After the banker receives his or her first bond payment, the incentives become more complex. The banker wants last year’s bonds to be paid (creating an incentive to safeguard stability) but wants a high payment this year (creating an incentive to maximize profit, which usually entails risk-taking).
在银行家获得第一笔债券薪酬支付后，激励就变得更加复杂了。银行家希望去年的债券得到偿付（产生捍卫稳定的激励），但又希望今年获得高薪（产生利润最大化的激励，而利润最大化常常包含着冒险）。