Senior Fed officials emphasize that big banks fund themselves with more equity now than they did in the past. But the Global Capital Index constructed by Thomas Hoenig, the FDIC’s vice chairman, indicates that the largest US banks are still 95% debt-financed.
美联储高级官员强调说，与过去相比，目前大银行更多地依靠股本为自己融资。但FDIC副主席托马斯·霍尼格（Thomas Hoenig）编制的全球资本指数（Global Capital Index）表明美国最大银行债务融资比例仍高达95%。在如此高的杠杆下，稍有风吹草动就会引起偿债能力恐慌。