 This is done at scale. It's done algorithmically. There's not an individual determining what those results should be for you versus somebody else. John, thank you. Ladies and gentlemen, madame, monsieur, I think we've come to the end of our time. Thank you for staying and participating in what's been a fantastic day and fascinating conversation. Can I just say thank you to all the members of the panel for giving up their time and contributing. And before I hand over to the Stoa chair, Eva Carley, can I thank you?