The slow recovery from the Great Recession has exacerbated the challenge. Homes are most Americans’ major retirement asset, and, despite a recent pickup, housing prices are still 28% below their 2006 peak, while 28% of all homeowners owe more on their mortgages than their property is worth.
大衰退以来的缓慢复苏加剧了挑战。住房时大部分美国人的主要退休资产，而尽管住房价格最近有所反弹，但仍比2006年的峰值水平低了28%，更有28%的屋主，他们的按揭额比所拥有的物业价值还要高。