b'Information Package\nOf\nMiles L. Hamrick, Sr.\nMiles L. Hamrick Real Estate Services, Inc.\n801 East Second Ave.\nGastonia, N.C. 28054\n\nAbout The Staff\nMiles L. Hamrick, Sr, is a Candidate for Designation in the Appraisal Institute and\nis a North Carolina State Certified General (residential/commercial) Real Estate\nAppraiser. With this certification, advanced education and his over 25 years of experience\nin construction and real estate, Mr. Hamrick performs real estate appraisals with accuracy\nand professionalism required by state and regulatory agencies.\nJohn A. Harrington, Jr. has been with the company since January of 1994 and is a\nNorth Carolina State Certified Residential Real Estate Appraiser with FHA approval. Mr.\nHarrington brings to the company his 13 years of banking experience. His experience\nhelps in the further understanding of our lenders needs and requirements, as well as his\nperformance of residential appraisals.\nThomas E. McCray has been with the company since February of 2001 and is a\nNorth Carolina State Certified Residential Real Estate Appraiser with FHA approval. Mr.\nMcCray has a background in real estate sales and marketing.\nAll appraisals performed by this firm are reviewed for accuracy and are covered\nby the attached Errors and Omissions. With the most modern computer equipment,\nsoftware, and information sources available in the market, Miles L. Hamrick Real Estate\nServices, Inc. is dedicated to providing " you " our client with the best service and\ninformation available.\n\nOffice Phone Number ( 704 ) 864-4166\nFax Number ( 704 ) 868-9200\nOffice Email: dirtvalue@mileshamrick.com\n\n\x0cResume of Miles L. Hamrick, Sr.\n801 East Second Avenue\nGastonia, NC 28054\nLicensing and Professional Organizations:\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\nCandidate for Designation in the Appraisal Institute, 2013.\nState Certified General Real Estate Appraiser - July 1991, #A2003.\nState Certified Residential Appraiser - March, 1991, #A958.\nNorth Carolina Real Estate Commission, Broker.\nNational Association of Realtors.\nNorth Carolina Association of Realtors.\nGaston Board of Realtors.\n\nEducation:\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\nNational USPAP Update 2014-2015, 12/04/2013\nQuantitative Analysis, 11/22/2013 (Appraisal Institute)\nAdvanced Concepts & Case Studies, 11/13/2013 (Appraisal Institute)\nAdvanced Market Analysis and Highest & Best Use, 10/25/2013 (Appraisal Institute)\nAdvanced Income Capitalization, 09/20/2013 (Appraisal Institute)\nGeneral Appraiser Report Writing and Case Studies, 07/23/2013 (Appraisal Institute)\nBusiness Practice & Ethics, 5/23/2013 (Appraisal Institute)\nIntroduction to Complex Appraisal Assignments, 4/2/2013\nMaking Valid Appraisal Adjustments, 3/7/2013\nNational USPAP Update 2012-13, 12/7/2011\nThe UAD, 8/12/2011\nUSPAP Frequently Asked Questions 81-179, 5/12/2011\nNational USPAP Update 2010, 1/21/2010\n15 Hour USPAP, 11/13/2009\nNCAB Website Access & Information, 5/13/2009\nDo You Understand What You Are Signing?, 4/22/2009\nUSPAP Frequently Asked Questions 1-67, 4/7/2009\nMortgage Fraud: A Dangerous Business, 3/12/2009\nThe New 1004 MC - Market Conditions Addendum, 2/26/2009\nNational USPAP Update 2008, 4/1/2008\nAppraiser Liability, 3/15/2007\nNCAB Website Access & Information, 3/15/2007\nNational USPAP Update 2006, 2/23/2007\nR-3 (Instructor), 3/14/2006\nBack to Basics, 1/31/2005\nNational USPAP Update -2005, 1/17/2005\nAppraising in North Carolina, 9/30/2004\nNational USPAP Update, 6/8/2004\nBoard Rules & Laws, 4/29/2004\nThe Appraiser as an Expert Witness, 4/29/2003\nNational USPAP Update, 2/28/2003\nGeneral #3 Class completed in May, 1991.\nGeneral #2 Class completed in May, 1991.\n\n2\n\n\x0c\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\nGeneral #1 Class completed in April, 1991.\nResidential #3 Class completed in January, 1991.\nResidential #2 Class completed in December, 1990.\nResidential #1 Class completed in October, 1990.\nNorth Carolina Real Estate Commission Approved:\nCommercial-Investment Real Estate Council Class on "Marketing and Sales of\nCommercial Real Estate" presented by the Charlotte, N.C. Chapter. April, 1990.\nNational Institute on Manufactured Housing, Inc. Certification Class on Manufactured\nHousing Appraising. 1988.\nNorth Carolina Department of Transportation\'s Highway Construction Training Program.\n01/1984.\nAssociate of Applied Science in Civil Engineering Technology, Gaston College, Dallas,\nNorth Carolina. Graduated 1984.