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[IMAGE]	     At the End of the Day Today's Market      DJIA 9872.60 DOWN -110.15 Nasdaq 1935.97 DOWN -5.26 S?500 1149.50 DOWN -7.92 Rus 2000 460.71 DOWN -.51 10 Yr Bd 4.93 DOWN -.09 DJTA 2509.30 DOWN -16.55 FTSE 100 5266.00 DOWN -36.50 H. Seng 11261.50 DOWN -130.40 Nik. 225 10948.80 DOWN -115.50 DAX 5059.57 DOWN -54.55 Today's Sectors     Basic Materials 0.15 %    Utilities 0.39 %    Communication -2.32 %   Consumer Staples -1.26 %  Capital Goods -0.36 %  Energy -0.14 %    Financial -0.47 %  Consumer Cyclicals -1.35 %   Health Care -0.93 %   Technology -0.86 %   Transport -0.24 %   (Mouse over for detail, click to launch Map of the Market) November 27, 2001  The Closing Bell Consumers' Worries Give Investors Pause  By Igor Greenwald Stocks ended a roller-coaster session with a slide, as slipping consumer confidence and Nokia's disappointing forecast held off the bulls. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Common Sense The Year-End Tax-Loss Two-Step[IMAGE]  [IMAGE] By James B. Stewart [IMAGE] With a little fancy footwork now, you can turn your losses to an advantage come tax time. [IMAGE] Stock Watch 'Twas the Month Before Christmas...  By Monica Rivituso ...And all through the land, retailers were desperate to stir up demand. Half-off signs were hung from store awnings with care, in hopes that shoppers soon would be there.  Not-So-Great Expectations  [IMAGE] One-Day Wonder Hats Off to Red Hat  By Lawrence Carrel The Linux specialist looks golden after strengthening its ties to Big Blue. Golden, that is, if you have a short memory.   More Articles    Advertisement [IMAGE]   Today's Features [IMAGE] Me and My Money Pinching Pennies With Pat  By Matthew Heimer Former Democratic firebrand Pat Schroeder and her husband always lived frugally. But they still had a lot of catching up to do as retirement loomed. [IMAGE] Tax Matters Give Your Estate Plan a Year-End Checkup  [IMAGE] By Bill Bischoff [IMAGE] New, more generous rules take effect on Jan. 1. Fixing your will now could save your heirs tons of taxes. [IMAGE] Today's Topic Fuss-Free Fixed Income  Unless you have plenty of time ? and cash ? at hand, a mutual fund is a great way to invest in bonds.    More Articles    Advertisement  Take charge of your future. And give yourself the right tools. Open an Ameritrade
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Premium Membership. Benefits include analyst reports for stocksand mutual funds, portfolio allocation tools and analysis, and theNew Morningstar Rating? for stocks. Sign up today.Visit www.ameritrade.com  for additional details.  Breaking News Consumer Confidence Dips Again  Nokia Offers Cautious Outlook  Dynegy Trying to Revamp Enron Deal  Kmart's Loss Widens on Weak Sales  Intel More Confident of Sales Target  US Airways CEO Steps Down  Connecticut Pans Microsoft Settlement  Tyco's Chairman Affirms Forecasts  Tech Data Beats the Street  AOL, Sprint Ink Telecom Pact  Fitch Cuts Disney's Credit Rating  Insurers' Attack Losses May Hit $70 Billion  Complete News Coverage     Advertisement  The Outback VDC is the first Subaru with Vehicle Dynamics Control, a highlyadvanced stability control system.  For more information on the 212 hp6-cylinder Outback VDC, call 1-800-WANT-AWD or visit us at http://www.subaru.com .  Insurance Center  The one place where you can get multiple insurance quotes and apply directly for a loan.  Your source for the best quotes on auto, health and disability, home owners and life insurance, and annuities. Insurance Quotes   SmartMoney MagazineFree Gift For Gift Givers Take this special, limited-time offer to give SmartMoney magazine at our lowest gift rate, 12 issues for $15, and receive the new "hot-off-the-press" SmartMoney Retirement Guide with your paid order. We'll also send Free gift cards to announce your gift of SmartMoney, the only magazine of personal business from The Wall Street Journal. For details visit: SmartMoney Gift Subscription   Free Retirement Guide Receive our FREE, "hot-off-the-press" Retirement Guide with your subscription to SmartMoney: The Wall Street Journal Magazine of Personal Business. Plus, this limited-time offer is at our low-direct-to-public rate, 12 issues for just $15! The editors of the Wall Street Journal have packed the new SmartMoney Retirement Guide with all the basics you need in concise, everyday language. Don't miss it: Subscribe to SmartMoney              [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Soar Above the Fray  Get a bird's-eye view of 1,000 stocks in an instant with our  Real-Time Market Map 1000 .  Our most powerful map yet comes with screens, ratings, and much more.  Available only with SmartMoney Select.    Subscribe today for a free two-week trial!     [IMAGE]  [IMAGE]    [IMAGE] Hot Wheels?  Wondering how much those interest-free car loans can really save you? Want the scoop on the hottest vehicles rolling off the assembly lines?  Our Auto Center can help.      [IMAGE] 	
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