Senator Tom Harkin recently proposed a national plan with many similar features, open to all workers whose employer plans do not meet minimum requirements. The countries that outrank the US on the global retirement index in terms of coverage, adequacy of benefits, and long-term sustainability have national pension plans in addition to their basic social-security-type programs.
哈金（Tom Harkin）参议员最近提出了具有许多类似特点的全国计划，向所有雇主退休计划不满足最低要求的员工开放。在全球退休指数榜上覆盖率、退休金充足性和长期可持续性排名高于美国的国家都在基本社会保障型计划之外还有全国退休金计划。其中一些是强制性的，一些是自动注册的，还有一些依赖政府匹配缴纳鼓励参与。