#Person1#: I am happy I started carrying the credit card that the bank gave us.
#Person2#: Why is that, Kate? Did you use it to buy something?
#Person1#: I surely did. On my way home I stopped at the store to buy some beef for dinner because I didn't have any cash with me.
#Person2#: And they permitted you to pay with the card?
#Person1#: Yes. They didn't even ask me to give the ID.
#Person2#: You have to be careful. If you lose them and someone finds them, the bank will charge you for what you buy.
#Person1#: How much has the bank allowed us to spend with the card?
#Person2#: Fifteen hundred dollars. The bank encourages us to use the card, but they will also require us to pay them back.
#Person1#: You are right, Henry. I'll remember that. But the card surely makes it easy to spend money.
Kate is happy with the credit card which as it makes it easy to spend money. Henry warns about the safety and repayment problem.