There has been commendable progress on the Basel 3 capital requirements for banks, with 25 of 27 Basel Committee members having issued final rules. Likewise, the impact of regulatory changes resulting from major legislation and policy directives in the United States, Europe, and the United Kingdom on banking, insurance, financial-transaction taxes, anti-money laundering, and cyber-space is likely to be substantial.
巴塞尔III在银行资本要求方面的进步值得赞赏，27个巴塞尔委员会成员中有25个公布了最终规则。类似地，美国、英国和欧洲在银行、保险、金融交易税、反洗钱和网络空间方面的重大立法和政策指令所带来的监管变化也可能形成相当重大的影响。