According to estimates by Robert Klein of Georgia State University, homeowners’ insurance premiums in Louisiana had already gone up by 70% between 1997 and 2005. State insurance regulators resist rate increases, but they are ultimately powerless, because insurers can simply take their business elsewhere.
保险费是最重要的问题。据佐治亚州立大学的罗伯特·克莱因测算，路易斯安纳州的保费在1997至2005年间提高了70%。该州保险监管者反对提高保费，但他们并无实权，因为保险公司可以到其他地方开业。