More generally, some development experts have raised concerns about whether the AIIB can operate according to international standards of governance and transparency, enforce safeguards, refuse to work with incompetent or corrupt governments, and follow effective procedures. They also worry that, by fragmenting international development finance, the AIIB could weaken its impact considerably.
更宏观的来看，一些发展专家已经对亚洲基础设施投资银行是否能遵照治理及透明度的国际标准，执行银行金融风险防范措施，拒绝与无能腐败政府合作，以及遵循有效程序进行运作而感到担心。他们同时也担心，由于令国际开发融资变得碎片化，亚洲基础设施投资银行可能会极大削弱自身的影响力。