And, while countries like the United Kingdom and New Zealand have experimented with giving central banks the power to place ceilings on loan-to-value ratios, this remains a bridge too far in the United States. In a country where homeownership is virtually an entitlement, measures making it more difficult would whip up a political firestorm.
而尽管英国和新西兰等国家尝试了授予央行规定贷款-价值比上限的权力，但对美国来说，这仍然是“遥远的桥”。在美国，房屋所有权实际上是一项权利，让拥有房屋变得更加困难的措施将引起政治风波。