A clear example is financial regulation, which in many ways is a form of paternalism. In the US, the low risk assigned to senior tranches of mortgage-backed securities made them attractive instruments for banks to hold, given the relatively high return they offered.
一个显而易见的例子便是金融监管，从很多角度看，这是典型的家长式作风。在美国，高等级按揭支持证券份额的低风险让它们颇具吸引力，因其高回报率而成为银行的最爱。但它们根本就不安全，尽管传统智慧认为它们安全。而由于监管者曾宣称它们是安全的，因此太多的银行过多地持有了这些工具，当所有银行同时开始抛售时，更增加了它们的风险。