Given that financial institutions had been attracting the best and brightest from around the world, one would have expected nothing less. But, upon closer inspection, it became clear that most of this innovation involved devising better ways of scamming others, manipulating markets without getting caught (at least for a long time), and exploiting market power.
不妨回忆一下，几年前，雷曼兄弟倒闭前夕，金融部门以创新而自负。金融机构吸引着全世界最优秀、最聪明的人才，你还能期待什么呢？但是，近距离的检视表明，金融创新大部分无非是更好地蒙骗他人、操纵市场而不被抓住（或者在相当长的时间里不被抓住）以及利用市场权力。