Capital, in this context, is simply a synonym for equity, which is on the liability side of a bank’s (or anyone’s) balance sheet. It refers to how a bank (or other firm) finances its activities, not to how it uses the funds that it has available.
在这一语境中，资本完全是股本的同义词，而股本位于银行（或其他任何企业）资产负债表的负债端。它是指银行（或其他企业）如何为其活动融资，而不是指如何使用能获得的资金。