<table><tbody><tr style="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
<td style="width: 0.5in; font: 10pt Times New Roman, Times, Serif"></td><td style="width: 0.25in; font: 10pt Times New Roman, Times, Serif"><font style="font: 10pt Times New Roman, Times, Serif">●</font></td><td style="text-align: justify; font: 10pt Times New Roman, Times, Serif"><font style="font: 10pt Times New Roman, Times, Serif">The
                                         Company is required to comply with a number of affirmative, negative and financial covenants.
                                         Among other things, these covenants restrict the Company’s ability to pay dividends,
                                         provide that the Company’s debt service coverage ratio (as determined pursuant
                                         to the Loan Agreement) cannot be less than 1.25 to 1.0 as of the end of any fiscal year,
                                         and require that the Company have immediately available cash at all times, including
                                         borrowings under the Credit Facility, of at least $3 million.</font></td></tr></tbody></table>
<table><tbody><tr>
<td></td><td><font>●</font></td><td><font>The
                                         Company is required to comply with a number of affirmative, negative and financial covenants.
                                         Among other things, these covenants restrict the Company’s ability to pay dividends,
                                         provide that the Company’s debt service coverage ratio (as determined pursuant
                                         to the Loan Agreement) cannot be less than 1.25 to 1.0 as of the end of any fiscal year,
                                         and require that the Company have immediately available cash at all times, including
                                         borrowings under the Credit Facility, of at least $3 million.</font></td></tr></tbody></table>