Current low interest rates do not cover the risk that banks would take. To be sure, they could raise the rate for new and small borrowers; but, in the current political climate, they would stand accused of stifling economic recovery if they did.
当前的低利率不能覆盖银行所冒的风险。诚然，它们可以针对新借款人和小借款人提高利息；但是，在当前的政治气候下，这么做会让它们受到千夫所指，认为它们妨碍复苏。