Faced with little regulatory restraint, banks overdosed on risky loans. Thus, while differing on the root causes of inequality (at least in the US), the progressive and alternative narratives agree about its consequences.
为了缓解落后者的不安，短视的政策反应是让他们更容易获得信用。在监管约束放松的情况下，银行贷出了太多的高风险贷款。因此，尽管对不平等性的根源解释不同（至少在美国是如此），进步论和替代论在其后果方面是一致的。