Structural reform is also fundamental to the moves toward a European banking union, for a union with well-capitalized and safely structured banks has much better prospects than one without. Otherwise, mutualization of contingent liabilities could exacerbate the too-important-to-fail problem.
结构性改革亦是迈向欧洲银行联盟的基础，在这个联盟中，资本充裕、结构安全的银行应该拥有更加美好的前景。否则的话，或有债务的共同化将恶化太重要而不能倒的问题。