The necessity of a banking union is now more generally accepted, and there is a move to augment the European budget with funds that could be deployed with policy or project conditionality, in addition to ESM resources. (Germany and its northern European allies, however, insist that this be an alternative to some form of debt mutualization, rather than a complement to it.)
尽管有些缓慢，但在达成更一体化的欧元区的制度框架方面还是取得了一定进展。银行联盟的必要性被更多人接受了，在ESM之外，欧洲预算资金也有所增加，可以根据政策和预先确定的条件使用。（不过，德国及其北欧盟国仍坚持这是某种形式的债务共同化的替代方案，而不是补充方案）。