\n\nRELATED EXPERIENCE:\n\xef\x82\xb7 Equalization and Review Board: Appointed by the Gaston County, NC\nCommissioners to the Gaston County Tax \xe2\x80\x93 Equalization and Review Board to\nhear and rule on tax appeals. December 2013.\n\xef\x82\xb7\n\nCourt Certified Expert Witness: Recognized as Expert Witness for Real Estate\nAppraisals and Sales by Federal Bankruptcy Court \xe2\x80\x93 Charlotte, NC July, 2011.\n\n\xef\x82\xb7\n\nCourt Certified Expert Witness: Recognized as Expert Witness for Real Estate\nAppraisals and Sales by Davidson County Superior Court. Case File #91 CVS\n1799 April, 1993.\n\n\xef\x82\xb7\n\nAPPRAISAL COMMISSIONER: Appointed by The Superior Court of Gaston\nCounty as a Commissioner to determine MARKET VALUE on a condemnation\ncase for the proposed Gaston County Airport. Case File #91 CVS 2292: June\n1992.\n\n\xef\x82\xb7\n\nAPPRAISER: Miles L. Hamrick Real Estate Services, Inc. January 1987 to date.\nCollect data and appraise properties for appraisal clients (URAR forms and\nNarratives). Buy and sell commercial and residential real estate. Real Estate\nConsulting.\n\n\xef\x82\xb7\n\nCONSTRUCTION COMPANY; (OWNER): Milo Construction, Inc., Gastonia,\nN.C.; June 1985 to December, 1990; Bid, coordinate and supervise construction\nprojects, perform sub-contract appraisals for E.N. Crawford Appraisals.\n\n\xef\x82\xb7\n\nHOUSING CONSTRUCTION SUPERINTENDENT: Summy Building Systems,\nDallas, N.C.; March 1985 to June 1985; Schedule and inspect sub-contractors\nwork for residential construction.\n\n3\n\n\x0c\xef\x82\xb7\n\nHOUSING CONSTRUCTION SUPERINTENDENT: Park West Homes;\nCharlotte, N.C.; June 1984 to March 1985; Schedule and inspect sub-contractors\nwork for residential construction.\n\nReferences:\n\xef\x82\xb7\n\nMark Rouse\nBranch Banking & Trust Company\n(704) 867-0284\n\n\xef\x82\xb7\n\nRichard Thomas\nBelmont Federal Savings and Loan\n(704) 825-9861\n\nPARTIAL CLIENT LIST:\n(Residential, Commercial Appraisals and /or Reviews - Consulting)\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\xef\x82\xb7\n\nAlliance Bank & Trust\nBelmont Federal Savings and Loan\nBranch Banking and Trust\nCarolina Commerce Bank\nCherryville Federal Savings & Loan Assn.\nCentura Bank\nCitizens South Bank\nCity of Bessemer City\nCity of Gastonia\nClover Community Bank\nCommunity One Bank\nCharles Gray, PA\nCliff Cannon, PA\nCommunity One Bank\nFidelity Bank\nFirst Charter Bank\nFirst Citizens Bank\nFirst Community Bank, VA.\nFirst Union National Bank\nGaston County Planning Commission\nGillespie Properties\nHome Trust Bank\nHuntington Federal Savings Bank\nHot & Now Hamburger Franchises (F. D. Franklin)\nLincoln Bank\nMountain Bank\n\n4\n\n\x0cResume of John A. Harrington, Jr.\n313 MacGregor Road\nGastonia, N.C. 28056\nAppraisal Education:\nNorth Carolina Real Estate Commission Approved:\nResidential #1 Class completed in April 1994\nResidential #2 Class completed in May 1994\nResidential #3 Class completed in July 1994\nGeneral / Commercial #1 Class August 1994\nNew FHA Guidelines completed November 1999\n(FHA Approved)\nDesignation:\nNorth Carolina Certified Residential Real Estate Appraiser #A3870\nEducation:\nCampbell University Ext.\n22 Hours of Accounting\n3 Hours of Business Law\n\n1981 to 1985\n\nWestern Carolina University 1971 to 1975\nBA Political Science / Economics\nCullowhee, N.C.\nRelated Experience:\nMiles L. Hamrick Real Estate Services, Inc. Gastonia, N.C.\nJanuary 1994 to Present\nDuties: Appraisal of Residential Real Estate\nFirst Citizens Bank\nGastonia, N.C. October 1976 to October 1989 Duties: Branch Manager\n\n5\n\n\x0cResume of Thomas E. McCray\n100 Hedgestone Drive\nGastonia, NC 28056\n\nAppraisal Education:\nNorth Carolina Appraisal Board Approved\nResidential R-1 Class Completion February 2000\nResidential R-2 Class Completion March 2000\nResidential R-3 Class Completion April 2000\nDesignation:\nN.C. State Certified Residential Real Estate Appraiser\nLicense # T2199 November 2000 to August 2003\nCertification # A5283 August to date\nRelated License & Experience\nN.C. Real Estate Brokers License (Active Status) July 1997\nN.C. Real Estate Sales License July 1995\nRealty Executives of Hickory, Hickory, NC Real Estate Sales (9/95-3/98)\nMarketplace Realty Hickory, NC Real Estate Sales (3/98-2/01)\nProfessional Organizations\nMember of Catawba Valley Board of REALTORS\nCatawba Valley Multiple Listing Service\nN.C. Association of REALTORS\nNational Association of REALTORS\n\n6\n\n\x0cCopies of Certificates, Licenses\n\n7\n\n\x0cCopy of Errors and Omissions Insurance Binder\n\n8\n\n\x0c9\n\n\x0c10'