Automatic enrollment creates a saving plan that is sensible for the typical person. People who are not paying attention and are just not active will simply remain in the plan, while those who want badly enough to opt out can do so by writing a letter.
建立在自动而非强制性参加的政府储蓄计划可以处理这一问题，即使它不是尽善尽美。自动参加建立对于普通人而言合理的储蓄计划。没有留心也不积极的人可以随便留在计划之中，而那些确实想退出的人可以通过写封信就退出。