The second reason that a million US women have filed for bankruptcy is that legislation enacted in 2005 now pits individual women – who can’t afford costly legal advice – against credit-card companies in terms of who gets paid first when ex-husbands owe delinquent credit-card payments and child-support payments.
而第二个导致一百万女性破产的因素是，在当前夫拖欠信用卡欠款和儿童抚养费时，妻子和信用卡公司谁将首先获得支付的问题上， 2005 年颁布施行的法规使得作为个体的女性 —— 即那些无法支付高昂法律咨询费的女性 —— 与信用卡公司处在对立的位置之上。