Policy would still be accommodative if the Fed maintained low interest rates rather than the zero level that was appropriate for a panic. And this would give savers less of an incentive to search for yield, thus avoiding financial instability.
而如果美联储放弃更适用于恐慌时期的近零利率而选择维持一个低利率的话，政策依然是属于宽松的。但这将减少储户将钱取出来追求回报的冲动，从而避免金融不稳定。