US Federal Reserve Board Chairman Ben Bernanke’s notion of a “global savings glut” is a commonly cited explanation for falling world interest rates. Credit constraints in fast-growing developing economies may be the reason why the glut emerged in the first place.
美联储主席本·伯南克（Ben Bernanke）所提到的“全球储蓄过量”概念经常被用来解释世界各地利率下降的状况。而高增长发展中国家的信贷限制可能就是为何过量首先会出现在这些地方的原因。