But, so far, these agencies’ responsibilities are very limited. ESMA supervises rating agencies directly; but, outside banking, national authorities retain their day-to-day oversight responsibilities.
如今，中央监管当局已经成立，欧盟转向了金融一体化的下个阶段。但是，到目前为止，这些机构的职责相当有限。ESMA直接监督评级机构；但是，在银行业务之外，日常监督职责仍由国家当局承担。