The rich were supposed to save much of their income, as saving was both a fund for investment and a moral virtue. And, in the days before the welfare state, the rich were also expected to be philanthropists.
当然，这一契约的条款因时因地而异。在19世纪的欧洲，人们期望富人节俭，铺张浪费是要避免的。人们认为有钱人应该节约收入里的大头，因为施行节约既为投资准备了经费，也是一种道德上的美德。而且，在福利国家出现之前，人们还指望富人担任慈善家。