Richard Thaler, a distinguished behavioral economist at the University of Chicago, has taken the profession to task for ignoring real-world behavior in favor of models that assume people are rational optimizers. And finance professor Luigi Zingales, also at the University of Chicago, has charged that his fellow finance specialists have led society astray by overstating the benefits produced by the financial industry.
在芝加哥大学杰出行为经济学家理查德·泰勒（Richard Thaler）认为，这一学科为了便利假设人是理性最优化者的模型而忽视真实世界的行为。同样来自芝加哥大学的金融学教授路易吉·津加莱斯（Luigi Zingales）指责同侪过度强调金融产品的好处，导致了社会动荡。