sentence-transformers safetensors modernbert sentence-similarity feature-extraction generated_from_trainer dataset_size:14845 loss:MultipleNegativesRankingLoss dataset:tyuan73/processed_yahoo_finance_stockmarket_news arxiv:1908.10084 arxiv:1705.00652 base_model:tyuan73/ModernBERT-large-with-new-tokenizer base_model:finetune:tyuan73/ModernBERT-large-with-new-tokenizer model-index autotrain_compatible endpoints_compatible region:us
---
base_model: tyuan73/ModernBERT-large-with-new-tokenizer
datasets:
- tyuan73/processed_yahoo_finance_stockmarket_news
library_name: sentence-transformers
metrics:
- cosine_accuracy
pipeline_tag: sentence-similarity
tags:
- sentence-transformers
- sentence-similarity
- feature-extraction
- generated_from_trainer
- dataset_size:14845
- loss:MultipleNegativesRankingLoss
widget:
- source_sentence: Forget Nvidia -- This Semiconductor Stock Is a Much Better Value
  sentences:
  - 'Nvidiais a great company and a great stock, but it currently trades on slightly
    more than 50 times Wall Street''s 2024 earnings estimates. That''s fine for many
    investors willing to pay a premium for a high-quality growth stock, but for investors
    who are willing to take some near-term risk on board,ON Semiconductor(NASDAQ:
    ON)might be a better option. Here''s why.Cyclicality matters for semiconductor
    stocksSemiconductors are highly cyclical; they always have been and always will
    be. That''s because the first thing their customers do when they see demand picking
    up is order chips to prepare for a production ramp. Conversely, when they see
    a slowdown coming the first thing they do is stop or cancel chip orders as they
    prepare to slow production.As such, semiconductors are always early bellwethers
    of their end markets. However, not all end markets are made equal, and this year,
    the hot area of spending has been around artificial intelligence (AI) and the
    high-performance computing (HPC) chips necessary to power it. That''s why Nvidia
    has done so well and whyTaiwan Semiconductor Manufacturingcontinues to outperform,
    led bya strong recoveryin its HPC sales.ON Semiconductor''s positioningHowever,
    ON Semiconductor''s key end markets, industrial and automotive, remain challenging,
    which is why the company''s stock price is down 21% over the last year. I''ll
    come back to that point in a moment, but first, a few words on the company itself
    for those unfamiliar with it.The investment case is based on management repositioning
    the company for growth in exciting long-term growth markets, and that''s best
    seen in its silicon carbide operations. Management has invested heavily in positioning
    itself in the silicon carbide business, not least by recently announcing a multiyear
    $2 billion investment in a silicon carbide (SiC) manufacturing facility in central
    Europe. Silicon carbide chips offer several benefits over traditional silicon
    chips, and notably at the higher voltages needed forelectric vehicles(EVs).In
    addition, the chip company has positioned itself in other exciting growth markets
    in new technologies where it has relatively high content, including factory automation,
    EV charging, renewable energy infrastructure, 5G, and advanced driver assistance
    systems (ADAS).Image source: Getty Images.ON Semiconductor''s challengesUnfortunately,
    while these end markets have great long-term growth potential, they are slowing
    in 2024. The impact of the slowdown is best seen in the company''s declining sales
    and in the slowdown in its silicon carbide business. EV sales growth has tailed
    off as persistently high interest rates have made car loans more expensive. As
    such, automakers have pared back investment in EVs, and the company''s sales have
    been negatively impacted.Story continuesFor example, back in October, management
    said that a reduction in demand from one original equipment manufacturer (OEM)
    automotive customer would result in the company only hitting $800 million in 2023
    rather than the target of $1 billion. Fast forward to February, and CEO Hassane
    El-Khoury told investors, "OEM''s latest EV plans indicate a more tapered growth
    signaling a SiC market growth in the range of 20% to 30%" compared to market reports
    calling for "30% or 40% growth for silicon carbide in 2024."In a sign of a declining
    market, El-Khoury updated investors in April and said he still expected the silicon
    carbide total addressable market to increase in 2024, "although at a lower rate
    than previously anticipated."While he noted that there were signs of demand stabilization,
    he was quite clear that "I''m not going to call the bottom. I was very clear last
    time. I''ll call it when I''m sitting on the top on the other side."As such, anyone
    thinking of buying in needs to appreciate that there''s potential for some negative
    near-term news flow.Two reasons to buy ON SemiconductorIf you can tolerate the
    near-term risk, the stock is highly attractive. After all, no one disputes that
    EVs are the future of the industry. All it will take is a lower interest-rate
    environment for EV sales to pick up, and so will EV investment. In addition, the
    other targeted end markets referenced all have excellent long-term growth prospects.Meanwhile,
    ON Semiconductor''s valuation multiples are undemanding. Trading on 18.3 times
    estimated earnings, the company looks like an excellent value. While there''s
    no guarantee it will make those numbers, and as El-Khoury notes, it''s hard to
    forecast the bottom in the market, it''s a pretty safe bet that ON Semiconductor''s
    end markets and sales will recover in line with traditional cyclicality.Given
    that all the company has to do is meet Wall Street estimates to look like an outstanding
    value, I would argue the risk/reward calculation favors buying the stock for enterprising
    investors.Should you invest $1,000 in ON Semiconductor right now?Before you buy
    stock in ON Semiconductor, consider this:TheMotley Fool Stock Advisoranalyst team
    just identified what they believe are the10 best stocksfor investors to buy now…
    and ON Semiconductor wasn’t one of them. The 10 stocks that made the cut could
    produce monster returns in the coming years.Consider whenNvidiamade this list
    on April 15, 2005... if you invested $1,000 at the time of our recommendation,you’d
    have $791,929!*Stock Advisorprovides investors with an easy-to-follow blueprint
    for success, including guidance on building a portfolio, regular updates from
    analysts, and two new stock picks each month. TheStock Advisorservice hasmore
    than quadrupledthe return of S&P 500 since 2002*.See the 10 stocks »*Stock Advisor
    returns as of July 8, 2024Lee Samahahas no position in any of the stocks mentioned.
    The Motley Fool has positions in and recommends Nvidia and Taiwan Semiconductor
    Manufacturing. The Motley Fool recommends ON Semiconductor. The Motley Fool has
    adisclosure policy.Forget Nvidia -- This Semiconductor Stock Is a Much Better
    Valuewas originally published by The Motley Fool'
  - '(Bloomberg) -- South Korea’s top financial regulator said it plans to lift the
    ban on short selling at the end of March and will ensure that necessary rule revisions
    are in place by then.Most Read from BloombergHow Americans Voted Their Way Into
    a Housing CrisisFor Tenants, AI-Powered Screening Can Be a New Barrier to HousingAfter
    a Record Hot Summer, Pressure Grows for A/C MandatesChicago Halts Hiring as Deficit
    Tops $1 Billion Through 2025NYC Transit Capital Upgrades Face $27 Billion Gap,
    DiNapoli SaysThe objective is to allow the strategy across all equities, not just
    in a limited number of stocks, Financial Services Commission Chairman Kim Byoung-hwan
    said Thursday. While the country had previously said that the prohibition would
    be extended to March 30, there was uncertainty about whether the popular trading
    practice would resume afterward or be subject to another ban extension, and also
    if changes would apply to all stocks.“With the goal of resuming short selling
    on all stocks at the end of March next year, we are revising laws and will ensure
    the systems are in place,” Kim said, speaking to reporters in his first press
    conference since taking office in July.Read: Korea Extends Short Ban, Threatens
    Life in Jail for Illegal BetsShort sellers have been outlawed in the nation’s
    $1.9 trillion stock market since November, as the government sought to root out
    naked shorting — the practice of selling shares without borrowing them first —
    which is illegal in the country.The curb was cheered by politically influential
    retail investors but has been controversial with market participants as the strategy
    is used by money managers around the world. MSCI Inc. said in its annual review
    that the country’s short-selling accessibility is “deteriorating.”“It is a welcome
    development that South Korea’s policies are turning more market-friendly,” said
    Jung In Yun, chief executive officer at Fibonacci Asset Management Global Pte,
    a Singapore-based hedge fund.Kim said lifting the prohibition would help remove
    one of the barriers in South Korea’s bid for a market upgrade from MSCI, which
    maintained the country’s status as an emerging market in its latest review. Kim
    emphasized that the ultimate goal isn’t just to win an upgrade but to lift capital
    market standards via the initiatives such as “Corporate Value-up” initiatives.Authorities
    have sought to revise shorting rules that retail investors said were unfair to
    them and also to develop the electronic monitoring platform to detect illegal
    trades. Officials also planned to introduce harsher penalties, including a life
    term in prison for those profiting at least 5 billion won from such misdeeds.Story
    continuesSpeaking on wide-ranging issues from the nation’s household debts and
    his recent visit to Japan to see that country’s corporate reforms, Kim said South
    Korea will “actively” review measures to improve its rules on how listed companies
    determine the ratios in the event of mergers.His remarks come after Doosan Group,
    one of the nation’s oldest conglomerates, withdrew part of its merger plan between
    Doosan Bobcat Inc. and Doosan Robotics Inc. after a push-back from financial watchdog
    Financial Supervisory Service and investors. Doosan’s bids for restructuring through
    mergers were criticized for running afoul of the government’s “Value-up” initiatives
    and hurting minority shareholders.(Updates with investor comment in fifth paragraph.)Most
    Read from Bloomberg BusinessweekEV Leases Go as Low as $20 a Month to Help Dealers
    Clear Their LotsChina Can Avoid Japan’s Lost Decades If It Follows Korea’s PathThe
    Covid Pandemic Left an Extra 13 Million Americans SingleUS Oil Boom Turns Kamala
    Harris Into an Unlikely Fracking SupporterPutting Olive Oil in a Squeeze Bottle
    Earned This Startup a Cult Following©2024 Bloomberg L.P.'
  - i have really nice clear skin, but lately i've been getting horrible big red blemishes
    on my neck.  i never get anything on my face, ever...just on my neck area.  and
    i dont just get one or two, my neck is COVERED with them.  It's SO embarassing...and
    SO weird becuase i've never had problems with acne before ( i recently moved to
    florida so the heat/humidity could play a role) I've tried a million different
    creams, masks, scrubs, EVERYTHING.  And for the past week I haven't worn any makeup
    just to give my face a little breather, but they're just as bad.  Why am i getting
    these and how do i get rid of them????  I'm thinking about going tanning just
    to dry out my face...but i really dont want to .....please help me!!!
- source_sentence: 2 Popular Artificial Intelligence (AI) Stocks to Sell Before They
    Plunge 64% and 67%, According to Certain Wall Street Analysts
  sentences:
  - 'Tesla(NASDAQ: TSLA)has become such a highly regarded business that it''s included
    in the exclusive "Magnificent Seven" grouping, which consists of some of the most
    dominant and innovative companies the world has ever seen. But while shares have
    skyrocketed 1,070% in the past decade, they have disappointed investors in the
    past three years.Nonetheless, thistop electric vehicle (EV) stockis probably still
    on the radars of a lot of investors out there. Is Tesla a smart buy? To get to
    a final answer, let''s consider both the bull and bear cases for the business.Tesla
    bull caseTesla deserves credit for disrupting the auto industry. Grounded on the
    belief that the world needs to reduce carbon emissions, the company introduced
    popular EVs to customers across the globe. And this spurred heavy investments
    in research and development among legacy car companies.Tesla has a significant
    50% share of the U.S. EV market. And it now sells a suite of five passenger vehicles,
    with a lower-cost model on the way next year.One way to tell whether a company
    is of high quality is to figure out whether there''s an economic moat or durable
    competitive advantages that support better financial performance. It''s easy to
    argue that Tesla fits the bill here.First of all, its brand has tremendous value.
    As has historically been the case, Tesla has been able to charge premium prices
    for its EVs (more on this below), leading to consistent positive earnings starting
    in 2020.Cost advantages in Tesla''s manufacturing process have also supported
    this bottom-line performance. The business is able to produce and sell cars profitably,
    something many of its rivals can''t say.Automotive revenue made up 78% of Tesla''s
    sales base in Q2. However, the bulls hope that Tesla''s business will look different
    over the long term. The company has been working on developing the capabilities
    of its AI Dojo supercomputer to finally introduce full self-driving technology,
    which could result inTesla launching a robotaxi servicethat could seriously boost
    its financial prospects.Tesla bear caseOne of the most obvious factors the Tesla
    naysayers will point to is the company''s growth slowdown. While investors got
    used to the business posting monster double-digit yearly sales gains in years
    past, things have taken a turn for the worse.In the last two quarters of 2023,
    Tesla reported single-digit revenue growth. In Q1 of this year, that figure turned
    negative before rising just over 2% in the second quarter.Industry executives
    blame softer-than-expected demand for EVs. Higher interest rates make financing
    a new car purchase more expensive, so it makes sense why consumers are pulling
    back. Besides price, driving range anxiety and a belief that there aren''t enough
    charging stations are still top factors that discourage an EV purchase.Story continuesTesla''s
    ascent resembled a hyper-growth software enterprise. But now, the business looks
    like a typical automaker. It can''t escape the extreme competition from both domestic
    and international rivals. Tesla has implemented numerous price cuts to support
    demand for its cars in this economic environment.Declining sales and pricing pressure
    have also profoundly impacted the income statement. Tesla''s Q2 2024gross marginandoperating
    marginwere meaningfully lower than in the same period of 2022.Even though the
    stock trades 44% off its peak price, it''s still expensive at a price-to-earnings
    ratio of 62. This makes Tesla the most expensive of the "Magnificent Seven" stocks
    despite the company probably performing the worst from a fundamental perspective.Tesla
    has done a great job compounding shareholder capital in the past decade. But I
    find the bull arguments more compelling. And that''s why I don''t believe it''s
    a good time to buy the stock.Should you invest $1,000 in Tesla right now?Before
    you buy stock in Tesla, consider this:TheMotley Fool Stock Advisoranalyst team
    just identified what they believe are the10 best stocksfor investors to buy now…
    and Tesla wasn’t one of them. The 10 stocks that made the cut could produce monster
    returns in the coming years.Consider whenNvidiamade this list on April 15, 2005...
    if you invested $1,000 at the time of our recommendation,you’d have $630,099!*Stock
    Advisorprovides investors with an easy-to-follow blue print for success, including
    guidance on building a portfolio, regular updates from analysts, and two new stock
    picks each month. TheStock Advisorservice hasmore than quadrupledthe return of
    S&P 500 since 2002*.See the 10 stocks »*Stock Advisor returns as of September
    3, 2024Neil Pateland his clients have no position in any of the stocks mentioned.
    The Motley Fool has positions in and recommends Tesla. The Motley Fool has adisclosure
    policy.Is Tesla Stock a Buy?was originally published by The Motley Fool'
  - 'CHENGDU: Malaysia beat Australia 4-1 in their last Group B match in the Uber
    Cup Finals on Wednesday (May 1).


