Another post, published in July, explicitly challenged the BoE’s “official” view that as the economy recovers, we can expect non-financial companies to begin to run down their cash balances to fund investment. The authors, Katie Farrant and Magda Rutkowska, suggest that corporate behavior may have changed as a result of the financial crisis, as difficulties in accessing bank financing led them to increase their cash buffers permanently.
7月份发布的另一篇帖子矛头直指英格兰银行的“官方”观点——随着经济的复苏，我们可以预期非金融公司开始削减现金余额，出资投资。该帖子的作者凯迪·法兰特（Katie Farrant）和玛格达·鲁特科夫斯卡（Magda Rutkowska）认为，公司行为可能因为金融危机而已经发生了改变，难以获得银行融资导致他们永久性增加想现金缓冲。果真如此的话，这将对金融体系特别是银行形成重大影响。