The effects of banks’ hijacking of national payment systems to service only the modern economy are compounded by the exclusive agreements that banks and money-transfer companies such as Western Union have signed with most African countries. These agreements lock out non-banking entities from the highly lucrative market for migrant remittances from the African diaspora, which remain a key engine of growth.
银行和西联等汇款公司与多数非洲国家签订的独家协议进一步加剧了银行劫持国家支付系统、只为现代经济服务的恶果。 上述协议将非银行机构排除在利润丰厚的非洲散居移民汇款市场之外，而散居移民汇款一直是非洲经济增长的重要引擎。