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                    <p>&nbsp;</p>
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                    <p>&nbsp;</p>
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                    <p>&nbsp;</p>
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                    <p>&nbsp;</p>
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                    <p><font size="2">(4)</font></p>
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                    <p><font size="2"><u>Bank Credit Facility</u></font></p>
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                    <p>&nbsp;</p>
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                    <p>&nbsp;</p>
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                    <p>&nbsp;</p>
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                    <p>&nbsp;</p>
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                <td valign="top" colspan="3">
                    <p align="justify"><font size="2">On June 26, 2008, the Company entered into a Credit Agreement (the “Credit Agreement”) with Sovereign Bank (the “Lender”). Pursuant to the Credit Agreement, the Lender provided the Company with (i) a $2.5 million term loan (the “Term Loan”), which was funded in full on June 30, 2008 in connection with the acquisition of 3 For All Partners LLC, and (ii) a $2.5 million revolving credit facility (the
                    “Revolving Credit Facility”). Borrowings under the Revolving Credit Facility are used for working capital purposes. The Term Loan and Revolving Credit Facility have been guaranteed by the Company’s subsidiaries and are secured by substantially all of their assets pursuant to a Security Agreement entered into by the Company and its subsidiaries in favor of the Lender. </font></p>
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<p> </p>
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<p> </p>
</td>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
</tr>
<tr>
<td>
<p><font>(4)</font></p>
</td>
<td>
<p><font><u>Bank Credit Facility</u></font></p>
</td>
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<tr>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
<td>
<p> </p>
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<td>
<p> </p>
</td>
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<tr>
<td>
<p> </p>
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<td>
<p><font>On June 26, 2008, the Company entered into a Credit Agreement (the “Credit Agreement”) with Sovereign Bank (the “Lender”). Pursuant to the Credit Agreement, the Lender provided the Company with (i) a $2.5 million term loan (the “Term Loan”), which was funded in full on June 30, 2008 in connection with the acquisition of 3 For All Partners LLC, and (ii) a $2.5 million revolving credit facility (the
                    “Revolving Credit Facility”). Borrowings under the Revolving Credit Facility are used for working capital purposes. The Term Loan and Revolving Credit Facility have been guaranteed by the Company’s subsidiaries and are secured by substantially all of their assets pursuant to a Security Agreement entered into by the Company and its subsidiaries in favor of the Lender. </font></p>
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