3 . 5 For the purposes of Articles L . 313 - 1 et seq ., R . 313 - 1 and R . 313 - 2 of the French Code de la Consommation , the Lender hereby informs the Borrower that the all - in rate ( taux effectif global ) of the Loan is three percent ( 3 %).
Assessing the input sentence as context, label the entity type of 'Borrower'.
Options: location, person, organization