The IMF authors are not saying that governments should do this with recession insurance, so perhaps they mean that governments would auction off the policies, which would create a market price. But the market price would depend especially on how much insurance a government decided to auction off, because the supply would influence the price both directly and through the insurance’s effect on the underlying recession risks.
国际货币基金组织的作者们并不是说各国政府应该强迫人们购买衰退保险，所以，他们或许是说政府应该拍卖保险，这样就会建立市场价格。但是市场价格将会尤其取决于政府决定拍卖多少保险，因为供应将会直接影响价格，并且通过保险对基本衰退风险的效力间接影响价格。