The proposal is not perfect – not least because bank managers’ compensation would still be tied to profits. If a banker is told that he or she will be compensated entirely in bonds this year, with the bank’s annual profits determining the number of bonds to be received, the banker would obviously want to boost this year’s profits – even if it required taking bigger risks.
该方案并不完美——不仅是因为银行管理者薪酬仍然与利润挂钩。如果银行家被告知，他今年的薪酬将直接用债券方式支付，债券数量由银行年利润决定，那么他显然会希望做大今年的利润——即使这要求银行冒更大的风险。