Sarah wants to start a cupcake business and was approved for a business loan.  The loan has 0% interest if she pays the entire amount back in 5 years, which she decides to do.  If she put $10,000 down as a down payment and her monthly payments are $600.00, how much was her loan for (including the down payment)?
Please reason step by step, and put your final answer within \boxed{}.
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