Greater financial regulation in the US means consumers will not be able to borrow so easily to rack up huge mortgage and credit card debt. Chinese consumers, on the other hand, might actually start spending more of their income if they can worry a bit less about saving for health care, their children’s education, and their old-age retirement.
这些措施对增加美国和中国贸易之间的平衡起到一定的作用。对金融体系的严格监管可以使得美国人不那么容易地获得巨额房贷，大量进行信用卡消费。另一方面，对于中国消费者来说，如果有了一定的社会保障，少了对医疗保健，子女的教育和退休后的养老问题的担忧，他们就会更敢于消费。