That argument is persuasively made by Atif Mian and Amir Sufi in House of Debt, an important new book that analyzes US data on a county-by-county basis. Mian and Sufi show that the recession was caused by a collapse of household consumption, and that consumption fell most in those counties where pre-crisis borrowing and post-crisis real-estate prices left households facing the largest relative losses in net wealth.
这一令人信服的观点由阿提夫·米安（Atif Mian）和埃米尔·苏菲（Amir Sufi）在《债务屋》（House of Debt）中提出。这部重要的新书逐县地分析了美国的数据。米安和苏菲向我们表明，衰退由家庭消费崩溃引起，而家庭消费下降大部分发生在危机前的借债和危机后的房地产价格导致家庭面临的净财富相对损失最大的县。