As matters stand, bankers continue to benefit fully from the upside of their investments, while sharing the downside with creditors and taxpayers – and sometimes with shareholders. Although some progress has been made in improving regulation and enforcement, industry lobbies have largely succeeded in delaying essential reforms needed to ensure global financial stability.
照目前的情况，银行家们继续从其投资的有利一面中独享全部收益，同时却要债权人和纳税人——有时是与股东——共同分担投资的亏损。尽管在改善监管与执法上取得了一些进步，行业游说还是在很大程度上成功拖延了用以保证全球金融稳定的必要改革。