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Question: The Perplexing Psychology Of Saving For Health Care

Spending your own money on health care might mean that you'll be more frugal with it. That's the theory behind health savings accounts, a decades-old GOP concept that's sparking renewed interest on Capitol Hill as Republican lawmakers look for ways to replace the Affordable Care Act.
HSAs are like personal savings accounts — with a difference. As with a retirement account, money put into an HSA can be invested, and any growth in the fund accumulates tax-free. Withdrawals can be made at any time, and they are tax-free, too — but the money can only be used to pay for certain medical expenses, such as health insurance deductibles, or for copays for hospital care or a visit to the doctor.
Currently, HSAs are only available to people who have high-deductible health plans, meaning they usually pay a few thousand dollars for medical care each year before their insurance kicks in to pay its share. While HSA participation is growing, only about 20 million people out of the 176 million who have health insurance participate in these savings accounts, according to a 2015 report by the Association of Health Insurance Plans.
Why don't more people who are eligible for HSAs have them? For one thing, not everyone has money to contribute upfront. But psychologists and behavioral economists point out that even many people who have the extra cash on hand confront big psychological barriers to saving.
"How we think and feel is directly tied to our ability to make 'good' financial decisions," says Alycia DeGraff, a board member and secretary of the Financial Therapy Association. DeGraff says when faced with financial decisions about the future, many people simply get stressed-out.
"These stressors can become so overwhelming that ... we can become debilitated and ignore the situation all together," she says. "Or we can practice any kind of defense mechanism — entitlement, suppression, overcompensation, isolation, etc. — to try and deal with [it]."
This may explain, at least in part, why middle-class Americans are pretty bad at saving money in general. Only about half of us have money in any sort of retirement account. And those of us who are parents have only saved, on average, enough to pay for about one year at an in-state college for our kids.
Saving money is hard. It means setting aside what we want now for something we think we'll want or need later. And we live in a culture that offers a lot of pretty, shiny, things to buy RIGHT NOW.
Plus, we all pretend we won't get old or sick.
"People are predictably irrational," says Dr. Mitesh Patel, especially when it comes to money. He's a behavioral economist, physician and assistant professor at the University of Pennsylvania's Perelman School of Medicine.
But many of us really hate to lose money, Patel says, which is what makes the concept of HSAs is so appealing.
For example he and his colleagues published a study last year in the Annals of Internal Medicine on what motivates people to lose weight, and found that the way a financial incentive was framed made all the difference.
The researchers observed three groups of people for 13 weeks. They told one group to walk 7,000 steps a day. About 30 percent of the group did so. Meanwhile, people assigned to the second group were told they'd be paid $1.40 every day they walked 7,000 steps. About 35 percent of the second group did so.
Here's the kicker: Each person in the third group was paid $42 upfront and was docked $1.40 each time they failed to meet their goal. Forty-five percent of that group met the assigned goal, Patel says. People hate to lose money.
Another way to encourage more saving might be to make HSAs operate more like the 401(k)s that required people who didn't want to participate to actively opt out of the plan — rather than requiring people who want to contribute to opt in. "This creates a path of least resistance," Patel says.
Of course, setting up and overseeing such a plan would likely cost the government some money, he notes.
People with HSAs do use less health care than those without such plans, a recent study from the Employee Benefits Research Institute suggests. But it's unclear whether they actually improve their health. Prescription drug costs went down for people enrolled in HSAs in the EBRI study, but emergency room visits went up — particularly for lower-income families.
Then there's the issue of figuring out how much you, as an individual or a family, would need to save for health care — it's not easy to find out the average price for a medical test or procedure in your town, let alone how much that price varies from doctor to doctor or hospital to hospital.
"If you want to save for a house, you can pretty much figure out the math," Patel says. "But if you go to a doctor, they don't give you a menu for prices."
To really increase their health savings — or any savings — we'd all need to change our mindset, says Degraff, the financial therapist.
"People would have to first take a dose of reality and get real about their future selves," she says. Naturally, we thing our future selves will be "better, healthier, more financially secure," she adds. But, for many of us, health and income eventually decline with age. We need to save more now for later.
HSAs can be useful, Degraff notes, but only for those who have enough cash to pay their day-to-day expenses — plus a little left over.
"A lot of people don't even have a regular emergency fund savings," DeGraff says, "especially those that are already struggling to pay for health insurance."

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The Majority of Us Have Had Nightmares About Work . . . and the Most Common One Is Sex with a Coworker?


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Question: 8-year-old girl suspected in death of 1-year-old at Michigan day care: police

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MUSKEGON, Mich. – An 8-year-old girl is suspected in the death of a 1-year-old boy who was found dead at a Muskegon, Michigan, day care when his mother went to pick him up last week, police said Monday.
Muskegon Police Chief Jeffrey Lewis called it one of the worst cases he's seen, MLive.com reported.
"I thought I saw everything," Lewis said, according to the news outlet. "This one floors me. I can hardly get a grip on it."
The boy, identified by sister station WXMI in Grand Rapids as Korey Brown, had bite marks and bruises all over his body when he was found, according to this mother.
"Bruises and bite marks on his face, bite marks on his fingers," his mother, Bryanna Reasonover, told WXMI. "It was bad. I found Korey in a Pack 'N Play, he was laying in there like he was asleep."
An autopsy was performed Saturday, but a cause of death has not been released.
The baby's body was found concealed in a bedroom at the home day care where his mother had dropped him off, the police chief told MLive.com.
Korey was apparently crying when the "8-year-old dealt with the baby crying," Lewis said. There were apparently no adults supervising the children, and the only witness to what happened was a 5-year-old.
The 8-year-old girl was taken to a hospital where she underwent a mental evaluation, MLive.com reported.
Reasonover told WXMI she dropped off Korey and her three other children at Keysha's Keepers day care.
"When his face rolled over, he had all these bruises on the side of his face. And that's when I said, 'What's wrong with my baby's face?'" she said.
Reasonover said day care employees had no idea anything was wrong with Korey. He apparently never woke up and did not regain consciousness.
"It doesn't seem real. It still doesn't seem real to this day. It seems like a dream and I'm going to wake up and he's going to be here," she said.
WXMI went to the day care and tried to speak with the owner, Keysha Collins, but nobody was available for comment. Phone calls were also not immediately returned, the station reported.
State records show the facility's license was approved in November and expires next month.

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EVERETT, Wash. (AP) — Authorities say a 13-year-old boy is accused of fatally shooting a 14-year-old boy after the victim challenged his gang affiliation.
Local media reports that court documents accuse the suspect of telling the victim he didn’t like his blue shoes while they were at school on Wednesday, and then flashing a gun and walking away.
Court documents state that later in the day, the victim and a friend were walking along a path behind an apartment building when they ran into the suspect.
The 13-year-old is then accused of shooting the 14-year-old after he challenged his gang affiliation.
The victim, identified as David Sandoval-Hilarios, later died at a hospital.
Authorities say the suspect told them he got the gun from a 12-year-old friend.
The boy was arrested for investigation of second-degree murder.
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Question: BP, Trafigura join shippers complaining to U.S. regulator about Colonial rates

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NEW YORK, Feb 2 (Reuters) - Units of BP PLC and Trafigura AG on Friday became the latest companies to file a complaint with a U.S. regulator over shipping rates charged by Colonial Pipeline Co, which operates the biggest fuel pipeline system in the United States.
The complaint follows an identical one from oil major Chevron Corp leading refiner Valero Energy Corp and Delta Air Lines Inc filed in November over the fees charged by Colonial to ship fuel, including gasoline, diesel and jet fuel.
BP Products North America Inc, Trafigura Trading LLC and TCPU Inc urged FERC to set the matter for hearing and sought to consolidate their complaint with the November one.
“Good cause exists to believe that Colonial’s existing rates... are unjust and unreasonable,” the companies said in a 917-page complaint filed with the U.S. Federal Energy Regulatory Commission (FERC).
The complaints could lead to the first regulatory examination of Colonial Pipeline’s rates in nearly two decades. The pipeline hauls more than 3 million barrels of fuel from the refinery hub on the U.S. Gulf Coast to northeast distribution centers every day.
Chevron, Valero and Delta complained to FERC that Colonial overcharged the companies by more than $60 million combined, and is potentially monopolizing fuel delivery into the New York region.
BP and Trafigura joined the companies in alleging that Colonial’s opaque fee structure pushed its 2016 interstate revenue to exceed its costs by $339.3 million, earning it about a 29 percent realized return on equity.
“Excess earnings of this magnitude are far above the levels that the Commission has found to be sufficient to justify holding hearings in recent rate investigations of other pipelines,” BP and Trafigura said.
Overall, BP Products’ total estimated overpayment to Colonial for shipping fuel between January 2016 through December 2017, including so-called contentious “product loss allocation fees,” was $55.5 million, according to the complaint. Trafigura’s total estimated overpayment to Colonial during the same period was $27.2 million, the complaint said.
The companies seek reparations of those amounts and asked FERC to investigate whether Colonial should be allowed to charge market-based rates due to its monopoly in some markets.
Colonial could not immediately be reached for comment but the company defended its fees in December saying the complaint from Chevron, Valero and Delta was based on “purposefully manipulated” financial data.
Others including refiner Phillips 66, Flint Hills Resources LP and Castleton Commodities have filed to intervene in the proceeding. (Reporting by Devika Krishna Kumar in New York; Editing by Tom Brown)

