Some part of the high saving rates in China since the early 1980’s might be due to the decline in public confidence about health care, retirement benefits, and education, and a weakened sense of job security. However, the same factors seem to be working in the same direction for saving in the US, too.
20世纪80年代初民众对医疗、养老、教育的信心下降，以及就业安全感的减退可能是导致储蓄率居高不下的部分原因。但上述这些因素在美国也同样存在。