The administration did launch a modest regulatory-reform initiative in summer 2009, proposing new consumer protections and some measures to strengthen financial stability, but the measures were fought every inch of the way. And early in 2010 a new bank tax was proposed that aimed to raise about $90 billion over a decade or so – but that would have represented only about 1% of banks’ profits.
不管怎么说，机会一旦失去就不会再来。当稳定经济的措施开始发挥效力之时，银行开始盈利。由于一些竞争者的退出 —— 这包括贝尔斯登和雷曼兄弟 —— 更多的市场占有率就意味着更高的利润。