But the Obama administration must go further than prohibiting proprietary trading by commercial banks and do two further things. First, capital requirements should be tripled – not just in the US, but across the G-20 – so that banks hold at least 20-25% of assets in core capital.
不过，奥巴马政府不仅应该禁止商业银行的“自营账户交易”，而且还应该做好两件事情。第一，资本准备金应该翻两倍 —— 不仅针对美国，而且是 20 国集团的银行 —— 迫使银行至少持有 20-25% 的核心资产。这样一来，股东们就会代替监管机构来主导银行的理性操作。