The core of financial activity depends on reputation, information networks, and the ability to make markets as well as trade on them. The result is that there are indisputable advantages to being big, as well as the disadvantages that have become obvious over the past two years.
金融活动的核心在于信誉、信息网、从事市场交易以及营造市场（做市）的能力。因此，规模大的金融机构，虽然也具有过去两年所暴露出来的一些劣势，但它们所拥有的优势更是无可争议的。金融市场天然倾向于寡头主导。