    Goh Jin Wei easily defeated Tiffany Ho 21-6, 21-12 in the first singles to give
    Malaysia the advantage at the High Tech Zone Sports Center in Chengdu.


    However, scratch pair Teoh Mei Xing-Go Pei Kee went down 15-21, 17-21 to Setyana
    Mapasa-Angela Yu in the first doubles to hand Australia a point.


    In the second singles, Wong Ling Ching restored the team’s advantage with a 21-16,
    21-3 victory over Sydney Tjonadi.


    Tan Zhing Yi-Ho Lo Ee then ensured the win with a hard fought 21-12, 13-21, 21-10
    win over Kaitlyn Ea-Gronya Somerville in the second doubles.


    Debutant Siti Zulaikha Azmi then gave Malaysia the fourth point by coming out
    on top over Isabella Yan 21-10, 21-10.


    However, Malaysia will not be able to qualify for the last eight after losing
    1-4 to Taiwan and 0-5 to Thailand in their first two group matches'
  - 'Enthusiasm about artificial intelligence (AI) has pushed theS&P 500(SNPINDEX:
    ^GSPC) to dozens of record highs in 2024.Palantir Technologies(NYSE: PLTR) andArm
    Holdings(NASDAQ: ARM) have benefited greatly from that momentum, notching year-to-date
    gains of 61% and 145%, respectively.However, some Wall Street analysts think the
    stocks have gotten ahead of themselves. Their 12-month price targets imply substantial
    downside for shareholders.Rishi Jaluria at RBC Capital Markets has set Palantir
    with a price target of $9 per share, which implies 67% downside from its current
    share price of $27.Javier Correonero atMorningstarhas set Arm with a price target
    of $66 per share, which implies 64% downside from its current share price of $182.Should
    investors sell these high-flying AI stocks?Palantir Technologies: 67% implied
    downsidePalantir provides four primary software platforms. Gotham and Foundry
    let clients integrate data, develop artificial intelligence (AI) andmachine learning(ML)
    models, and design analytics applications to improve decision-making. Apollo is
    a delivery system that updates both platforms, and AIP (Artificial Intelligence
    Platform) brings support forgenerative AIto Gotham and Foundry.Analysts have mixed
    opinions about Palantir. In the bull camp,Forrester Researchranks the company
    as a leader among AI/ML platform providers, and Dresner Advisory Services ranks
    it as a leader in ModelOps, which deals with developing, deploying, and optimizing
    AI/ML models. Last year, Dan Ives at Wedbush Securities said Palantir was "probably
    the best pure play AI name."In the bear camp,Gartnerranks Palantir below most
    peers in data integration tools, and the consultancy did not even mention Palantir
    in a recent report on data science and ML platforms. Last year, Rishi Jaluria
    at RBC Capital said conversations with industry experts and company employees
    suggest Palantir "does not appear to be anything truly differentiated when it
    comes to generative AI."Palantir reported decent financial results in the first
    quarter . Revenue increased 21% to $634 million and non-GAAP earnings increased
    60% to $0.08 per diluted share. Management noted "unprecedented demand driven
    by momentum from AIP." Yet, the company guided for full-year revenue growth of
    20%, implying a slight deceleration in the coming quarters.Wall Street expects
    adjusted earnings per share to grow at 22% annually through 2026. That estimate
    makes the current valuation of 99 times adjusted earnings look very expensive.
    I doubt Palantir shares will plunge to $9 as Rishi Jaluria expects, but investors
    should consider trimming their position here.Story continuesArm Holdings: 64%
    implied downsideArm designs central processing unit (CPU) architectures that it
    licenses to clients likeApple,Amazon, andNvidia. Those companies use Arm-based
    products to develop their own chips and systems. They have the option of building
    chips with custom cores (the processing engines in CPUs), or purchasing off-the-shelf
    cores from Arm. The latter option outsources an even larger portion of chip-related
    R&D expenses.Apple''s M-series chips are an example of Arm-based CPUs with custom
    cores. But Amazon''s Graviton processors and Nvidia''s Grace CPUs feature off-the-shelf
    Arm Neoverse cores, which are optimized for cloud computing and artificial intelligence.
    By comparison, Cortex-series cores from Arm are optimized for mobile and IoT devices.Every
    CPU has an instruction set architecture that defines how the hardware interacts
    with software. Arm architectures are known for their low power consumption, and
    Arm-based chips are virtually ubiquitous in devices where power efficiency is
    critical. For instance, its technology is present in 99% of smartphones, and it
    holds 60% market share in other mobile devices.Meanwhile, x86 archtectures used
    byIntelandAdvanced Micro Deviceshave traditionally been associated with superior
    computational performance. That edge has allowed those chipmakers to dominate
    the personal computer (PC) and data center markets.Companies on both sides have
    tried to expand their influence, but Arm has been more successful. Intel and AMD
    have made little progress in mobile devices, but Arm gained three points of data
    center market share between 2020 and 2023, according to CFRA analysts. Additionally,
    CEO Rene Haas recently predicted Arm would hold 50% PC market share by 2029, up
    from 17% in 2024.Arm looked strong in the fourth quarter of fiscal 2024 (ended
    March 31). Revenue increased 47% to $928 million and non-GAAP net income improved
    to $0.36 per diluted share, up from $0.02 per diluted share last year. But management
    gave guidance implying 22% revenue growth in fiscal 2025, a surprising deceleration
    given the theoretically high demand for AI chips.Of course, that outlook could
    be nothing more than caution on behalf of management, but there is another problem
    investors should consider. Wall Street expects Arm to grow adjusted earnings per
    share at 27% annually through fiscal 2026. That forecast makes its current valuation
    of 144 times adjusted earnings look outrageously expensive. Personally, I doubt
    Arm shares will fall 64%, but investors should consider trimming their positions
    here.Should you invest $1,000 in Palantir Technologies right now?Before you buy
    stock in Palantir Technologies, consider this:TheMotley Fool Stock Advisoranalyst
    team just identified what they believe are the10 best stocksfor investors to buy
    now… and Palantir Technologies wasn’t one of them. The 10 stocks that made the
    cut could produce monster returns in the coming years.Consider whenNvidiamade
    this list on April 15, 2005... if you invested $1,000 at the time of our recommendation,you’d
    have $805,042!*Stock Advisorprovides investors with an easy-to-follow blueprint
    for success, including guidance on building a portfolio, regular updates from
    analysts, and two new stock picks each month. TheStock Advisorservice has more
    than quadrupled the return of S&P 500 since 2002*.See the 10 stocks »*Stock Advisor
    returns as of July 8, 2024John Mackey, former CEO of Whole Foods Market, an Amazon
    subsidi ary, is a member of The Motley Fool''s board of directors.Trevor Jennewinehas
    positions in Amazon, Nvidia, and Palantir Technologies. The Motley Fool has positions
    in and recommends Advanced Micro Devices, Amazon, Apple, Nvidia, and Palantir
    Technologies. The Motley Fool recommends Gartner and Intel and recommends the
    following options: long January 2025 $45 calls on Intel and short August 2024
    $35 calls on Intel. The Motley Fool has adisclosure policy.2 Popular Artificial
    Intelligence (AI) Stocks to Sell Before They Plunge 64% and 67%, According to
    Certain Wall Street Analystswas originally published by The Motley Fool'
- source_sentence: Does nascent nootropic drinks market have legs?
  sentences:
  - 'JOHOR BARU: A teenage boy sustained second-degree burns on his head in a fire
    that damaged several houses and a kindergarten at Jalan Ledang in Taman Johor
    here.


