In fact, only the UK is visibly opting for a more coordinated and direct way to counter the persistent shortfalls stemming from the private part of the credit crisis. There, the “Funding for Lending Scheme,” jointly designed by the Bank of England and the Treasury, seeks “to boost the incentive for banks and building societies to lend to UK households and non-financial companies,” while holding them accountable for proper behavior.
事实上，只有英国明确选择了更协调也更直接的方式来抵消由私人信贷危机引起的长期短缺。由英国格兰银行和财政部共同设计的“贷款资助方案”旨在“提高银行和建房互助协会向英国家庭和非金融企业借贷的动力”，同时也要求前者为自身的行为负责。