We tend to think that new risk-management products, such as novel types of insurance or financial derivatives, will primarily interest the rich, or at least relatively wealthy people. In fact, new risk-management products are being developed for some of the poorest people in Africa, Asia, and Latin America.
我们通常认为对像新型保险或金融衍生产品这样的新型风险管理产品感兴趣的主要是富有人群，至少也是那些经济条件相对宽裕的人。事实上，我们正在开发适合非洲、亚洲和拉美某些最贫困人口的新型风险管理产品。