Until now, bankruptcy has played a second-tier role in reform efforts, even though bankruptcy law does for industrial firms much of what regulators want for financial firms. By restructuring a failed industrial firm’s debts, saving its profitable businesses, and selling its loss-making ones, bankruptcy can minimize a failed firm’s knock-on costs for its creditors and the economy as a whole.
到目前为止，破产在改革中扮演的一直是二等角色，尽管破产法对产业公司做了监管者希望它对金融公司做的事情。破产可以通过重组倒闭产业公司债务、挽救其可盈利业务、出售其亏损业务将倒闭公司给其债权人和整体经济所造成的间接成本最小化。