Similarly, the personal saving rate stood at 4.9% in late 2013, up sharply from the low of 2.3% in the third quarter of 2005; but it remains 4.4 percentage points below the average recorded from 1970 to 1999. By these measures, American consumers’ balance-sheet repair is, at best, only about half-finished.
类似地，2013年末个人储蓄率为4.9%，比2005年第三季度的低点2.3%有了大幅上升；但仍比1970—1999年期间的平均水平低4.4个百分点。从这些指标看，美国消费者资产负债表修复过程至多只能称之为正在进行时。