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DUBAI, Aug 13 (Reuters) - Here are some factors that may affect Middle East stock markets on Sunday. Reuters has not verified the press reports and does not vouch for their accuracy.
International/Regional
* GLOBAL MARKETS-Global stocks selloff stops at Wall Street; gold, yen tick up
* MIDEAST STOCKS-Kuwait's Zain surges on Omantel move, Egypt falls on high inflation
* Oil prices up amidst higher global demand, Nigeria instability
* PRECIOUS-Gold buoyed by global tensions, U.S. inflation data
* Trump will send envoys to Middle East to discuss peace -official
* Trump administration defends travel ban in U.S. Supreme Court brief
* Iraq's Kurds stick to independence vote despite U.S. request to postpone it
* Islamic State still a threat as Mosul residents return to city in ruins
* Iraq issues tender to buy 50,000 tonnes of wheat
* Iran in talks to buy 48 Airbus helicopters - report
* Russia says "a pity" U.S. casts doubt on Iran nuclear deal
* Iran dismisses Tajik civil war claims as attempt to damage ties
* Soccer-Iran asked to explain dropping players who faced Israeli team
* More Syrians returning home, still outnumbered by fresh displacements - U.N.
* Seven Syrian rescue volunteers killed in shooting
* "Logistics" hold up Lebanese deal for rebels, refugees to return to Syria
* Syrian army secures Islamic State-held town in Homs province-state media
* Syrian army gains ground on Jordan border in southwest
* ANALYSIS-Hezbollah steers Lebanon closer to Syria, straining efforts to stay neutral
* Libyan military commander Haftar visiting Russia - RIA
* More than half a million children in Libya need help -UNICEF
* MSF suspends Mediterranean rescues as migrant dispute mounts
* Yemen's Houthis target coalition warship, agency reports
* U.N. signals not responsible for controlling Yemen's main airport
* Nineteen migrants feared drowned after being forced from boat off Yemen - U.N. agency
* Israel warns Hamas not to try to foil its anti-tunnel Gaza wall
* U.N. urges end to Gaza crisis in punishing summer heat
* Sudan invited to U.S.-Egyptian military exercises - ministry
Egypt
* Egypt inflation surges to 35 pct in July after subsidy cuts
* Average yields drop on Egypt's six-month, one-year T-bills
* Italian tourist held over killing of hotel supervisor at Egyptian resort
* Egypt train crash kills dozens, injures more than 100 people
* Islamic state claimes responsibility for attack on Egyptian police car -AMAQ
Saudi Arabia
* EXCLUSIVE-Saudi Arabia favours New York for Aramco listing despite risks -sources
* Saudi's Falih doesn't rule out more oil cuts but kingdom won't take unilateral action - Al Sharq
* Saudi Falih says talks with Iraq focused on oil pact, investment discussed
* Saudi Arabia tenders to purchase 660,000 T feed barley
United Arab Emirates
* Malaysia's 1MDB says $350 mln paid to Abu Dhabi for debt deal
* Four UAE soldiers die after helicopter crash in Yemen - agency
* UAE jails man for spying for Iran, nuclear work - Gulf press
* UAE's TAQA to refinance $500 mln bond due in October - official
* Abu Dhabi’s Union National Bank updating bond programme - sources
* JBF promoters pledge more equity with lenders as shares slump
* UAE's JBF RAK PET output stalls amid debt restructuring - COO
Kuwait
* Kuwait says responding to oil spill in Ras al-Zour area
* Kuwait says taking measures against North Korea - KUNA
* Kuwait says arrests 12 convicted in 2015 Iran spy case
* Omantel to buy nearly 10 pct of Kuwait's Zain Group for $846.1 mln (Compiled by Dubai Newsroom)


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Question: Katie Couric returns to 'Today' show as guest co-anchor

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1:20 Blues forward David Perron talks about the NHL Winter Classic Pause
1:07 Blues defenseman Alex Pietrangelo prepares for NHL Winter Classic
1:46 Hall of Famer Chris Pronger returns to the ice for Winter Classic Alumni Game
6:57 How to slice an onion without crying, and other kitchen knife skills
2:41 Kristen Poshard talks about personal tragedy and her new position with Madison County
1:47 Obama to Americans: 'It has been the privilege of my life to serve as your president'
0:44 Lebanon public library plans expansion
2:02 Police release video of fatal shooting of unarmed Oklahoma man
1:07 Edwardsville football coach talks playoff loss to Glenbard West

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NBC News’ Lester Holt will sit down for an exclusive interview with President Trump at the White House on Thursday, NBC has announced.
The wide-ranging interview will air on Thursday's broadcast of "NBC Nightly News," which Holt will anchor from Washington, D.C. Excerpts will also run on Friday morning's "TODAY."
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Thursday's interview will be Trump’s first sit down with Holt since the Nightly News anchor moderated the first presidential debate, and it comes amid the continuing controversy over Trump's firing of FBI director James Comey.
On Tuesday, NBC announced Holt's nightly broadcast had topped ratings across the board for the third straight week, averaging 7.7 million total viewers.


Question: Emerging markets offer continued investment opportunities

The exchange of ideas and sharing of expertise by senior figures and fund managers from the three leading asset managers included panels covering distribution, views from CEOs and opinions from specialised portfolio managers. Regional thought leadership from Emirates NBD Asset Management was complemented by international insights from Jupiter Asset Management and UTI International, in lively discussions overseen by moderators.
Suvo Sarkar, Senior Executive Vice President, Head of Retail Banking and Wealth Management, Emirates NBD Group said that Emirates NBD Asset Management has continually expanded its EM fund range, debt and equities, and firmly believes that now is the right time for investors in the GCC to increase their exposure to Emerging Markets. “The positive outlook for EM assets, based on attractive valuations and strong fundamentals, makes it an asset class impossible to ignore for any global investor. Around 60 per cent of the global GDP comes from EM economies and they are the engine for global growth, with the differential in projected 2018 growth rates between EM and developed markets expected to be around three per cent.”
Emirates NBD Asset Management has achieved considerable success across its EM funds, with increased interest from Shari’ah-compliant investors looking to access Emerging Markets. The Emirates India Equity Fund, co-managed with UTI International was launched in November 2016 and has garnered assets of $70 million, having delivered 33 per cent return to investors in 2017.
The Emirates Emerging Market Corporate Bond Absolute Return Fund, which was recently awarded four stars by Morningstar, almost doubled in size over 12 months to reach $66.2 million having generated a return of 7.6 per cent in 2017. The Emerging Market Equity Fund, which is co-managed with Jupiter Asset Management, has delivered 12-month performance of 17.92 per cent, while the range of multi-asset Funds, also co-managed with Jupiter, are all in the top quartile both YTD and over the past year.

Given the importance of such investments, it is critical that one understands the most suitable potential hotspots for property acquisition abroad.
By Ashwinder Raj Singh
The global economy is expected to grow by 3.5% in 2018 compared to under 3% in 2016. This encouraging trend suggests more vigorous economic activity, rising incomes and a keener appetite for real estate investments – not only within India, but on international markets, as well. Indians have historically been enthusiastic investors into properties abroad. They know that purchasing real estate in a foreign country helps diversify one’s financial portfolio and can ensure superb capital growth and guaranteed regular rental income in the right markets.
Also, owning a home in a country of one’s personal preference is an unbeatable lifestyle option, making that country a perfect destination for leisure activities.
Given the importance of such investments, it is critical that one understands the most suitable potential hotspots for property acquisition abroad. Here is a continent-wise breakdown for residential real estate investment that can generate exciting returns in 2017:
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United States: The American economy is expected to grow by 2.1%, and all major economic indicators are strong as well. This would point towards a convincing recovery from the 2008 recession, and signals increasing investor demand for real estate. It bears mentioning that America is currently becoming more favourable for modestly-priced affordable properties rather than high-end and luxury homes. Los Angeles is one of the cities considered to be leading from the front, while the Lower East Side of New York also presents an attractive proposition for investments into this housing category.
Europe: The perennial favourite of tourists from across the globe despite a few aberrations, Europe is going to be potentially strong in terms of real estate investments. For example, Montenegro – a country growing at 2.7% and an extremely attractive tourism destination – can be considered to be a hotspot for 2017. Since there isn’t a lot of awareness about this country, property prices are still modest and attractive for early-mover investors. Germany, the strongest economy in Europe today, has seen a rise of 23% in residential prices and is without doubt a tremendous opportunity for residential property investors. The UK, despite Brexit, is still a good bet as the property prices are softening and the economy may witness a modest downturn, thereby making it attractive for investors. Italy is another country with great investment potential, with Rome topping the charts. Finally, Portugal can be considered too given the extremely attractive prices of built-up real estate in the country.
Asia: Owing to lower taxes on rental income and various other factors, Tokyo in Japan is proving to be an interesting real estate investment destination. Bangkok in Thailand is yet another market that offers high returns on astute real estate investment. After the country opened its gates to foreign investors, Vietnam has suddenly come on the radar of attractive realty destinations, with improving economic growth and a stable government proving to be additional USPs.
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Latin America: Global economic watchdogs have predicted countries like Chile, Mexico and Brazil will come onto the path of sound economic recovery in 2017, thereby making these countries very viable alternatives for real estate investment.
New Zealand: This country ranks number 2 in the world on the International Property Rights Index. Even though property is not cheap there, the sparse population and growing economy mean that there is less competition and the chances of investing in plum properties are very favourable. New Zealand is an excellent choice for investors looking for enough room to grow and averse to the thought of fighting space in a crowded market.
Turkey: Turkey has been in the news for all the wrong reasons recently, but its strategic location between Europe and Asia makes it an indubitable property investment hotspot. It has been a business and trade hub for centuries, and the current unrest and slowdown in economy in fact makes the country quite viable for long-term investments.
Real estate investment predictions for global markets are always subject for variances. However, if one considers economic trends and the basic broad fundamentals and parameters of property investment, it is quite possible to identify regions in the world that can offer good returns on realty investments. At all times, the astute international property investor must study an identified market minutely, understand the trends driving supply, demand and price growth, and become familiar with the country’s own rules and regulations for foreign investments.
(The author is CEO-Residential Services, JLL India)


