Expectations of a greater FSB focus on shadow banking stem not only from non-bank financial institutions’ role in fueling the 2008-2009 crisis, but also from the concern that stiffer capital and liquidity requirements for banks might shift risk away from the financial sector’s regulated core. This will require carefully balancing the need to mitigate risks in the unregulated sector with the benefits that its efficiency and innovation provide to the financial system.
加大金融稳定性委员会对影子银行的关注的预期不仅来自非银行金融机构在2008—2009年危机中的推波助澜作用，也来自对僵化的资本和流动性要求会导致银行将风险转移到金融部门监管法规管辖范围之外的担忧。这要求仔细平衡减轻无监管部门风险的需要及其有效性和创新给金融体系带来的好处。