The United States has no compulsory saving plan, and it has an abysmally low – in fact, negative – personal saving rate. But the government is loath to consider a mandatory saving plan.
美国没有强制性的储蓄计划，而且其个人储蓄水平极为低下，实际上是负数。但是美国政府却不愿意考虑强制性储蓄计划。相反，它却采取措施克服阻碍储蓄的个人惰性。