Question: Mitchell Rodgers, 16, killed by train after police chase

Image caption Mitchell Rodgers' mother said he was "outgoing" and "mad with skateboarding"
A 16-year-old boy was killed almost instantly when he was hit by a high speed train while running away from police, an inquest has heard.
One officer shouted "get off the tracks" to warn Mitchell Rodgers the train was passing through Belper station in Derbyshire, jurors heard.
They did not see the train hit Mitchell and could not see any sign of him after the collision on 28 March 2015.
However, one officer said he saw "a large area of red".
The inquest heard how Mitchell's body was located using heat detection equipment on the police helicopter.
Image caption High speed trains pass through Belper station without stopping
PC David Chambers, the officer who started chasing Mitchell, gave evidence at the inquest in Derby.
"It's always a difficult decision to make whether to chase or not," he said.
"My experience told me on balance to pursue."
Image caption A police officer shouted "get off the tracks" to warn Mitchell Rodgers, the inquest heard
The inquest heard that Mitchell, from Nether Heage, had been drinking on the night of his death.
Police were responding to a 999 call about an altercation involving a group of youths in the town.
PC Chambers, who is now retired, told the jury that he spoke to Mitchell, who "wasn't obstructive" but all of a sudden "turned round and made off".
Image caption A pathologist said alcohol may have affected Mitchell's decision making
PC Chambers pursued the teenager to an alleyway, where another officer took up the chase.
The jury heard how Mitchell entered Belper station, left the platform and starting running down the tracks.
The inquest was told that the other officer, who is due to give evidence, shouted "get off the tracks" as the train approached, then hit him.
"I could see a large area of red shining on the platform wall," PC Chambers said.
Image caption Mitchell Rodgers' body was located using heat detection equipment on the police helicopter
The post-mortem examination on Mitchell's body found he sustained 22 significant injuries and his cause of death was head injuries.
Mitchell's mother, Nicola Village, said she had not seen her son for two days before he died, following an argument that resulted in him putting a stone through the window of the family car.
"He could get angry, but damage was not something he'd usually do," she said.
Mrs Village described Mitchell as "outgoing" and "mad with skateboarding".
The inquest is expected to last three to four days.

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FORT WORTH, Texas (AP) — A capital murder charge has been dismissed against a North Texas man in the death of his 2-year-old daughter, after prosecutors learned her then-5-year-old brother said he caused her death.
Anthony Michael Sanders was accused of smothering his daughter, Ellie Mae, at their home in the Fort Worth suburb of Watauga in 2015. Investigators believed Sanders held his hand over her mouth out of anger for her interrupting his computer games.
Jailed since April 2016, Sanders denied responsibility. He said he found his daughter not breathing after his son reported she wouldn’t wake up.
The Fort Worth Star-Telegram reports prosecutors recently learned the boy told his mother he was responsible. Investigators say the boy cried as he told them he accidentally rolled a heavy pillow onto his sister’s face while they played and it was too heavy for him to move.
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Question: Hands-on with native Google Now integration in Nova Launcher [Video]

Google Now Launcher has long been one of the only ways to access your Google Now feed directly from the home screen, thanks to a rule restricting apps on the Play Store from using the service’s API. It’s kept third-party launchers from tapping into the service (and consequently led to slow and clunky solutions like swiping gestures to launch the Google app), but not all developers can be stopped so easily.
The clever developers behind Nova Launcher figured out a way to bypass the Google Now API limitation without getting the wildly popular app banned from Android’s primary app source. Their new Nova Google Companion app is available from APKMirror and acts as an add-on to the Play Store-available main app — though this setup currently only works on the latest beta build of the launcher.
Once everything is installed, it works exactly as it should. Just swipe right from the leftmost page of the home screen and your Google Now feed will slide smoothly into view. Unlike the usual gesture workarounds, you won’t find yourself waiting on the Google app to open, or notice any delay at all for that matter. This is as smooth an experience as you’d find right on the official Google Now Launcher.
One thing to be aware of is that you’ll have to choose between Google Now and infinite scrolling since the very nature of sliding your news feed in from the first home screen goes away when there is no first or last screen. If you try the Google Now integration and decide it’s not for you, you can disable it by either enabling infinite scrolling or uninstalling the Nova Google Companion app.
Read more and learn how to enable the feature in our post about the new launcher from earlier.

Before the Galaxy S9 and S9+ are launched on February 25 at a Samsung Unpacked event, we’ve got details about other improvements and features being prepped by the South Korean tech giant. The Oreo update for the Galaxy S8 and S8+ are almost ready. We’re expecting it will include Samsung Experience 9.0. Actually, it’s more like the Samsung Experience 9.0 will feature Android 8.0 Oreo because as you know, Samsung uses its own user interface based on the latest Android version.
There is no official announcement by Samsung yet but if you’ve been using the beta Oreo on your Galaxy S8 or S8+, then you’ve probably seen some related features. These are usually found in the Samsung Members app. The beta version has been out since November so we’re certain you already know some improvements including those on the Home Screen, Samsung Keyboard, Edge Screen, Quick Panel, Samsung Cloud, Find My Mobile, Samsung Dex, and Samsung Dual Messenger.
The official Android Oreo OS is expected to roll out in the next few days or weeks so watch out for an OTA alert or notification. SAMMOBILE has shared an infographic that presents what to expect from the Samsung Experience 9.0.
Click HERE to see the full infographic. It’s quite long but we chopped the image into sections. Check the image gallery below:
To summarize, here are features of the Samsung Experience 9.0:
• New high-contrast keyboards
• Simplified keyboard settings
• New emojis, GIFs, and stickers
• Fast and smarter search results
• Bixby briefing to start your day
• Color Lens that may prevent eye strain
• Shortcut to the cloud
• Samsung Connect dashboard access
• Dual Messenger: two accounts on one phone
• Samsung DeX with wider apps screen
• Due date options on email
VIA: SAMMOBILE


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Question: Trump Turns To 43-Year-Old 'America First' Trade Law To Pressure China

Updated at 10:35 p.m. ET
President Trump on Monday authorized his top trade official to look into whether China is guilty of intellectual property theft, a move that could eventually lead to trade sanctions.
Trump called his action "a very big move" against practices that cost our nation "millions of jobs and billions and billions of dollars each and every year."
He cited not just the theft of intellectual property such as computer software, but also Beijing's requirement that U.S. companies turn over proprietary technology as a condition of entering China's markets.
"We will safeguard the copyrights, patents, trademarks, trade secrets and other intellectual property that is so vital to our security and to our prosperity," Trump said at the White House. He was flanked by U.S. Trade Representative Robert Lighthizer, Treasury Secretary Steven Mnuchin and members of his economic team.
Monday's steps were very preliminary, and analysts say that it could be a long time, if ever, before significant trade sanctions are imposed on China.
Eventually, it could lead the administration to initiate what's called a Section 301 investigation, a sanctions mechanism that's part of the Trade Act of 1974.
Section 301 was widely used in the 1980s under the Reagan administration. More recently US presidents have complied with a requirement to obtain World Trade Organization authorization before using Section 301.
But Trump has implied he may use Section 301 without WTO authorization. Bypassing the WTO would be quicker.
"It saves time," says Matt Gold, a former deputy assistant US trade representative. A WTO case "would take a few years for us to bring it to a WTO panel, get a decision, then it will get appealed to the WTO appellate body. Then we get another decision. Then we have to go through another WTO process to get authorization for specific types of trade barriers. ... So it can take a few years to get the WTO authorization."
But Gold says using Section 301 without WTO authorization would leave the US government in conflict with its obligations under international law.
The White House move was applauded by technology groups, which have long complained about intellectual property theft. The Information Technology and Innovation Foundation issued a statement saying "for too long China has flouted the spirit, if not always the letter of its commitments under the WTO and other agreements."
Sen. Sherrod Brown, D-Ohio, said launching the investigation sends a strong signal to China that it will be held accountable if it doesn't work with the United States to level the playing field. But he said the Trump administration needs to go further to address dumping of products such as steel. "We need to follow through with meaningful action and that means the president needs to get serious about trade enforcement, especially on steel," Brown said.
But there are risks to the White House approach. Caroline Freund, a senior fellow at the Peterson Institute for International Economics, says U.S. companies that try to do business with China could get hurt in several ways. "China is likely to retaliate with tariffs on their own of U.S. goods, and then U.S. companies will be further hurt in China," she said. "It won't lead to anything positive."
In an editorial on Monday, the state-run newspaper China Daily said the investigation will "poison" relations.
But Freund also points out that for all of Trump's rhetoric about China while on the campaign trail, the White House so far has been slow to take action against unfair trade practices. Trump backed off of labeling China a currency manipulator for instance, and a long promised report on steel dumping has been delayed.
She says that's because it's one thing to talk about steel tariffs, but imposing them hurts other U.S. manufacturers, such as automakers and appliance companies.
Copyright 2017 NPR. To see more, visit http://www.npr.org/.
AUDIE CORNISH, HOST:
By some estimates, U.S. companies lose as much as $300 billion a year to China because of the theft of intellectual property. Today President Trump formally asked the U.S. trade representative to look into the problem, and NPR's Jim Zarroli reports that investigation could eventually lead to trade sanctions against China.
JIM ZARROLI, BYLINE: President Trump said intellectual property theft costs the United States millions of jobs each year. That includes the forced transfer of valuable technology from U.S. companies as a condition of access to China's markets. Trump said, for too long, wealth has been drained from our country while Washington turned a blind eye.
(SOUNDBITE OF ARCHIVED RECORDING)
PRESIDENT DONALD TRUMP: We will safeguard the copyrights, patents, trademarks, trade secrets and other intellectual property that is so vital to our security and to our prosperity.
ZARROLI: The steps announced by the White House today are very preliminary. U.S. trade representative Robert Lighthizer will essentially look into the issue, and depending on what he finds, the administration could initiate what's called a Section 301 investigation, a rarely used mechanism from the 1974 Trade Act. That would eventually allow the U.S. government to impose tariffs on China, and it could do so unilaterally without having to go through the World Trade Organization. Matt Gold is a former deputy assistant U.S. trade representative.
MATT GOLD: It saves time. The WTO case - it would take a few years for us to bring it to a WTO panel, get a decision. Then it will get appealed to the WTO appellate body. Then we get another decision.
ZARROLI: The president's move was applauded by technology groups who have long complained about IP theft. The Information Technology and Innovation Foundation issued a statement saying, for too long, China has flouted the spirit, if not always the letter, of its commitments under the WTO and other agreements.
Democratic Senator Sherrod Brown of Ohio said launching the investigation sends a strong signal to China that it will be held accountable if it doesn't work with the U.S. to level the playing field. But he said the Trump administration needs to go further to address the dumping of products such as steel.
SHERROD BROWN: We need to follow through with meaningful action. And that means the president needs to get serious about trade enforcement, especially on steel.
ZARROLI: But there are risks to what the White House is embarking on. Trade disputes are typically arbitrated by the WTO, and acting unilaterally could backfire. Caroline Freund, senior fellow at the Peterson Institute for International Economics, says U.S. companies that try to do business with China could get hurt in several ways.
CAROLINE FREUND: One, China is likely to retaliate with tariffs of their own on U.S. goods, and then U.S. companies will be further hurt in China. It won't lead to anything positive.
ZARROLI: But Freund also points out that for all of Trump's rhetoric on the campaign trail, the White House has so far been slow to take action against unfair trade practices. Trump backed off of labeling China a currency manipulator, for instance, and a long-promised report on steel dumping has been delayed.
FREUND: The administration embarks on something. They think it's going to be simple. Let's just impose tariffs on steel. But then it turns out to be a lot more complicated because of the way the economy is so intertwined.
ZARROLI: It's one thing to talk about steel tariffs, for example, Freund says, but imposing them hurts other U.S. manufacturers such as automakers and appliance companies. President Trump has asked for an investigation into intellectual property theft, but any action to stop it still seems a long way off. Jim Zarroli, NPR News, New York.
(SOUNDBITE OF SAN FERMIN SONG, "BRIDE") Transcript provided by NPR, Copyright NPR.

