b"XXXX XXXX\nXXXX, Monroe, Georgia 30655\nHome: XXX-XXXX-XXX - Cell: XXX-XXXX-XXX - XXXX@XXXX.XXX\nProfessional Summary\nA proven leader adept at developing and focusing a team to excel in all phases of a business organization.\nExcellent people skills with the ability to attract talent and grow a profitable enterprise.\nSkills\nExcellent Communicator (verbal and\nwritten)\nStrong Leader\nSales/Marketing\nCreative Problem\nAnalytical\nSolver\nStrategic Thinker\nWork History\nMiddle Market Commercial Banking ManagerCommunity & Southern Bank \xe2\x80\x93 Atlanta, Georgia\n\xef\x82\xb7 Established the Middle Market Commercial Division for the bank to create and grow relationships with\nprivately held companies with revenue of $15 million to $100 million.\n\xef\x82\xb7 I also lead the Cash Management and Merchant Card Service divisions for the bank.\nDirector of Business BankingCommunity & Southern Bank \xe2\x80\x93 Atlanta, GA\n\xef\x82\xb7 Tasked with creating a business plan, staffing the division, and setting the direction for growth.\n\xef\x82\xb7 Division includes the bank's footprint, which is West, North and East Georgia, as well as Metro Atlanta.\n\xef\x82\xb7 January - October2012, the division generated $33MM in new loans and $16.5M in new deposits.\n\xef\x82\xb7 During this same period, the division generated over 2,500 business development calls, including 1800+\ncalls on prospects.\nEast Region PresidentCommunity & Southern Bank \xe2\x80\x93 Atlanta, GA\n\xef\x82\xb7 Named East Region President in November 2010.\n\xef\x82\xb7 Assimilated an acquired institution into an evolving CSB community banking model.\n\xef\x82\xb7 Community & Southern Bank was created in January 2010 for the purpose of acquiring failed banks from\nthe FDIC.\n\xef\x82\xb7 Between January 2010 and August 2012, we acquired seven failed banks and have assets at July 2013\nof $2.8 billion.\nPresident/CEO, and DirectorLegacy State Bank \xe2\x80\x93 Loganville, Georgia\n\xef\x82\xb7 LSB was a denovo bank, which opened for business in March, 2005.\n\xef\x82\xb7 I was hired to replace a departing CEO and Senior Lending Officer because the bank was placed under\nregulatory sanctions.\n\xef\x82\xb7 Hired an executive team, corrected numerous deficiencies and began a turn around that lasted until the\ndepression in 2007.\nPresident/CEO, Organizer and DirectorRivoli Bank & Trust \xe2\x80\x93 Macon, Georgia\n\xef\x82\xb7 Developed and executed the plan to organize Rivoli Bank.\n\xef\x82\xb7 Selected the initial board members, obtained charter approval, raised capital and opened for business\nJune 12, 1997.\n\xef\x82\xb7 Total assets at September 30, 2005 were $212 million.\n\xef\x82\xb7 Reached an agreement to sell Rivoli in September 2005; closed the sale on December 31, 2005.\nEVP & State Marketing ExecutiveBank of America/Citizens and Southern National B \xe2\x80\x93 Atlanta, Georgia\n\xef\x82\xb7 Created, directed and managed all marketing plans for the community and commercial banks in Georgia.\n\xef\x82\xb7 Key member of a team dedicated to planning and execution of the bank's sponsorship of the 1996\nSummer Olympic Games.\nEVP & Regional ExecutiveBank of America/Citizens & Southern National Bank \xe2\x80\x93 Macon, Georgia\n\xef\x82\xb7 This region included twenty-eight banks in Central and South Georgia with loans totaling $650 million\nand deposits totaling $780 million.\n\xef\x82\xb7 Responsibilities included growth, profitability, credit quality, management staffing, board organization,\nand overall leadership of this geographically and economically diverse region.\n01/1987 to 01/1992 President/CEO Central Georgia Regional ExecutiveCitizens & Southern National\nBank \xe2\x80\x93 Macon, Georgia\n\n\x0c\xef\x82\xb7 This region included seventeen banks in Jackson, Thomaston, LaGrange, Warner Robins, and Macon.\nSenior Lender/Senior Credit OfficerCitizens & Southern National Bank \xe2\x80\x93 Macon, Georgia\n\xef\x82\xb7 Managed the commercial lending department and was responsible for the bank's loan portfolio quality.\nommercial Loan OfficerCitizens & Southern National Bank \xe2\x80\x93 Atlanta, Georgia\n\xef\x82\xb7 Managed a commercial lending department in Atlanta.\n\xef\x82\xb7 National Accounts Representative selling lending and cash management services to large corporations\nwith a southeastern presence.\nGeneral ManagerFairway Ford, Inc \xe2\x80\x93 Thomaston, Georgia\n\xef\x82\xb7 Family owned Ford-Mercury dealership.\nVariousNational Bank of Georgia \xe2\x80\x93 Atlanta, Georgia\n\xef\x82\xb7 Successfully completed Management Training Program and advanced to Regional Manager in North\nAtlanta.\nEducation\nBA: Risk Management and Insurance\nUniversity of Georgia - Athens, Georgia\nJ.D.:\nAtlanta Law School - Atlanta, Georgia\nProgram for Management Development (PMD). Graduated in 1986.:Harvard Graduate\nSchool of Business - Boston, Massachussetts\nPMD was an intense 12 week in residence Executive Education program at Harvard University's Graduate\nSchool of Business.\nAffiliations\n\nAdditional Information\n\xef\x82\xb7 MEMBERSHIPS AND AFFILIATIONS State Bar of Georgia, since 1980; Past Secretary, Group 10,\nGeorgia Bankers Association; Community Bankers Council of the American Bankers Association, 19992002; Chairman, Group 6, Georgia Bankers Association, 2001; Former board member, Georgia Bankers\nAssociation; Former board member, Community Bankers Association of Georgia and Chair of\nMembership Committee; former director and member, Downtown Macon Rotary Club; former Chairman,\nUnited Way of Central Georgia; and former Treasurer and board member, Macon Chamber of\nCommerce; Chairman of the 2007-2008 United Way of Walton County fundraising campaign."