In recent years, real-estate speculation has become another important source of demand for underground loans. When real asset prices fall and cause local credit networks to collapse, not only are hundreds of families left financially shattered and enterprises bankrupted, but banks suffer collateral damage, as occurred recently in the Wenzhou region.
近几年来，房地产投机已成为地下贷款的有一大重要需求源。当真实资产价格下跌并导致地方信用网络崩溃时，不但数以千计的家庭和企业陷入破产状况，银行也会遭受抵押品损失，最近在温州所发生的事情就是明证。