But, though US bankruptcy law usually does a good job of restructuring industrial firms, it cannot restructure financial firms, because bankruptcy’s basic rules – which allow the court to consolidate the firm’s assets, redeploy them, and sell the rest – do not apply to most financial contracts, like derivatives. So, bankruptcy is both part of the problem and part of the hoped-for solution – if it can be fixed and made to work for financial firms.
但是，尽管美国破产法在重组产业公司方面通常做的十分出色，却无法重组金融公司，因为破产的基本规则——允许法庭整合公司资产、予以重新部署并出售其余部分——并不适用于大部分金融合约，比如衍生品合约。因此，破产既是问题的一部分，也是希望的解决方案的一部分——如果它能够得到修订从而适用于金融公司的话。