'This is Our Nation, Now Get the F**k Out': Not the First Time America's Witnessed Hate, Not the Last


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Question: A Return to King Dollar Policy: Implications

One of the most important macro stories of the last 15 months has been the dramatic decline in the U.S. dollar. This has helped spur international equity indexes that package foreign currency returns on top of the equity investments.
Bloomberg Dollar Spot Index
When looking at historical factors that drive currency movements, interest rate differentials are important, and the recent environment has been one in which the U.S. Federal Reserve (Fed) has been hiking interest rates, while the major developed market central banks in Europe and Japan have kept short-term rates in negative territory. This makes the collapse of the dollar all the more interesting and perhaps surprising.
The best explanation for what has been happening, in our view, is really politically motivated uncertainty around whether U.S. policy actions were going to favor a weaker dollar environment with reduced capital flows and investments into the U.S.
The changing of the guard in the White House, with the departure of Gary Cohn as Trump’s primary economic advisor and the insertion of Larry Kudlow, may be ushering in a very important strategic change in the currency markets and sentiment. In February, Kudlow and fellow authors Stephen Moore and Art Laffer authored the following story:
Some excerpts from Kudlow’s article:
“The Trump Administration and the Republicans in Congress have passed one of the best pro-growth tax bills ever. The Tax Cuts and Jobs Act ranks in the all-time hall of fame of legislation, along with Ronald Reagan’s 1981 and 1986 Tax Acts and John F. Kennedy’s posthumous tax cuts of 1964. …”
“When this is combined with President Donald Trump’s deregulation agenda, we see no reason why the economy cannot grow for a sustained period at 3 to 4 percent growth—up from 1.6 percent in Obama’s last year. But there is still a missing pillar of prosperity in the Trump economic agenda, and that is a sound dollar strategy.”
“The dollar weakened in 2017 and we want it stabilized. …”
“… under Reagan the U.S. dollar increased by 67 percent in value on foreign exchange markets through 1985. The price of gold, interest rates, and inflation all fell as well from double-digit inflationary highs, while the American economy reignited and the stock market launched its 18 year bull market.”
“Or, go back further in time. In May of 1962, President Kennedy’s Revenue Act was passed and he reaffirmed that the U.S. dollar was as good as gold—thus launching the incredible boom called the ‘Go-Go Sixties’. 1”
A change in tone from the White House economic team that welcomes a strong dollar environment could challenge those in the international investing world, many of whom are exposed to foreign currency risk when sending their international investments overseas.
In 2017, the ETF industry saw more than $460 billion in ETF flows—$160 billion of that went to international equities, approximately $120 billion into the developed world and $40 billion into emerging markets. All of these ETF flows went into strategies that package currency risk on top of the foreign equities—as there was net $2.5 billion in outflows from international equity ETFs that hedge currency risk to focus on the international equity component of the returns. 2
Don’t Bet on Currencies
WisdomTree was the first ETF issuer to advocate that currency risk has no expected return—sometimes the dollar weakens (as it has over last 15 months) and sometimes the dollar strengthens, but investors often have no idea which direction the dollar is going to move. Many investors believe the discussion to mitigate currency from the table by hedging is an “active call,” but from a pure exposure perspective, unhedged strategies have two levels of exposure (stock plus currency) and are actually making an active directional call. Hedging tries to remove any directional calls from the equation.
WisdomTree believes currency adds to expected risk in broad international settings and for most markets. Japan is an outlier over the last 20 years. Its currency and equities were so negatively correlated that yen weakness was almost a necessity for positive equity returns, but because the yen and Japanese stocks moved in different directions, the yen was a “dampener” in volatility—a weak yen ate away at the returns when the market was going up, and a strong yen cushioned declines in stocks as the rising yen often was a catalyst for falling stocks.
We have tried to make investors more aware of the currency bets embedded in their unhedged strategies and that hedging helps investors move to being net neutral and more indifferent to currency movements.
With Kudlow, a strong advocate for a stable and strong U.S. dollar, entering the White House, now would be a good time to review your own currency thought process.
Why Invest Abroad?
Are you investing overseas because you want equity diversification and see the stocks as reasonably or better priced than U.S. equities? If so, why would you want to bet that the dollar will decline, as most investors default to with unhedged strategies?
Dynamic Currency Hedging
Since we launched our strategic and 100% currency-hedged strategies starting in late 2009, we have pushed the innovation curve further to incorporate a currency factor model that uses three signals to determine how much currency exposure to hedge. Those signs are based on momentum, value and interest rates.
Just like many have focused on “smart beta” as a factor investing strategy, we think of a dynamic currency-hedging approach as “smart hedging” to hedge when the odds are more in your favor of the hedges paying off. We believe over time this currency factor approach can add value over unhedged, fully hedged and half-hedged benchmarks if there are enough currency cycles to capture—say, over three- to five-year periods.
Whether one moves to a more currency-neutral allocation using fully hedged strategies or a dynamic approach to managing currency risk, we believe now is a good time to consider various options for international equities.
Learn more about our different currency hedged ETFs and strategies.
1 Lawrence Kudlow, Arthur B. Laffer and Stephen Moore, “Kudlow: Trump needs a return to ‘King Dollar,’” CNBC, 2/16/18.
2 Sources: WisdomTree, Bloomberg, 12/31/17.
Important Risks Related to this Article
There are risks associated with investing, including possible loss of principal. Foreign investing involves special risks, such as risk of loss from currency fluctuation or political or economic uncertainty. Funds focusing their investments on certain countries, sectors and/or smaller companies may be more vulnerable to any single economic or regulatory development. This may result in greater share price volatility. Investments in currency involve additional special risks, such as credit risk and interest rate fluctuations. Derivative investments can be volatile, and these investments may be less liquid than other securities, and more sensitive to the effects of varied economic conditions. Derivatives used by the Funds may not perform as intended. The dynamic currency Funds invest in derivatives in seeking to obtain a dynamic currency-hedge exposure. The composition of the Index underlying each dynamic currency Fund is heavily dependent on quantitative models and data from one or more third parties, and the Index may not perform as intended. The Funds invest in the securities included in, or representative of, their Indexes regardless of their investment merit, and a Fund does not attempt to outperform its Index or take defensive positions in declining markets. Please read each Fund’s prospectus for specific details regarding the Fund’s risk profile.
Investors should carefully consider the investment objectives, risks, charges and expenses of the Funds before investing. U.S. investors only: To obtain a prospectus containing this and other important information, please call 866.909.WISE (9473), or click here to view or download a prospectus online. Read the prospectus carefully before you invest. There are risks involved with investing, including the possible loss of principal. Past performance does not guarantee future results.
You cannot invest directly in an index.
Foreign investing involves currency, political and economic risk. Funds focusing on a single country, sector and/or funds that emphasize investments in smaller companies may experience greater price volatility. Investments in emerging markets, real estate, currency, fixed income and alternative investments include additional risks. Due to the investment strategy of certain Funds, they may make higher capital gain distributions than other ETFs. Please see prospectus for discussion of risks.


