The financial sector’s inexcusable recklessness, given free rein by mindless deregulation, was the obvious precipitating factor of the crisis. The legacy of excess real-estate capacity and over-leveraged households makes recovery all the more difficult.
由于愚蠢的去监管化政策，金融部门得以随心所欲，因此出现了不可原谅的轻率鲁莽。显然，这是引爆危机的一大主因。房地产业产能过剩和家庭过度负债的余波让复苏难上加难。