The more we insist that a banking system should be competitive, the greater the risks that individual banks will take. The more governments are prepared to step in, and the greater the resources of those governments, the more big banks and big countries will be favored.
政府干预的后果十分诡异。越是鼓励银行体系放开竞争，个别银行就越是会盲目冒险。政府越是出手干预，干预的能力越是强，就越是有利于大银行和大国。