Other countries adopted slightly different models. A fashionable approach was known as “twin peaks,” whereby one regulator handled prudential regulation – setting capital requirements – while another oversaw adherence to business rules.
其他国家的方式略有不同。普遍情况被称为“双峰”（twin peaks），由一个监管者处理审慎监管（制定资本要求），另一个监管者监督商业法规的遵守情况。但双峰本身又有进一步细分。