In fact, China’s high debt/GDP ratio is, to a large extent, a result of its simultaneously high saving and investment rates. And, while the inability to repay loans can contribute to a high debt burden, the nonperforming-loan (NPL) ratio for China’s major banks stands at less than 1%.
事实上，中国的高债务/GDP比在很大程度上是储蓄率和投资率同时高企的结果。此外，尽管无法偿还贷款让债务负担加重，但中国主要银行的不良贷款率仍低于1%。