    Larkin Fire and Rescue station chief deputy fire superintendent I Mohd Suhaimi
    Abdul Jamal said they received a distress call at 8.25pm on Sunday.


    Twenty-eight personnel and several fire engines were dispatched to the scene,
    he said.


    “The 17-year-old victim, who had been asleep during the incident, was rescued
    by members of the public,” he said.


    Mohd Suhaimi said the fire nearly destroyed one of the terrace houses and caused
    minor damage to the adjacent one.


    “The victim was sent to Hospital Sultanah Aminah for further treatment,” he said.


    He said the cause of the fire and estimated losses were still being looked into.


    Meanwhile, in SEREMBAN, two houses and a temple were badly damaged in a fire in
    Kampung Baru Nilai.


    A tractor was also 80% burnt and two Proton Saga cars were completely destroyed
    in the incident on Monday.


    However, no casualties were reported.'
  - 'With markets rallying in recent months, it''s no surprise that many investors
    are considering owning more dividend stocks. These investments tend look cheaper
    than their growth-focused counterparts right now even as they provide immediate
    income.An ideal dividend stock brings several factors to the table, including
    a market leadership position, stellar finances, and decent sales growth. Income
    investors prize a long track record of annual dividend raises, too.There''s one
    stock that meets these criteria in spades. It also just announced a head-turning
    dividend hike for the 2024 calendar year. Let''s look at why investors might want
    to take a closer look atWalmart(NYSE: WMT)as a dividend growth stock right now.Walmart''s
    yield right now is below averageIt''s true that Walmart has a relatively low dividend
    yield today. The 1.3% you''d earn from buying its shares is a little less than
    the 1.4% average yield of the widerS&P 500. There are significantly higher yields
    available in the retailing industry, like those on offer fromHome Depot(2.5%)
    andTarget(2.6%), for example.Yet investors have some good reasons to expect Walmart''s
    dividend hikes to accelerate soon, potentially closing the gap with these peers.
    That''s because the company in late February announced a 9% payout increase to
    roughly triple the growth rate from the prior year. Walmart is sitting on $10
    billion of cash right now after generating $15 billion of free cash flow last
    year compared to $12 billion a year earlier. "We''re proud of the team and excited
    about building on our momentum," CEO Doug McMillon said in a press release.Walmart
    is taking advantage of strong earningsWalmart is growing sales more quickly in
    recent quarters, with revenue rising 6% year over year in fiscal Q4. That boost
    included a 4% year-over-year uptick in the core U.S. market, which was powered
    by 4% higher customer traffic. Peers like Target, on the other hand, are seeing
    declining traffic as they work to better challenge Walmart''s price leadership.Admittedly,
    Walmart won''t thrill investors with massive growth in the short term. Management
    is only projecting a sales increase in the range of 3% to 4% in fiscal 2025 as
    operating income rises by between 4% and 5%. Those gains are coming on top of
    solid growth in 2024, though, and reflect a second straight year of expanding
    profitability. Combined with Walmart''s surging cash flow, these wins could support
    much faster dividend growth over the next few years.What to watch with Walmart
    stockWalmart faces some challenges in its goal of speeding growth and increasing
    direct cash returns, to be sure. It must continue fighting off rivals like Target
    andCostco Wholesaleas both retailers aggressively cut prices. Walmart hasn''t
    yet established a large enough digital advertising segment to impact the wider
    business, either. Its e-commerce unit has sufficient scale, meanwhile, at over
    $100 billion of revenue in the past full fiscal year.Story continuesIt''s not
    clear yet whether Walmart''s management team will have the resources and desire
    to take a more aggressive approach toward the dividend payout, so income investors
    might want to just watch this stock for now. Consider other industry leaders with
    more generous payouts, such as Home Depot. The home improvementretailerhiked its
    dividend by 8% this year and its yield sits about 1 percentage point above Walmart''s.Don''t
    count Walmart out as a dividend growth option, though. Another year of gains in
    metrics like cash flow, customer traffic, and profit margin might spur a double-digit
    dividend increase in early 2025.Should you invest $1,000 in Walmart right now?Before
    you buy stock in Walmart, consider this:TheMotley Fool Stock Advisoranalyst team
    just identified what they believe are the10 best stocksfor investors to buy now…
    and Walmart wasn’t one of them. The 10 stocks that made the cut could produce
    monster returns in the coming years.Stock Advisorprovides investors with an easy-to-follow
    blueprint for success, including guidance on building a portfolio, regular updates
    from analysts, and two new stock picks each month. TheStock Advisorservice has more
    than tripled the return of S&P 500 since 2002*.See the 10 stocks*Stock Advisor
    returns as of April 8, 2024D emitri Kalogeropouloshas positions in Costco Wholesale
    and Home Depot. The Motley Fool has positions in and recommends Costco Wholesale,
    Home Depot, Target, and Walmart. The Motley Fool has adisclosure policy.Are You
    Missing Out on This Stock''s Recent Dividend Surge?was originally published by
    The Motley Fool'
  - 'For health reasons, more consumers are drinking alcohol less often and looking
    instead at a wider selection of beverages. Some are close replacements to alcohol
    (think Guinness 0.0) but other drinks attracting interest purport to offer health
    benefits from the use of functional ingredients – and nootropics has been one
    segment gaining attention.The term ‘nootropic’ was first used in 1972 by psychologist
    and chemist Corneliu E. Giurgea to describe a category of products said to benefit
    cognitive function.The term has evolved to encompass both natural and manufactured
    substances, which product developers claim have benefits including improving memory,
    stimulating creativity and boosting motivation.UK-based healthy snack and beverage
    wholesaler Epicurium includes the nootropic energy drink Xite in its range. A
    spokesperson says nootropics “is a huge trend right now” having “caught the imaginations
    of time-poor, stressed-out, millennials”.“It encompasses a number of botanicals
    and natural stimulants that promote and enhance mental and cognitive health, which
    is right at the top of the agenda within millennials and Gen Z. The word itself
    is memorable, engaging and pseudo-scientific, it’s a word that those with an interest
    love to use and lends a cache, offering users an air of expertise.”Three Spirit
    Drinks is a UK business set up in 2018 offering “functional elixirs” that describe
    how the drinks should make a person feel, from the energising Livener to the calming
    Nightcap. Co-founder Dash Lilley says the market for nootropic drinks “has exploded”.“When
    we first started it could be an uphill battle just explaining to people what Three
    Spirit drinks were; non-alcoholic elixirs full of adaptogens and nootropics to
    enhance your mood. Now people are more clued in. You’ll see bigger, well-known
    brands incorporating adaptogens into their products, you’ll see online communities
    of biohackers documenting their health experiences, including their use of nootropics.”Education
    still neededThe Covid-19 pandemic boosted demand for vitamins and dietary supplements.
    Overall, more consumers became more interested in ingredients offering support
    for their health and, as a consequence, sought foods and beverages that did the
    same. Drilling down further, that interest led to more attention for nootropics
    and drinks using the ingredients.Research by GlobalData –Just Drinks’ parent –
    notes that the increasing diagnosis of neurological and psychiatric disorders
    have also contributed to the rise in demand for nootropics, which have been found
    to alleviate some symptoms and have been sought out as potential alternative treatment
    options.Story continuesNootropics have also gained from influencer promotions
    and documentaries likeNetflix’s Fantastic Fungi, which highlights the benefits
    of mushroom-based nootropics.“The role of digital marketing and social media influencers
    in educating and promoting nootropic products has been significant,” Dallas Vasquez,
    the CEO and co-founder of US shots and seltzers business Mitra9, tellsJust Drinks.
    “Through these channels, we''ve been able to reach a broader audience and share
    the benefits of our unique offerings.”While health-related factors have led to
    rising interest in nootropic-based drinks, education remains key to increasing
    the further growth of the still fledgling market.The nootropics category is growing
    but remains somewhat fragmented.Julian Liban, Common Functional DrinksWhile the
    average consumer might be familiar with functional ingredients such as ginseng
    and Omega-3, compounds taken from Xerocomus mushrooms like L-theanine – a non-dietary
    amino acid known for stress reduction – or gingko biloba, a leaf used in traditional
    Chinese medicine for centuries and claimed to improve cerebral circulation, boost
    mental alertness and overall brain function, may not be as well known.“The nootropics
    category is growing but remains somewhat fragmented,” Julian Liban, the founder
    of UK-based Common Functional Drinks, tells Just Drinks. “Brands are still trying
    to understand consumer preferences, who in turn are educating themselves about
    available products and their benefits.”Interest from buyersNootropics could potentially
    appeal to a broad set of consumers, with, proponents say, benefits for students,
    for young professionals to help focus, for parents lacking energy, for athletes
    and even for people suffering from age-related memory decline.“The industry is
    growing so retailers are opening up shelf and refrigerator space,” David Sandler,
    the co-inventor of US nootropic beverage Safety Shot, tells Just Drinks.“Buyers
    are looking for variation over the standard energy drinks and distribution groups
    are adding more nootropic products to their offerings. There seems to be not only
    a willingness to find some space but general interest in adding it, which is due
    to consumer demand and the now-understanding of what nootropics are and how they
    can help ‘improve someone’s day’.”At Common Functional Drinks, Liban says retail
    buyers “recognise the potential of the category” and want to offer “what we term
    as ‘drinks-plus’, tasty beverages enhanced with functional ingredients like nootropics,
    CBD or probiotics.”Liban adds: “Nootropic beverages, particularly those derived
    from mushrooms, have gained traction first in the US and now increasingly in the
    UK. Spurred on by the mushroom powder trend replacing coffee, now mushroom RTDs
    are entering the market for consumers looking for a grab-and-go solution.”There
    is a range of nootropic ingredients on offer, which will differ depending on the
    market being targeted. Of course, as consumer interest evolves, demand for specific
    ingredients will wax and wane.“Specific ingredients will rise in popularity and
    prominence,” the Epicurium spokesperson says. “For example, lion’s mane and ashwagandha
    are very hot right now and are taking some of the attention from CBD but the key
    functions of natural energy, focus, and cognitive health are regular and increasingly
    essential buzzwords adorning front of pack on an increasing share of the category.”The
    impact on alcohol salesAt this stage, it is too early to call what kind of impact
    nootropic beverages will have on alcohol sales.“This is still such a tiny segment
    of the market that it’s difficult to measure in a manner that would be robust
    enough to report in our market data, and the share that the segment might be stealing
    from alcoholic drinks is likely extremely small in the overall scheme of things,”
    Katie Page, analytical content director at GlobalData, says.One challenge with
    measuring the impact of nootropics is their appeal is more than just an alternative
    to alcohol but falls into functional moments such as study or work aids.“Nootropics
    certainly have their place in this ‘universe’ of alcohol reduction but, at the
    moment, their overall role is small,” Page adds.The number of low-and- no drinks
    on menus has increased significantly in recent years. Formats are expanding to
    even include non-alcoholic beers on tap.Liban expects a rise in the number of
    beers and cocktails offering nootropic ingredients. “While nootropic-enhanced
    cocktails and beers are still emerging, the popularity of such innovations is
    expected to grow, especially by next summer,” he says.Earlier this year, Common
    Functional Drinkssecured a “six-figure seed investment”from executives including
    BrewDog founder James Watt.The funds will go towards the launch of two lion’s
    mane mushroom-based nootropic drinks and two CBD drinks made with cold-pressed
    hemp. The company is also set to introduce a nootropic gin-and-tonic next year.“Mushrooms
    are a hard flavour to work with, especially at the high dosages that we put in
    our beverages but our R&D [team] has managed to formulate some fantastic flavours,”
    Liban says.Kevin Baker, GlobalData’s head of global beer and cider research, says
    companies have to be careful as they run the risk of running into CSR issues if
    they start implying that alcoholic beverages can have health benefits.“This applies
    to low-and-no alcohol as well, as companies can be accused of ‘hiding behind the
    lo/no cloak’ and subliminally suggesting that beer has health benefits,” Baker
    says.“The strength of the health and wellness trend, combined with falling alcohol
    sales, has led to some companies looking at the category but these are quite niche
    and my guess would be that companies wanting to engage with the growth of nootropics
    will do so through acquisition or the creation of new ‘soft’ brands, rather than
    by adding to beer.”In all, the market for nootropics drinks remains in its very
    early stages. Rising consumer interest in the links between diet and health has
    shone a light on – and increased demand for – the drinks but the market has a
    long way to go to hit the mainstream.Nevertheless, brand owners and industry watchers
    believe the drinks will continue to attract interest.GlobalData’s Page says: “There
    definitely seems to be a healthy level of new product launches and product listings
    of nootropic products, which is arguably both fuelled by – and is fuelling consumer
    interest in trying these products.“Nootropics certainly won’t be for everyone
    but the products that are being launched cover a range of categories, need states,
    and price points, so the appeal of nootropics is likely to apply to a variety
    of different consumer cohorts.”"Does nascent nootropic drinks market have legs?"
    was originally created and published byJust Drinks, a GlobalData owned brand.The
    information on this site has been included in good faith for general informational
    purposes only. It is not intended to amount to advice on which you should rely,
    and we give no representation, warranty or guarantee, whether express or implied
    as to its accuracy or completeness. You must obtain professional or specialist
    advice before taking, or refraining from, any action on the basis of the content
    on our site.'
- source_sentence: 3 AI Stocks That Have More Upside Than Nvidia, According to Wall
    Street
  sentences:
  - 'Chevron(NYSE: CVX)has an elite record ofgrowing its dividend. The oil giant delivered
    its 37 consecutive dividend increase earlier this year, the second-longest current
    streak in the oil patch. The company has grown its payout twice as fast as its
    closest peer over the last several years, including by 8% earlier this year.One
    of the secrets of its success is thatChevronfocuses on returns over growth, which
