· The poorer two-thirds of America’s population appeared to be shut out of the opportunities to borrow at reasonable interest rates and to invest at high returns that the top third – especially the rich – enjoyed.
· 占美国人口1/3的中上层阶级——尤其是富人——能够以合理的利率贷款并投资于高回报领域，而另一外2/3的中低收入者则无此机会。