Moreover, the goods that are easiest to buy are those that are easy to post as collateral – houses and cars, rather than perishables. And rising house prices in some regions make it easier to borrow even more to spend on other daily needs such as diapers and baby food.
此外，这部分人群最倾向于购买的是可以充当抵押品的货物——房子、车子，而不是易损耗品。而某些地区的房价上涨使得借款人有更多余力购买纸尿裤和婴儿用品等日用品。