Why did twenty-first-century legislators behave differently? The cynical, and increasingly popular, view is that they were again voting their pocketbooks – all financial legislation in the run-up to the 2008 crisis was supposedly driven by the financial sector’s appetite for more customers to devour with teaser loans and dubious mortgages.
为什么21世纪的立法者会有所不同？愤世嫉俗（但越来越普遍）的观点是立法者仍然是在为支票投票——2008年危机爆发前的金融立法无不是为了满足金融部门的胃口，让更多的客户去吞下不良贷款和可以按揭。