<table><tbody><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.5in"><font style="font-family: Symbol">·</font></td><td style="text-align: justify">All outstanding loans will become due on November 23, 2013, provided that following our request,
the Bank may in its sole discretion agree to one year extensions of the maturity date;</td></tr>                                                                                                <tr style="vertical-align: top">
<td>&nbsp;</td><td>&nbsp;</td><td style="text-align: justify">&nbsp;</td></tr>
</tbody></table>
<table><tbody><tr>
<td></td><td><font>·</font></td><td>All outstanding loans will become due on November 23, 2013, provided that following our request,
the Bank may in its sole discretion agree to one year extensions of the maturity date;</td></tr> <tr>
<td> </td><td> </td><td> </td></tr>
</tbody></table>