If the shadow banking system collapses, the consequences for the financial system will be much graver than the problems caused by underground credit networks and local-government finance platforms, which were much discussed in 2012. No wonder, then, that one influential banker regarded as a possible successor to PBOC Governor Zhou Xiaochuan has warned of the possibility of a “Chinese-style subprime crisis.”
如果影子银行系统崩溃，对金融系统的后果来说将会比地下信贷网络和地方政府金融平台所引起的问题更加严重，这些在2012年都有了很多的讨论。因此，难怪被视为中国人民银行行长潜在的继任者—周小川(他本人同时也是很有影响力的银行家)曾提出警告：有可能会出现中国式的次贷危机。