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Question: Olaseni Lewis: Officers' restraint death misconduct case dismissed

Image copyright Family website Image caption Olaseni Lewis died after he his brain was starved of oxygen
Six police officers have been cleared of gross misconduct over the death of a mental health patient who collapsed after being restrained in hospital.
Olaseni Lewis, 23, died in 2010 soon after he was restrained by officers in Bethlem Royal Hospital, Beckenham.
An inquest jury previously found multiple failings by the officers had contributed to his death.
But, a misconduct hearing concluded those claims were "unproven" and any failings were "performance matters".
Following the ruling, Mr Lewis's family said that without acknowledging the way he died as "unacceptable", the disciplinary process risked being "meaningless".
IT graduate Mr Lewis - also known as Seni - collapsed after being restrained for two prolonged periods of 10 and 20 minutes that left him unconscious.
Image copyright Met Police Image caption The six Met officers were all attached to Bromley Borough
He did not regain consciousness and died a few days later, his brain having been starved of oxygen.
In May, an inquest jury returned a narrative conclusion, stating the officer's "unnecessary and unreasonable" use of force had "on the balance of probability, contributed to the cause of death."
It also found officers had failed to follow training or take into account Mr Lewis's medical condition.
However their tribunal hearing, led by a senior officer from Kent Police, was told the officers had acted reasonably and in accordance with their training during a "dynamic and constantly changing" situation.
'Important issues'
In a statement read by their lawyer, Mr Lewis's family said the disciplinary process would be "meaningless" unless the Met "recognise... what happened to Seni was simply unacceptable."
They called for Met Commissioner Cressida Dick "to meet with us so we may help her... understand the lessons that need to be learnt so that other families need not go through what we have had to endure."
Met Deputy Assistant Commissioner Richard Martin said he had "no doubt" the officers involved had "set out that day to their very best".
He said "a number of important issues" had been raised by the inquest, adding the way the Met "respond to someone in mental health crisis in a medical institute has fundamentally changed."

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A former officer for Derbyshire Police who abused their position when dealing with a vulnerable victim while on duty has been sacked at a secret misconduct hearing.
This is the third time an officer from the force has been dismissed in a hearing held behind closed doors this year.
Derbyshire Police have refused to name them, going against Government policy, on all occasions.
Guidelines published in 2015 by Theresa May, the then Home Secretary,said police misconduct hearings should be held in public.
Hearings should also be chaired by individuals with legal expertise.
The police do have the power to hold the hearings in private but the name of the officer and the allegations against them have been made public after hearings in previous cases.
The latest Derbyshire Police officer to be sacked for misconduct was a special constable who was no longer serving at the time of their dismissal.
The decision was taken in May but details of the case have only recently been published on the Derbyshire police website.
It says: "The former officer answered allegations that (while serving as an officer), their conduct breached the standards of professional behaviour of 'discreditable conduct' and 'authority, respect and courtesy', in that; whilst on duty, the officer abused their position when dealing with a vulnerable victim."
The website said the hearing was held in private and was described as a special case hearing. It said the decision to sack the officer would have been made had they still been serving.
In May, it was revealed how two constables had been sacked since the start of the year in hearings held in private. One was for shoplifting twice and another constable was dismissed over a relationship issue.
It means four Derbyshire officers have been sacked this year. Another officer, who was also no longer serving in the force, was dismissed for kicking out at a member of the public who was restrained at the time.
The incident happened while he was off duty. The hearing was held in public.
(Image: Getty)
The media was allowed in to a misconduct hearing last year when an officer faced being sacked after failing to arrest a homeless petty thief who had stolen £2 of biscuits.
The constable instead pointed him in the direction of a soup kitchen. He openly told colleagues what he had done but wrote on the report that the homeless man had found £2 to pay for the biscuits and no crime had been committed.
In this latest case, Derbyshire Live asked Derbyshire Police who the officer was, whether the force requested the hearing to be held in private or not and how the officer abused their position.
The force did not answer the questions.
A spokesman said: "We strictly adhere to police conduct regulations throughout any disciplinary proceedings.
"Some hearings are held in private for a variety of reasons, including the circumstances of the officer and the circumstances of witnesses."


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Question: Former USARAF chief of staff promoted to brigadier general

NATICK, Ma. (Tribune News Service) — As Steve Maranian ascended through the ranks of the U.S. Army, he was aware of the increasingly select group of people who shared his rank and the people he admired who were not promoted.
"It's certainly humbling," said Maranian, a 1984 Natick High School graduate who recently became a brigadier general. "It fills you with a sense of wanting to make it count for the soldiers that you lead and do everything you can to make sure you're giving it 100 percent."
Maranian serves as commandant of the Field Artillery School and chief of Field Artillery. He is among the leadership at Fort Sill in Oklahoma. His duties include working on training and personnel matters.
Maranian has completed 10 overseas tours in six countries. His military career has taken him to Afghanistan, Iraq, Kuwait and other locations in the United States and abroad, according to his military biography.
Maranian said he has enjoyed the travel and opportunity to meet a variety of people that come with a military career.
"It's more than just travel, it's immersing yourself in the culture of the state or country you're living in," he said.
Maranian was promoted to brigadier general in a ceremony last month in Oklahoma.
"Competence, empathy, devotion, and commitment to our soldiers and their families are not only expected, they are necessary for our Army to be effective," he said, according to a copy of his speech at the ceremony. "So any time a soldier is promoted and entrusted with greater responsibility, a sacred responsibility, it is truly a humbling moment."
He also reflected in the speech on growing up in Natick and learning about respect, integrity, the importance of education and other values from his family.
He spoke several years ago to Natick High School students as part of being inducted into the school's Wall of Achievement, he said in an interview on Monday.
Maranian said he has similar advice for students and young lieutenants as they ponder their future and explore where it will lead.
"Be inquisitive. Get involved in whatever it is you decide to do 100 percent and commit to it," he said.
Brian Benson can be reached at bbenson@wickedlocal.com.
©2017 MetroWest Daily News, Framingham, Mass.
Visit MetroWest Daily News at www.metrowestdailynews.com
Distributed by Tribune Content Agency, LLC.

Major General Jeffrey Bannister has died, according to officials at Shaw Air Force Base. (Source: S
A United States Army general has died, according to officials at Shaw Air Force Base.
Major General Jeffrey L. Bannister passed away while he was on transition leave at Lake Murray. Officials confirm Gen. Bannister was working as a special project officer for the Chief of Staff of the Army while waiting to retire in the area.
Bannister, according to Lexington County Coroner Margaret Fisher, died due to natural causes.
"Our thoughts and prayers are with Maj. Gen. Bannister's family. Our top priority is ensuring the family has all the local support and resources they need during this emotionally difficult time," said Lt. Gen. Michael Garrett, the commanding general for U.S. Army Central.
"Maj. Gen. Jeffrey Bannister was a legendary Soldier and good man who dedicated his life to his family and his country. His wife and daughter are forever a part of the 10th Mountain Division Family, and we are grieving with them during this very difficult time," said Maj. Gen. Walter Piatt, Senior Commander, Fort Drum and the 10th Mountain Division. "We mourn his loss deeply, and recognize the significance of a life so well lived as a part of our lasting legacy."
After graduating from Campbell University in 1984, Maj. Gen Bannister served with the U.S. Army for 34 years.
The Rome, Ga., native was a graduate of the Infantry Officer Basic and Advanced Courses, Airborne and Ranger schools, U.S. Army Command and General Staff College, and National War College. He earned a master's degree in National Security and Strategic Studies. His awards and decorations included the Combat Infantry Badge, the Combat Action Badge, Expert Infantryman Badge, Master Parachutist Badge, Ranger Tab, and Pathfinder Badge.
Maj. Gen. Bannister served in Afghanistan and Iraq during his tenure with the U.S. Army. He also led divisions at Ft. Carson, Colo., and Ft. Drum, N.Y.
He is survived by his wife, Trese, and their daughter, Lindsey.
Copyright 2018 WIS. All rights reserved.


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Question: Tennessee: Vote to keep Confederate bust on courthouse lawn

CHATTANOOGA, Tenn. (AP) - A county commission in Tennessee has decided to keep a bust of a Confederate officer on its courthouse lawn.
The Chattanooga Times Free-Press reports the Hamilton County Commission voted 6-2 Wednesday to keep the bust of Lt. Gen. Alexander P. Stewart.
After the meeting, the NAACP's Chattanooga President, Dr. Elenora Woods, said that things will have to change and that voting out the commissioners who opposed the removal of the bust is a key order of business.
Last week, Commissioner Greg Beck introduced legislation to seek the state's permission to remove the bust, which was erected in 1919 by the United Daughters of the Confederacy. Commissioners Greg Beck and Warren Mackey, the two black members of the commission, were the only votes to remove the bust.

0:27 Car flies into second floor of building in dramatic dashcam footage Pause
0:31 How to prevent a home fire in the winter
1:27 See Rattlesnake Ridge crack above Interstate 82
0:41 Vandals tear apart family's Winter Wonderland
3:05 Man sneaks onto luggage carousel, runs onto tarmac at Miami International Airport
0:14 Video shows cop punching a woman in the face as she is ejected from Hard Rock Stadium
0:31 Army Sgt. Bowe Bergdahl enters courthouse before pleading guilty to desertion, misbehavior
0:24 Confederate statue toppled by protesters in North Carolina
2:12 Do Confederate memorials honor soldiers killed in war, or memorialize racism?


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Question: Four stabbed on Brampton, Ont., bus

BRAMPTON, Ont. — Police say four people were sent to hospital with non-life threatening injuries after being stabbed on a bus east of Toronto.
Peel regional police say they have charged a woman with four counts of attempted murder in connection with the stabbings, which took place Tuesday night in Brampton, Ont.
Officers say a 49-year-old Brampton man was taken to a Toronto trauma centre, while three Brampton women aged 28, 19 and 18 respectively were taken to a local hospital. Police say none of the injuries are life-threatening.
Police say Jade Nelson, 20, is being held in custody until a bail hearing scheduled to take place this morning.

A 15-year-old boy is accused of stabbing and robbing a woman who was walking to the Claisebrook train station.