    means it doesn''t chase the hottest areas in the oil patch. Instead, it will invest
    capital where it can earn attractive returns.Oneoverlooked spot where it''s investing
    these daysis the U.S. Gulf of Mexico.That strategy could pay big dividends in
    the coming years.An underappreciated assetChevron has a globally diversified portfolio
    of upstream, midstream, and downstream assets, referring, respectively, to production,
    pipelines, and chemicals and refining. That business model enables Chevron to
    maximize the value of every molecule of hydrocarbons it produces. The company
    also focuses on maximizing its returns by investing in areas where it produces
    low-cost and, ideally, lower carbon-intensity oil and gas.The U.S. Gulf of Mexico
    is one of those locations. The company''s operations produce some of the world''s
    lowestcarbon-intensityoil and gas. Furthermore, it can generate attractive returns
    by investing in growing its output from the region.Chevron recently started water
    injection operations at two projects to boost its oil and gas recovery at its
    existing Jack/St. Maloand Tahiti facilities in the deepwater Gulf of Mexico. The
    company noted that these projects will maximize the returns of its existing resource
    base. They''ll also put the company another step closer to its goal of growing
    itsproduction in the regionto 300,000 net barrels of oil equivalent per day (BOE/d)
    by 2026.Those are just some of the many projects Chevron has under way in the
    region. It''s close to deliveringfirstoil for its Anchor development, which came
    in under budget even as it deployed multiple breakthrough technologies. Those
    projects position Chevron to deliver high cash margins and low carbon-intensity
    production growth.Chevron has more growth potential in the region. It''s one of
    the largest lease holders in the basin. It also has leading technology capabilities
    and attractive exploration opportunities near existing infrastructure andinfrontier
    areas. These factors put Chevron in astrongposition to continue growing itsproduction
    in the region.A potential boosterChevron is quietly looking to bolster its position
    in the Gulf of Mexico.The company agreed to acquireHess(NYSE: HES)last yearin
    a nearly $60 billion deal.The main driver is the company''s position in the oil-rich
    Stabroek block offshore Guyana. Hess also has a position in the Bakken region,
    which would boost Chevron''s U.S. onshore resource position. In addition, it operates
    in the U.S. Gulf of Mexico and Southeast Asia.Thefocus of that deal has been on
    Guyana, and rightfullyso,since that world-class resource position wouldreallymove
    the needle for Chevron.However, with all eyes on Guyana, most investors haveoverlookedthat
    Hess also operates in the U.S. Gulf of Mexico, producing about 30,000 BOE/d.It''s
    a highly complementary position to Chevron''s existing assets in the region, meaning
    Chevron could invest in capital-efficient development projects to increase its
    production. That would enhance its returns from this low-cost and lowercarbon-intensityregion.
    They add to the overall exceptional strategic fit of the Hess acquisition.One
    of many growth driversChevron expects to grow its free cash flow by about 10%
    annually over the next several years, thanks partly to under-the-radar assets
    such as its position in the Gulf of Mexico. Meanwhile, adding Hess, which would
    bulk up its already strong position in the region while adding other growth drivers,
    would help accelerate its growth. It could more than double the company''s free
    cash flow by 2027. They combine to make Chevron a compelling dividend growth stock.
    The oil giant should have plenty of fuel to maintain its magnificent streak of
    increasing its dividend for yearsto come.Where to invest $1,000 right nowWhen
    our analyst team has a stock tip, it can pay to listen. After all,Stock Advisor’stotal
    average return is 721% — a market-crushing outperformance compared to 162% for
    the S&P 50 0.*They just revealed what they believe are the10 best stocksfor investors
    to buy right now…See the 10 stocks »*Stock Advisor returns as of September 3,
    2024Matt DiLallohas positions in Chevron. The Motley Fool has positions in and
    recommends Chevron. The Motley Fool has adisclosure policy.This Overlooked Area
    Is a Key Growth Driver for This Magnificent Dividend Stockwas originally published
    by The Motley Fool'
  - 'Nvidiahas undoubtedly been the hottest artificial intelligence (AI) stock to
    own over the past year and a half. Since the start of 2023, shares of the chipmaker
    have soared an incredible 500%. Many stocks don''t generate those types of returns
    over adecadeor even longer, and Nvidia has managed to do that in just 16 months.
    Given those types of gains, it''s not unreasonable to expect that many Wall Street
    analysts believe it may be approaching a peak. The consensus analyst price target
    suggests that Nvidia''s stock may only rise another 13% from where it is today.AI
    investorsmay want to consider other options, which may have more room to rise
    higher. Three stocks that analysts are much more bullish about includeSoundHound
    AI(NASDAQ: SOUN),Baidu(NASDAQ: BIDU), andUiPath(NYSE: PATH). Here''s a look at
    how much upside these stocks may have and whether they are worth adding to your
    portfolio today.1. SoundHound AI: 50% upsideThe analyst consensus price target
    for SoundHound AI is a little less than $7, which would mean that SoundHound''s
    stock could rise by around 50% if you believe it could hit that value within the
    next year or so.SoundHound gained notoriety this year after investors learned
    that Nvidia invested in the voice AI company. Its AI voice platform can help incorporate
    AI into vehicles, drive-thrus, and other ways to help create a conversational
    experience between the user and AI. There''s a lot of potential in many industries
    for this type of technology to facilitate the AI experience for customers.The
    biggest problem, however, is that there''s been a lot of hype around SoundHound,
    but its results are still fairly modest; the company has a lot to prove, given
    how much competition there may be out there. Fast-food restaurant chainWendy''s,
    for example, has already begun to deploy an AI-powered drive-thru ordering experience
    through the company''s own FreshAI platform, which uses generative AI.For SoundHound
    to be a great buy, it needs to prove that its technology is the real deal and
    that it can be better than the competition. In the last three months of 2023,
    it generated an impressive 80% revenue growth, with its top line totaling $17.1
    million. However, the business posted a net loss of $18 million, and it has been
    burning through cash, and it will likely need a lot of that cash to invest in
    its operations.SoundHound AI could rally by 50%, but if it does, it''ll likely
    be due to speculative reasons; the company''s fundamentals aren''t strong enough
    just yet to make this a slam-dunk buy. For most investors, it''s probably a bit
    too early to invest in SoundHound AI.Story continues2. Baidu: 60% upsideA stock
    that has even more upside, according to analysts, is Chinese tech company Baidu;
    Wall Street believes it can rise by about 60% to nearly $172. The company is often
    compared toAlphabet''s Google, as it has a popular search engine platform and
    a cloud business. It is always looking to invest in new technologies, with AI
    being no exception.The reason investors haven''t been overly bullish on the stock
    (it''s down 11% this year) is because there are concerns it may have close ties
    to the Chinese government, which could impact not just its growth opportunities
    but it may also lead to problems for the stock down the road. In the past, investors
    have been concerned that Chinese stocks may be delisted from U.S. exchanges, and
    the U.S. government looking to ban TikTok due to the Chinese government''s influence
    may only exacerbate those worries.In addition to that, Baidu''s growth rate has
    been a bit soft. In 2023, the company''s revenue grew by 9% to just under $19
    billion. Ideally, AI investors will want to see a faster growth rate than that
    to be convinced that a company is truly taking advantage of significant growth
    opportunities in AI. There is, however, hope that with its chatbot, Ernie, hitting
    200 million users, Baidu may have a potential growth catalyst there, which could
    help accelerate the company''s growth rate.Given Baidu''s low valuation -- it
    trades at 10 times itsexpected future earnings-- I could see a path for the stock
    to hit analyst price targets as it is a great way to invest in the Chinese tech
    market, and Chinese stocks in general have been undervalued for a while. The stock,
    does, however, come with some elevated risk and may not be suitable for all types
    of investors.3. UiPath: 40% upsideUiPath has an automation platform that helps
    companies create processes that can save them both time and money. It can remember
    the steps users take and automate them. Unfortunately, despite the potential value
    it can add for businesses, UiPath''s stock has made for an underwhelming investment
    so far this year, falling by 20% year to date.The company has been generating
    some encouraging results, posting sales of $405.3 million for the quarter ending
    Jan. 31, which grew at a rate of 31% year over year. Another positive for the
    business is that it also posted a profit last quarter totaling $33.9 million,
    which was a big improvement from the prior-year period when UiPath incurred a
    net loss of $27.7 million.Analysts believe shares of UiPath could hit $27, rising
    by 40% from where it is now. That doesn''t seem like an unrealistic proposition,
    given its high growth rate, the opportunities for automation, and the business
    also posting a profit. With a price-to-earnings-growth ratio of less than 1, the
    stock could be a bargain buy for long-term investors.Should you invest $1,000
    in SoundHound AI right now?Before you buy stock in SoundHound AI, consider this:TheMotley
    Fool Stock Advisoranalyst team just identified what they believe are the10 best
    stocksfor investors to buy now… and SoundHound AI wasn’t one of them. The 10 stocks
    that made the cut could produce monster returns in the coming years.Consider whenNvidiamade
    this list on April 15, 2005... if you invested $1,000 at the time of our recommendation,you’d
    have $544,015!*Stock Advisorprovides investors with an easy-to-follow blueprint
    for success, including guidance on building a portfolio, regular updates from
    analysts, and two new stock picks each month. TheStock Advisorservice hasmore
    than quadrupledthe return of S&P 500 since 2002*.See the 10 stocks »*Stock Advisor
    returns as of April 30, 2024Suzanne Frey, an executive at Alphabet, is a member
    of The Motley Fool’s board of directors.David Jagielskihas no position in any
    of the stocks mentioned. The Motley Fool has positions in and recommends Alphabet,
    Baidu, Nvidia, and UiPath. The Motley Fool has adisclosure policy.3 AI Stocks
    That Have More Upside Than Nvidia, According to Wall Streetwas originally published
    by The Motley Fool'
  - "Be it enacted by the Senate and House of Representatives of the United States\
    \ of America in Congress assembled,\n\n\n. \n\nThis Act may be cited as the “Extending\
    \ Immunities to the Office of the High Representative in Bosnia and Herzegovina\
    \ and the International Civilian Office in Kosovo Act of 2010”.\n\n. \n\nThe International\
    \ Organizations Immunities Act ( et seq.) is amended by adding at the end the\
    \ following new section:\n\n“. 17.  The provisions of this title may be extended\
    \ to the Office of the High Representative in Bosnia and Herzegovina (and to its\
    \ officers and employees) or the International Civilian Office in Kosovo (and\
    \ to its officers and employees) in the same manner, to the same extent, and subject\
    \ to the same conditions, as such provisions may be extended to a public international\
    \ organization in which the United States participates pursuant to any treaty\
    \ or under the authority of any Act of Congress authorizing such participation\
    \ or making an appropriation for such participation. Any such extension may provide\
    \ for the provisions of this title to continue to extend to the Office of the\
    \ High Representative in Bosnia and Herzegovina (and to its officers and employees)\
    \ or the International Civilian Office in Kosovo (and to its officers and employees)\
    \ after that Office has been dissolved.”.\n\n. \n\nThe budgetary effects of this\
    \ Act, for the purpose of complying with the Statutory Pay-As-You-Go Act of 2010,\
    \ shall be determined by reference to the latest statement titled “Budgetary Effects\
    \ of PAYGO Legislation” for this Act, submitted for printing in the Congressional\
    \ Record by the Chairman of the House Budget Committee, provided that such statement\
    \ has been submitted prior to the vote on passage.\n\nApproved June 8, 2010\n\n\
    Legislative History \n \n CONGRESSIONAL RECORD, Vol. 156 (2010):\n May 19, considered\
    \ and passed House.\n May 20, considered and passed Senate."
- source_sentence: Stocks will rally 5% in just 5 days after the Fed's rate decision
    this week, Fundstrat says
  sentences:
  - 'Photo by Cindy Ord/Getty Images for YahooThe stock market could see a 5% gain
    over the next week, according to Fundstrat''s Tom Lee.The rally would be sparked
    by a dovish Fed FOMC meeting on Wednesday that all but confirms imminent interest
    rate cuts."These are significant gains, implying the S&P 500 could gain 200-300
    points in the next week," Lee said.The stock market is poised to surge as much
    as 5% in the next week, according to a Wednesday note from Fundstrat.The research
    firm said it expects an explosive rally in theS&P 500to materialize in the five
    days following the Federal Reserve''s FOMC meeting on Wednesday.While the Fed
    isnot expected to cut interest rates at its July FOMC meeting,it is expected to
    signal that a rate cut is all but certain when it meets again in September."The
    key premise is the Fed is likely to commit to a September rate cut of at least
    25bp. A possibility of more than that is not necessary. And while bond markets
    have priced in 100% probability of this, equity investors likely will not be convinced
    until the Fed affirms this as such," Fundstrat''s Tom Lee said.Thenear certainty
    of a rate cut from the Fedin September should spark a risk-on rally for stocks,
    especially given that theNasdaq 100has already experienced a near-10% correctionin
    recent weeks, according to the note."Overall, we believe risk-on moment is coming,"
    Lee said.Lee''s confidence in a strong rally post-Fed meeting is based on the
    fact that recent Fed meetings have sparked a big rally in stocks.In the past two
    years, when stocks were down heading into a Fed FOMC meeting, stocks saw a five-day
    gain of as much as 5.5% and a median gain of 3.4%."These are significant gains,
    implying the S&P 500 could gain 200-300 points in the next week. This is very
    compelling in our view," Lee said.And while a 25 basis point interest rate cut
    may not seem like much, it has real-world economic impacts that could ultimately
    influence the US housing market in a big way."Here are some tangible reasons a
    Fed cut makes sense: 30-year mortgage has excess spread to 10-year due to uncertainty.
    The spread could shrink from 270 basis points to 170 basis points (50-year average),"
    Lee explained.Interest rate cuts from the Fed, however small, would also help
    alleviate an ongoing slowdown in the housing, durables, and auto markets, Lee
    said.A 5% rally in the S&P 500 would catapult the index to fresh record highs,
    completely erasing its 5% decline over the past few weeks.Read the original article
    onBusiness Insider'
  - 'AMBALA, India (Reuters) - Indian farmers demanding higher prices for their crops
    will postpone a planned protest march to New Delhi until unions hold another round
    of talks with government ministers on Sunday.


