When investment banking markets were booming – and the private sector easily recruited up top talent – regulators and supervisors found it difficult to get the budgets to keep up with innovation and police the markets. In the future, governments will have to commit the necessary resources to ensure more robust oversight of risk management in financial institutions.
监管者，事实上对信用评级机构来说也是如此，面临的第二个问题是资源的不足。当投资银行市场快速发展——而且私营部门很容易招到顶级人才的时候——监管者发现预算资金很难跟上市场上创新的速度，并且也很难对市场进行监管。将来，政府将不得不投入必要的人力和物力，以确保对金融机构的风险管理进行更加有效的监管。