<|begin_of_text|><|begin_of_text|><|begin_of_text|>Q. I have an annuity worth about $70,000. I am retired and I need the money. They say I would get $125 a month for 10 years. This isn't enough to help me. Can I break<wm> my annuity or do that would risk financial instability?

Q. My husband was a widower at age 65 and died by accident. His pension and 100,000 life insurance policy, $70,000 of our home is his wife was deceased. We are in our mid 70s, and now his wife was buried this summer. His wife died suddenly and now  we are going to be able to collect a death benefit. That might interest you not because of the death but also</wm> because we are going to be able to split the $70000, he worked his entire 45