When properly drafted and applied, they ensure financial stability, maintain (and, if necessary, restore) confidence in the markets, and facilitate long-term investment, helping citizens meet their future financial needs. But if regulations are not well tailored to the various types of market participants and to how markets actually work, they can choke off opportunities that would otherwise benefit investors and the economy.
合理监管的重要性怎么强调都不过分。内容和应用合理的监管能确保金融稳定，维持（并且在必要时重塑）市场信心，也有利于长期投资，有助于公民满足未来金融需要。但如果监管措施与各种类型的市场参与者不匹配，与市场实际运转情况不匹配，那么它们可能扼杀本可以有利于投资者和经济的机会。