    Agriculture Minister Arjun Munda, who met farmers'' representatives on Thurdsay
    along with Commerce Minister Piyush Goyal and Minister of State for Home Affairs
    Nityanand Rai, said the talks were "positive".


    "We have decided that the next meeting to take the discussion forward will take
    place on Sunday at 6 pm...We believe we will all find a solution together peacefully,"
    he told reporters following Thursday''s meeting.


    Protest leader Jagjit Singh Dallewal also told reporters the farmers would hold
    off their march for now.


    "When the meetings have started, if we move forward (towards Delhi) then how will
    meetings happen?" Dallewal told reporters, adding that the protest "will continue
    peacefully".


    Thousands of farmers had embarked on the "Delhi Chalo", or "Let''s go to Delhi"
    march earlier this week to press the government to set a minimum price for their
    produce, but they were stopped by security forces about 200 kms (125 miles) away
    from the capital, triggering clashes.


    The protests erupted a few months before India is due to hold national elections
    in which Prime Minister Narendra Modi is seeking a third term. Farmers form an
    influential voting bloc.


    The farmers remained camped on the border between Punjab and Haryana states on
    Friday. Security forces have used concrete and metal barricades, as well as drones
    carrying tear gascanisters, to stop them for advancing.


    The protest comes two years after Modi''s government, following a similar protest
    movement, repealed some farm laws and promised to find ways to ensure support
    prices for all produce.


