<table><tbody><tr style="vertical-align: top; font: 10pt Times New Roman, Times, Serif">

<td style="width: 1in; font: 10pt Times New Roman, Times, Serif"></td><td style="width: 0.25in; font: 10pt Times New Roman, Times, Serif"><font style="font: 10pt Times New Roman">●</font></td><td style="text-align: justify; font: 10pt Times New Roman, Times, Serif"><font style="font: 10pt Times New Roman, Times, Serif">Aggregate

                                                                                                                                                                                              loans

                                                                                                                                                                                              outstanding

                                                                                                                                                                                              at

                                                                                                                                                                                              any

                                                                                                                                                                                              time

                                                                                                                                                                                              are

                                                                                                                                                                                              limited

                                                                                                                                                                                              to

                                                                                                                                                                                              a

                                                                                                                                                                                              borrowing

                                                                                                                                                                                              base

                                                                                                                                                                                              equal

                                                                                                                                                                                              to

                                                                                                                                                                                              80%

                                                                                                                                                                                              of

                                                                                                                                                                                              our

                                                                                                                                                                                              eligible

                                                                                                                                                                                              accounts

                                                                                                                                                                                              receivable,

                                                                                                                                                                                              as

                                                                                                                                                                                              determined

                                                                                                                                                                                              by

                                                                                                                                                                                              the

                                                                                                                                                                                              Bank,

                                                                                                                                                                                              provided

                                                                                                                                                                                              that

                                                                                                                                                                                              the

                                                                                                                                                                                              advance

                                                                                                                                                                                              rate

                                                                                                                                                                                              is

                                                                                                                                                                                              limited

                                                                                                                                                                                              to

                                                                                                                                                                                              50%

                                                                                                                                                                                              with

                                                                                                                                                                                              respect

                                                                                                                                                                                              to

                                                                                                                                                                                              accounts

                                                                                                                                                                                              receivable

                                                                                                                                                                                              from

                                                                                                                                                                                              our

                                                                                                                                                                                              customers

                                                                                                                                                                                              whose

                                                                                                                                                                                              receivables

                                                                                                                                                                                              constitute

                                                                                                                                                                                              more

                                                                                                                                                                                              than

                                                                                                                                                                                              50%

                                                                                                                                                                                              of

                                                                                                                                                                                              our

                                                                                                                                                                                              receivables

                                                                                                                                                                                              in

                                                                                                                                                                                              the

                                                                                                                                                                                              aggregate;

                                                                                                                                                                                              and</font></td></tr>                                                                                                                                                                                                                  <tr style="vertical-align: top; font: 10pt Times New Roman, Times, Serif">

<td style="font: 10pt Times New Roman, Times, Serif">&nbsp;</td><td style="font: 10pt Times New Roman, Times, Serif">&nbsp;</td><td style="text-align: justify; font: 10pt Times New Roman, Times, Serif">&nbsp;</td></tr>

</tbody></table>
<table><tbody><tr>
<td></td><td><font>●</font></td><td><font>Aggregate

                                                                                                                                                                                              loans

                                                                                                                                                                                              outstanding

                                                                                                                                                                                              at

                                                                                                                                                                                              any

                                                                                                                                                                                              time

                                                                                                                                                                                              are

                                                                                                                                                                                              limited

                                                                                                                                                                                              to

                                                                                                                                                                                              a

                                                                                                                                                                                              borrowing

                                                                                                                                                                                              base

                                                                                                                                                                                              equal

                                                                                                                                                                                              to

                                                                                                                                                                                              80%

                                                                                                                                                                                              of

                                                                                                                                                                                              our

                                                                                                                                                                                              eligible

                                                                                                                                                                                              accounts

                                                                                                                                                                                              receivable,

                                                                                                                                                                                              as

                                                                                                                                                                                              determined

                                                                                                                                                                                              by

                                                                                                                                                                                              the

                                                                                                                                                                                              Bank,

                                                                                                                                                                                              provided

                                                                                                                                                                                              that

                                                                                                                                                                                              the

                                                                                                                                                                                              advance

                                                                                                                                                                                              rate

                                                                                                                                                                                              is

                                                                                                                                                                                              limited

                                                                                                                                                                                              to

                                                                                                                                                                                              50%

                                                                                                                                                                                              with

                                                                                                                                                                                              respect

                                                                                                                                                                                              to

                                                                                                                                                                                              accounts

                                                                                                                                                                                              receivable

                                                                                                                                                                                              from

                                                                                                                                                                                              our

                                                                                                                                                                                              customers

                                                                                                                                                                                              whose

                                                                                                                                                                                              receivables

                                                                                                                                                                                              constitute

                                                                                                                                                                                              more

                                                                                                                                                                                              than

                                                                                                                                                                                              50%

                                                                                                                                                                                              of

                                                                                                                                                                                              our

                                                                                                                                                                                              receivables

                                                                                                                                                                                              in

                                                                                                                                                                                              the

                                                                                                                                                                                              aggregate;

                                                                                                                                                                                              and</font></td></tr> <tr>
<td> </td><td> </td><td> </td></tr>
</tbody></table>