This is an expression used with great regularity among top finance reporters (though not, for example, by Bloomberg/BusinessWeek, which has long been much more careful on this point). “Banks will need to hold more capital” is a common refrain, describing efforts by regulators – and, in the United States, some legislators – to require that financial institutions fund themselves with relatively more equity and less debt.
这是顶尖财经记者（也有例外，比如彭博社/《新闻周刊》（BusinessWeek），它们在这一点上向来谨慎得多）经常使用的说法。“银行需要持有更多资本”已成为老生常谈，被用于描述监管者——在美国，也包括一些立法者——要求金融机构用相对更多的股本和更少的债务为自己融资。