    (Writing by Sakshi Dayal; editing by Miral Fahmy)'
  - 'Specialized Consumer Services Stocks Q2 Results: Benchmarking Frontdoor (NASDAQ:FTDR)Earnings
    results often indicate what direction a company will take in the months ahead.
    With Q2 behind us, let’s have a look at Frontdoor (NASDAQ:FTDR) and its peers.Some
    consumer discretionary companies don’t fall neatly into a category because their
    products or services are unique. Although their offerings may be niche, these
    companies have often found more efficient or technology-enabled ways of doing
    or selling something that has existed for a while. Technology can be a double-edged
    sword, though, as it may lower the barriers to entry for new competitors and allow
    them to do serve customers better.The 9 specialized consumer services stocks we
    track reported a weaker Q2. As a group, revenues missed analysts'' consensus estimates
    by 0.8% while next quarter''s revenue guidance was in line.Stocks, especially
    growth stocks with cash flows further into the future, had a good end of 2023.
    On the other hand, this year has seen more volatile stock market swings due to
    mixed inflation data, and specialized consumer services stocks have had a rough
    stretch. On average, share prices are down 7.4% since the latest earnings results.Frontdoor
    (NASDAQ:FTDR)Established in 2018 as a spin-off from ServiceMaster Global Holdings,
    Frontdoor (NASDAQ:FTDR) is a provider of home warranty and service plans.Frontdoor
    reported revenues of $542 million, up 3.6% year on year. This print was in line
    with analysts'' expectations, but overall, it was a mixed quarter for the company
    with a solid beat of analysts'' earnings estimates but a miss of analysts'' home
    service plans estimates.Frontdoor Total RevenueInterestingly, the stock is up
    13.5% since reporting and currently trades at $44.83.Is now the time to buy Frontdoor?Access
    our full analysis of the earnings results here, it''s free.Best Q2: Carriage Services
    (NYSE:CSV)Established in 1991, Carriage Services (NYSE:CSV) is a provider of funeral
    and cemetery services in the United States.Carriage Services reported revenues
    of $ 102.3 million, up 4.8% year on year, outperforming analysts'' expectations
    by 7.7%. It was a strong quarter for the company with full-year revenue guidance
    exceeding analysts'' expectations.Carriage Services Total RevenueCarriage Services
    achieved the biggest analyst estimates beat and highest full-year guidance raise
    among its peers. Although it had a fine quarter compared its peers, the market
    seems unhappy with the results as the stock is down 6.6% since reporting. It currently
    trades at $30.01.Is now the time to buy Carriage Services?Access our full analysis
    of the earnings results here, it''s free.Story continuesWeakest Q2: Matthews (NASDAQ:MATW)Originally
    a death care company, Matthews International (NASDAQ:MATW) is a diversified company
    offering ceremonial services, brand solutions and industrial technologies.Matthews
    reported revenues of $427.8 million, down 10.9% year on year, falling short of
    analysts'' expectations by 10%. It was a weak quarter for the company with a miss
    of analysts'' earnings estimates.Matthews posted the weakest performance against
    analyst estimates in the group. As expected, the stock is down 5.9% since the
    results and currently trades at $26.40.Read our full analysis of Matthews''s results
    here.ADT (NYSE:ADT)Founded in 1874 and headquartered in Boca Raton, Florida, ADT
    (NYSE:ADT) is a provider of security, automation, and smart home solutions, offering
    comprehensive services for home and business protection.ADT reported revenues
    of $1.20 billion, up 3.1% year on year, in line with analysts'' expectations.
    Revenue aside, it was a solid quarter for the company with an impressive beat
    of analysts'' earnings estimates and in-line earnings guidance for the full year.The
    stock is down 7.3% since reporting and currently trades at $7.21.Read our full,
    actionable report on ADT here, it''s free.Mister Car Wash (NYSE:MCW)Formerly known
    as Hotshine Holdings, Mister Car Wash (NYSE:MCW ) offers car washes across the
    United States through its conveyorized service.Mister Car Wash reported revenues
    of $255 million, up 7.7% year on year, in line with analysts'' expectations. Zooming
    out, it was a decent quarter for the company with an impressive beat of analysts''
    earnings estimates but underwhelming earnings guidance for the full year.Mister
    Car Wash scored the fastest revenue growth among its peers. The stock is down
    12% since reporting and currently trades at $6.70.Read our full, actionable report
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model-index:
- name: SentenceTransformer based on tyuan73/ModernBERT-large-with-new-tokenizer
  results:
  - task:
      type: triplet
      name: Triplet
    dataset:
      name: test
      type: test
    metrics:
    - type: cosine_accuracy
      value: 1.0
      name: Cosine Accuracy
---

# SentenceTransformer based on tyuan73/ModernBERT-large-with-new-tokenizer

This is a [sentence-transformers](https://www.SBERT.net) model finetuned from [tyuan73/ModernBERT-large-with-new-tokenizer](https://huggingface.co/tyuan73/ModernBERT-large-with-new-tokenizer) on the [processed_yahoo_finance_stockmarket_news](https://huggingface.co/datasets/tyuan73/processed_yahoo_finance_stockmarket_news) dataset. It maps sentences & paragraphs to a 1024-dimensional dense vector space and can be used for semantic textual similarity, semantic search, paraphrase mining, text classification, clustering, and more.

## Model Details

### Model Description
- **Model Type:** Sentence Transformer
- **Base model:** [tyuan73/ModernBERT-large-with-new-tokenizer](https://huggingface.co/tyuan73/ModernBERT-large-with-new-tokenizer) <!-- at revision bf522aad8a5b444e01ae740df8725f3a6083ba4c -->
- **Maximum Sequence Length:** 8192 tokens
- **Output Dimensionality:** 1024 dimensions
- **Similarity Function:** Cosine Similarity
- **Training Dataset:**
    - [processed_yahoo_finance_stockmarket_news](https://huggingface.co/datasets/tyuan73/processed_yahoo_finance_stockmarket_news)
<!-- - **Language:** Unknown -->
<!-- - **License:** Unknown -->

### Model Sources

- **Documentation:** [Sentence Transformers Documentation](https://sbert.net)
- **Repository:** [Sentence Transformers on GitHub](https://github.com/UKPLab/sentence-transformers)
- **Hugging Face:** [Sentence Transformers on Hugging Face](https://huggingface.co/models?library=sentence-transformers)

### Full Model Architecture

```
SentenceTransformer(
  (0): Transformer({'max_seq_length': 8192, 'do_lower_case': False}) with Transformer model: ModernBertModel 
  (1): Pooling({'word_embedding_dimension': 1024, 'pooling_mode_cls_token': False, 'pooling_mode_mean_tokens': True, 'pooling_mode_max_tokens': False, 'pooling_mode_mean_sqrt_len_tokens': False, 'pooling_mode_weightedmean_tokens': False, 'pooling_mode_lasttoken': False, 'include_prompt': True})
)
```

## Usage

### Direct Usage (Sentence Transformers)

First install the Sentence Transformers library:

```bash
pip install -U sentence-transformers
```

Then you can load this model and run inference.
```python
from sentence_transformers import SentenceTransformer

# Download from the 🤗 Hub
model = SentenceTransformer("tyuan73/finetuned-modernbert-finance-large")
# Run inference
sentences = [
    "Stocks will rally 5% in just 5 days after the Fed's rate decision this week, Fundstrat says",
    'Photo by Cindy Ord/Getty Images for YahooThe stock market could see a 5% gain over the next week, according to Fundstrat\'s Tom Lee.The rally would be sparked by a dovish Fed FOMC meeting on Wednesday that all but confirms imminent interest rate cuts."These are significant gains, implying the S&P 500 could gain 200-300 points in the next week," Lee said.The stock market is poised to surge as much as 5% in the next week, according to a Wednesday note from Fundstrat.The research firm said it expects an explosive rally in theS&P 500to materialize in the five days following the Federal Reserve\'s FOMC meeting on Wednesday.While the Fed isnot expected to cut interest rates at its July FOMC meeting,it is expected to signal that a rate cut is all but certain when it meets again in September."The key premise is the Fed is likely to commit to a September rate cut of at least 25bp. A possibility of more than that is not necessary. And while bond markets have priced in 100% probability of this, equity investors likely will not be convinced until the Fed affirms this as such," Fundstrat\'s Tom Lee said.Thenear certainty of a rate cut from the Fedin September should spark a risk-on rally for stocks, especially given that theNasdaq 100has already experienced a near-10% correctionin recent weeks, according to the note."Overall, we believe risk-on moment is coming," Lee said.Lee\'s confidence in a strong rally post-Fed meeting is based on the fact that recent Fed meetings have sparked a big rally in stocks.In the past two years, when stocks were down heading into a Fed FOMC meeting, stocks saw a five-day gain of as much as 5.5% and a median gain of 3.4%."These are significant gains, implying the S&P 500 could gain 200-300 points in the next week. This is very compelling in our view," Lee said.And while a 25 basis point interest rate cut may not seem like much, it has real-world economic impacts that could ultimately influence the US housing market in a big way."Here are some tangible reasons a Fed cut makes sense: 30-year mortgage has excess spread to 10-year due to uncertainty. The spread could shrink from 270 basis points to 170 basis points (50-year average)," Lee explained.Interest rate cuts from the Fed, however small, would also help alleviate an ongoing slowdown in the housing, durables, and auto markets, Lee said.A 5% rally in the S&P 500 would catapult the index to fresh record highs, completely erasing its 5% decline over the past few weeks.Read the original article onBusiness Insider',
    'AMBALA, India (Reuters) - Indian farmers demanding higher prices for their crops will postpone a planned protest march to New Delhi until unions hold another round of talks with government ministers on Sunday.\n\nAgriculture Minister Arjun Munda, who met farmers\' representatives on Thurdsay along with Commerce Minister Piyush Goyal and Minister of State for Home Affairs Nityanand Rai, said the talks were "positive".\n\n"We have decided that the next meeting to take the discussion forward will take place on Sunday at 6 pm...We believe we will all find a solution together peacefully," he told reporters following Thursday\'s meeting.\n\nProtest leader Jagjit Singh Dallewal also told reporters the farmers would hold off their march for now.\n\n"When the meetings have started, if we move forward (towards Delhi) then how will meetings happen?" Dallewal told reporters, adding that the protest "will continue peacefully".\n\nThousands of farmers had embarked on the "Delhi Chalo", or "Let\'s go to Delhi" march earlier this week to press the government to set a minimum price for their produce, but they were stopped by security forces about 200 kms (125 miles) away from the capital, triggering clashes.\n\nThe protests erupted a few months before India is due to hold national elections in which Prime Minister Narendra Modi is seeking a third term. Farmers form an influential voting bloc.\n\nThe farmers remained camped on the border between Punjab and Haryana states on Friday. Security forces have used concrete and metal barricades, as well as drones carrying tear gascanisters, to stop them for advancing.\n\nThe protest comes two years after Modi\'s government, following a similar protest movement, repealed some farm laws and promised to find ways to ensure support prices for all produce.\n\n(Writing by Sakshi Dayal; editing by Miral Fahmy)',
]
embeddings = model.encode(sentences)
print(embeddings.shape)
# [3, 1024]

# Get the similarity scores for the embeddings
similarities = model.similarity(embeddings, embeddings)
print(similarities.shape)
# [3, 3]
```

<!--
### Direct Usage (Transformers)

<details><summary>Click to see the direct usage in Transformers</summary>

</details>
-->

<!--
### Downstream Usage (Sentence Transformers)

You can finetune this model on your own dataset.

