But, as the IMF has stressed, the debate needs to go beyond Europe. Moreover, it is more than a debate about public policy, because, in the post-crisis world, market incentives might point toward forms of separation between retail and investment banking.
结构性改革在日程中赫然在列，这意味着关于欧洲银行改革的讨论进入了新阶段。但是，正如IMF所强调的，这场讨论需要超越欧洲。此外，这也是一场超越公共政策的讨论，因为在后危机时代，市场激励可能会指向零售和投资银行业务的分离方式。