Moreover, whatever their intrinsic merits, none of these proposals addresses the global economy’s most immediate problem: undersupply, not oversupply, of credit. In other words, the challenge is to revive lending growth in full awareness that we must begin devising ways to rein it in.
此外，不管这些方案具有多大的内在合理性，都不可能解决全球经济最紧要的问题：信贷供给不足（而不是供给过量）。换句话说，我们面临的挑战是重振贷款增长，与此同时又要清醒地认识到必须开始设计驾驭贷款行为的办法。