<details><summary>Click to expand</summary>

</details>
-->

<!--
### Out-of-Scope Use

*List how the model may foreseeably be misused and address what users ought not to do with the model.*
-->

## Evaluation

### Metrics

#### Triplet

* Dataset: `test`
* Evaluated with [<code>TripletEvaluator</code>](https://sbert.net/docs/package_reference/sentence_transformer/evaluation.html#sentence_transformers.evaluation.TripletEvaluator)

| Metric              | Value   |
|:--------------------|:--------|
| **cosine_accuracy** | **1.0** |

<!--
## Bias, Risks and Limitations

*What are the known or foreseeable issues stemming from this model? You could also flag here known failure cases or weaknesses of the model.*
-->

<!--
### Recommendations

*What are recommendations with respect to the foreseeable issues? For example, filtering explicit content.*
-->

## Training Details

### Training Dataset

#### processed_yahoo_finance_stockmarket_news

* Dataset: [processed_yahoo_finance_stockmarket_news](https://huggingface.co/datasets/tyuan73/processed_yahoo_finance_stockmarket_news) at [6949dc8](https://huggingface.co/datasets/tyuan73/processed_yahoo_finance_stockmarket_news/tree/6949dc8c14452c6783be79b7179ed21b665715c5)
* Size: 14,845 training samples
* Columns: <code>anchor</code>, <code>positive</code>, and <code>negative</code>
* Approximate statistics based on the first 1000 samples:
  |         | anchor                                                                            | positive                                                                              | negative                                                                              |
  |:--------|:----------------------------------------------------------------------------------|:--------------------------------------------------------------------------------------|:--------------------------------------------------------------------------------------|
  | type    | string                                                                            | string                                                                                | string                                                                                |
  | details | <ul><li>min: 7 tokens</li><li>mean: 16.02 tokens</li><li>max: 42 tokens</li></ul> | <ul><li>min: 10 tokens</li><li>mean: 788.29 tokens</li><li>max: 8192 tokens</li></ul> | <ul><li>min: 104 tokens</li><li>mean: 270.14 tokens</li><li>max: 669 tokens</li></ul> |
* Samples:
  | anchor                                                                                               | positive                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | negative                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
  |:-----------------------------------------------------------------------------------------------------|:---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|:---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
  | <code>If You'd Invested $1,000 in Amazon Stock 10 Years Ago, Here's How Much You'd Have Today</code> | <code>It might be hard to imagine, butAmazon(NASDAQ: AMZN)began only 30 years ago as an online bookseller. Now the site sells a wide range of goods. The business has grown quickly and includes the popular Amazon Prime subscription service, electronic devices, and Amazon Web Services (AWS).The shares have also generated a lot of wealth for investors. Investors who bought shares a decade ago, and held them, would have seen an increase of almost 1,000%.Trouncing the marketAmazon had itsinitial public offering (IPO)in 1997, when its sales were about $148 million for the year. The figure grew to nearly $575 billion last year.But you didn't have to buy the shares at the IPO price to make a lot of money. Over the last decade, Amazon's shares have appreciated 945%. That easily bested theS&P 500's 227% total return.Even starting with a relatively small $1,000 just 10 years ago, you would now have about $10,500. Placing the same amount in the S&P 500 would've resulted in about $3,300.Amazon's stock wi...</code> | <code>My husband of almost a year went home with another girl while we were freshly split up.  Nothing happened, but he still went home with her from a bar and slept over in her bed.  I am pissed about that, and so we split then. He since came back to me apologizing..begging for another chance...and I gave him one. Things went well for a couple of weeks, but I got drunk one night and brought it up, so we fought about it. Then at random times I think about it and bring it up to him.  He gets so angry every time it comes up and has asked if he has to deal with hearing about this every single day. He asked me to decide if I could stay with him and deal with this or not. He took all of his stuff out of my place (we are separated, but he stays with me since we are working things out) and is staying in his place because we argued. We talked and I thought it was a good talk. I usually blame everything on him,but today I took some blame and truly want to work it out.He just got frustrated,what to do</code>                                                                      |
  | <code>Chemicals Company Dow Cuts Outlook Amid Production Challenges</code>                           | <code>Chemicals Company Dow Cuts Outlook Amid Production ChallengesDow Inc.(NYSE:DOW) shares are trading lower after it revised its third-quarter outlook.The company lowered its guidance for revenue to around $10.6 billion (vs. consensus $11.0 billion) from $11.1 billionearlierandexpects operating EBITDA of around $1.3 billion.The revised outlook reflects a major unplanned event at a Texas ethylene cracker in late July, alongside higher input costs and margin compression in Europe.However, these challenges are expected to be partly mitigated by improved pricing and feedstock costs in North America for Packaging & Specialty Plastics.Also Read:Linde Invests Over $2B For Clean Hydrogen, Inks Supply Deal With Dow: DetailsJim Fitterling, chair and chief executive officer, said, “As we look to the fourth quarter, we expect typical seasonality in demand. However, we expect a positive impact from lower turnaround costs, higher operating rates as we ramp up our Texas cracker, and fewer weather-relate...</code> | <code>I have a fourth degree polynomial, namely:\n\ny = 0.0003x4 - 0.0272x3 + 0.6806x2 - 0.8345x + 0.5659\n\nWhen plotting this line, from points x=560 to x=790, the way that that curve looks...I want to know at what point am i going to get the greatest increase in y, with the least increase in x...do you get waht i'm saying?  At what point, like at say 700 to 701, is that where i am going to see the largest y increase with the least x increase.  I want it to be proportaional,like for example:\n\nMaybe from 700-701 is just an increase of 2 in the y direction, but if going from 703-705 i get an incrase of 5, thats more benificial for me, cause i more than doubled my input...get waht i'm saying??\n\nPlease help here, i'm not sure if i should be taking the derivitive or what.\n\nThanks</code>                                                                                                                                                                                                                                                                                           |
  | <code>Beyond Meat Stock Is Down 20% This Year, Time to Buy?</code>                                   | <code>Beyond Meat Inc.(NASDAQ: BYND)continues to struggle with its mission of delivering "the future of protein" amid weak sales and large recurring losses. That trend continued as the plant-based meat leader posted its latest earnings report on May 8.The market remains skeptical that the company can manage a growth rebound. The stock is now down more than 40% over the past year.Is now the time to buy Beyond Meat, or are investors better off leaving this one off their plate?A recap of Beyond Meat's Q1 earnings reportFor the first quarter of 2024, Beyond Meat's revenue fell by 18% year over year to $75.6 million, marking the eighth consecutive quarter in decline.The top-line weakness was driven by a 16.1% decrease in the volume of products sold despite an effort to stir up demand through promotional discounting. The company also cited the impact of discontinuing its "Beyond Meat Jerky" along with lower "Beyond Chicken" sales, against large initial orders from Europe in early 2023.Demand was s...</code> | <code>ASTOR FAMILY, a famous American<br>family representing one of the three or four<br>greatest private properties in the world. A<br>family in the Old World sense, — a territorial<br>aristocracy, impossible to destroy, and fortified<br>with legal immunities and privileges, — can<br>hardly be founded in America; but the Astors<br>have approached it as nearly as our institutions<br>will admit. They form a group of immense<br>hereditary real-estate owners, with holdings so<br>solidly based and well distributed in the metropolis<br>of America that no apparent catastrophe<br>save a failure of heirs could extinguish it; and<br>though originally springing from mercantile<br>business, removed by some three-quarters of a<br>century from its actual conduct. For many years<br>they were known as “the landlords of New<br>York,” and the best of landlords, prompt, just and<br>courteous; they still probably form the largest<br>set of individual real-estate holders. The<br>family is also connected with notable municipal<br>charities and public foundations. See<br> (1763...</code> |
* Loss: [<code>MultipleNegativesRankingLoss</code>](https://sbert.net/docs/package_reference/sentence_transformer/losses.html#multiplenegativesrankingloss) with these parameters:
  ```json
  {
      "scale": 20.0,
      "similarity_fct": "cos_sim"
  }
  ```

