----- Original Message -----
From: <welcome@paypal.com>
To: <alove@houston.rr.com>
Sent: Friday, January 18, 2002 10:09 AM
Subject: Getting Started with your PayPal Account


> Dear Ashley Love,
>
> Thank you for joining PayPal, the #1 online payment service with
> over 12 million members in 36 countries!
>
> Below you will find some basic information about your PayPal account,
> and a quick summary on how to get started.
>
> We hope you enjoy using PayPal!
>
> CONTENTS:
>
> *  How to Send and Receive Money
> *  How to Activate Your Account
> *  How to Enhance Your Account
> *  How to Manage Your Account
>
> ----------------------------------------------------------------
> HOW TO SEND AND RECEIVE MONEY
> ----------------------------------------------------------------
>
> Sending Money - To send a payment, login to your PayPal account and
> click the "Send Money" tab. Just enter the recipient's email address
> and the amount. You can pay with a CREDIT CARD, CHECKING ACCOUNT, or
> funds already in your PAYPAL ACCOUNT. We send recipients an email to
> let them know you've paid; they can pick up their money at PayPal.
>
> Receiving Money - When someone sends you money with PayPal, the funds
> automatically appear in your PayPal balance. You can then WITHDRAW THE
> FUNDS from your PayPal account by requesting an electronic transfer to
> your bank account or a check sent to you by U.S. mail.
>
> Spending Money - Instead of withdrawing funds, you can also spend money
> with PayPal in a variety of ways:
>
> *  PayPal Shops - Visit over 10,000 ONLINE STORES that all accept
>    payments with PayPal. Just click on the "Shop" tab on our homepage.
> *  Online Auctions - PayPal is currently accepted on over 3 MILLION
>    AUCTIONS.
> *  Personal Payments - Use PayPal to pay rent, split a dinner bill,
>    or plan a group event.
> *  Any store on the web - Click the SHOP ANYWHERE link and choose
>    a store. PayPal generates a virtual MasterCard debit number that
>    lets you pay with the funds in your PayPal account.
>
>
> ----------------------------------------------------------------
> HOW TO ACTIVATE YOUR ACCOUNT
> ----------------------------------------------------------------
>
> Register a credit card or checking account - To get started sending
> money, you need to ADD A CREDIT CARD or CHECKING ACCOUNT to fund your
> payments. Look for these links in the "Activate Account" box when you
> login to your account. For checking accounts, there is a brief
> CONFIRMATION PROCESS after you register.
>
> Verify your account - For security reasons, new users have a Sending
> Limit until they verify their account.   To verify, just register and
> confirm a checking account. This INCREASES THE SECURITY of the PayPal
> network by demonstrating that you have met a bank's approval process.
> You can register a checking account by simply providing us with the
> publicly available information at the bottom of a check.
>
>
> ----------------------------------------------------------------
> HOW TO ENHANCE YOUR ACCOUNT
> ----------------------------------------------------------------
>
> Money Market - Instead of withdrawing money to a low-interest bank
> account, you can leave funds in your PayPal account and earn an
> attractive rate of return in PayPal's Money Market Reserve Fund. To
> sign up, just look for the "Money Market" link on the "Account Overview"
> page.
>
> Upgrade your account - You can have access to all of the following
features
> and more by UPGRADING TO A PREMIER OR BUSINESS ACCOUNT.  Just login to
your
> account and click on "Upgrade Account" in the "What's New" box:
>
> *  Debit Card - Sign up for a free PayPal Debit Card to get INSTANT ACCESS
>    TO YOUR FUNDS. You can use the Debit Card to withdraw your money at
ATMs,
>    or spend it anywhere Mastercard is accepted. If you are an eBay seller,
>    you can also earn 1.5% CASH BACK on debit card purchases - essentially
a
>    70% rebate of your PayPal fees - by joining the "PayPal Preferred"
program!
>    For more details, visit the "Sell" tab after logging in.
> *  Selling on Websites - PayPal's Web Accept tool allows you to ACCEPT
>    PAYMENTS DIRECTLY on your website. Look for a demo of Web Accept under
>    the "Sell" tab.
> *  Selling on PayPal Shops - PayPal Shops is an exciting and diverse
directory
>    of websites that accept PayPal. Registration is free and gives you
access
>    to over 12 million PAYPAL CUSTOMERS. Just click the "Shop" tab to learn
more.
>
>
> ----------------------------------------------------------------
> HOW TO MANAGE YOUR ACCOUNT
> ----------------------------------------------------------------
>
> Transaction History - To view past transactions, click on the "History"
> subtab of the "My Account" tab. You can view the details of a transaction
> by clicking on its "Status."
>
> Editing your Account information - You can add or change account
information
> (such as password, email address, mailing address, or credit cards) by
clicking
> the "Profile" subtab of the "My Account" tab.
>
> Changing Preferences - PayPal gives you the flexibility to limit the types
of
> payments and notifications you receive. To change your preferences, go to
the
> "Profile" and click the "Preferences" link.
>
>
> ----------------------------------------------------------------
>
> Please note that this is not a complete list of all our products and
features.
> All products, features, and policies are subject to change. Be sure to
login to
> your PayPal account on a regular basis to view the "Policy Updates" page
which
> can be found in the "What's New" box.
>
> Please do not reply to this e-mail. Mail sent to this address
> cannot be answered. For assistance, login to your PayPal
> account and choose the "Help" link in the footer of any page.
>