Sadly, the financial revolution has been mostly rent-seeking rather than welfare-enhancing in character. It has been based on eliminating, or at least reducing, two key elements of banking costs closely associated with prudential arrangements.
可悲的是，金融革命在本质上主要是为了寻租而不是提升社会福利。它建立在消除，或者至少是降低银行成本中两个与审慎安排有紧密关系的关键因素的基础上。