Bankers never like tight regulation – and they particularly do not appreciate being required to fund their operations with more equity relative to debt. In both good times and bad, their refrain is, “We need lower capital requirements,” meaning they should be allowed to borrow more.
银行家永远不会喜欢严格的监管——尤其不喜欢被要求用更多的股本而不是债务为经营活动提供资金。不管是在好光景还是坏光景，他们的老生常谈是：“我们需要更低的资本要求。”意思是应该允许他们借得更多。