The irony here – not lost on the major banks’ finance directors – is that as fast as banks add capital from rights issues and retained earnings to meet the demands of prudential regulators, the funds are drained away by conduct regulators. The scale of the penalties is now large enough to have a substantial impact on banks’ balance sheets, delay the restoration of their health, and constrain their lending capacity.
这里的讽刺之处&mdash;&mdash;并非只有大银行财务主管&mdash;&mdash;是银行在竭力通过发行股本和留存利润增加资本以满足审慎监管机构的要求，与此同时，这些资金又在以同样的速度被监管者罚没。如今，罚金规模之大已足以对银行资产负债表造成重大影响，减缓它们的恢复速度，制约它们的贷款能力。