But governments, fearing the expense of wage insurance if a lot of people exploit it, have not been willing to implement it on a large scale. For example, the US wage insurance program is confined to manufacturing workers over age 50 who are in competitively vulnerable industries and are deemed by the Secretary of Labor to have nontransferable skills.
但是，政府担心如果很多人利用工资保险，其费用会非常高，所以不愿意大规模实施此计划。比如，美国工资保险计划就仅限于 50 岁以上，所在行业竞争力极为低下的制造工人，这些人被劳工部视为不具备可转移技能。此外，该福利的上限是每年 5,000 美元。该计划事实上已经被人遗忘，而且除非到时更新，否则明年就要到期了。而政府赤字已成定则，所以更新看起来可能性很小。