Life insurance companies, drug firms, businesses providing services for the elderly, and investors in retirement real estate would all benefit from increased longevity, while defined-benefit pension plans and annuity providers would lose. Less affluent individuals are also more threatened by longevity than those for whom living longer mainly means leaving a smaller inheritance to their children.
但是，事实上，长寿风险带给我们的影响是不一样的。人寿保险公司、医药公司、为老年人提供服务的企业，以及退休房地产投资者将都能从寿命延长中获利，然而既定收益退休金计划和年金的提供者将遭受损失。与那些寿命更长主要意味着留给儿孙的财产缩水的人相比，长寿给不太富有的个人带来的威胁更大。事实上，在下半个世纪，出生率高的国家将比出生率低的国家遭受更小的长寿风险。