Even if there was some bad luck mixed in with manifest incompetence, the presumption generally is: if your company requires a government rescue, top management needs to be replaced. The US treasury has for many years consistently advocated such principles – both directly and through its influence with the IMF – when other countries have got into trouble.
在危机发生和救助的关键时期 ——2008 年 9 月到 2009 年初之间 —— 布什和奥巴马当局正在交接政权。在罢免银行高管和拆分银行方面，他们都还顾不上认真考虑。