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Question: Biggest surprises in Disney's live-action 'Dumbo,' 'Aladdin'

CLOSE Speaking at CinemaCon in the city, Matthew McConaughey talks about his most memorable night in Las Vegas. (April 24) AP
Princess Jasmin and Aladdin in Walt Disney's 1992 animated classic 'Aladdin.' (Photo: WALT DISNEY PICTURES)
LAS VEGAS – Walt Disney did more than reveal key moments from Solo: A Star Wars Story and Incredibles 2 at CinemaCon on Tuesday.
The studio also gave the national convention of theater owners a sneak peek of its live-action reworking of classic animated films such as Aladdin, Dumbo and The Lion King (with no mention made of the live-action Mulan, expected in 2020).
Here's what surprised us in the impressive field:
'Aladdin' is an action movie of sorts
You had to know that there would be an emphasis on action in the remake of 1992's Aladdin (in theaters May 24, 2019). After all, it's being directed by Snatch director Guy Ritchie.
But it was surprising how much action is working its way into the film starring Naomi Scott as Jasmine, Mena Massoud as Aladdin and Will Smith in the Genie role.
In brief scenes, the street-wise Aladdin is seen running precariously atop walls and bouncing dramatically, slow motion-style, off window canopies.
More: 'Aladdin' casts its live-action Princess Jasmine, Aladdin and Genie at last
Related: What we learned about 'Solo' and 'Incredibles 2' at CinemaCon
Aladdin and Genie (voiced by Robin Williams) in Disney's original "Aladdin." (Photo: WALT DISNEY PICTURES)
The songs by Alan Menken and La La Land songwriters Benj Pasek and Justin Paul will come later. So will the bigger reveal of Smith's Genie — although Smith was featured in behind-the-scenes clips, goofing around with a video camera and wearing a woman's wig.
Cathleen Taff, Disney's head of distribution, said Smith will bring his own distinct style to the role made famous in animation by the late Robin Williams.
"No one could replicate what he did, nor would we want that," Taff said of Williams. She described Smith's take as "a little Fresh Prince, a little Hitch and a whole lot of attitude."
The young elephant flies in Disney's animated classic "Dumbo." (Photo: WALT DISNEY PICTURES)
'Dumbo' is all about that flight (but there's no flight yet)
Tim Burton's live-action Dumbo (March 29, 2019) takes place where the 1941 animated classic ends, with the big-eared elephant taking flight in the circus.
Burton is "taking that as a jumping-off point," Taff said.
There were stunning circus moments with Burton-esque quirkiness very much on display and exquisite attire by Oscar-winning costume designer Colleen Atwood. And Danny DeVito is already standing out as the big-top ringmaster in a cast which includes Eva Green, Michael Keaton and Colin Farrell.
The sizzle reel built all the way to the moment of Dumbo's flight, with circus performers and spectators looking up with amazed expressions.
But the reel ended before the elephant soared.
"OK, OK, you didn’t really see Dumbo fly," Taff said. "But we have to keep some tricks up our sleeve."
'The Lion King' already looks majestic
Disney showed only one scene, a final gift at the end of the presentation, from the live-action Lion King (July 19, 2019), directed by Jungle Book director Jon Favreau.
It was a similar look at the early scene shown last year at D23 Expo: the Circle of Life introduction of Simba (Donald Glover) made famous in the 1994 animated original (and the Broadway stage production).
But the animals walking to Pride Rock are already notably stunning, with Rafiki holding up Simba as the music soars — complete with the famous baby lion sneeze.
"As amazing as Jungle Book looked, we’re going to next level," Taff said.
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Disney can’t stop, won’t stop turning their animated classics into live-action flicks. The latest animated film to get the live-action treatment is Lady and the Tramp, the tale of two dogs falling in love. The Lego Ninjago Movie director Charlie Beam will helm the film. More on the Lady and the Tramp remake below.
After Disney’s live-action remakes of Alice in Wonderland and Cinderella cleaned-up at the box office, along with Maleficent, their live-action take on Sleeping Beauty, the House of Mouse knew they had a lucrative concept on their hands. Why come up with new stories when Disney could simply dip into their vault, pluck out an animated classic, and render it in live-action?
Since then, we’ve seem several more wildly successful live-action remakes from Disney, and here’s another: Lady and the Tramp. Deadline reports that Disney is moving forward with this animated-to-live-action remake, and they’ve attached The Lego Ninjago Movie director Charlie Beam to helm.
The live-action Lady and the Tramp remake will be one of the exclusive films for Disney’s upcoming, all-powerful streaming service. Since Lady and the Tramp has dogs as its leads, I’d imagine Disney will employ CGI here. Which asks a big question: why make this story as live-action at all? Here’s the original animated film’s synopsis:
This Disney animated classic follows a pampered cocker spaniel named Lady (Barbara Luddy) whose comfortable life slips away once her owners have a baby. When, after some tense circumstances, Lady finds herself on the loose and out on the street, she is befriended and protected by the tough stray mutt Tramp (Larry Roberts). A romance begins to blossom between the two dogs, but their many differences, along with more drama at Lady’s household, threaten to keep them apart.
Disney Live-Action Remakes
Lady and the Tramp joins a growing-list of Disney live-action remakes. We’ve already had Alice in Wonderland, Cinderella, Maleficent (which isn’t technically a remake, but close), Beauty and the Beast and The Jungle Book. Here’s what’s on the horizon, besides Lady and the Tramp.
Dumbo
Tim Burton is helming a live-action take on this Disney tale of an elephant who can fly. It will hit theaters on March 29, 2019.
The Lion King
Jungle Book director Jon Favreau is helming this star-studded take on Disney’s modern classic. The film roars into theaters on July 19, 2019.
Mulan
Disney is creating a non-musical live-action remake of Mulan, the story of a young girl who disguises herself as a man and saves China in the process. Niki Caro is directing. Look for it in 2020.
Aladdin
Guy Ritchie will take audiences on a magic carpet ride with his live-action Aladdin remake, featuring Will Smith as the Genie. The film is due out on May 24, 2019.
The Sword in the Stone
Another film intended for Disney’s streaming service: a live-action remake of The Sword in the Stone, a re-telling of the story of King Arthur. Juan Carlos Fresnadillo directs.


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Question: Romance fiction authors reveal their secrets to writing about love and sex

THE age of the alpha hole — the brooding, brutish alpha male that would set hearts aflutter in the bodice-rippers of yore — is over. The nice guys have won.
These days, the men steaming up the pages of romantic fiction are single dads, emotionally vulnerable Regency lords and bikies yearning to swap guns for groceries.
Gone too are the passive damsels with heaving bosoms; the modern heroine is feisty and independent. “Love comes as a secondary thing to their quest for a fulfilling life,” says Stephanie Laurens, Australia’s romance queen.
Camera Icon Romance author Stephanie Laurens. Picture: Supplied
RELATED: Read the steamy new Mills and Boon romance novel Off Limits
Whether the hero is a self-doubting doctor, a struggling farmer or a sheik presiding over an unusually progressive Arabian oil state, romance novels are Australia’s hottest secret.
Whether the love interest is a self-doubting doctor, a struggling farmer or an unusually progressive foreign royal, romance novels are Australia’s steamiest secret.
In print, romance is the third biggest genre, but combined with e-books — for which Australia-wide figures are not available — “publishers believe it is the second or even most-read genre,” said Adam Van Rooijen from Harlequin books.
Last year, Australians bought 1.4 million hard copy romance books, two thirds of them from genre publishing powerhouse Mills & Boon. They also bought almost 300,000 Mills and Boon e-books.
Camera Icon Aussies still love romance stories. Picture: News Corp Australia
The typical reader is a 40-plus woman who is married with two teenage kids and lives in the suburbs or in regional Australia. She reads between six and 10 books a month.
She devours her so-called sweet romance in hardback and the raunchy stuff on her tablet; according to Harlequin, women buy four steamy e-books for every sweet one.
“It may be a shock to some people, but women enjoy sex,” says Jo Grant, Mills & Boon’s global editorial director. “And they like reading about sex.”
Sex on the page is so popular that Mills & Boon is launching a new line of explicit fiction called DARE, which is targeted at younger women. “It’s the perfect entry into reading romance … for those younger readers who think it’s ‘not for them’,” says Grant.
“The language, attitudes, power dynamics between the characters are firmly 21st century — and did I mention the hot sex?”
Australian writer Clare Connelly is a DARE author. Her heroes are still rich, powerful men — think billionaires in the Bahamas — but her heroines are powerful too. “We are writing women who don’t need a man, but when they do take one, it’s on their terms.”
The brute may have had his day, but with so many subgenres within romance, there’s a still hero to suit everyone’s taste. There’s warriors, vampires, Nascar drivers, aliens, and even the Amish (these books are known as bonnet-rippers).
Camera Icon Clare Connelly is a romantic novelist for Dare, published by Mills & Boon. Picture: News Corp Australia, Matt Turner
Laurens, a New York Times best-selling author, likes her Regency heroes manly, but they still “have to be able to recognise the heroines’ qualities and to value them. The hero can’t be a testosterone-fuelled jock with no brain.”
Rural writer Cathryn Hein prefers beta males. She writes about shy farmers, disability carers, injured war veterans. “I create a hero that I would fall in love with,” she says. “I like heroes like my husband, really.”
Rebekah Turner, author of paranormal romance (including one about a bikie werewolf with a conscience), wonders whether women are turning to kinder heroes because there are so many real-life “alpha-holes” in the post-Weinstein era.
“It feels [like] every single hero you had is turning out to be a sexual deviant, so you might want something safe and nice and comforting,” she said.
In decades past, there has been a whiff of disapproval lingering over the romance genre — perhaps because of the sex, or because it’s for women, or because it still carries the stigma of being cheap, “pulp” fiction.
“We are a bit maligned in publishing — it has been historically seen as not worthy,” says Hein. But “people are discovering that these are not what they thought they were. They are not your grandmother’s romance novels.”
(Grant, however, warns against judging a lady’s tastes by her age; “Just because she is defined as a grandmother doesn’t mean she wants her romances without the hot sex.”)
Camera Icon Rebekah Turner write paranormal romance. Picture: News Corp Australia
Melanie Milburne, a Mills & Boon author, wonders whether the stigma reflects deeper attitudes towards female sexuality. “Somehow [there is a view that] women should not be enjoying sex; that rapacious sexual appetite belongs to men and not women. We come up against that all the time.”
Connelly says romance writing is a powerful antidote to the male-dominated porn culture, which rarely takes female pleasure into consideration. “I think Mills & Boon is a great insight into what women want.”
Not all authors write sex. Tricia Stringer, who focuses on rural romance, shuts the bedroom door, as they say in the trade. “For me it’s about the build-up to the attraction. The rest happens, but I don’t go into detail.”
Turner shuts it, too. “It’s hard when you are trying to write something erotic and your kids are shoving Transformers in each other’s eyes.”
Yet Laurens would not dream of cutting out sex. “My readers would lynch me.”
Sex is more forthcoming from the Mills & Boon authors, although writing it is not always easy. “I do find it really hard if someone else is in the house — if the dogs are barking, or the gardener is mowing the lawn,” says Tasmania-based Milburne, who has written 76 Mills and Boon books since 2004.
Connelly has learned to plough through. “I have two young kids and a tiny house, so I have become adept at just putting my headphones in and writing things that would make you blush,” she said.
Camera Icon DARE is a new series of Mills & Boon novels. Picture: Supplied
Once the passion is on the page, there are matter-of-fact discussions with editors about whether the sex scene is realistic, or pleasurable, or too adjective-heavy. “She might suggest we hold back on [the orgasm] until later in the scene,” says Milburne.
Connelly admits there is frequent blushing in her head office. “The copyeditor will come back with some finicky grammatical errors in words that are quite explicit,” she said.
There are no formulas for aspiring romance authors to follow, the writers say. There needs to be a love story, but that doesn’t need to be the only plot line — they can be thrillers or fantasies too.
The only rule is a happy ending.
When Harlequin asked Australian women why they read Mills & Boon last year, they replied, “to escape”. Knowing the ending would be happy made it a safe, relaxing experience.

