<table><tbody><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.5in"><font style="font-family: Symbol">·</font></td><td style="text-align: justify">The Company is required to comply with a number of affirmative, negative and financial covenants.
Among other things, these covenants restrict the Company’s ability to pay dividends, provide that the Company’s debt
service coverage ratio (as determined pursuant to the Loan Agreement) cannot be less than 1.25 to 1.0 as of the end of any fiscal
year, and require that the Company have immediately available cash at all times, including borrowings under the Credit Facility,
of at least $3 million.</td></tr></tbody></table>
<table><tbody><tr>
<td></td><td><font>·</font></td><td>The Company is required to comply with a number of affirmative, negative and financial covenants.
Among other things, these covenants restrict the Company’s ability to pay dividends, provide that the Company’s debt
service coverage ratio (as determined pursuant to the Loan Agreement) cannot be less than 1.25 to 1.0 as of the end of any fiscal
year, and require that the Company have immediately available cash at all times, including borrowings under the Credit Facility,
of at least $3 million.</td></tr></tbody></table>