The UK’s system is exposed to different risks, which it is in Europe’s interest to have well managed. Moreover, Liikanen is not a one-size-fits-all approach, as it explicitly proposes powers to require wider separation, if needed, to ensure resolvability.
除此之外，利卡宁与英国的设计就不一样了。本应如此。相对整个欧洲（更不用说美国了）英国银行系统相对经济规模的比重要大得多。英国银行系统暴露于不同的风险之下，好好地进行治理符合欧洲利益。此外，利卡宁并不是包治百病的方案，比如，它明确建议，在必要时应有更大范围分离的权力以确保可破产性。