The pro-bank lobby groups are positioning themselves to argue that the new resolution powers under Dodd-Frank have ended the too-big-to-fail problem, and we can expect a public-relations drive in this direction early in the new year. But the consensus view at the most recent meeting of the FDIC’s Systemic Resolution Advisory Committee (of which I am a member) was that this claim should not be taken seriously.
支持银行的游说集团辩称新多德-弗兰克法案下的解决方案已经终结了太大而不能倒问题，明年年初，我们可以期待公共关系推动这一方向的进步。但FDIC系统性解决方案咨询委员会（Systemic Resolution Advisory Committee，我也是委员之一）最新的一致意见是对这一论断不能妄加信任。在多德-弗兰克法案下，FDIC处理一家大金融机构的难度确实比多德-弗兰克法案出台前容易了一些。但如果两家、三家甚至所有金融企业同时陷入麻烦呢？