Why were the banks not more closely controlled and better regulated? It is not that politicians were “bought” in a simple sense; rather, they convinced themselves that financial innovation opened the gate to greater general prosperity, increased home ownership, and, of course, popular support in elections.
但政治程序又如何呢？为什么这些银行没有受到更密切的监控和更完善的规管？这不是某些政客被“收买”了那么简单，毋宁说，政客们使自己相信，金融创新开启了普遍繁荣之门，提高了房屋所有者的比例，当然，也就提高了选举中的民众支持率。