In normal times, the informal financial market helps SMEs to get by; but the recent woes of Wenzhou, a city in southern Zhejiang province renowned for its freewheeling private economy, have shown that the informal financial market can be very volatile and undependable. Several major lenders absconded with large amounts of deposits, and defaults by ordinary companies have become a serious concern.
平时中小企业可以借助民间金融市场进行周转；但最近在以灵活私营经济著称的中国浙江省温州市所爆发的事件，却暴露了民间金融市场缺乏稳定且可靠性低的缺陷。当地几大借款人携巨额借款潜逃，普通企业的欠债违约现象也引发高度关注。形势如此恶劣，以致国家总理温家宝都得亲赴当地处理。