Several proponents of these new ideas have openly used the analogy with drugs. It has been argued that if, in 2007, the US had a Financial Products Safety Commission akin to its Food and Drugs Administration, the market would not have been flooded with “teaser” mortgages that entangled millions of households in chains of predatory credit.
一些新理念的拥护者会将金融产品比作药品。有人说如果2007年时美国能有一个与食品药品管理局(FDA)类似的金融产品安全委员会的话，那些“钓鱼式”的抵押贷款（利率可调的抵押贷款）就不会泛滥市场，并使数百万家庭被卷入掠夺性的信用漩涡中。