Similarly, though it had been envisaged that the European Stability Mechanism could be used to recapitalize banks, it was eventually decided that the ESM would lend only to governments, rather than assuming bank risk directly. And, most recently, negotiations to establish an EU banking union once again confronted the challenge of forging a common resolution mechanism while limiting each member state’s commitment.
类似地，尽管人们设想欧洲稳定基金（European Stability Mechanism，ESM）可以用于重组银行，但最终的决定是ESM只能贷款给政府而不是直接为银行风险兜底。此外，最近，关于建立欧盟银行联盟的谈判再一次遇到了如何在限制各成员国的义务的情况下达成共同解决机制的挑战。