 The land around Toccoa Falls was traded to White settlers in 1783, and written accounts of the falls began to appear in publications in the nineteenth century.White folk tales about Toccoa Falls are recounted in the writings of Elizabeth F. Ellet and Charles Montgomery Skinner.Both Ellet and Skinner's stories portray tension between the White settlers and the Native Americans of the area, describing the White settlers as victims of the Native Americans' violence.