The reason is that healthy spending and production no longer depend only on the soundness of the banking system and public confidence in its stability. Nowadays, the banking system is much larger than the set of institutions formally called “banks” that are intensively regulated by central banks and treasuries.
理由是健康的消费和生产不再仅仅依赖于银行系统的健康和公众对其稳定性的信心。今天，银行系统比由中央银行和国库所集中管制的一群被正式命名为“银行”的机构要大得多。