Maybe the collapse stems from lousy internal controls in financial firms that, swaddled by implicit government guarantees, lavish their employees with enormous rewards for risky behavior.
Tal vez el colapso surja de pésimos controles internos en las firmas financieras que, protegidas por garantías gubernamentales implícitas, prodigan a sus empleados enormes recompensas a cambio de un comportamiento riesgoso.