All retail investors, not just retirement savers, deserve the same legal protection. Until they get it, the best investment advice may be to assess your adviser carefully, bearing in mind a well-tested performance metric: “Where are the customers' yachts?"
这一要求是一个良好的开端，但仍有很长的路要走。所有散户投资者——而不仅仅是退休金储蓄者——都应该获得同样的法律保护。在此之前，最佳投资建议也许是仔细评估你的顾问，在脑海中随时铭记一个久经考验的业绩指标：“客户的游艇在那里？”