### Evaluation Dataset

#### processed_yahoo_finance_stockmarket_news

* Dataset: [processed_yahoo_finance_stockmarket_news](https://huggingface.co/datasets/tyuan73/processed_yahoo_finance_stockmarket_news) at [6949dc8](https://huggingface.co/datasets/tyuan73/processed_yahoo_finance_stockmarket_news/tree/6949dc8c14452c6783be79b7179ed21b665715c5)
* Size: 14,845 evaluation samples
* Columns: <code>anchor</code>, <code>positive</code>, and <code>negative</code>
* Approximate statistics based on the first 1000 samples:
  |         | anchor                                                                            | positive                                                                              | negative                                                                              |
  |:--------|:----------------------------------------------------------------------------------|:--------------------------------------------------------------------------------------|:--------------------------------------------------------------------------------------|
  | type    | string                                                                            | string                                                                                | string                                                                                |
  | details | <ul><li>min: 7 tokens</li><li>mean: 16.07 tokens</li><li>max: 32 tokens</li></ul> | <ul><li>min: 11 tokens</li><li>mean: 789.07 tokens</li><li>max: 7142 tokens</li></ul> | <ul><li>min: 101 tokens</li><li>mean: 269.38 tokens</li><li>max: 711 tokens</li></ul> |
* Samples:
  | anchor                                                                                                             | positive                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | negative                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
  |:-------------------------------------------------------------------------------------------------------------------|:---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|:----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
  | <code>What the Tech Bubble in 2000 May Tell Us About the Stock Market Today</code>                                 | <code>Spencer Platt / Getty ImagesKey TakeawaysRecent losses for tech stocks have coincided with gains for utilities, healthcare, and consumer staples, an echo of the 2000 dotcom bubble, according to a recent Deutsche Bank note.Uncertainty about the U.S. election and monetary policy could continue to weigh on tech stocks in the coming months, according to one analyst.Even with the bursting of the dotcom bubble, investments in tech have significantly outperformed the broader market over the long-term.There’s reason to believe history is repeating itself, according to a recent Deutsche Bank note that draws parallels between the current rotation out of tech mega-caps and the bursting of the tech bubble in 2000.In the 9 months after the bubble reached its peak in March 2000, tech stocks fell more than 50%. The Consumer Staples, Utilities, and Healthcare sectors, meanwhile, each rose by more than 35%.Deutsche BankResearch analyst Jim Reid sees similarities between that moment and thecurrent secto...</code> | <code>My friend has a 1 year old girl and her husband cheated on her with the receptionist at the doctors office they take the little girl. They are now divorced. He has 1 over night visit per week sometimes her show sometimes he doesn't. And when he does he often times drops her off at his mothers or drags the kid from girl friend to girl friends house. How do you convince him that his kid should come first. Her mom is a wonderful mother and person that puts her first. The way he treats her kid has her in turmoil. Please help.</code>                                                                                                                                                                                                                                                                                                    |
  | <code>Europe’s stock leaders are fading in bad sign for future returns</code>                                      | <code>(Bloomberg) — The engines behind two years of European stock gains are losing power, leaving the region’s equities facing a void at a time when concerns over slowing growth and China tensions are testing investor confidence.Most Read from BloombergHousing’s Worst Crisis in Decades Reverberates Through 2024 RaceAn Affordable Nomadic Home Design Struggles to Adapt to Urban LifeUS Driving and Congestion Rates Are Higher Than EverA City Finds Success Using 'Trees as Medicine'The Hague Is World’s First City to Ban Oil and Air Travel AdsA luxury sector led by LVMH Moët Hennessy Louis Vuitton SE (MC.PA,LVMHF) has tumbled over the past six months along with automotive firms, while in more recent months healthcare heavyweights such as Novo Nordisk A/S (NVO,NOVO-B.CO) and tech leaders including ASML Holding NV (ASML) have slid from their peaks. And with no obvious candidates to take the baton, the region’s equity performance has been left looking exposed.Already this year, investors have withdra...</code> | <code>I'm quite conservative for someone my age.  I don't like heavy drinking (I do drink.  I just don't get wasted) and I don't like wild parties.  I'm very religious and I'm looking for someone who shares my convictions who I will eventually hopefully marry.  The problem that I seem to have is most people my age or either non-religious partiers or their fundamentalist Bible beaters who don't know how to do much other than quote scriptures.  I've tried online dating and I've tried asking out people at church.  Why can't I find a normal person that shares my beliefs?  The ones I do find tend to always dating someone else before I ever get a chance.</code>                                                                                                                                                                         |
  | <code>2 Billionaire Investors Are Selling Nvidia and Buying This Artificial Intelligence (AI) Stock Instead</code> | <code>Great investing minds appear to be thinking alike about two top AI stocks.</code>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | <code>"A Song" (Once—and only once—you gave), a poem by Edwin Arnold<br>"A Song" (Gentle nymphs, be not refusing), a poem by William Browne<br>"A Song" (The sparkling eye, the mantling cheek), a poem by William Cowper<br>"A Song" (On a summer's day as I sat by a stream), a poem by Paul Laurence Dunbar<br>"A Song" (Thou art the soul of a summer's day), a poem by Paul Laurence Dunbar<br>"A Song" (My heart has flown on wings to you, away), a poem by Francis Ledwidge<br>"A Song" (Yes! "lower to the level"), a poem by Frances Sargent Osgood<br>"A Song" (Call me pet names, dearest! Call me a bird), a poem by Frances Sargent Osgood<br>"A Song" (O, red is the English rose), a poem by Charles Alexander Richmond<br>"A Song" (I thought no more was needed), a poem by William Butler Yeats<br><br>See also<br> Song<br> The Song</code> |
* Loss: [<code>MultipleNegativesRankingLoss</code>](https://sbert.net/docs/package_reference/sentence_transformer/losses.html#multiplenegativesrankingloss) with these parameters:
  ```json
  {
      "scale": 20.0,
      "similarity_fct": "cos_sim"
  }
  ```

### Training Hyperparameters
#### Non-Default Hyperparameters

- `eval_strategy`: steps
- `per_device_train_batch_size`: 2
- `per_device_eval_batch_size`: 2
- `num_train_epochs`: 1
- `warmup_ratio`: 0.1
- `fp16`: True
- `gradient_checkpointing`: True
- `batch_sampler`: no_duplicates

#### All Hyperparameters
<details><summary>Click to expand</summary>

- `overwrite_output_dir`: False
- `do_predict`: False
- `eval_strategy`: steps
- `prediction_loss_only`: True
- `per_device_train_batch_size`: 2
- `per_device_eval_batch_size`: 2
- `per_gpu_train_batch_size`: None
- `per_gpu_eval_batch_size`: None
- `gradient_accumulation_steps`: 1
- `eval_accumulation_steps`: None
- `torch_empty_cache_steps`: None
- `learning_rate`: 5e-05
- `weight_decay`: 0.0
- `adam_beta1`: 0.9
- `adam_beta2`: 0.999
- `adam_epsilon`: 1e-08
- `max_grad_norm`: 1.0
- `num_train_epochs`: 1
- `max_steps`: -1
- `lr_scheduler_type`: linear
- `lr_scheduler_kwargs`: {}
- `warmup_ratio`: 0.1
- `warmup_steps`: 0
- `log_level`: passive
- `log_level_replica`: warning
- `log_on_each_node`: True
- `logging_nan_inf_filter`: True
- `save_safetensors`: True
- `save_on_each_node`: False
- `save_only_model`: False
- `restore_callback_states_from_checkpoint`: False
- `no_cuda`: False
- `use_cpu`: False
- `use_mps_device`: False
- `seed`: 42
- `data_seed`: None
- `jit_mode_eval`: False
- `use_ipex`: False
- `bf16`: False
- `fp16`: True
- `fp16_opt_level`: O1
- `half_precision_backend`: auto
- `bf16_full_eval`: False
- `fp16_full_eval`: False
- `tf32`: None
- `local_rank`: 0
- `ddp_backend`: None
- `tpu_num_cores`: None
- `tpu_metrics_debug`: False
- `debug`: []
- `dataloader_drop_last`: False
- `dataloader_num_workers`: 0
- `dataloader_prefetch_factor`: None
- `past_index`: -1
- `disable_tqdm`: False
- `remove_unused_columns`: True
- `label_names`: None
- `load_best_model_at_end`: False
- `ignore_data_skip`: False
- `fsdp`: []
- `fsdp_min_num_params`: 0
- `fsdp_config`: {'min_num_params': 0, 'xla': False, 'xla_fsdp_v2': False, 'xla_fsdp_grad_ckpt': False}
- `fsdp_transformer_layer_cls_to_wrap`: None
- `accelerator_config`: {'split_batches': False, 'dispatch_batches': None, 'even_batches': True, 'use_seedable_sampler': True, 'non_blocking': False, 'gradient_accumulation_kwargs': None}
- `deepspeed`: None
- `label_smoothing_factor`: 0.0
- `optim`: adamw_torch
- `optim_args`: None
- `adafactor`: False
- `group_by_length`: False
- `length_column_name`: length
- `ddp_find_unused_parameters`: None
- `ddp_bucket_cap_mb`: None
- `ddp_broadcast_buffers`: False
- `dataloader_pin_memory`: True
- `dataloader_persistent_workers`: False
- `skip_memory_metrics`: True
- `use_legacy_prediction_loop`: False
- `push_to_hub`: False
- `resume_from_checkpoint`: None
- `hub_model_id`: None
- `hub_strategy`: every_save
- `hub_private_repo`: None
- `hub_always_push`: False
- `gradient_checkpointing`: True
- `gradient_checkpointing_kwargs`: None
- `include_inputs_for_metrics`: False
- `include_for_metrics`: []
- `eval_do_concat_batches`: True
- `fp16_backend`: auto
- `push_to_hub_model_id`: None
- `push_to_hub_organization`: None
- `mp_parameters`: 
- `auto_find_batch_size`: False
- `full_determinism`: False
- `torchdynamo`: None
- `ray_scope`: last
- `ddp_timeout`: 1800
- `torch_compile`: False
- `torch_compile_backend`: None
- `torch_compile_mode`: None
- `dispatch_batches`: None
- `split_batches`: None
- `include_tokens_per_second`: False
- `include_num_input_tokens_seen`: False
- `neftune_noise_alpha`: None
- `optim_target_modules`: None
- `batch_eval_metrics`: False
- `eval_on_start`: False
- `use_liger_kernel`: False
- `eval_use_gather_object`: False
- `average_tokens_across_devices`: False
- `prompts`: None
- `batch_sampler`: no_duplicates
- `multi_dataset_batch_sampler`: proportional

</details>

### Training Logs
| Epoch  | Step | Training Loss | Validation Loss | test_cosine_accuracy |
|:------:|:----:|:-------------:|:---------------:|:--------------------:|
| 0.1042 | 100  | 1.8001        | 2.5929          | -                    |
| 0.2083 | 200  | 1.3643        | 0.9732          | -                    |
| 0.3125 | 300  | 0.8984        | 1.1093          | -                    |
| 0.4167 | 400  | 1.0902        | 0.9527          | -                    |
| 0.5208 | 500  | 0.913         | 0.5731          | -                    |
| 0.625  | 600  | 0.8656        | 1.4353          | -                    |
| 0.7292 | 700  | 0.807         | 0.7052          | -                    |
| 0.8333 | 800  | 0.7846        | 0.7704          | -                    |
| 0.9375 | 900  | 0.5951        | 0.9136          | -                    |
| -1     | -1   | -             | -               | 1.0                  |


### Framework Versions
- Python: 3.11.11
- Sentence Transformers: 3.4.1
- Transformers: 4.49.0
- PyTorch: 2.5.1+cu124
- Accelerate: 1.3.0
- Datasets: 3.3.2
- Tokenizers: 0.21.0

## Citation

### BibTeX

#### Sentence Transformers
```bibtex
@inproceedings{reimers-2019-sentence-bert,
    title = "Sentence-BERT: Sentence Embeddings using Siamese BERT-Networks",
    author = "Reimers, Nils and Gurevych, Iryna",
    booktitle = "Proceedings of the 2019 Conference on Empirical Methods in Natural Language Processing",
    month = "11",
    year = "2019",
    publisher = "Association for Computational Linguistics",
    url = "https://arxiv.org/abs/1908.10084",
}
```

#### MultipleNegativesRankingLoss
```bibtex
@misc{henderson2017efficient,
    title={Efficient Natural Language Response Suggestion for Smart Reply},
    author={Matthew Henderson and Rami Al-Rfou and Brian Strope and Yun-hsuan Sung and Laszlo Lukacs and Ruiqi Guo and Sanjiv Kumar and Balint Miklos and Ray Kurzweil},
    year={2017},
    eprint={1705.00652},
    archivePrefix={arXiv},
    primaryClass={cs.CL}
}
```

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