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[IMAGE]	     At the End of the Day Today's Market      DJIA 9834.68 DOWN -66.70 Nasdaq 1875.05 DOWN -5.46 S?500 1137.03 DOWN -5.63 Rus 2000 452.31 DOWN -1.59 10 Yr Bd 5.02 UP .14 DJTA 2485.60 DOWN -3.84 FTSE 100 5313.80 UP 15.10 H. Seng 11173.90 DOWN -50.90 Nik. 225 10661.00 UP 85.40 DAX 5060.94 DOWN -35.24 Today's Sectors     Basic Materials -0.65 %    Utilities -2.08 %    Communication 0.53 %   Consumer Staples -0.58 %  Capital Goods -0.96 %  Energy -0.8 %    Financial -0.63 %  Consumer Cyclicals -0.92 %   Health Care 1.35 %   Technology -0.84 %   Transport -0.06 %   (Mouse over for detail, click to launch Map of the Market) November 21, 2001  The Closing Bell Late Word on Stocks, Bonds Is No Thanks  By Igor Greenwald A splendid autumn for equities ended on a sour note despite another drop in unemployment claims and an uptick in consumer sentiment. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Ahead of the Curve The Deflation Investor's Checklist[IMAGE]  By Donald Luskin A deflationary spiral would be bad for stocks. But there are ways to protect your portfolio. [IMAGE] The Data Mine In Praise of Small Stuff  By Christopher O'Connor They don't get much attention, but small-cap stocks have trounced their big-cap siblings this year. We found 18 that might be worth a look. [IMAGE] Stock Watch A Stock That Really Cooks[IMAGE]  By Monica Rivituso Shares of Williams-Sonoma have heated up in recent months. Here's why.  More Articles    Advertisement  Free & Instantly! Popular Forbes Columnist Ken Fisher gives you the sameQ2 Report & Forecast he writes for his Private Clients FREE & withoutobligation. Plus, visit Ken's Instant Online Money Management Seminar. Click NOW!   Today's Features [IMAGE] Now What? Is It Time to Dump Your Fund?  By Stephanie AuWerter We've all got losses this year.  But that doesn't necessarily mean you should say goodbye. Here are four good (and four not-so-good) reasons to sell. [IMAGE] Ask SmartMoney Converting Lemons Into Lemonade  By June Kim The funds in my IRA are down anywhere between 20% and 68%.  Should I convert the biggest losers to a Roth? [IMAGE] Today's Topic Mutual Attraction  Whatever your reasons for investing, there's a mutual fund to meet your needs.  More Articles    Advertisement [IMAGE] Save on Auto Insurance. It's easy to save up to $250 on quality Auto Insurance from The Hartford. Click here  for a free online quote or to find a local Hartford agent.   Breaking News Investors Knock Stuffing out of Enron Shares  Consumers Perk Up as Jobless Claims Fall  Spam Sales Fatten Hormel's Bottom Line  Chiron's Sepsis Drug Suffers Setback  WWF Wrestles With Slowing Economy  WellPoint Expands to East Coast  Mohawk Gobbles Up Dal-Tile  Amgen Boosts Growth Outlook  Analog Devices Net Plummets  VA Linux Deficit Widens  Coca-Cola Cans Top Ad Exec  Online Retailers Brace for Holiday Deluge  Complete News Coverage     Insurance Center  The one place where you can get multiple insurance quotes and apply directly for a loan.  Your source for the best quotes on auto, health and disability, home owners and life insurance, and annuities. Insurance Quotes   SmartMoney MagazineFree Gift For Gift Givers Take this special, limited-time offer to give SmartMoney magazine at our lowest gift rate, 12 issues for $15, and receive the new "hot-off-the-press" SmartMoney Retirement Guide with your paid order. We'll also send Free gift cards to announce your gift of SmartMoney, the only magazine of personal business from The Wall Street Journal. For details visit: SmartMoney Gift Subscription   Free Retirement Guide Receive our FREE, "hot-off-the-press" Retirement Guide with your subscription to SmartMoney: The Wall Street Journal Magazine of Personal Business. Plus, this limited-time offer is at our low-direct-to-public rate, 12 issues for just $15! The editors of the Wall Street Journal have packed the new SmartMoney Retirement Guide with all the basics you need in concise, everyday language. Don't miss it: Subscribe to SmartMoney              [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Soar Above the Fray  Get a bird's-eye view of 1,000 stocks in an instant with our  Real-Time Market Map 1000 .  Our most powerful map yet comes with screens, ratings, and much more.  Available only with SmartMoney Select.    Subscribe today for a free two-week trial!     [IMAGE]  [IMAGE]    [IMAGE] Hot Wheels?  Wondering how much those interest-free car loans can really save you? Want the scoop on the hottest vehicles rolling off the assembly lines?  Our Auto Center can help.      [IMAGE] 	
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