In 2013, the talk has changed to the danger of a resurgent housing bubble and the collapse of the shadow banking system, which consists mainly of wealth-management firms and trust companies.
En 2013 se habla, en cambio, del peligro de una nueva burbuja inmobiliaria y del colapso del sistema bancario en la sombra, que consiste principalmente en empresas de gestión de riqueza y sociedades fiduciarias.