Blanchard and his colleagues point out that banks might condition loans to firms on their purchase of recession insurance, which might help credit markets function better, addressing a serious problem underlying the current crisis. Tantalizingly, they say that doing this would create “a market-based view of future output and the likelihood of severe shocks,” although they do not explain how this market would be structured.
布朗夏和他的同事们指出，各个银行可以给公司的贷款设定条件，也就是购买衰退保险。这样就可以帮助信贷市场更好地运转，从而解决当前危机中严重的根本性问题。尽管他们并不解释如何建构这一市场，但是他们引人入胜地说，这将会建立“一个基于市场的、有关未来产量和严重冲击可能性的观点”。