title: surgeons admit that mammography is outdated and harmful to women
text: americans health deteriorating under obamacare as life expectancies plunge 
  wednesday november   by ethan a huff staff writer tags americans  life expectancy  plummeting health naturalnews for many years the assumption has been that the united states leads the world as an advanced civilization dominating in categories like education quality of life and life expectancy but a new study released this year by the society of actuaries soa paints a much different picture suggesting that americans are less healthy and will more than likely live much shorter lives compared to those in previous generationsthe page report reveals that the average yearold american man today will most likely die just short of his th birthday while the average yearold american woman only has about two years longer until she dies on average around age  this might not sound like anything out of the ordinary except that these figures are actually down compared to last years report using the same criteriaover the past several years the report explains american health has taken a major downturn life expectancy amongst yearolds is down by about six months on average its also down for younger americans who are likewise expected to live about six months less than in previous generations in nearly every generational category including baby boomers generation x and millennials life expectancy is down and will likely continue to go downthis is especially the case among middleaged nonhispanic whites who a recent study by princeton university found are increasingly succumbing to the detrimental effects of bad habits like alcohol and drug abuse unhealthy diet and lack of exercise this report also highlights increasing rates of suicide within younger populations a sad state of affairs that says even more about the current state of our societymortality rates are still rising the data suggests but at an increasingly lower rate and if things continue on the current trajectory eventually overall life expectancy will be on the downturn  that is unless the factors contributing to this decline are addressed and brought to bear if they arent the average american life will likely continue to decline into the future pension payers insurance companies see dollar signs as people die earlier while the studys findings have many applications in terms of social science research  the one area where theyre making the biggest ripples involves employee pensions by looking at this new life expectancy data through the lens of postretirement disbursements employers can determine whether or not their liabilities will increase or decrease  and based on the most current data it appears that a decrease is on the waythe updated scale provides the latest information to help accurately measure pension obligations says dale hall managing director of research at the soa however it is up to pension plan sponsors working with their plan actuaries to determine how to incorporate emerging mortality improvement data into their plan valuationswith the growing popularity of k accounts as opposed to pensions  the new data can also help employees who handle their own retirement affairs better ascertain how much they need to make and how much they need to save to live comfortably until their deaths all of this information makes a difference when determining the price of annuities and insurance contracts whereby insurance companies are obligated to pay out until the time a person diesyearoveryear changes in mortality are very volatile hall adds noting that something as simple as a bad flu season can disrupt the death rate averagesat the same time some experts claim that longevity rates in the longterm are still on an upward trajectory and that soontobe retirees and younger folks alike need to take into account the fact that they could live much longer than the latest figures suggest and to plan accordingly sources