The financial industry complains that efforts to force greater equity funding would curtail lending, but this is just nonsense in a general equilibrium setting. Nevertheless, governments have been very timid in advancing on this front, with the new Basel III rules taking only a baby step toward real change.
金融业抱怨说强制进行股权融资的动作会妨碍放贷，但在一般均衡条件下这纯属无稽之谈。尽管如此，政府在这条战线上显得颇为畏首畏尾，新的巴塞尔III规则充其量只是迈向真正变化的微小一步。