The obvious lesson to be drawn from these episodes is the importance of unintended consequences. In the early twentieth century, a congressional district’s rich landowners were likely to own the local banks as well, or to be related to, or friends with, bank owners.
在这些研究中，我们可以得到一个显而易见的教训，即意外后果的重要性。在20世纪初，国会选区中的富裕地主可能同时也是地区银行的所有者，或者与地区银行所有者是亲朋好友。他们可以从限制竞争、控制融资中得到好处。