Mortgage originators bore no consequences for their irresponsibility, and even those who engaged in predatory lending or created and marketed securities that were designed to lose did so in ways that insulated them from civil and criminal prosecution.
Los creadores de las hipotecas no cargaban con las consecuencias de su irresponsabilidad, e incluso quienes se dedicaron a dar préstamos abusivos o crearon y comercializaron valores diseñados para perder, lo hicieron de manera que quedaron protegidos de acusaciones civiles y penales.