The world's number one romance publisher Mills & Boon has undergone its first major re-brand in over a decade and is set to seduce a new generation of romance fans with its latest line of novels.
Featuring strong female leads, the new Australian series, 'DARE', consists of four novels that have thrown the old romance rule book out of the window to become the most explicit series yet.
The first book in the new series, 'Off Limits', is penned by Australian author Clare Connelly, who chatted exclusively to Daily Mail Australia about her role in the refreshing new romance series.
Australia's top romance publisher Mills & Boon is seducing a new generation of romance fans with a new romance series for the modern world (pictured)
Mills & Boon has also released a brand new titillating game for readers called 'Do you DARE?' (pictured)
'These books sizzle with glamour, passion and seduction...They are perfect escapist fantasies,' one of the authors explained
'We aren't afraid to push the envelope and fuel a reader's imagination. Women in these books know they can have it all and they do what it takes to get it,' she shared.
'I'm thrilled to be part of a refreshing new romance series that encapsulates the 21st-century woman's desires, and encourages women to embrace their sexual fantasies. DARE brings a woman's passions and pleasures to the fore in the same way Sex and the City did for a whole generation.'
Ms Connelly continued, 'These books sizzle with glamour, passion and seduction and yet they also have the kind of realism that makes them relatable, perfect escapist fantasies.'
Perfect for a light read, DARE features fast-paced plots that will whisk readers away to a world of love, lust and passion, in exotic locations from Paris and New York to Hawaii and the Caribbean.
DARE turns classic romance clichés on their head, written for today's women, by today's women. The new series isn't what is expected from Mills & Boon, and certainly isn't the stereotypical Mills & Boon mothers and grandmothers once read.
'I was hooked from the minute they spoke about the premise,' Ms Connelly revealed.
'It's what we need now: 21st century romance that will capture a whole new market of romance readers.'
The first book in the new Mills & Boon series 'Off Limits' (pictured right) is penned by Australian author, Clare Connelly (pictured left)
'We aren't afraid to push the envelope and fuel a reader's imagination,' Ms Connelly revealed
Ms Connelly, now 35, doesn't just write about women who go after what they want - she is one. When she wrote her first manuscript at age 15, she was devastated to learn that it was rejected.
But as a published romance author with a four-book deal with Mills & Boon two decades later, she's truly the embodiment of a woman fighting for what she wants.
Ms Connelly is thrilled to see female protagonists finally placed in roles where they're not afraid to go after what they want with confidence and a sexual assertiveness traditionally reserved for male romance heroes.
'My debut book and a lot of my books are about imperfect love, and how it doesn't always look like what you think it will,' she shared.
'Women in these books know they can have it all and they do what it takes ' said Ms Connelly
The fun and revealing game includes tantalising questions to stimulate intimate conversation
EXCERPT: 'OFF LIMITS' 'He groans angrily and his body weight holds me to the wall, his strong legs straddling me, pinning me where I am. I think my brain is trying to tell me something, but I can hear nothing above the pounding of my heart and the rushing of my blood. Desire is a whip, and it is lashing at my spine. He drags his lips lower, nipping the skin of my shoulder with his teeth and teasing the racing pulse-point in my neck with his tongue. I groan, tilting my head back, knowing I need to stop this madness but accepting we are past that.'
'My characters come with baggage and a backstory... It's about fighting through that and falling in love even when you didn't think you could.'
But the books aren't just about romance - they also sizzle with hot, steamy sex scenes that offer hours of escapism with women who aren't afraid to reach for what they want with both hands:
'All my books feature strong and empowered heroines, sexy sex scenes and contemporary romance with high heat level,' Ms Connelly added.
Ms Connelly also reminded readers to remember that the books are romance novels are romance, so the sex takes place within a romantic landscape.
'The book was a total joy to write and I hope readers will fall in love with the characters the way I have,' she added.
Mills & Boon has created and launched a brand new titillating card game called 'Do You DARE?'
To celebrate the launch, Mills & Boon has also created a brand new titillating card game called 'Do You DARE?'.
'The 'Do You DARE?' card game represents the fun, fearless and in-control modern woman, which readers have been crying out for,' Mills & Boon editorial director Joanne Grant said.
The fun and revealing game includes fifty tantalising questions to stimulate an intimate conversation, helping players to reveal their innermost thoughts and fantasies on romance and sex.
The game is designed to be played by two players for a revealing experience, or with friends for a fun night in.
The game is designed to be played by two players for a revealing experience, or with friends (pictured)
The 'Do You DARE?' game asks intimate questions such as, 'How important is foreplay to you?'
The 'Do You DARE' game encourages players to engage with and read excerpts from the books
'DARE also plays into the new escapism of minimal mindfulness, rather than having to plan ahead to do a yoga or Pilates class, it's simpler and cheaper to pick up a book and escape into your imagination,' Ms Grant added.
The game is designed to cheekily reflect the content of the new series, from billionaire boss fantasies, to favourite foreplay moves and the wildest thing done in or out of the bedroom.
Daily Mail Australia also chatted to New Zealand author, JC Harroway, who echoed Ms Connolly's sentiments about female DARE protagonists not needing men to save or complete them.
DARE features fast-paced plots that will whisk readers away to a world of love, lust and passion
New Zealand author JC Harroway (left) is the author of the DARE novel 'A Week To Be Wild' (right)
EXCERPT: 'A WEEK TO BE WILD' She shivered, delicious tendrils snaking to all her erogenous zones. 'What are you doing here?' Libby took a slug of her previously untouched drink, the burn calming her enough to meet his bold stare with one of her own. 'I came to invite you out for a late supper. I was on my way to Reception and then I spotted you here.' His hand slid from the back of her stool, and he settled into the one next to her, passing his order to the waiter before returning his disconcerting focus to her. She stared back, lost for words and missing the proximity of his hand on her chair. He was close enough that his warmth traversed the space between them, but far enough away that she battled her body's urge to sway closer. And keep on swaying.
'For me the best thing about the DARE series is that it features exactly the kind of stories I love to read,' JC Harroway told Daily Mail Australia. 'And writing them is just as much fun.'
Her first novel, 'A Week To Be Wild', is a sexy, passionate and bold tale with an an intense and passionate love story at its heart.
'DARE heroines are the kind of women we want as friends—strong, independent, intelligent and driven,' Ms Harroway said.
'They know what they want and they are not afraid to go out and get it. A DARE heroine doesn't need a man to complete her, but if she wants one as an equal partner, then that's her prerogative.'
As with all great romance, the journey that hero and heroine take together is fraught with real world issues, but it's a journey that leads to a happy ever after. It's a steamy, explicit, escapist romance for today's woman.
The books hope to open up the iconic publisher to an entirely new audience
But although she's always been a creative person, Ms Holloway didn't always want to be a writer.
'The first attempts [at writing] weren't pretty....But then I had a new [story] my head, one that wouldn't go away. One day, a fellow member of a reading group I was part of told me I should 'just write it'. So I did.
'That first finished manuscript, took me three months to write and then another twelve months to re-write...I think if I'd known how little I knew about writing when sat down to write that complete story, I'd have been far too intimidated to finish it.
'But as someone wise once said, you can't edit a blank page.'
The Kiwi author has already penned two more titles for DARE - Her Dirty Little Secret and One Night Only - so readers of DARE can expect plenty more of her signature style.
Sure to spice up your reading experience, four Mills & Boon novels will be published per month
'Legal Seduction' and 'Ruled' are out this month, along with 'Off LImits' and 'Born to be Wild'
Sure to spice up reading experiences and conversations in 2018, four Mills & Boon DARE novels will be published each month, in print and eBook formats, in Australia and New Zealand.
The first four titles are available at BIG W, Kmart, Target for RRP AUD $7.99 in paperback, as well as in ebook format for $2.99.
The 'Do You DARE' card game will be available through the Mills & Boon Facebook page and exclusively to download for free online at www.millsandboon.com.au.


