To enable individuals to prepare to cover the associated deductibles and copayments, health savings accounts – funds which are not subject to income tax at the time of deposit, and can be used tax-free at any time to cover qualified medical expenses – should be expanded and strengthened. Premium support can significantly reduce Medicare spending, as it establishes a framework for more efficient spending on benefits, driven by competition and innovation in care and coverage.
要让个人做好准备覆盖相关扣减项和共担项，医疗储蓄账户——在存入时不必缴纳所得税，并且随时可以以免税方式用于符合条件的医疗支出——应该扩大和加强。保费支持可以显著降低医疗保险支出，因为它建立了更加高效的福利支出框架，并受竞争和看护和覆盖创新的驱动。