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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">v.&nbsp;&nbsp;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company may elect payment of the principal and/or interest at our sole discretion, owed pursuant to the note by requiring the iVoice to issue to the Company, or its assigners either: (i) one Class B common stock share of the maker, no par value per share, for each dollar owed, (ii) the number of Class A common stock shares of the maker calculated by dividing (x) the sum of the principal and interest that the holder has decided to have paid by (y) fifty percent (50%) of the lowest issue price of Class A common stock, or (iii), payment of the principal, before any repayment of interest.</font></div>
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<div><font>v.  </font></div>
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<div><font>The Company may elect payment of the principal and/or interest at our sole discretion, owed pursuant to the note by requiring the iVoice to issue to the Company, or its assigners either: (i) one Class B common stock share of the maker, no par value per share, for each dollar owed, (ii) the number of Class A common stock shares of the maker calculated by dividing (x) the sum of the principal and interest that the holder has decided to have paid by (y) fifty percent (50%) of the lowest issue price of Class A common stock, or (iii), payment of the principal, before any repayment of interest.</font></div>
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