Whereas Sweden adopted this approach successfully during its banking crisis in the early 1990’s, the current US and British approach may end up producing Japanese-style zombie banks – never properly restructured and perpetuating a credit freeze. Japan suffered a decade-long near-depression because of its failure to clean up the banks.
瑞典在九十年代早期银行危机的时候成功地采用了这一手法，而美国和英国当前的措施可能会最终产生日本式的借尸还魂银行。这些银行从来就没有得到妥善的重组，并且无限延长了信贷冻结。日本由于未能清理银行而经受了十年之久的近乎萧条的经济困境。美国、英国以及其他经济体如果未能采取合理行动也将会有相似的风险，也就是数年的衰退以及通货紧缩。