<table>
<tbody><tr style="font-size:1px">
<td width="74%" valign="BOTTOM">
<p>&nbsp;</p>
</td>
<td width="3%" valign="BOTTOM">
<p>&nbsp;</p>
</td>
<td width="6%" valign="BOTTOM">
<p>&nbsp;</p>
</td>
<td width="3%" valign="BOTTOM">
<p align="RIGHT">&nbsp;</p>
</td>
<td width="3%" valign="BOTTOM">
<p>&nbsp;</p>
</td>
<td width="6%" valign="BOTTOM">
<p>&nbsp;</p>
</td>
<td width="2%" valign="BOTTOM">
<p align="RIGHT">&nbsp;</p>
</td>
</tr>
<tr>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td colspan="2" valign="BOTTOM">
<p align="CENTER"><font size="2">2008</font></p>
</td>
<td valign="BOTTOM">
<p align="CENTER"><font size="1">&nbsp;</font></p>
</td>
<td colspan="2" valign="BOTTOM">
<p align="CENTER"><font size="2">2007</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td colspan="2" valign="BOTTOM">
<hr size="1" width="100%" noshade="" color="BLACK" align="CENTER">
</td>
<td valign="BOTTOM">
<p align="CENTER"><font size="1">&nbsp;</font></p>
</td>
<td colspan="2" valign="BOTTOM">
<hr size="1" width="100%" noshade="" color="BLACK" align="CENTER">
</td>
</tr>
<tr>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="2">Statutory Federal income
  tax</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p align="RIGHT"><font size="2">34.0</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="2">%</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p align="RIGHT"><font size="2">34.0</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="2">%</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM">
<p><font size="2">State and local taxes, net
  of Federal benefit</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p align="RIGHT"><font size="2">6.8</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p align="RIGHT"><font size="2">4.6</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p align="RIGHT"><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p align="RIGHT"><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="2">Permanent differences</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p align="RIGHT"><font size="2">.8</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p align="RIGHT"><font size="2">4.9</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM">
<p><font size="2">Other</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p align="RIGHT"><font size="2">7.7</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p align="RIGHT"><font size="2">(10.7</font></p>
</td>
<td valign="BOTTOM">
<p><font size="2">)</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<hr size="1" width="100%" noshade="" color="BLACK" align="CENTER">
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<hr size="1" width="100%" noshade="" color="BLACK" align="CENTER">
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="2">Effective tax rate</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p align="RIGHT"><font size="2">49.3</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="2">%</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p align="RIGHT"><font size="2">32.8</font></p>
</td>
<td valign="BOTTOM" bgcolor="#EAF9E8">
<p><font size="2">%</font></p>
</td>
</tr>
<tr>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<hr size="3" width="100%" noshade="" color="BLACK" align="CENTER">
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
<td valign="BOTTOM">
<hr size="3" width="100%" noshade="" color="BLACK" align="CENTER">
</td>
<td valign="BOTTOM">
<p><font size="1">&nbsp;</font></p>
</td>
</tr>
</tbody></table>
<table>
<tbody><tr>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
<td>
<p> </p>
</td>
</tr>
<tr>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>2008</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>2007</font></p>
</td>
</tr>
<tr>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<hr/>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<hr/>
</td>
</tr>
<tr>
<td>
<p><font>Statutory Federal income
  tax</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>34.0</font></p>
</td>
<td>
<p><font>%</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>34.0</font></p>
</td>
<td>
<p><font>%</font></p>
</td>
</tr>
<tr>
<td>
<p><font>State and local taxes, net
  of Federal benefit</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>6.8</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>4.6</font></p>
</td>
<td>
<p><font> </font></p>
</td>
</tr>
<tr>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
</tr>
<tr>
<td>
<p><font>Permanent differences</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>.8</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>4.9</font></p>
</td>
<td>
<p><font> </font></p>
</td>
</tr>
<tr>
<td>
<p><font>Other</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>7.7</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>(10.7</font></p>
</td>
<td>
<p><font>)</font></p>
</td>
</tr>
<tr>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<hr/>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<hr/>
</td>
<td>
<p><font> </font></p>
</td>
</tr>
<tr>
<td>
<p><font>Effective tax rate</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>49.3</font></p>
</td>
<td>
<p><font>%</font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font>32.8</font></p>
</td>
<td>
<p><font>%</font></p>
</td>
</tr>
<tr>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<hr/>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<p><font> </font></p>
</td>
<td>
<hr/>
</td>
<td>
<p><font> </font></p>
</td>
</tr>
</tbody></table>