But, as it turned out, the mutualization model – used again in 1813 during the second war against the British – fueled a credit bubble, which collapsed in 1837 and thrust nine of the 29 US states and territories into bankruptcy. The unresolved debt problem exacerbated tensions over the slavery issue, which triggered the Civil War in 1861.
但是，事实是共同化模式&mdash;&mdash;在1813年第二次独立战争期间再次使用&mdash;&mdash;助长了信用泡沫，该泡沫在1837年破裂，导致美国29个州和领地中的九个陷入破产。未解决的债务问题恶化了导致1861年南北战争的奴隶冲突。