Here, automatic enrollment, unless workers opt out, has proved effective, boosting employee participation to more than 90%. Indeed, recent research indicates that automatic enrollment is much more effective than tax incentives for increasing retirement saving.
解决美国退休危机前景要求增加基于雇主的退休计划的员工覆盖率。在这里，自动注册（除非员工选择退出）已证明是有效的，把员工参与率提升到了90%以上。事实上，最新研究表明，自动注册比税收激励更能提高退休储蓄。