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Question: Post-Brexit customs checks a 'catastrophe' for UK shipping: trade body

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The Union Jack (bottom) and the European Union flag are seen flying, at the border of Gibraltar with Spain, in the British overseas territory of Gibraltar, historically claimed by Spain, June 27, 2016, after Britain voted to leave the European Union in the EU Brexit... REUTERS/Jon Nazca - RTX2IK2D
LONDON The introduction of physical customs checks following Brexit would be a catastrophe for British ports and shipping and would likely reduce the volume of trade, the head of the sector's UK industry body said on Wednesday.
Prime Minister Theresa May has said she wants a customs arrangement with the European Union which allows trade to be "as frictionless as possible", but few expect goods will be able to continue to move as seamlessly as they do within the bloc.
"The nightmare scenario is actually having physical customs borders ... it would be absolutely a catastrophe for the ports and for our sector," Guy Platten, Chief Executive of the UK Chamber of Shipping, told reporters.
"You've suddenly got lorries stacked up, you've got sailings canceled ... the whole supply chain is completely affected."
The chamber says 95 percent of Britain's international trade is moved via ship, and the industry supports 250,000 jobs.
Dover on the southeast coast of England, Europe's busiest ferry port, currently handles around 500 non-EU trucks a day and around 8,000 from the EU, he said.
If the EU trucks faced the same customs checks as the non-EU trucks the whole process will be slowed, particularly impacting goods such as fresh food, he added.
"The sailings will still take place, but maybe they won't be able to fit in as many sailings as they could do before ... so that will affect the business of those ferry companies and potentially the viability of routes."
The chamber, which represents 170 firms including European companies such as Sweden's Stena Line, Denmark's DFDS (DFDS.CO) and France's Brittany Ferries, says the volume of lorries passing through Dover increased 150 percent between 1992 and 2015. Customs controls within the EU were scrapped from 1993.
Platten said the government needs to reach an early agreement on customs, or ensure a transition period, as checks will require new infrastructure that will take time to put in place and which British ports will struggle to physically accommodate.
He believes the British government will be prepared to apply a light touch at its border to prevent huge queues of trucks and hopes EU shipping companies will persuade their own governments to do the same.
"I've yet to find a politician who is prepared to sacrifice jobs in his local area for political points," he said.
(Editing by Stephen Addison)

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Getty A top economist has dismissed HMRC;s claims Boris Johnson "max fac" will cost billions
Dr Graham Gudgin, from the university’s Judge Business School, disregarded the figure and said it was based on “shoddy calculations”. Dr Gudgin claims the final cost is more likely to be around £2billion, which is a significantly cheaper figure than the one announced by HMRC. Maximum facilitation, or max fac, is the post-Brexit customs plan favoured by Boris Johnson, Liam Fox and Micheal Gove. It would allow goods to be transferred with minimal border checks by using technology and a trusted trader scheme to ensure that Britain does leave the European’s customs union.
Last week Jon Thompson, chief executive of HMRC, told MPs at the Treasury Select Committee the “max fac” model could cost businesses billions. He said: “I think you need to think about the highly streamlined customs arrangement costing businesses somewhere in the late teens of billions of pounds to operate – somewhere between £17billion and £20billion. “It’s that sort of order and the primary driver is the fact there are customs declarations.” However, last night Dr Gudgin, a member of the 50-strong group of pro-Leave academics, Briefings for Brexit, claimed the figure was “hugely inflated”.
Theresa May’s Tory Brexit rebels Thu, December 14, 2017 Theresa May’s Tory Brexit rebels: The MPs who backed the amendment to the Brexit bill. Play slideshow Getty 1 of 12 Theresa May’s Tory Brexit rebels
He warned, along with John Mills, chairman of retailer JML and chairman of Labour Leave, that the Government should not make policy decisions based on the HMRC’s “shoddy calculations”. They said: “The Treasury and HMRC have taken to presenting hugely negative calculations of the economic impact of Brexit without formal analyses that can be checked for accuracy. “This must stop. “We fully expect that HMRC’s wild forecasts will also be confounded by reality.” To back up their argument the pair highlighted the real experiences of Mr Mills’s firm. They said: "The retail company JML judges that customs administration costs amount to around one per cent of the value of consignments.
"JML does close to £100million of trade per annum with 85 countries and ships roughly 2,000 containers a year from one place to another in the world. "About 80 per cent of these movements are on World Trade Organisation terms outside customs unions or free trade areas. "The only additional paperwork requirements for business from being outside rather than inside the customs union are the production of certificates of origin and any necessary compliance certification. "This can’t possibly cost £7billion a year or anything like it for firms trading with the EU after Brexit. "As things stand at the moment inside the customs union all shipments from the UK to the EU27 involve invoices and dealing with VAT. "If this sort of paperwork is a manageable burden, why should the addition of certificates of origin and compliance documentation be such a huge additional cost?”
Getty Maximum facilitation is the post-Brexit customs plan favoured by Boris Johnson and Liam Fox
Getty Theresa May has been warned by some of Europe's biggest businesses that "time is running out"


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Question: Noose tightens around 5,800 shell firms

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The government has collected startling data on multiple accounts of 5,800 shell companies out of the over 200,000 that were struck off by the registrar of companies (RoC). Some of these companies operated accounts even after their names were taken off the rolls. The companies deposited and withdrew huge amounts from banks post-demonetisation, while they had meagre deposits before November 8, 2016.
Of these, one company, Gold Sukh Trade India Limited, had 2,134 accounts alone. Another company, Ashwin Vanaspati, had 900 accounts, official sources said.
Similarly other companies — Shanti Infrastructure and Colonisers Private Limited, Aptive IT Solutions and Swarnalabh Trade Link among others — had multiple accounts.
The government had asked for data from banks about over 200,000 companies whose accounts were frozen. The data from 13 banks reveals that 5,800 companies have more than 12,000 accounts.
An official statement said here that these companies, which had meagre amounts in banks, deposited more than Rs 4,570 crore in their accounts and withdrew an equally large amount of Rs 4,552 crore, post- Before demonetisation, these companies had a balance of Rs 22.05 crore, net of loans, in banks.
The companies continued to operate by making deposits and withdrawing even after being struck off the rolls of the RoC. In one of the banks, 429 companies, with zero balance before demonetisation, deposited and withdrew over Rs 11 crore and left a cumulative balance of Rs 4,200 crore at the time of their accounts being frozen.
These 5,800 companies account for around 2.5 per cent of the companies struck off. The government has struck off more than 200,000 companies from the rolls, calling them shell companies. "The huge money game played by these companies may well be the tip of an iceberg of corruption, and black deeds of these and many more of their brethren," the statement said.
The investigative agencies have been asked to complete necessary investigation in a time-bound manner. The country and honest citizens could look forward to a cleaner tomorrow, the statement added.
Further, the government also disqualified a number of directors associated with these companies. There are around 100,000 directors.
Officials state that more names of directors will be released as the government continues the crackdown on shell companies.
Another senior official from the ministry of corporate affairs stated, “In one location, there are as many as a thousand companies registered.”
ALSO READ: Shell companies crackdown: 450,000 directors may face axe The major chunk of the tainted accounts is with IDBI The has listed 3,330 companies and 3,634 accounts in which some even showed negative balance at the time of their being frozen. The balance in some of these accounts at the time of was Rs 13.29 crore and it swelled to Rs 3,792.40 crore post- Some of these companies withdrew Rs 3,794.04 crore before being struck off. Activity continued in these accounts after being struck off to the tune of Rs 249.45 crore. Business Standard has reviewed the letters sent by banks to the government.
of Baroda (BoB) has sent a list of 1,701 companies out of which a few have at least 100 accounts and have deposited and withdrawn amounts during till they were struck off.

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A look at the headlines right now:
Supreme Court rejects plea seeking SIT inquiry into the death of 63 children in Gorakhpur: The chief justice asked the petitioner to approach a High Court as Adityanath was ‘personally taking interest’ in the matter. At least 46 killed, several injured in landslide on Mandi–Pathankot national highway in Himachal Pradesh: Vehicles were also hit by the mudslide, which was triggered by a cloud burst, said unidentified officials. Centre’s proposal to scrap Article 35A will not help any region of Jammu and Kashmir, says Omar Abdullah: However, the former chief minister said the Hurriyat Conference had no say in the matter as it does not believe in the Constitution. Bombay High Court puts Sahara’s Aamby Valley up for auction at a reserve price of Rs 37,392 crore: Royale Partners Investment Fund, a Mauritius-based investor, had said that it wanted to invest Rs 10,700 crore in the property. Suspending only the hospital principal in the Gorakhpur case is wrong, says Indian Medical Association: Its chief, KK Aggarwal, said an administrative failure had caused the children’s deaths, and that everyone should be held accountable.
At least 17 dead as gunmen open fire outside Turkish restaurant in Ouagadougou, Bukina Faso: The attack is suspected to be the handiwork of an al-Qaeda affiliate. International community must play its role in resolving the Kashmir issue, says Pakistan PM: Shahid Khaqan Abbasi called for constructive relations with all the countries, especially with its neighbours, on the basis of ‘sovereign equality’. Ten die as heavy rain continues in Assam, Kaziranga under water: The deluge in Bihar’s Katihar has cut off the lone rail link to the North Eastern region. Seven arrests after Bihar government funds allegedly siphoned off to non-profit: The Bhagalpur district administration’s FIR claims that the money meant to acquire land was embezzled into the accounts of an organisation for women. Markets break five-session losing streak despite low industrial output figures for June: Adani Ports, Tata Steel, Hero MotoCorp, Reliance Industries, Mahindra & Mahindra and Coal India were among the stocks that helped Sensex and Nifty recover.