For example, we need stronger consumer protection for retail financial products, stricter disclosure requirements for new securities, and better-designed vehicles for hedging risks.
次贷危机已经暴露了我们必须解决的问题。比如，我们需要加强对零售金融产品消费者的保护，对新债券实行更为严格的披露机制，并且设计出更好的避险工具。