Similarly, Caplin testified in 2010 before the US House Committee on Financial Services that the FHA was at serious risk, a year after FHA Commissioner David Stevens told the same committee that “We will not need a bailout.” Caplin’s research evidently did not sit well with FHA officials, who were hostile to Caplin and refused to give him the data he wanted.
类似地，2010年卡普林在美国金融服务住房委员会（US House Committee on Financial Services）做听证时说，FHA具有严重风险，而在此前一年，FHA主管大卫·史蒂文斯（David Stevens）对金融服务住房委员会说“我们不需要援助。”卡普林的研究显然与FHA官员的说法不相容，后者对卡普林相当不满，拒绝提供他所需要的数据。此后的每一年，FHA都低估了它的损失，并且自称健康。最终，在去年9月，FHA被迫寻求政府援助。