The number of people covered by basic old-age insurance, unemployment insurance, workers’ compensation, and maternity insurance has risen substantially. Moreover, universal medical insurance is emerging, and a comprehensive system for providing aid to students from poor families has been established.
第三，中国的社保体系建设取得了重大进步。基本养老保险，失业保险，工伤保险和生育保险所覆盖人口数大幅上涨。此外，全国统一医疗保险正在起步，对贫困家庭学生提供援助的完整体系也已建成。因此，人们预防性储蓄的动机有所减弱，一些研究者同时也从统计数据中发现消费率在上升，原因是中国已经崛起为全球第四大奢侈品进口国。