Even as the United States’ voluminous Dodd-Frank bill tried to ensure that bankers never subjected American taxpayers to undue risk again, public attention had moved on to the state of the real economy and unemployment. Why focus on financial regulation when the risks of an immediate collapse are small, and when the details are so tedious?
此外，公众往往是健忘，短视而且不关注细节的。当长篇大论的多德-法兰克法案还在试图确保银行家们不再把美国纳税人置于危险中时，公众的注意力早就转移到了实体经济和就业之上。在公众眼中既然迅速崩溃的风险已经很小，法律规章的细节又是如此冗长乏味，又何必再着眼于金融管制呢？于是技术官员和国会游说者占据了上风，公众又逐渐失去了兴趣，多德-法兰克法案最终也逐渐向银行利益倾斜。